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24.01.2022 REMINDER: 2018 Tax Returns are due 15 May. Dont leave it to the last minute!REMINDER: 2018 Tax Returns are due 15 May. Dont leave it to the last minute!

24.01.2022 Play smart. Act like you didnt notice anything

24.01.2022 Schemin and dreamin! Luv this color. thoughts?

24.01.2022 Australia: A coming Financial Crisis? https://www.youtube.com/watch?v=h71cHHBAnMQ

24.01.2022 A disciplined life leads to wealth and prosperity. You must have control over how you live your life.A disciplined life leads to wealth and prosperity. You must have control over how you live your life.

23.01.2022 Amazing view of the pacific ocean

22.01.2022 It doesn't matter if they gave up on you, as long as you didn't give up on yourselfIt doesn't matter if they gave up on you, as long as you didn't give up on yourself

21.01.2022 House in Hollywood Hills anyone?

20.01.2022 Progress = HappinessProgress = Happiness

19.01.2022 New website is live! Please check it out https://accountslend.com.au

19.01.2022 6 months of focus and hard work can put you 5 years ahead in life. Dont underestimate the power of consistency and desire6 months of focus and hard work can put you 5 years ahead in life. Dont underestimate the power of consistency and desire

19.01.2022 New member of the team

18.01.2022 Zip lining in Dubai. Would you do it? Next business trip?

17.01.2022 Signs you were born to be an entrepreneur: 1. Risk-taking behaviors. 2. Tenacity. 3. Confidence.... 4. Adaptability. 5. Curiosity. 6. Restlessness. 7. Focus on the big picture. 8. Rebellious streak. 9. Desire to build things. 10. Competitiveness. See more

17.01.2022 Move in silence, only speak when its time to say checkmate

16.01.2022 If you can learn self control you can master anything!If you can learn self control you can master anything!

14.01.2022 Steps to protect your vibe: 1. Avoid gossip and drama. 2. Let go of things you cant control. 3. Avoid comparing yourself to others.... 4. Keep your faith larger than your fears. 5. Dont do anything that doesnt feel right. 6. Stay away from people who drain your energy. See more

14.01.2022 https://www.abc.net.au//ato-lists-weirdest-tax-cl/11362492

12.01.2022 Good article... But actually capital losses usually don't reduce your tax bill, and actually seeing a professional to do your tax will both increase your refund and protect you from potential audit https://amp.news.com.au///449c7c85db6e201c731b8cd1ffdb8ae0

12.01.2022 BILLUONAIRE MINDSET. Be a boss. Date a boss. Build an empire.BILLUONAIRE MINDSET. Be a boss. Date a boss. Build an empire.

11.01.2022 https://amp.news.com.au///050b85f35b65600baa7c622bea9de129

11.01.2022 Get Xero 50% off for 6 months and we will set it up for you for free = Gr8 deal! Limited time only

10.01.2022 Block out the Haters & keep Grinding

09.01.2022 Fail faster. So u can succeed quicker!Fail faster. So u can succeed quicker!

08.01.2022 If you don't stand for something, you will fall for anything

08.01.2022 https://www.smh.com.au//rates-could-fall-as-low-as-0-5-per

07.01.2022 Improve Your Life Now:- 1. Face your fears. 2. Eat better. 3. Admit your mistakes. 4. Refine your goals.... 5. Believe in yourself. 6. Ask for wisdom. 7. Conserve your time. 8. Invest your profits. See more

07.01.2022 https://amp.theage.com.au//beware-three-types-of-tax-retur

06.01.2022 Begin with positivity. One small positive thought in the morning can change your entire day.Begin with positivity. One small positive thought in the morning can change your entire day.

06.01.2022 Why it just got harder to get a home loan Anyone applying for a home loan these days will find that there are more hurdles to jump than has recently been the case. So why is it harder to get a home loan? And what can you do to improve your chances of getting a loan? The Royal Commission... The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry that concluded in early 2019 discovered a number of lax lending practices by some of Australias biggest lenders. Of particular concern was that some banks failed to verify the living expenses of home loan applicants. In many cases this lead to people receiving loans that they were unable to repay. The Royal Commission also revealed that one of the bank regulators, ASIC, did little to punish misconduct, so there was little incentive for banks to comply with their legal obligations. In response to the Royal Commission ASIC promised greater scrutiny of lending practices and lenders began to ask for a lot more information when assessing home loan applications. They now require detailed proof of both income and expenditure at a level that many people may find intrusive. Bigger deposits The decline in home prices in Australias major cities mean that buyers dont need to borrow as much for a given property, which should make it easier to get a loan. However, falling prices create a greater risk for the banks, and one way to reduce this risk is to require a higher deposit, extending the time it takes to save that deposit. Stringent stress testing Even before the Royal Commission the prudential bank regulator, APRA, introduced a requirement that banks check on their borrowers ability to service their loans if there is a significant increase in interest rates. While it might be possible to borrow at an interest rate of less than 4% per annum (pa), the banks need to check that the loan is still affordable at an interest rate of more than 7% pa, thus reducing the amount that can be borrowed. Being prepared The main response to this more difficult lending environment is simple, but that doesnt make it pleasant. Unless you are able to increase your income, youll need to save more. Inevitably, that means spending less: Apps such as TrackMySPEND from MoneySmart can help you track your spending and make it easier to work to a budget. Keep detailed records of saving and spending. You will be asked for them come loan application time. Start early. You are more likely to be successful in your home loan quest if you can show a consistent history of saving and responsible spending spanning years rather than months. Shop around. By all means start with your regular bank, but also check out what the non-bank lenders and mortgage brokers can offer.

05.01.2022 Think like a Millionaire. Hustle like you're broke.Think like a Millionaire. Hustle like you're broke.

04.01.2022 Such a shame Is this proof that we are taxed too much and that it is holding back progression https://www.dailytelegraph.com.au//960ac1cde7c468756d1aaed

03.01.2022 Elevate yourself to new heights when the moment seems out of sight.Elevate yourself to new heights when the moment seems out of sight.

02.01.2022 What defines us is How well we rise After fallingWhat defines us is How well we rise After falling

02.01.2022 Be strong, you never know who you are inspiring