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All Finance Services North

Phone: +61 401 067 385

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24.01.2022 While this article's main focus is on first home buyers getting into the property market, it also includes how a Mortgage Broker can assist not only first home buyers but anyone purchasing a property or those with an existing mortgage through the home loan process. Contact me today via email: [email protected], phone: 0401 067 385 or via Facebook messenger. Have a great week!

24.01.2022 This article highlights how invaluable a mortgage broker can be in helping you achieve your financial goals. Sometimes even when your loan has been declined. Scenario: I had a client with an existing housing loan that wanted a loan increase to complete some non-structural home improvements. Due to a default that had been lodged on his Veda (Credit) file the Lender ,that he had been with for 15 years, declined the loan. He wasn't aware of the default being lodged however he had paid out this debt and had confirmation of this. I was able to refinance the loan plus the increase with a "Specialist" Lender. The client ,while disappointed that his original Lender wouldn't assist him, was ecstatic that I was able to offer him a solution.

21.01.2022 As the name says "ALL Finance Services" I can assist you with finance for a house, car, boat, caravan, asset finance and more!!! Have a great weekend

21.01.2022 "SAVE YOUR LEGS!" and contact me by Phone: 0401 067 385 Email: [email protected] or Facebook Messenger. Let ME do the running around for YOU

21.01.2022 Rates have remained on hold for the 13th consecutive month. Experts have said that with the focus on curbing investment and interest only lending, the good news for Owner Occupiers who are repaying principal and interest is they arent likely to see much in the way of out-of-cycle rate increases for now.

19.01.2022 For those of you that are building, renovating or simply love your home you might be interested in the HIA Home Show- Perth which is on next week with FREE ENTRY! Perths largest, most popular Home Show for all the latest products, services and innovations in home renovation and new home building. Youll see hundreds of new products, discover industry trends, get free expert advice and be able to take advantage of great show specials.

18.01.2022 Over 100 likes and followers!! Welcome to all my new followers this week and thanks to all of you for your support. Please invite your family and friends to like and follow my page so I can also connect with them

18.01.2022 This article shows that renovating to add space to your kitchen might not be your only option. For any loan (house purchase, refinancing your existing loan, car, boat, caravan) enquiries you can contact me on 0401 067 385 or [email protected] Have a great week!

17.01.2022 We normally review and ring around for the best price and value for health, car, house, contents and other insurances but we don't think to do this on the largest monthly household outlay- our mortgages! Call me 0401 067 385 or email me [email protected] to organise a time for me to complete a "Home Loan Health Check" on your mortgage.

16.01.2022 Youve made the decision to sell your property but what happens next?? Contact me on email: [email protected] or mobile: 0401 067 385 to look at your post settlement options

16.01.2022 As reported in this article, about 21% of Perth residents weekly budget is going on housing. To potentially decrease this weekly outgoing amount I can complete an obligation free Home Loan Health Check and show you the savings you could make. Contact me on 0401 067 385 or [email protected] to arrange a day and time that suits you!

15.01.2022 While 2017 has been a tough year in the Perth housing market, I've been really fortunate to be able to assist so many people with purchasing their new house, car or getting a better rate with their existing loan, this year. I look forward to assisting many more of you in the new year Wishing you and your family a great Christmas and Happy New Year! Enjoy the festivities

15.01.2022 This doesn't just apply to applications for new property purchases but for any loan applications including refinancing, loan increases, car loans etc

15.01.2022 5 Tips to consider when looking at purchasing a new home.

15.01.2022 Congratulations to all the winners of the 2018 Murrin Classic Fishing Competition

15.01.2022 If you're looking at buying a property with someone else (partner, sibling, parents,friend etc) there are different types of ownership arrangements available. Deciding on which ownership arrangement to enter into will need to be made before you sign the Contract of Sale.

14.01.2022 You've found the "perfect" property for you but it needs a little TLC? Here's an article that has some pointers on how to tactfully negotiate the price without ruining your chances of securing the property. Having a "Pre-Approval" is also a useful tool. While it's not a guarantee of loan approval it is a good guide of how much you could borrow. Contact me BEFORE you go property shopping.

13.01.2022 "Your bank show you their products, we show you their products and other bank's products- then it's your choice" Is your current loan still the best option? Contact me today to find out! [email protected] or 0401 067 385

12.01.2022 The Reserve Bank may have left official interest rates on hold again this month but Lenders are continuing to increase interest rates on "Interest Only" housing loans and Investment housing loans. If you currently have an "Interest Only" housing loan either Owner Occupied or Investment or an Investment Housing Loan contact me on 0401 067 385 or [email protected] to look at your options of a better deal. Also as of 1 July 2017 a list of changes came into effect. The article below explains what those changes are:

12.01.2022 A great start to the new year with positive signs for some parts of the Perth property market. Here's hoping 2018 is a happy, healthy and prosperous year for us all!!

12.01.2022 Probably not the best time to be looking at our finances but once the Christmas and New Year dust has settled you may want to put some of these saving tips in place.... Have a great week!

12.01.2022 The end of the 2017/2018 financial year is less than 8 weeks away! This article includes some things you should do now to maximise your tax refund.

11.01.2022 As a Mortgage Broker not only can I help you find a home loan to suit your needs, but I can also help you protect your and your familys financial future with cover for Death and Terminal Illness, Involuntary Unemployment and 11 Serious Medical Conditions. Ask me about Loan Protection Plan today.

11.01.2022 There are different employment (ie casual? part-time? etc) and income (ie over time? bonuses? commissions? etc) scenario's that may effect your home loan being approved BUT which Lender accepts which employment and income type? As a broker it's MY job to know the answer to this question and many more! Contact me on [email protected] or 0401 067 385 to provide you with the answers to YOUR questions..

11.01.2022 If you are paying more than your minimum loan repayment a "redraw facility" of these funds may be available to you.....

10.01.2022 Here's a way to pay off your home loan sooner and potentially save thousands in interest. If you don't already have a 100% Offset Account against your mortgage I would highly recommend you look into this. If you have any questions or queries regarding this or any finance matter I would love to hear from you! Phone 0401 067 385 or [email protected]. Have a great week!

09.01.2022 Winter has definitely arrived! Here are 15 tips to save on your winter bills. Enjoy the sunshine over the weekend before the rain returns next week!

08.01.2022 ****DID I MENTION THAT IT'S SOMETHING I CAN PROVIDE TO YOU FOR FREE!**** WHAT IS YOUR PROPERTY ESTIMATED TO BE WORTH? --------------------------------------------------------------------------------- What are the property values and sales in the suburb you're currently living in or in the suburb you would like to buy into?... What is the percentage of owner occupied properties v's rental properties in a suburb? What is the area profile of a suburb? I can provide you with the answers to these questions and more obligation free! Answers which could help you make some buying and selling decisions. If you would like to know more contact me via Email: [email protected] Phone: 0401 067 385 or Facebook Messanger! Have a great weekend

07.01.2022 FINANCING A RENOVATION ---------------------------------------- The wave of home improvement shows on television are about to commence for 2018, inspiring many of us to carry out some renovations. Whether it's big or small, an investment project or home extension you've been dreaming about for years, the big question is - how are you going to pay for it?... Here are some options to consider: Extend your mortgage: ------------------------------- If you're planning an extensive renovation, one of the most common ways to finance your project is to increase your current mortgage. This can be advantageous as you spread the cost out over a long period. Personal loan: -------------------- A simple and cost-effective option for financing smaller scale renovations. The interest rates on personal loans are generally higher than home loans, but they typically have a fixed interest rate that stays the same for the full term of the loan. This can be useful for budgeting, but the catch is you can't usually make additional repayments to get ahead and reduce costs. Credit card: ---------------- A convenient and flexible option if you already have a card with a high enough credit limit. However, it might be costly if you don't pay the debt within the interest free period. Home equity loan or line of credit: --------------------------------------------- These products enable you to use your home as an asset for additional borrowing. This allows you to borrow money at a lower interest rate compared to a personal loan or credit card and can usually be drawn up to the approved limit at any time. To find out more about the renovation financing options, be sure to get in touch: Email: [email protected] Mobile: 0401 067 385 or via Facebook Messenger

06.01.2022 Some positive news on Perth's property market being on the rise with "further improvements expected later in the year."

01.01.2022 Although it may not make a huge dent in the life of your loan every savings counts. Please contact me if you have any scenarios you would like to discuss- I'm here to help YOU! Phone 0401 067 385 email: [email protected]... Have a great week!

01.01.2022 In 2017 Mortgage Brokers helped Australians secure finance for more than half of all home loans: https://www.brokerbehindyou.com.au/get-the-facts All Finance Services North is YOUR broker behind YOU! #findafairerdeal