Aspire Financial Services in Bendigo, Victoria | Mortgage brokers

Aspire Financial Services

Locality: Bendigo, Victoria

Phone: +61 402 726 507

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• Financial service
• Mortgage brokers

24.01.2022 https://www.news.com.au///eac876ce888c483f8f1a80dbaa7de3eb

24.01.2022 Another amazing Broker fact - More than 90 per cent of mortgage broker customers are happy with their mortgage brokers performance More than 70% of brokers business, directly or indirectly, comes from existing customers.

23.01.2022 Joining the Business Growth Seminar hosted by ANZ. Great information! #bizgrow

23.01.2022 If you are needing help getting into the market give us a call. https://www-theadviser-com-au.cdn.ampproject.org//3988/amp

22.01.2022 If you are wanting to use this scheme to get into your first home you better act quickly. #firsthomeloan #firsthomebuyers #mortgages #bequick https://www.domain.com.au//the-race-is-on-for-firstmelbou/

22.01.2022 Now could be the time you jump in!

21.01.2022 How much are you paying in rent? That money could be going on your own home! If you are interested in finding a way to get into your own home then send us a message or give us a call at Aspire Financial Services on 0402 726 507. #nomorerenting #firsthomebuyers #mortgages #getintoyourownhome

20.01.2022 https://www.abc.net.au//house-prices-finish-out-2/11836990

19.01.2022 Some good tips if you are planning on investing in property anytime soon.

17.01.2022 With interest rates at an all time low, now is the best time to have a home loan health check! You could end up saving thousands off the life of your loan! Contact us if you want to have a no obligation home loan health check.

16.01.2022 Interest rates are dropping!

14.01.2022 https://www.news.com.au///9aaa339cdf42a8d06eb91425c1b284b0 With interest rates so low, you could benefit now and possibly save thousands $$$ on your current home loan! Get in contact with us and we could help you reach your financial goals. #mortgagespecialist #mortgage #yourbrokerbehindyou #lowinterestrates #refinance #refinancenow #besttimetobuy #besttimetorefinance

13.01.2022 Whens the last time you revisited your home loan to see if its still competitive? Chances are you may be signed up with an outdated mortgage with a high interest rate and not much flexibility. The solution is to vote with your feet and move your home loan to greener pastures by refinancing your home loan. With interest rates dropping to record low levels, now could be the best time to find a better loan to refinance. What is refinancing?... Refinancing a home loan is when you move your mortgage across to a new lender that offers a home loan package with a more competitive interest rate and or more flexible features. Scenario 1: Homeowners Samantha and George have been with the same home loan provider for 15 years that currently offers a 5.5% interest rate. With $300,000 left to pay back on their home loan over the next 15 years, Samantha and George decide to switch to a home loan with a lower rate of just 4%. This will save them $41,794 in interest and bring their monthly repayments down from $2,451 to $2,219. Scenario 2: Tamara took out a home loan as a first home buyer 5 years ago. She now has $450,000 left to pay back over the next 20 years. While her current home loans interest rate is reasonably competitive at 4.5%, its a no-frills type of mortgage without much flexibility. Now that Tamara is on a higher salary, she decides she can afford to pay $500 extra each month. Switching to another home loan with the same rate but that comes with an extra repayments facility will reduce the amount of interest Tamara pays over the next 20 years by $48,963 and will cut the life of the loan by 2 years and 7 months. With the RBA dropping the interest rates to record low levels, refinancing now could save you so much more! When shouldnt I refinance? While switching to a better home loan deal can save you big bucks, refinancing isnt suited to everyone. Heres when you shouldnt switch: If you have a loan to value ratio over 80%...Owning less than 20% of the property value may mean the cost of switching generally outweighs the savings made as youll have to pay lenders mortgage insurance again. If you are signed up with a fixed rate loan...Refinancing during a fixed rate period could mean your provider will slap you with a high break cost fee, which may mean its better to wait until the fixed rate term comes to an end until you switch. Jason Parker Dip FS (FMBM) - Director Aspire Financial Services Pty Ltd Credit Representative Number #518478 (of BLSSA Pty Ltd Australian Credit Licence No 391237) M: 0402 726 507 W: www.aspirefinancialservices.com.au E: [email protected]

12.01.2022 For those wanting information about the First Home Loan Deposit Scheme check out this fact sheet https://www.nhfic.gov.au/media/1236/fhlds-fact-sheet.pdf

10.01.2022 Some insights on the Banking Royal Commission and how it will impact consumer lending when Mortgage Brokers are driven out of the industry.

10.01.2022 https://www.yourmortgage.com.au//melbourne-sees-ho/267724/

10.01.2022 At the PLAN Masterclass series learning the finer points of Commercial lending.

09.01.2022 https://www.canstar.com.au//first-home-loan-deposit-schem/

09.01.2022 An interesting read for those looking to get their first home. https://www.lifehacker.com.au//first-home-loan-deposit-sc/

08.01.2022 Things to know before buying your dream car What can you afford? Before you start looking for a car work out what you can afford. Include all the costs of owning and running a car. This can include annual registration fees, insurance, roadside assistance, petrol, repairs, maintenance, and road tolls. Decide how much you can afford and stick to it. The dealer may offer accessories for the car and extra insurance products. However, these are often not very good value and can re...Continue reading

06.01.2022 I dont work for AFG but the message is important.

05.01.2022 Ill just leave this right here!

03.01.2022 https://www.savings.com.au//ubank-westpac-teachers-mutual/

03.01.2022 Awesome work on getting out of the renting market and into your own new home. Mr JL was able to get into his own new home through diligent savings and taking advantage of the government FHLDS. Even though the housing market has been difficult to get into, especially in the COVID19 lockdown, JL managed to find the perfect home and get it for less than he had originally expected. Enjoy the new place!