Adelaide First Home Buyers in Modbury North | Property

Adelaide First Home Buyers

Locality: Modbury North

Phone: +61 8 8263 4009

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25.01.2022 How much deposit do I need? Its a very common question... The answer? > One of the builders were working with has a special loan for first home buyers where you can get in with as little as $1000 deposit.... > We have another bank lending with as little as $3000. So if youre light on for savings, but have a steady job and are currently paying rent, there is hope! And if you dont yet have a deposit saved, we can help you with saving over the next 3 months to get a deposit together and still take advantage on up to $50,000 in bonuses and grants that are available. We help first home buyers to work out how much deposit they need, how much they can borrow and how to get the grants. If youd like some info on low deposit options, comment SEND IT below and well slide into your DMs.

25.01.2022 Any adventurous First Home Buyers out there? Well priced, and Agent Paul Challis is a part of our team. Our resident First Home Buyer Specialist James Clark can connect you with Paul directly and guide you through the process of buying, splitting and building.

24.01.2022 Whilst others are all sold, we have an amazing block at Mount Barker over 450 sqm metres. 3 properties for under 300k at Evanston, 2 amazing blocks at Hillbank. Whilst People are assessing there options, you could be snapping up the bargains!

24.01.2022 Slab parties! Our favourite part of celebrating our first home buyers huge achievement! The slab being laid is a visual representation of all their hard work paying off, and is what their home will be built on....its very exciting to watch your very own home being built. Wed love to have a slab party with you too!

23.01.2022 PLEASE be careful. Everyone is in a rush to buy their first home (and with up to $50,000 in grants available, its no wonder why!). But please, be very careful with your choice of builder and the build contract you sign. The last thing we want to have happen to first home buyers here in Adelaide is to get stung with an extra $30,000 in build costs because the contract had sneaky wording. I filmed a quick video last week to cover a very specific type of build contract that pro...tects you from builders that jack up the price or sting you with extra costs than what you signed for. Video goes for 2 minutes, please take the time to watch: https://youtu.be/1G0ptW_hsY8 We help with the whole process from working out how much you can borrow through to choosing a builder (we help you with checking the wording in the contracts to protect you as well). Love to help you too. Send us a message if youd like a hand through what can be quite a daunting process. Rick - CEO, Adelaide First Home Buyers.

23.01.2022 Congratulations to Elizabeth and her sons who checked out their house this morning, which is currently under construction! Its looking great and theyre very happy with it! Wont be long before its finished and they can move in! So glad we could help Elizabeth make this happen for her family! If you have have any questions about what might be possible for you, PM us today :)

23.01.2022 Hi first home buyers! We have a full turnkey house and land package available in Munno Para West.1 available. Fits HomeBuilder grant criteria. Snapshot of the opportunity is: 1 available only... Off market deal Its under $314,000 which is a fantastic price point for the area 3 bed, 2 bath, 1 garage All the usual fittings and fixtures youd expect from a quality builder Image attached for an idea of front finishes this builder provides is below (this property will have a slightly different facade). Flick us a message or comment below if youd like more details. - Rick Adelaide First Home Buyers

22.01.2022 Do you hold a Degree, Diploma or Certificate 3 or above? Looking to get into your first home? If so, you may qualify for a special bank and builder package that allows you to get an EXTRA $10,000 towards your first home.... So youd get: > $25,000 HomeBuilder grant > $15,000 First Home Owner Grant > $10,000 extra contribution from the builder $50, 000 all up. Incredible! Its only available with certain builders and one lender, and only if you have a Cert 3 or above. If you would like to know more, comment INCREDIBLE below and well flick you a message with the details!

22.01.2022 One month into the new year and already weve been able to help many first home buyers enter the market! ......and we continue to notice how surprised people are with how small of a deposit they need! Maximising the use of available grants, along with the right home loan can help you reach your goal sooner! PM us today to speak with one of our First Home Buyer Experts to see how close you are :)

21.01.2022 HomeBuilder Grant Application Deadlines Extended But Amount Reduced To $15K The Federal Government has extended the HomeBuilder Grant application deadline to Wednesday the 14th of April 2021, learn more here... https://adelaidefirsthomebuyers.com.au/homebuilder-grant-a/ #homebuilder #homebuilders #homeloan #homeloans

20.01.2022 Congratulations to Darryl and Florlyn! These first home buyers are out celebrating onsite because their slab has been poured! This home will look great when its finished, and because its full turnkey when they get the keys everything will be complete, inside and out!

20.01.2022 We have a couple of FREE First Home Buyer Workshops coming up in March! Register to secure your free tickets today! Youll learn a lot and have a chance to ask questions :)

18.01.2022 Rick and Filip are meeting excited First Home Buyers today finalizing their home designs!

18.01.2022 Hi everyone, given the sheer volume of information relating to home loans, ability to pause loans, new fixed rate offers and so on, we have created a group where you can ask a home loan expert your questions. Heres the link to join the group: https://www.facebook.com/groups/COVID19HomeLoanQuestions

18.01.2022 Do you have questions about early access to Super and putting it into a home loan? Weve had a handful of enquiries from past attendees to our first home buyer workshops regarding early access to Super. Specifically, quite a few people are wondering if theyre able to put the $10,000 now (and a potential further $10,000 in July) towards a house deposit.... The answer is a little grey. There is a lot to consider and the wording from Government releases isnt crystal clear. Given the uncertainty, were running a free webinar this coming Monday night to help clarify. https://us02web.zoom.us//register/WN_2AWrlDOkSqm2nuqTUlpRsA Join us on this free informational webinar to discuss all the ins and outs of getting early access to Super, including: > Can I access my Super early or how do I qualify? > Should I apply for the $10,000 early super release? > How easy is it to do? > How long does it take to arrive in my account? > Can I get the $10,000 and put it back in for a tax deduction? > How can I use the $10,000 once its in my account? > Can I use the $10,000 for a house deposit? > What is actually legal? Learn all this and more in this 30 minute educational webinar. You can register for the webinar here https://us02web.zoom.us//register/WN_2AWrlDOkSqm2nuqTUlpRsA Look forward to seeing you on the webinar Rick CEO Adelaide First Home Buyers

17.01.2022 Some good news today. Homestart is visiting us 1 February, we are one of their biggest providers of loans and they want to provide a better experience to our clients. If you haven't looked at buying yet, it's not too late. Ask us today

17.01.2022 Builders struggling to keep up with demand. HomeBuilder Grants in jeopardy. Wow. We have heard from numerous home buyers that at least one prominent builder is asking first home buyers to sign a waiver, which advises that the builder considers it unlikely that building contracts will be progressed within the time frame to be eligible for the HomeBuilder Grant.... As a result of signing the waiver, first home buyers are releasing the builder of all liability for loss of the HomeBuilder Grant should the build, as expected, not fall within the current Grant eligibility time frame. If you’re about to sign a build contract, please check with your builder regarding the build time frame to ensure you can qualify for the extra $25,000. We have a panel of builders that are keen to help as many first home buyers as possible to get the grants. If you’d like us to help connect you with a builder that can qualify, comment BUILD below.

17.01.2022 Good News For Home Buyers: RBA Cuts Rates By 0.15% But what does that mean for you? Contact us to discuss (08) 8263 4009... https://adelaidefirsthomebuyers.com.au/ #RBA #homeownership #homeowners #FInance See more

14.01.2022 Builders have received this communication from HIA: Treasury has released additional details on the operation of the HomeBuilder grant which address many key questions members have been asking. HIA has been working closely with the federal and state governments in the last fortnight to resolve these issues. The new details released today are a positive outcome for members and your customers.... The main refinements include: allowing the necessary time for home buyers to arrange their finance approvals, building approvals and meet other legal requirements before work is required to commence, rather than the fixed three month timeframe initially announced; clarification that a sales contract for a home purchased off the plan will be eligible in the same way as a building contract; and aligning the process with the current timing of payments for first home owner grants for new homes.

13.01.2022 Next Tuesday we have our first First Home Buyer Workshop for 2020! This informative session will answer all the tough questions, as well be beneficial if youre: * Unsure if you should build new or buy established? * Unsure of the grants and offers you are entitled to? * Not aware of suburb hot spots or council land grants?... * Unsure which bank or broker to choose? * Unclear on lending options and credit history? This is a FREE event, however bookings are essential, so PM us for details and to secure your free tickets. See you there!

13.01.2022 Another article on potential assistance for new home builds. First home buyers could be looking at tens of thousands of dollars back in their pocket if this GST rebate is the mechanism used to deliver the cash. This is a huge opportunity for anyone looking to get into their own home. Tag a friend or drop a comment below if youd like us to give you a hand when the details of the stimulus package are announced. https://www.skynews.com.au/details/_6161001860001

12.01.2022 If Opportunity doesn’t Knock, Build a Door. ~ Milton Berle #motivation #motivationalquotes #motivational #quotes

12.01.2022 Question: How on earth will I afford to keep paying rent PLUS pay the home loan repayments while my house is being built?! Answer: You dont have to! One of the major lenders we work with has a clause in their home loan agreements where you only make home loan repayments once you move in.... This means you can continue living where you are and paying your usual rent, you can sign up for your perfect house and land package and your home loan repayments repayments will only start when youre into your own home and out of renting for good. Goodbye rent, hello own home. Interested to know more? Comment OWN HOME below and well send you the details!

12.01.2022 Congratulations to our first home buyers who had the slab for their house poured yesterday! Fresh concrete, looks good Now the excitement of watching construction and their house take shape can begin. Well done! Several grants were used to help make this possible with a small deposit. PM us today to see what your borrowing capacity is and what deposit size you need

11.01.2022 [$25,000 Grant For First Home Buyers Confirmed] But we can help you get double that! This is HUGE!... Prime Minister Scott Morrison has confirmed that qualifying First Home Buyers will be eligible for a $25,000 from the government as part of the next wave of stimulus. The grants will be available to qualifying home builders who sign up to build a new home from today up until the end of this year. First home buyers should be singing in the streets! The $25,000 cash splash can be combined with the current SA $15,000 from the current first home owners grant, and potentially even $10,000 contribution from certain builders that we work with. So smart SA first home buyers will scoop up all three grants in a once in a generation cash grab. Thats $50,000 in your pocket! To help Adelaide first home buyers, local business, Adelaide First Home Buyers is going to assist first home owners to get maximum possible grants. The Adelaide First Home Buyers team has helped hundreds of Adelaide first home owners to get into their own home using government grants and bonuses. Adelaide First Home Buyers had already had over 100 home buyers register for help prior to the official announcement. They are expecting the grants to be snapped up in record time. We want to help as many first home buyers in Adelaide take advantage of the cash grab and get into their own home sooner. In fact, the Adelaide First Home Buyers team has "downed tools" on all our other projects in the office this week and opened up the schedules of 4 of our first home buyer specialists this week to do as many phone, zoom and in person appointments with first home buyers as possible. We dont want you to miss this once in a lifetime opportunity to have the government fund your house purchase. ITS TIME TO GET THAT DREAM STARTED! Comment SINGING IN THE STREETS (or something less lame) below and well message you to help get the ball rolling in advance of this huge government announcement.

11.01.2022 Had a great turnout for our First Home Buyer workshop at the Woodcroft Hotel last night! Join us for out next on at Walkers Arms on Tuesday 17th March. Register for your FREE tickets by following the below link :)

11.01.2022 We have 2 blocks, one sold in Ridgehaven for FHB looking to maximise the 40k. Connected with our Full Turnkey builder this is a great opportunity

11.01.2022 Hi everyone, Just a further update regarding the $25,000 HomeBuilder Grant and if it can be used towards a deposit... We have good news! ... Homestart released an announcement to mortgage brokers late last week advising the following: "HomeStart has taken the approach of leveraging the HBG (HomeBuilder Grant) by accepting it as a contribution towards the deposit and upfront costs associated with the house and land package." We also have one of the major lenders allowing the same and although it is likely that not all lenders will follow suit, things are looking promising for more banks to come on board in the same manner. What does it mean? Well, you still need to show an ability to meet lending criteria and Homestart in particular like to see an ability to save over a period of months. Its not just a case of being able to whack the $25k down as a deposit and away you go, however the fact that it can be used towards a deposit (and other upfront costs associated with a house and land package) is a major breakthrough for first home buyers in Adelaide. Dealing with banks and trying to work out how and if you can use the grants, choosing the right bank and so on can be fairly daunting but we help you through the whole lot. Thats what we do! If youd like a hand with working out how much you can borrow, which bonuses you can get or anything to do with finding a block of land and builder, you can book a call time here https://calendly.com/adelaide-first-home-buyers/phone-calls Love to help answer some questions. Have a great remainder of the week. Regards, Rick CEO Adelaide First Home Buyers

10.01.2022 2 Townhouses with $15,000 Cash Back! I have access to offer two fantastic townhouses in Blair Athol and each come with a $15,000 cash back deal! Breaking it down, if you are a qualifying first home buyer, youll get:... > $25,000 courtesy of Scomos new HomeBuilder program > $15,000 from the SA First Home Owners grant > PLUS $15,000 cash back from the builder. Thats $55,000 in bonuses and cash back! Absolutely unreal opportunity for the first two buyers. Theyre priced at $445,000 which is very reasonable for the area. Please call me directly on 0412 518 343 to get the details and reserve first opportunity. If youre at work and cant talk, flick me an sms or send us a message here on FB. - Rick CEO Adelaide First Home Buyers

10.01.2022 This $25,000 extra HomeBuilder grant has lit a fire under the South Australian property market. We ourselves at Adelaide First Home Buyers have had over 600 first home buyers contact us to help with accessing the bonuses, working out how much they can borrow and finding their perfect house and land package. Imagine how many thousands more will be out this weekend!... With so many first home buyers looking at display villages this weekend we wanted to run a quick 10-15 minute webinar to help you with: 1) Understanding how the new $25,000 bonus works 2) Learning the one thing every home buyer must put in their house and land contract (weve seen this cost home buyers upwards of $40,000 in un-budgeted expenses!) 3) How to work out how much you should spend on a house and land package, according to your own financial situation. Should only go for 10 minutes. When: Jun 12, 2020 03:30 PM Adelaide Topic: The 3 Things You Must Know Before Visiting Display Homes Register in advance for this webinar: https://us02web.zoom.us//register/WN_odDYZLhvQwusqe2F3uzhJQ After registering, you will receive a confirmation email containing information about joining the webinar.

09.01.2022 If anyone is looking for a block that will be eligible for the 40k in Ridgehaven please send a DM.

08.01.2022 Do you feel like the barrier to buying your first home is having a large enough deposit? Are you working but cant seem to save huge sums of money? Fortunately we know all the tricks and tips for you to get your first home with minimal deposit! Using different grants available as well as getting the right loan can mean your much closer than you think....and in some case a few thousand dollars is all you need to get started! PM us today to chat to one of our First Home Buyer Experts who can answer all your questions

07.01.2022 Buying a first home mustve been a new years goal for a lot of people! Just a few weeks into the year and weve already helped heaps of first home buyers! Whether you are just seeking info, just getting started, curious about deposit sizes, which grants apply to you, want to know how much you can borrow or are ready to buy your first home, we can help you! PM us to speak with one of our First Home Buyer experts

07.01.2022 We have an EXCLUSIVE opportunity for our First Home Buyers, for an established home, before it hits the market! This great entry-level home in a suburb which is ever increasing in popularity....for less than $300,000! A very liveable floor plan offers 3 bedrooms, 2 bathrooms and a double carport. You wont need to do a thing, just move in and enjoy! This wont last long, so for all enquiries and to arrange a private inspection call Paul Challis on 0423 554 594

06.01.2022 Exciting times for Adelaide First Home Buyers... According to Sky News "New homeowner grants are to be the next cab off the rank when it comes to federal government stimulus, with Treasurer Josh Frydenberg and Assistant Treasurer Michael Sukkar set to introduce them in a residential construction package to be announced as early as this week," If youre interested in finding more out about your options to get into the market, including the latest on how you can access potential new government grants, tag a friend or comment YES below and well send you an information pack via DM.

06.01.2022 Just over two months left to apply for the $15,000 HomeBuilder Grant. Just a quick reminder that you can build your own home and the HomeBuilder Grant from the government is still available. If you would like to know more read the blog here https://adelaidefirsthomebuyers.com.au/just-over-two-month/

06.01.2022 Wondering how the new HomeBuilder grant impacts on deposits required? If so, read on! Were yet to get clarification of if the $25,000 bonus can be used as part of your deposit. It likely can be, but either way, banks will still want to see a history of what they call "genuine savings". What is genuine savings?... This is a term used to describe funds that borrowers have saved gradually by themselves. When assessing a mortgage application, a lender will want to see that you have diligently saved money over time in order to evaluate whether you have the capacity to make your monthly repayments. Every lender has its own definition and requirements for genuine savings, which will depend on the amount that you borrow, and some may not even require it at all. Through our lender and builder network, one lender will accept as little as $1000, but typically we want to build up a deposit of $3000-$5000 in genuine savings to give you the best shot at getting approved. In addition, what banks like to see is your deposit held in an account and not touched for 3 months. For example, lets say you were gifted $3000 from your parents. For banks to acknowledge this as genuine savings, youd just need to have it sit in a separate savings account untouched for 3 months. As another example, if you we saving your own funds over a period of time, lets say $1000 per month for a simple figure, theyd want to see $1000 deposited into a separate bank account per month for three months. Bottom line is, more deposit = higher amount you can borrow and more house and land package options to choose from. And in addition, setup or use a separate bank account to keep your deposit in and avoid any debits from the account (the 3 month genuine savings periods resets after a withdrawal from the account!) Hope this helps. We have a team of brokers and first home buyer coaches that can help you through the process. If youd like us to send you some more info about the new grants and how to get approved for a loan, comment CHEERS SCOMO below!

05.01.2022 Given the explosion of interest in Adelaide from first home buyers, I spent a night earlier this week filming some educational videos about buying a first home and the home building process for a free online course. Check it out: https://www.nieuvision.com.au/free-fhb-course/ We have had over 1200 people contact us to help guide them through the home buying process in the last two weeks.... Our whole team is starting early, finishing late and working weekends to help home buyers take advantage of up to $50,000 in grants and cash bonuses on offer. Facts are, well probably never see an opportunity like this where with very little deposit, you can walk into your first home and have tens of thousands of dollars in equity from day 1. Which is why Ive packaged 9 videos up into the free first home buyer short course. The videos are 1-4 minutes long, should be easy to whip through them but Im sure its going to give you a great baseline of knowledge Some of the info youll have heard before, which can just perhaps be a timely reminder. I assume much of it will be totally new. All in all, Im certain that the free course will provide you with immediately actionable strategies that can help you get into your own home. Access the free course here: https://www.nieuvision.com.au/free-fhb-course/ Have a great weekend!

02.01.2022 We have news! HomeStart have today announced an extension to their eligibility criteria for an additional $10,000 payment for first home buyers. In short, if your deposit is on the low side, the extra $10,000 can help you cover some of the additional upfront costs like Stamp Duty.... There is specific eligibility criteria attached to the offer, however if you have been struggling with getting a deposit together, this extra $10,000 may be the ticket to getting into your own home. The great news is, combined with the existing $25k HomeBuilder Grant, the $15k First Home Owners Grant and the $10k Builders Contribution, qualifying first home buyers will be able to access as much as $60,000 to buy a new home! Just comment here if you'd like more details or you can book a call to have a chat with one of our first home buyer specialists below https://calendly.com/adelaide-first-home-buyers/10k - Rick Adelaide First Home Buyers 08 8465 7702

02.01.2022 Update on the $25,000 Home Builder grant with regards to using it as a deposit... Although the majority of banks havent released their policy regarding if first home buyers can use the $25,000 HomeBuilder grant as a deposit, the good news is, in working with the business managers from a number of lenders, things are looking promising. In our opinion it seems likely that not all banks and lenders allow it, HOWEVER one of the big banks has advised us that the $25k CAN be used... towards a deposit (subject to some conditions). Were expecting a number of other lenders to follow in the coming weeks. By way of conditions, because the HomeBuilder grant gets paid after construction of your new home, it seems likely that the banks will put some simple measures into place to protect themselves from being out of pocket.... For example, you might need to sign a form that says in the event your house starts being built and you are ineligible for the $25k HomeBuilder grant, that youll be required to come up with the funds yourself. We help you with working out which grants you are eligible for, so for home buyers working with us, its fantastic news! Its a step in the right direction because when the $25k HomeBuilder grant is paired with the $15k SA Government First Home Owners Grant, thats a $40,000 head start, which is awesome news for people with a low deposit currently. There is still a bit to play out here, but its looking good. Well keep you updated as we know more! If youd like a hand with working out how much you can borrow, which bonuses you can get or anything to do with finding a block of land and builder, just send us a message.

01.01.2022 3 months genuine savings... Banks vary with their requirements for deposit and savings, but if youre going with HomeStart, before approving your loan, theyll want to see three months straight where you are able to match (through savings and your rent) the projected home loan repayments youll have once your home is built. For example...... Lets say your home loan repayments are going to be $400 per week. Youre currently paying $300 per week in rent. Homestart will want to see that you are able to save $100 per week on top of your rent ($300 rent + $100 savings = $400). The best way to demonstrate this is to setup a separate savings account as it makes is so much easier to track and manage. Pop whatever savings you have in there at the start once its opened. Then set a regular weekly, fortnightly or monthly transfer of whatever surplus money youre able to put away as savings. You dont have to put the same amount into the savings account each time you do a transfer. Theyll just want to see the balance of savings growing consistently over 3 months. And importantly, if you withdraw money from that account, itll effectively reset your 3 months so above all else, dont withdraw from your savings account. Hope this helps. We know some of this stuff can be a bit but thats what were here for! Send us a message if you have any questions at all.

01.01.2022 We have our next First Home Buyers Workshops tomorrow night! Well have our finance and property experts there, so come and learn lots and have all your questions answered! Following the link below to register for your FREE tickets!