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Accredited Lending Services

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24.01.2022 CASH RATE REMAINS AT 1.50% AHEAD OF FEDERAL ELECTION The Reserve Bank of Australia (RBA) has elected to leave the cash rate unchanged at 1.50%. Governor Philip Lowe had this to say in his official statement: The adjustment in established housing markets is continuing, after the earlier large run-up in prices in some cities. Conditions remain soft and rent inflation... remains low. Credit conditions for some borrowers have tightened over the past year or so. At the same time, the demand for credit by investors in the housing market has slowed noticeably as the dynamics of the housing market have changed. Growth in credit extended to owner-occupiers has eased over the past year. Mortgage rates remain low and there is strong competition for borrowers of high credit quality. What does this mean for you? Despite the cash rate staying at 1.50%, lenders have elected to move rates independently. If you have any questions around the latest RBA announcement, or about home loans in general, please get in touch. Information from the Reserve Bank of Australia www.rba.gov.au

24.01.2022 SPECIAL HOME LOAN REFINANCE OFFER SPECIAL RATE OF 3.55% P.A & 3.60% COMPARISON RATE FOR OWNER OCCUPIED SPECIAL RATE OF 3.89% P.A & 3.94% COMPARISON RATE F...OR INVESTMENT PROPERTY BENEFITS: - No Account keeping fees - Redraw Facility - Freedom to make extra repayments CONDITIONS: - Application Fee $399 other fees including legal fees & valuation costs may apply - Only for refinancing not valid for purchases or pre-approvals - Loan repayments are solely Principal & Interest - Salaried/PAYG applicants only - Minimum Loan amount - $250k - No ‘Cash Out’ only for refinancing purposes only - For Australian Citizens and Permanent residents only - Max LVR 80% If you would like further information, or if you would like us to check affordability please dont hesitiate to contact us: [email protected] or 0411 141 174 Accredited Lending Services - ACL395275 www.accreditedlending.com.au WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.’ Loan subject to the banks full assessment.

24.01.2022 Are you a Business Owner?? If so, take advantage of the instant asset write-off threshold that has been increased to $30,000 and extended to 30th June 2020. The deadline for the $30,000 instant write off is fast approaching. ... CONTACT US TODAY! We can process your application for Car finance which includes an optional free car buying service OR Arrange your asset finance to get that equipment to help grow your business. Please note that we cannot provide free taxation advice but for more information please visit - https://www.ato.gov.au//G/$30,000-instant-asset-write-off/ If you would like further information, or if you would like us to check affordability please contact us: [email protected] or 0411 141 174 Accredited Lending Services - ACL395275 www.accreditedlending.com.au

23.01.2022 The cash rate has been cut! After nearly 3 years of waiting the cash rate has finally moved, with today’s announcement by the Reserve Bank of Australia (RBA) confirming a reduction from 1.50 per cent to 1.25 per cent. In the official statement released by the RBA, it was stated that this decision is to support employment growth and provide greater confidence that inflation will remain consistent with the medium-term target.

23.01.2022 Had a great time at the FBAA conference. #fbaa #conference

21.01.2022 For the 4th year in a row our Head Broker Patrice Sullivan is in the top 10 for Queensland for the ‘QLD Broker of the Year’! Congratulations Patrice!!

21.01.2022 Today’s the day!! Come on down to The Club Hotel for your Home Loan information Session!

19.01.2022 Contact us today if you would like a FREE automated valuation on your property Contact us today on: [email protected] or 041 114 1174

18.01.2022 Planning a trip, to celebrate the End of the Year? Contact us today to discuss your personal loan options

13.01.2022 Ever wondered how your current suburb is being rated in today's market - contact us today for your free suburb report.

09.01.2022 Where do you truly want to be? Reward yourself and create some memories without having to save up to make it happen. Contact us today and start the process of applying for your dream holiday. Email us today - [email protected]

06.01.2022 Sick of living with roommates or paying off someone else's mortgage? Maybe it's time to start funding your piggy bank and buy your own home! Contact us to find out how much savings you need to make that first step onto the property market Email or call us today ... [email protected] See more

05.01.2022 Secure a great home loan rate for peace of Mind with the new Teachers Mutual bank rates 3.65% PA 3-year fixed interest rate 4.81% PA 3-year fixed comparison rate... For owner occupied and investment properties for P & I repayments only. If you would like further information, or if you would like us to check affordability please contact us: [email protected] or 0411 141 174 Accredited Lending Services - ACL395275

05.01.2022 ATTENTION ALL FIREFIGHTERS! Secure a great home loan rate for peace of Mind with the new Firefighters Mutual Bank rates 3.65% PA 3-year fixed interest rate... 4.81% PA 3-year fixed comparison rate For owner occupied and investment properties for P & I repayments only. If you would like further information, or if you would like us to check affordability please contact us: [email protected] or 0411 141 174 Accredited Lending Services - ACL395275

03.01.2022 SPECIAL NEW-TO-BANK SPECIAL OFFER SPECIAL RATE OF 3.49% P.A & 4.25% COMPARISON RATE FOR OWNER OCCUPIED 3 YEAR FIXED RATE P & I SPECIAL RATE OF 3.69% P.A & 4.52% COMPARISON RATE FOR INVESTMENT 3 YEAR FIXED RATE P&I & INTEREST ONLY ... Home Package Plus Special offer for new lending over $150k & 90% or Less LVR CONDITIONS: - Pre-approvals excluded - At the expiry of any Fixed Rate Term, the loan will revert to then Standard Variable - Lending on 3 year fixed rates is specifically excluded from Refinance cash offer & for First Home Buyers cash offer - Minimum Loan amount - $150,000 - Must be 90% LVR or less - For Australian Citizens and Permanent residents only - Package Fee $375 other fees including legal fees & valuation costs may apply BENEFITS: - No upfront establishment fees or ongoing account keeping fees on home loans for as long as they remain in the Package - Unlimited number of eligible home loans can be included within the Package - Optional 100% Offset facility - Discounts on a range of products across banking, lending and insurance - Includes a Suncorp Bank Everyday Options Account with no Monthly Account Keeping Fee If you would like further information, or if you would like us to check affordability please contact us: [email protected] or 0411 141 174 Accredited Lending Services - ACL395275 www.accreditedlending.com.au WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.’ Loan subject to the banks full assessment.