Ambassador Finance in Berwick, Victoria | Mortgage brokers

Ambassador Finance

Locality: Berwick, Victoria

Phone: +61 400 921 888

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24.01.2022 Do you have a business or do you want to learn more about how Social Media can help you market yourself? Then take a look at what AFG have produced.

22.01.2022 Paying too much on your mortgage? At Ambassador Finance we can offer rates as low as 3.8%pa for either owner occupied or investment borrowing and.... if you want to pay just interest only then we can do the same rate for up to 5 years - give Stewart a ring on 0400 921 888 - you might be surprised at what we can do for you.

21.01.2022 Hi folks below is our latest Haven news letter - feel free to enjoy it and share it with family and friends.

19.01.2022 REVIEWING YOUR FINANCES? SPEAK WITH YOUR AMBASSADOR FINANCE BROKER Many people refinance their homes or investment properties to reduce their monthly home loan repayments. What other aspects of your finances can you review to help save money?... 1. Review the frequency of your home loan repayments If you are paid weekly or fortnightly, see if you can change the frequency of your home loan repayments to fit in (this may not be possible on all products). Because the interest on your home loan is calculated daily, making a payment two weeks earlier each month saves you money in the long term, and in the short term helps make ongoing budgeting easier. 2. Consolidate debt If you’re paying high rates of interest for debt on credit and store cards each of which will probably have an annual charge think of consolidating debt in one place. You may very well be able to access a lower overall interest rate, reducing your monthly outgoings. You will avoid paying duplicate fees. Plus, a single monthly debt repayment is easier to manage than having to pay multiple credit card bills. 3. Cars Cars are often the biggest family expense after home loan repayments. But as family needs change over time, and the price of petrol rises, we can find we have more expensive cars than we need. Could you downsize your car/s, not only reducing monthly repayments, but also potentially saving in maintenance, insurance and fuel costs? Have you thought about buying a scooter for short, local trips? Are you getting the best deal for the money you spend on your car insurance and repairs? 4. Insurance There are three ways you may be able to save money on your insurance premiums. First, shop around when your renewals fall due rather than simply continue with your existing provider. Also, you may be able to reduce monthly premiums raising the excess payable, or improving the security on your home. Finally, some insurers provide discounted rates for bundling together policies such as home, contents, car, health or life insurance. Perhaps you could make an overall saving this way? Organising your insurance through your Ambassador broker could save you money. For example if you take out home insurance you could be eligible a discounted policy through one of our preferred insurance partners. Why not get a complimentary quote? What have you got to lose? 5. Clear out the shed! Perhaps you have items of value gathering dust in your shed or garage? Whether you hold an old-fashioned garage-sale or go onto e-bay, perhaps now is a good time to get money for the belongings you’re never going to use. Whatever your finance needs you can speak to us today to discuss the options available to you. Have a great day - Stewart James 0400 921 888

19.01.2022 EXPLAINING THE LOAN PROCESS Find out what’s involved in taking out a loan, from start to finish. Talk to us, it costs nothing to speak to a friendly and professional Ambassador broker, who can quickly help find out how much you can borrow and which loan may suit your needs, plus answer any questions about the process....Continue reading

18.01.2022 Having trouble getting finance because of a poor credit rating then we can help. Or perhaps your'e a business person without financial statements or tax returns then we have solutions for these situations also.

17.01.2022 Our Spring addition of Haven is now out and as usual is full of interesting articles. Have a read and feel free to discuss your finance needs with us.

17.01.2022 Managing your money should be easy, but we know that sometimes it can get a little confusing! We've got a range of finance calculators on our website to help you work through a number of scenarios to help plan your financial situation. www,ambassadorfinance.com.au And remember at Ambassador Finance we are always ready to talk about your finances with you - it doesn't matter if you are not looking to borrow - just having a second opinion on something you are thinking about is often of value.

17.01.2022 Did you know that Commonwealth Bank alone last year spent a whopping $475 million on publicity, followed by NAB ($219 million), ANZ ($195 million) and Westpac ($155 million)? The massive outlay coincides with the CBA's controversial and big budget "dare to be different" ad campaign, which has been lambasted in some circles and lavishly praised in others.... In the Bibles Old Testament Deuteronomy 15 encourages the cancellation of debt every 7 years to fellow Israelite's. Imagine a bank that forgave the debt of say 10 of its customers every 7 years or even every year! What would it cost them? The average Home Loan is around $440,000 x 10 = around $4.5 million pa which equates to about .0094% of the CBA’s advertising spend. Does the CBA really want to be different? What sort of response would come from a Bank’s advertising campaign that cancelled the debt of 10 of its Home Loan customers every year? I think they would see an increase in their business! You know God is different? The bible says that when we come to Christ and really trust him that all our sin is forgiven, removed and forgotten (Psalm 103:11-12). Ambassador Finance can’t promise to find you a bank that will forgive your loan after 7 years (not yet anyway) but we can help you with your finances in a caring, professional and Christian way no matter what your past.

16.01.2022 Want to get on top of your finances once and for all? Talk to us on 0400 921 888. Our advice is free and we may be able to suggest strategies that will set you up for the years ahead.

16.01.2022 The latest Autumn edition of Haven is now available for you to enjoy

14.01.2022 Do you think interest rates will go up? Some are of the opinion that we may still see further reductions by the Reserve Bank particularly as some Banks are still offering fixed rates for as little 3.88% for 2 years and 3.99% for three years - they don't usually lose so perhaps they know something that we are not yet aware of?

12.01.2022 Talk to one of our Ambassadors about refinancing your existing mortgage or take out a new loan before 30th June 2016 and receive a rebate of 20% of the commission; eg a refinance or new loan of $500,000 = a rebate of $700. Great advice and rates as low as 4.15%.

10.01.2022 What’s happening in the world of work: The special weekend edition of the Daily Rundown highlights the business trends, perspectives, and hot topics you need to know to work smarter. You’re probably busier than Warren Buffett. Entrepreneur and author Michael Simmons has studied the mega-successful to figure out what sets them apart. His conclusion? Top performers step away from their work to focus on activities that boost their knowledge, creativity, or energy. Warren Buffett (who, by his own estimate, spends 80% of his day reading and thinking) has very few items on his schedule; all that time spent ruminating ultimately provides more long-term value than the short-term deadlines, meetings, and minutiae that fill most workers’ days. No wonder I'm not rich - too busy working!

09.01.2022 Considering finance? A new home or perhaps investing in property. Don't do it alone - take someone with you to the bank. ... At Ambassador Finance we know what we're doing; with more than 36 years lending experience at all levels of banking, we can guide you through the process without the stress often felt when making a big financial decision. Try us with your next loan.

08.01.2022 BE A MORTGAGE MASTER OUR BUDGETING TIPS WE CAN’T CONTROL THE ECONOMY BUT WE CAN CONTROL OUR BUDGETS Now more than ever borrowers should be taking advantage of low-interest rates and doing what they can to pay off their loans faster. Here are our top tips to really get ahead while the good times roll. Here are our home loan and budgeting tips....Continue reading

05.01.2022 Some useful tips to help your finances It pays to shop around shop around - even in a low-rate environment, savings count. Talk to your Ambassador broker about getting a sharper deal with your existing lender or another. Just make sure you do your sums on any switching fees to ensure the new offer stacks up. Borrow as little as possible some lenders will accept just a 10 per cent deposit, which can be alluring in today’s escalating property market. But what you appear to gain...Continue reading

05.01.2022 Great rates and sound credit advice from an experienced broker who genuinely cares about you. Try us to get your finances in shape.