Affluence Financials in Melbourne, Victoria, Australia | Property

Affluence Financials

Locality: Melbourne, Victoria, Australia

Phone: +61 402 184 166

Address: 29 Aruba Venue Point Cook 3030 Melbourne, VIC, Australia

Website: http://www.affluencelending.com.au

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25.01.2022 Wishing you a Christmas that's merry and bright! We hope you have a safe and relaxing holiday season.

24.01.2022 #WisdomWednesday - What is Lender's Mortgage Insurance Lenders Mortgage Insurance enables a lender to lend more against the value of your property than normal, reducing the amount of deposit you need to provide. The insurance covers the lender if you’re unable to repay the loan. Remember though, this means that you’re borrowing more which could cost you more in the long run.

24.01.2022 #WisdomWednesday - What is Overcapitalizing Renovating your home or investment property can be a wonderful way to make it more appealing to buyers and increase its overall value. However, there’s a fine line between spending money to make your property more appealing and overcapitalizing on your renovations. So, What exactly is recapitalization?

22.01.2022 # WisdomWednesday - Property Investment for Beginners Investing is a choice many people make at one point or another, in the hope of bringing wealth to their lives. Whilst there are many investment alternatives such as stocks, bonds and cash, property investment tends to be viewed as one of the safest and easiest options. Thus if you are considering investing in property, it is important to understand it thoroghly.

22.01.2022 #motivationmonday

22.01.2022 Affluence Financials #aboutus

21.01.2022 #WisdomWednesday While being self-employed has its advantages, it can make applying for a standard home loan more complicated. Without access to regular payslips or salary documentation, low-doc home loans give freelancers, contract workers, investors and self-employed borrowers the option of applying for a home loan with less documentation than standard home loan. Check out for more

17.01.2022 #MotivationMonday - Don't be afraid to fail. Be afraid of not trying. If there is even a slight chance of getting something that will make you happy, risk it. Life is too short and happiness is too rare.

16.01.2022 Hurray! It is that time of the year to take things slow. Slow down, breath in nature's sweet fragrance; enjoy the chirping of the birds and the serene moments with family and friends. May the magical feeling of Christmas surround you all year round. Merry Christmas.

15.01.2022 #WisdomWednesday - Property Investment for Beginners - Contd..... Investing is a choice many people make at one point or another, in the hope of bringing wealth to their lives. Whilst there are many investment alternatives such as stocks, bonds and cash, property investment tends to be viewed as one of the safest and easiest options. Thus if you are considering investing in property, it is important to understand it thoroghly.

14.01.2022 #WisdomWednesday - Credit Score Your credit score is one indicator of risk. Your credit score is important as it can provide you with a better indication of how lender may view you when you apply for credit. Credit scores may be used by credit providers, such as banks and other lenders to help them decide whether to lend you money and in some cases can even impact on how much they will lend you, the terms and rate that they offer you.

13.01.2022 #WisdomWednesday - Variable or Fixed Why not both? Find out how you could pay less interest by choosing a split rate loan. In a rising property market, a split mortgage can be a safe bet. You can save hundreds off your mortgage repayments when interest rates are low and partially shelter yourself when rates get hiked.

13.01.2022 #mondaymotivation

13.01.2022 #MotivationMonday

11.01.2022 Our first workshop with Philip Robison on "Investing in Corona World" was a hit. Please join in our next workshop - "Why Regional Property Investment" makes Sense at 6:30 tonight.

11.01.2022 #WisdomWednesday - Role of a Conveyancer A conveyancer is a critical player to have on your side during your property purchase. They are the legal practitioner who plays the important role of managing all the contracts, settlement monies and government registrations. Affluence Financials are teamed up with excellent Conveyancers. Please feel free to give us a call

10.01.2022 #WisdomWednesday - What is Property Valuation A property valuation is the process of acquiring information regarding the value of the property. A property valuation is required when you are using a lender to finance the purchased property. This is to ensure that the lender is not providing more than the actual value of the property. Bank valuations are also used for refinance and accessing equity in your home. Your Mortgage broker will order and arrange the valuation for you.

10.01.2022 #MondatMotivation

07.01.2022 #WisdomWednesday - Does credit card affect your borrowing capacity ? If you have a credit card, don’t worry, you’re not alone 70% of Aussies currently hold a credit card, and many reach for them pretty regularly. However, lenders look closely at all of your spending habits to see whether you can service a home loan. Having a credit card affects how much you can borrow. Even if you’ve never hit your limit and always make your repayments on time, lenders see it as a possibl...e debt in the future. So, the higher the combined limit of all your cards, the lower the amount they can responsibly lend. Watch our Video and leave us your comments.

07.01.2022 #WisdomWednesday - Accessing Equity. That amount is equity, which is the value of your home sans the money you still owe on it. Property equity works in your favour, but only if you know what to do with it. Savvy investors know equity is how you can build a property portfolio and start the journey toward being a full-time property investor.... How much of your mortgage have you already paid off? Over a number of years, the amount really starts to add up, but if you don’t check your monthly account statements you won’t know how much value you have in your home.

06.01.2022 20th Aug 2020 - 6:30 pm - 7:15 pm Investing in Corona World. Book your Spot now Register - https://affluencefinancials.aidaform.com/propertyinvestment

05.01.2022 Few weeks back we did a short video on "What is rentvesting?" We had many equiries coming our way to know more about it. So let's hear it from the industry expert - Philip Robison. Join our workshop at 6:30 tonight with Philip Robison to know more on "Rentvesting - The future of investing "... Send us a mail at [email protected] , if you havent registered for the workshops

04.01.2022 #WisdomWednesday - What is Mortgage Stress? Are you anxious about how to keep on top of bills, whether home loan, credit card or utilities? Do you feel trapped in a negative cycle of never having enough money and not seeing a way to get ahead?... If you have answered yes to any of these questions.You are under Mortgage stress. Give us a call on 0402184166, We can find a way out.

03.01.2022 We are back with our annual competition. Go on. Enter now. Gotta be in it to win it! AND remember to share it on your timeline so your friends can enter as well for you to gain even more entries. Good luck!

03.01.2022 #MondayMotivation

01.01.2022 Welcome to the final episode of Wisdom Wednesday in 2020 year. Thank you all for your never ending support, the comments, shares, likes and following you have shown given us enormous amount of positive energy to bring more and learn more to better our financial situation. We always thrive to help our clients to pay off loan quicker and support our friends and families to be debt free by proper structure in their financial situation. ... Looking forward to seeing you all in the new year and having a great support See more