1st Financial Solutions Pty Ltd in Brookvale, New South Wales, Australia | Investing service

1st Financial Solutions Pty Ltd

Locality: Brookvale, New South Wales, Australia

Phone: +61 1300 308 808

Address: 117 Old Pittwater Rd 2100 Brookvale, NSW, Australia

Website: http://www.first.amp.com.au

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• Mortgage brokers
• Investing service

25.01.2022 A great article outlining the value of advice when considering life insurance: http://www.riskadviser.com.au//13544-advisers-and-the-comm

25.01.2022 This is my latest email update: This is the 41st email update I will be sending to my clients as part of my ongoing service offering. I have attached the latest from Shane Oliver on the recent rate cut by the Reserve Bank of Australia. Key points:... The RBA’s latest rate cut along with downwards pressure on the value of the $A should help Australian economic growth pick up to around trend next year. While 2% is likely to be the low, further cuts cannot be ruled out, particularly if the $A remains too strong. For investors: expect bank term deposits to offer poor returns; consider asset classes providing higher and more stable yields; and expect the $A to continue to trend down. In summary, with the exception of the property market, the Australian economy is still sluggish and needs additional stimulus to kickstart it. Until we see a meaningful improvement in employment and growth don’t expect interest rates to go up anytime soon. Looking forward, we have the budget coming out next week and I will send out a special budget update on Wednesday once I have read the detail. Finally a special thankyou to those who supported the Childrens Cancer Centre at Westmead Hospital by donating to the Bob Tug Wilsons 26.5km walk for kids with cancer. We raised $150,516 that goes to a great cause. Heres a link to more about the origins of the walk: https://www.youtube.com/watch?v=Q3fe0jaYStw As always, if you would like to discuss this update or anything else relating to your wealth position please feel free to contact me. Kind regards, Rob

22.01.2022 I've just posted some end of year tax tips on blog. Check it out here: http://1stfinancialsolutions.blogspot.com.au/

15.01.2022 Recently, Comminsure has been in the news for treating life insurance policy holders poorly and for serious misgivings in their policy definitions and claims processes. See article attached below - this article highlights that for many Australians they will only have life insurance via their superannuation fund and many will not even know that they have it. It is important to know that often it is not your superannuation fund that is the insurance provider and that they will ...outsource this to a 3rd party life insurer such as Comminsure: http://www.ifa.com.au//15842-lawyers-to-act-on-behalf-of-c It is vital, if you have dependents that rely on you for their financial well-being, that you have some level of life insurance cover to provide for them in the event that you are unable to. Moreover, it is even more important that the life insurance cover that you have in place pays out when it comes time to claim. This is the truest test of the quality on a life insurance policy and is the most important reason that you should engage a financial adviser when choosing your life insurance provider. The following article outlines the role that a financial adviser plays when you are considering your life insurance needs: http://www.ifa.com.au//15847-advisers-are-client-advocates This is the link for the ABC Four corners news program that highlighted the poor conduct at Comminsure: ABC I-View If it has been a while since you reviewed your life insurance policies and you’re unsure what your covered for OR whether you are covered at all then contact my office for a free appointment to go over your existing policies and life insurance needs. Kind Regards, Rob Robert Inukihaangana | Specialising in superannuation & tax effective investing * life insurance * mortgages Financial Adviser and Accredited Mortgage Consultant -1st Financial Solutions Pty Ltd (ABN: 47149643443) 1st Floor Lifestyle working building, 133/117 Old Pittwater Road , Brookvale NSW 2100 02 84130327|02 99074922| 0424313891 | [email protected] Web: www.first.amp.com.au The greatest compliment you could give me is the referral of a friend or family member

10.01.2022 This is my latest client email update. Also check out my revamped website: www.first.amp.com.au And like my business page if you haven't done so already: https://www.facebook.com/1stFinancialsolutions... Well Japan was fantastic! The snow was amazing and I made it back in one piece! The highlight of the trip was doing a back country tour and riding 2-3 feet of powder snow.Amazing when you’re upright but very difficult to dig yourself out when you stack it!!! Anyway the annual Japan snow pilgrimage is now done and it’s back to work. This is the 39th email update I will be sending to my clients as part of my ongoing service offering. I have attached the latest article from Shane Oliver on the outlook for interest rates. Key points The Reserve Bank of Australia was right to cut interest rates again. Growth is too low, inflation is benign and rising unemployment is a problem. Expect the cash rate to fall to 2% in the months ahead. Record low borrowing rates, the lower $A and the boost to spending power from lower fuel prices should help boost growth to 3% or just over into next year. For investors: bank term deposits offer poor returns; remain wary of the $A; favour Australian over global bonds; and shares, commercial property So we can expect this low interest rate environment to be around for some time yet and this lends support to risk assets such as shares and property as conservative investors with money sitting in cash earning 0 -3% move up the risk spectrum and buy higher yielding shares and property. As always, if you would like to discuss this update or anything else relating to your wealth position please feel free to contact me. Kind regards, Rob

06.01.2022 I've posted the following articles on my blog: - reverse mortgages, your home your cash cow - commercial buyers guide Check it out here:... http://1stfinancialsolutions.blogspot.com.au/

03.01.2022 Some interesting stats on why we should all have some life insurance: http://www.riskadviser.com.au//13283-children-feel-affects I specialise in arranging life insurance solutions for families so their loved ones are taken care of should the worst occur.

01.01.2022 There has never been a better time for a free mortgage health check. Over the past 6 months the gap between the best mortgage rates and the worst has been steadily increasing. In some instances, you can save 0.5% on what your currently paying which on a $500,000 mortgage equates to a saving of $2,500 per year. Here is an article on how the major banks have been increasing their rates over the past 6 months: http://www.mortgagebusiness.com.au//9542-cba-confirms-rate For a co...mplimentary mortgage health check call my office on 02-84130327 to make an appointment. Kind regards, Rob See more