Adam Flynn in Nedlands, Western Australia | Community

Adam Flynn

Locality: Nedlands, Western Australia

Phone: +61 413 337 334

Address: 1/136 Stirling Hwy 6009 Nedlands, WA, Australia

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25.01.2022 For Your Interest, Many banks have increased their rates for investment property purchases and refinances. However, there are still some very competitive options available. Interest rates as follows: 2 Years Fixed 3.89% - Additional 30k extra repayments over the fixed term, No Application fee Available for Owner Occupied properties only... 3 Years Fixed 3.94% - Additional 5k extra repayments per year on the fixed term $300 Application fee - Available for both Owner Occupied & Investment properties Variable 3.99% - No Application fee Unlimited extra repayments Free online redraw Offset account available - $10 per month maintenance fee No Application fee Available on Both Owner Occupied & Investment properties *These rates are subject to change, and so may only be available for a limited time. If you would like to discuss your eligibility, please do not hesitate to PM me, contact me on 0413 337 334, or via email [email protected]

24.01.2022 Facebook Friends & Family, for those who arent already aware, I am a Mortgage Specialist with St James Finance. Whether you are in the market for a Refinance, Property Purchase, or just want to know how much you can borrow? I can assist. Some of the more competitive home loan rates are as follows: Variable rate 4.59%, 1 Year Fixed rate 4.49%, 3 Year Fixed rate 4.59% or 5 Years Fixed rate 4.69%. I am also happy to negotiate the potential waiver of fees to help you get the best deal possible. If I can assist, please PM me, or you can contact me on 0413 337 334 or via email at [email protected] feel free to like & share my page also, Cheers!

22.01.2022 For Your Interest The Reserve Bank of Australia has again decided to leave the official cash rate at 2.00%. This decision was forecast by most economists as the Reserve Bank continues to assess the impact of recent upward movements in the Australian dollar and positive economic news around employment and retail spending. Complicating the issue is talk that lenders may increase interest rates independent of the Reserve Bank cycle, citing increased funding and regulatory costs.... Therefore even though the cash rate has remained unchanged, it is still an excellent time to review your current lending position to ensure you still have the appropriate financial solution for your current circumstances. If you would like to discuss your eligibility for a refinance, new property purchase, or simply wish to know how much you can borrow, please do not hesitate to contact me on 0413 337 334, PM me, or email at [email protected] See more

22.01.2022 For your interest, New special offer of 3.99% Fixed for 3 years available, along with Variable rates as low as 4.24%. If you would like to discuss a refinance, new purchase, or how much you can borrow, please do not hesitate to PM me, contact me on 0413 337 334, or via email [email protected]

21.01.2022 For Your Interest, The RBA has cut the official cash rate to 1.5%. This result was widely predicted with many experts tipping the RBA would lower the rate to provide some stimulus for the economy following last weeks disappointing CPI numbers. Amidst the dramatic U.S. election campaigns of Clinton vs Trump, a turbulent market in the EU following Brexit and the Turnbull government remaining in power, the RBA has opted to try and trigger an increase in consumer spending this ...month. What does all this mean for home owners and buyers? This may also give the property market a boost provide an opportunity for Australians to take advantage of the record low interest rates and competitive offers available in the market. While the official cash rate has been slashed, banks and non-bank lenders continue to move their rates out of cycle and there may be a better product for your circumstances. If you want to discuss your home loan rate, fees or structure, please do not hesitate to contact me on 0413 337 334, PM me or email [email protected]

19.01.2022 For Your Interest! Here is a great opportunity to save on your home loan in the new financial year! Variable & Fixed rates now available as low as 3.75% for owner occupied properties & 3.99% for investment properties... To discuss your eligibility, please do not hesitate to PM me, contact me on 0413 337 334, or email [email protected]

19.01.2022 For your interest, Please see below a range of various home loan offers available for both owner occupied & investment properties: Owner Occupied:... 3.59% Variable Principle & Interest repayments 2 Years Fixed 3.79% - Principle & Interest repayments 3 Years Fixed 3.89% - Principle & Interest repayments 4.09% Variable Interest Only repayments Investment: 3.99% Principle & Interest OR 4.09% Interest only repayments 2 Years Fixed 3.89% - Available on both Principle & Interest AND Interest only repayments The variable offers all feature Offset accounts and optional credit card facilities if required. Depending on your position, we can potentially structure the loans so you get owner occupied rates across your investment lending also. To discuss your eligibility in more detail. Please do not hesitate to PM me, call me on 0413 337 334 or email [email protected]

19.01.2022 For your interest. Reserve Bank have announced 25 basis point reduction on the cash rate. This is likely to spark fresh competition amongst lenders. If you would like a no obligation home loan health check, or wish to discuss a new purchase or borrowing capacity? Please PM me, contact me on 0413 337 334, or via email at [email protected]

17.01.2022 For Your Interest, The Reserve Bank of Australia has today decided to leave the official cash rate unchanged at 2.00%. As widely predicted The Reserve Bank appears to have adopted a wait and see approach following last months federal budget. Even though the cash rate has remained unchanged, there are still daily changes in the finance market as a result of increasingly intense competition amongst lenders.... If you would like to discuss your finance options. Whether its for a refinance, new purchase, or just wish to know how much you can borrow? Please do not hesitate to PM me, contact me on 0413 337 334, or via email [email protected] See more

16.01.2022 For Your Interest, Whether you are looking to Refinance, Purchase an Owner Occupied or Investment property. There are some excellent offers available in the market to cater for your Home Loan needs. Some of the more competitive options are as follows: FOR LOAN TO PROPERTY VALUE RATIOS UP TO 80%... 3.99% Variable (For Loan amounts of 500k +) 4.15% Variable (For Loan amounts of 150k 500k) 3 Years Fixed rate 3.94% (Minimum Loan 150k) FOR LOAN TO PROPERTY VALUE RATIOS UP TO 90 & 95% 4.29% Variable (For Loan amounts of 500k 750k & Loan to Value Ratio to 90%) 4.34% Variable (For Loan amounts of 20k 500k & Loan to Value Ratio to 90%) 4.42% Variable (For Loan of 150k + & Loan to Value Ratio to 95%) 2 Year Fixed 3.89% (For Loan of 150k + & Loan to Value Ratio to 95%) If you want to check your eligibility, or would like to discuss in more detail please do not hesitate to PM me, contact me on 0413 337 334, or via email [email protected]

15.01.2022 For your interest, Please see below a list of competitive home loan offers for your consideration: SPECIAL VARIABLE HOME LOAN OFFERS:... 4.09% Variable up to 80% of the property value 4.24% Variable up to 95% of the property value 4.38% Variable (For Investment loans) Up to 80% of the property value SPECIAL FIXED RATE OFFERS: 3 Years Fixed 4.05% - Up to 95% of the property value 3 Years Fixed 4.08% or 4.28% for investment loans up to 80% of the property value 3 Years Fixed 4.19% (For Investment loans) up to 95% of the property value Some banks are also offering $1,500 cash back at settlement for refinances OR 250,000 Velocity frequent flyer points for a limited time only, **Please note rates are subject to change at any time** To discuss these options, or many others, please do not hesitate to contact me on 0413 337 334, PM me, or email me at [email protected]

15.01.2022 Looking to Refinance your Home Loan, or in the market for a new property purchase??? Please see below a range of various home loan offers available for both owner occupied & investment properties: Owner Occupied:... 3.59% Variable Principle & Interest repayments 2 Years Fixed 3.79% - Principle & Interest repayments 3 Years Fixed 3.89% - Principle & Interest repayments 4.09% Variable Interest Only repayments Investment: 3.99% Principle & Interest OR 4.09% Interest only repayments 2 Years Fixed 3.89% - Available on both Principle & Interest AND Interest only repayments The variable offers all feature Offset accounts and optional credit card facilities if required. Depending on your position, we can potentially structure the loans so you get owner occupied rates across your investment lending also. To discuss your eligibility in more detail. Please do not hesitate to contact me on 0413 337 334, PM me, or email [email protected]

14.01.2022 Happy New Year to all, and hope you had a Merry Christmas! For Your Interest, Please see most competitive bank home loan interest rate offers as follows: For Loan to Value Ratios below 80%... 3.99% variable For Lending above $500,000 - Available on both investment & owner occupied properties 4.08% variable For Lending above $200,000 Owner Occupied properties only 3.99% 3 Years Fixed For Lending above $150,000 For Loan to Value Ratios above 80% 4.09% Variable For Lending above $40,000 Owner Occupied properties only 3.99% 2 Years Fixed OR 4.19% 3 years Fixed Owner Occupied properties only 4.34% variable For Lending above $150,000 Owner Occupied & Investment properties If you would like to discuss your eligibility, please do not hesitate to PM me, contact me on 0413 337 334 or via email [email protected]

14.01.2022 For Your Interest, Please find below a list of various competitive Home Loan rates currently on offer. These rates are available for new purchases and refinances:... Interest Rates for Owner Occupied Properties: 3.63% Variable Features Offset account, free online redraw and unlimited extra repayments 4.08% Variable Interest Only repayments - Features Offset account, free online redraw and unlimited extra repayments 1 Year Fixed 3.58% 2 Years Fixed 3.72% 3 Years Fixed 3.83% 4 Years Fixed 3.92% 5 Years Fixed 3.98% Interest Rates for Investment Properties: 4.09% Variable Interest Only Repayments - Features Offset account, free online redraw and unlimited extra repayments 3.97% Variable Principle & Interest Repayments - Features Offset account, free online redraw and unlimited extra repayments 2 Years Fixed 4.09% - Interest Only 2 Years Fixed 3.99% - Principle & Interest Repayments To discuss your eligibility, please do not hesitate to PM me, contact me on 0413 337 334, or email [email protected]

13.01.2022 For Your Interest, The Reserve Bank has again decided to leave official interest rates at the record low of 2.0 percent over November. Rates have now been on hold for six consecutive months but the prospects are increasing for a near-term rate cut. Concerns over the current and likely future performance of the global economy continue to grow. US regulators have again decided against the widely anticipated increase in official interest rates reflecting ongoing concerns of the ...strength of its economy. China has again cut interest rates as local growth levels deteriorate with Europe and Japan initiating policies to revive chronically flat economies. Global stock markets remain volatile with the Australian stock market failing to make significant headway following sharp falls over recent months. Latest national unemployment data for September was disappointing with the ABS reporting the number of employed fell by 5,100 seasonally adjusted over the month. A fall in the participation rate however held the unemployment rate at 6.2 percent still close to the highest rate for 12 years. The national jobless rate has now remained above 6 percent for 16 consecutive months. Latest ABS inflation data was also below expectations and reflects a largely stagnant local economy. Home building approvals fell again over September but levels remain well ahead of those recorded last year. Retail sales rebounded over August after a fall in July but annual growth remains below the year before. Most capital city housing markets continue to weaken with auction clearance rates in Sydney now well down on the record high rates of autumn and the Melbourne auction market also notably fading. House price growth rates in Melbourne and Sydney fell sharply over the September quarter and will likely follow auction clearance rates downwards for the remainder of the year. Recent actions by regulators that have resulted in mortgage rate increases for owner-occupiers and investors have clearly impacted housing market activity and undermined consumer confidence. Growing concerns over the level of local economic growth and sharply diminishing activity in housing markets will likely however keep the Reserve Bank focussed on the possible need for further stimulus through additional cuts to interest rates. If I can assist you with your finance needs, please do not hesitate to PM me, contact me on 0413 337 334, or via email [email protected] See more

11.01.2022 For your interest, Below, are some of the more competitive home loan offers currently available, since the recent reserve bank announcement: Total borrowings of more than $150,000 With a Loan to Value Ratio below 80%:... 3.74% Variable for owner occupied loans 3.99% Variable for investment loans 3.59% Fixed for 3 Years for owner occupied loans 3.74% Fixed for 3 Years for investment loans Total borrowings of more than $150,000 With a Loan to Value Ratio up to 95%: 3.89% Variable for owner occupied loans 4.09% Variable for investment loans 3.69% Fixed for owner occupied loans 3.89% Fixed for 3 Years for investment loans To discuss in more detail, please do not hesitate to contact me on 0413 337 334 or email [email protected]

11.01.2022 The Reserve Bank of Australia has resisted the temptation to further lower rates this month. Keeping the cash rate on hold at 1.50%, and in turn allowing more time to measure the impact of the August rate cut. For Your Interest. Below are a range of the most competitive lender interest rates on offer: Lending for Owner Occupied Properties... Variable 3.75% - 3 year intro rate Variable 3.79% - Lifetime discount off the banks standard variable rate 3 years Fixed 3.59% 5 years fixed 3.85% Lending for Investment Properties Variable 3.88% - Lifetime discount off the banks standard variable rate Variable 4.10% - For lending above 80% of Property Value 3 Years Fixed 3.79% Variable 3.84% - If investment and owner occupied properties are combined, and the owner occupied lending is more than 50% of total lending amount If you would like to discuss your eligibility, please do not hesitate to contact me on 0413 337 334, PM me, or email [email protected]

10.01.2022 For Your Interest, Below are a range of competitive home loan offers that have been released since the latest reserve bank announcement: Loans for Owner Occupied Properties:... Variable with Offset account and free online redraw from 3.95% Basic Variable with no Offset account from 3.88% 2 Years Fixed 3.75% 3 Years Fixed 3.89% Loans for Investment Properties: Variable with Optional Offset and free online redraw 4.22% 2 Years Fixed 3.99% 3 Years Fixed 4.09% ***NOTE*** Investment loans may be eligible for the owner occupied rates, on the basis that both an owner occupied and investment property are being refinanced. To discuss your eligibility, please do not hesitate to contact me on 0413 337 334, PM me, or email [email protected]

10.01.2022 For your interest, Please see below competitive interest rate offers from the banks as of today. You will notice rates have not reduced much since the latest reserve bank reduction.... Variable Rates: 4.17% (3 Year Introductory rate with 100% Offset account) For Loan amounts over $100,000 & under 80% of the property value 4.25% (Lifetime discount of 1.31% off the banks standard rate with 100% Offset account) For loan amounts over $100,000 & under 80% of the property value 4.04% (1.52% discount off the banks standard rate for the first 2 years. Then 1.26% discount thereafter) For Loan amounts above $1,000,000 & under 80% of the property value 4.62% - For Loans which are above 80% 95% of the property value Fixed Rates: 3 Years Fixed 3.99% - Extra repayments allowed of $5,000 per year Up to 95% of the property value 5 Years Fixed 4.39% - Extra repayments allowed of $10,000 per year - Up to 95% of the property value If you would like to discuss a Variable or Fixed Rate Home Loan. Or even a split loan fixed & variable. Please do not hesitate to PM me, contact me on 0413 337 334, or email [email protected]

08.01.2022 For your Interest, The Reserve Bank of Australia decided to once again leave the official cash rate unchanged at 1.5% with the last rate move back in August 2016. Id like to share todays rate announcement and the thoughts on why the Reserve Bank of Australia has made this decision. The economy appears delicately poised with slow wages growth, low inflation, a slowing housing market, tighter lending policies and high levels of household debt now leading some economists to be...lieve that the next rate change could be down. Contrasting this, we have seen some lenders increase rates out of cycle, citing an increased cost of funds as the reason. Until the RBA sees a strong economic lead one way or the other it is highly likely to continue to leave rates as they are. While there has been no change in the cash rate, there continues to be strong competition amongst lenders, with rates available as low as 3.59% for owner occupied lending and 3.99% for investment lending. If you would like to discuss your finance options. Whether it be for a refinance, a new purchase or you would simply like to know your borrowing capacity. Please do not hesitate to contact me on 0413 337 334, PM me, or email [email protected]

07.01.2022 For Your Interest, Here is a list of the more competitive Bank offers currently available: - Variable rate 4.34% with Offset Account (For Loan Amounts in excess of 100k)... - Variable rate 4.24% with Offset Account (For Loan Amounts in excess of 1 Million) - 2 Years Fixed 4.33% with Offset account - 3 Years Fixed from 4.24% - 5 Years Fixed from 4.59% To discuss your eligibility, please do not hesitate to PM me, call me on 0413 337 334, or via email at [email protected]

05.01.2022 For your interest The Reserve Bank of Australia yesterday decided to leave the official cash rate on hold at 1.50%. With wages growth remaining modest & concerns emerging around the impact retail deflation is affecting the overall economy. Interest rates are predicted to be steady for the majority of 2018.... Even though rates remain unchanged. There is still strong competition amongst lenders. With variable rates available as low as 3.63% and Fixed rates of 3.54%. If you would like to discuss your options. Whether it be a refinance, a new purchase or just wish to know your borrowing capacity. Please do not hesitate to contact me on 0413 337 334, PM me, or email [email protected]

04.01.2022 For Your Interest, Reserve Bank of Australia yesterday decided to leave the official cash rate unchanged at 2.25%. The Reserve Bank has previously expressed concerns around unemployment and growth rates in the economy, a factor it will no doubt be keeping a close eye on in future months.... Even though the cash rate has remained unchanged, there are still regular changes in the finance market as a result of increasingly intense competition amongst lenders. The more competitive bank rates are as follows: Variable rates from 4.24% - 4.34% Fixed rates as low as 4.24% If you would like to discuss finance. Whether its a refinance, new purchase, or simply want to know how much you can borrow? Please do not hesitate to PM me, call me on 0413 337 334, or via email to [email protected]

04.01.2022 For Your Interest, The Reserve Bank has decided to leave official interest rates at the record low of 2.0 per cent. Rates will have been on hold for eight consecutive months when the Bank meets again in February 2016. Better recent economic news has encouraged the Bank to continue its current wait-and-see approach to rate movements. The latest unemployment data for October recorded a sharp improvement on the previous month with the seasonally adjusted jobless rate falling to ...5.9 per cent - the lowest rate for the year. The stockmarket has stabilised after recent volatility although the near-term outlook for equities remains cloudy. The Bank is also awaiting the decision by the US Federal Reserve Bank this month on US interest rates settings. An increase in US rates this month would likely have a significant impact on the local currency that remains above the desired level of policymakers. Although rates remain on hold, the prospect remains for a cut next year. The outlook for local economic growth has deteriorated sharply and concerns persist over the current and likely future performance of the global economy. Capital city housing markets continue to produce modest to moderate results at best with the recent sharp deterioration in the Sydney market reflecting the impact of rising mortgage rates over spring. Booming house prices growth in Sydney and to a lesser degree Melbourne over recent years will not be repeated next year with a significantly flatter price cycle now generally in prospect for all capitals. Even though there has been no change in the reserve bank rate. There is still fierce competition amongst lenders with rates available as low as 3.84% Fixed & 3.99% Variable for both owner occupied & investment lending. If you would like to discuss your options please do not hesitate to PM me, contact me on 0413 337 334 or via email [email protected]