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A1 Property Consultants

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21.01.2022 A very easy strategy I can finance...

19.01.2022 Today I'm going to discuss a dual occupancy strategy that can really accelerate homeownership and reduce the cost of paying your property off. For those not familiar with a dual occupancy house it is basically two separate living areas under one roof. It is a modern-day duplex under 1 title. Each separate occupancy has its own bathroom, kitchen, living area, garage... Dual occupancy has been constructed for the modern family or young professionals and is becoming more popular.... So let's do some figures..... If a homeowner was to purchase a house for $550,000 they would be looking at a payment of about $570 per week. Now the strategy is this. I propose that a dual occupancy property is constructed in a way that the main residence has 3-4 bedrooms, 2 bathrooms, single garage. The second and rented residence is a single bedroom single bathroom residence, single garage property. There is huge demand to rent this single type of residence and an anticipated minimum rent is $280 per week. So this reduces the amount you need to pay each week to $290 which cheaper than what you are paying in rent and you receive the added benefit of eventually owning your own home and the capital growth that goes with this. If you were to pay your mortgage as normal and simply put this extra money towards your house payments this would reduce your mortgage term by about 13 years. Incredible result. If you would like to discuss a personal strategy or inspect some in the process of being built. please contact me on 0402 507 942. These properties at any given time are in limited stock so I encourage people to call to avoid long waiting lists.

14.01.2022 Today I'm going to discuss a dual occupancy strategy that can really accelerate homeownership and reduce the cost of paying your property off. For those not familiar with a dual occupancy house it is basically two separate living areas under one roof. It is a modern-day duplex under 1 title. Each separate occupancy has its own bathroom, kitchen, living area, garage... Dual occupancy has been constructed for the modern family or young professionals and is becoming more popular.... So let's do some figures..... If a homeowner was to purchase a house for $550,000 they would be looking at a payment of about $570 per week. Now the strategy is this. I propose that a dual occupancy property is constructed in a way that the main residence has 3-4 bedrooms, 2 bathrooms, single garage. The second and rented residence is a single bedroom single bathroom residence, single garage property. There is huge demand to rent this single type of residence and an anticipated minimum rent is $280 per week. So this reduces the amount you need to pay each week to $290 which cheaper than what you are paying in rent and you receive the added benefit of eventually owning your own home and the capital growth that goes with this. If you were to pay your mortgage as normal and simply put this extra money towards your house payments this would reduce your mortgage term by about 13 years. Incredible result. If you would like to discuss a personal strategy or inspect some in the process of being built. please contact me on 0402 507 942. These properties at any given time are in limited stock so I encourage people to call to avoid long waiting lists.

09.01.2022 I was sitting with a potential client today who had some decent equity in their property but were frustrated with how their retirement was looking. They had already seen a financial planner who had offered them a large insurance policy they were not comfortable with and then seen an investment advisor who offered them a questionable off the plan apartment. I explained my process and recommendations for a property investor.... For property investors, I recommend dual occupancy dwellings. A dual occupancy dwelling is basically a modern-day duplex on a single title. The reason these make such a good investment is that rental yields on them are high as basically the land cost is apportioned across two dwellings. Dual occupancy is also incredibly popular as they are practical for the future family and dare I say the changing demographics. Occupying a Dual occupancy home is sensible as a family can live in one part and perhaps grandparents can live in the other. Each person has their own separate space. The figures on the property were impressive and from year one this property was cash-flow positive $217 per week. Equity gained over 10 years was $488,496 and rental return a week received after expenses in year 10 was an impressive $299 per week. Not a bad result, even the figures out you have increased your wealth by around $48,000 a year and pocked after expenses about $115,000 in rent. ($11,500 per year) I have attached the figures and a couple of sample pictures of a dual occupancy residence so people can get an understanding of them. I have one available now that the developer is offering a $10,000 rebate at settlement which will sell quickly. If anyone is interested in finding out more please phone me on 0402 507 942 or send me a message.

08.01.2022 We can help set this up and finance it for you..... We offer the best finance rates and structure your loan correctly. Given the time of year, developers are keen to move property before the after Christmas quiet period. This has enable us to negotiate some great deals off already low wholesale property prices.... Anyone buying before Christmas will also receive a special surprise gift. Please do not hesitate to contact me Malcolm Lewis on 0402 507 942

03.01.2022 I had a customer come to me today split on deciding whether to withdraw equity from their property and invest in shares or buy an investment property that they could eventually pass to their children. Years ago I definitely would have pointed them towards shares with a leveraged facility but these days the interest rate is very high on those facilities but very low on mortgages. I put their details into my PIA software which gave me quite a surprising result over a ten-year p...eriod. This couple is on $170,000 a year looking at a purchase cost of $500,000. I have used a property growth rate of 6.8%, inflation result of 3% and bank interest rate of 3.5% The results were quite impressive at ten years they had accumulated: Equity $444,092 Income per week $100 New building $6250 in tax deductions That was an incredible result given they are simply using the equity in their property to achieve this and the property is cash flow positive from day one. I have attached their sheet and if you have any questions or wish to run through your own personal scenario. Please call me on 0402 507 942 I often hear experts put that we need a million dollars to retire. I guess someone with equity in their home could potentially purchase two properties and achieve that million in 10-15 years.