Anderson v Westpac | Interest
Anderson v Westpac
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25.01.2022 See no evil, hear no evil, speak no evil teddy campaign coming soon.... We will not let Westpac or the government forget the children they harmed! We have to put the children front and centre of Westpac’s money laundering scandal and stop them being lost in all the billion$ fine talk. ... And we cannot allow those in government to benefit financially from their failure to properly regulate the banks, especially when they are moving to stop us from being able to take class actions to recover the losses their negligence caused. Propping up their budget through bank fines is perverse. The money must go to the victims.
24.01.2022 Send in the clowns ... So Consumer Affairs again couldn’t convince me to sign the bogus forms so today I got a VCAT hearing notice. Franz Kafka would have trouble believing all this! I specifically wrote to the minister to intervene as I refuse to attend any more VCAT hearings given the damage and destruction the tribunal has already caused after the last hearing proved nothing’s changed. At that hearing Member Liden ACTUALLY SAID I’m trying to find ways to rule in your fav...our (or words to that effect) in response to the landlady pathetic grasping at straws when she realised her claim was legally doomed. I explained very clearly why I wouldn’t sign the forms but there’s no mention of this in her Reasons, or the fact they contained false information. Instead it just says the Respondent has refused to sign them. This is to formally put on the record that the problem has (again) been caused by me, rather than the landlady who failed to lodge the documents as required by law which would have avoided all this. No, not a peep about that. I’ve had years of this sort of manipulation of evidence and the law which is laid out in my book. (See my ‘Demonising, dehumanising, destroying’ post about the psychology behind it). All of it started with Senior Member Megay and her abusive, slanderous work of fiction in the owners corporation dispute that kicked off a decade of fraudster claims. That affront to justice, fairness and human decency has since been trotted out in every case that followed, so who would have guessed she wasn’t the worst of it! I will certainly not be attending this or any VCAT hearing until there is a regime change, starting with the Registrars who routinely abuse their positions to indulge their partialities. The way they fawned all over Jonathan Cohen and Jeffrey McLean when I was fighting their fraudulent claims a decade ago was truly nauseating. I’m my experience the members just do their bidding. That was certainly the feeling I had again at this recent hearing. I’m not even convinced Member Liden had my submissions in front of her. As far as I’m concerned these registrars are accomplices to crime. The current government is well aware of these problems but seems incapable of fixing them, or indeed, governing the law at all. Recent reviews show Victoria sits at the bottom of the ladder as far as judicial excellence goes. I’ll see if the Opposition will commit to doing a better job. I provide the perfect example of what happens when the law is left to lawyers to run. That is going to cost the government dearly, both financially and reputationally.
24.01.2022 You’d think this was a crime.
24.01.2022 The circus continues: Here’s the latest update on the bond saga and my dealings with our systems in Victoria ... I wrote to the Consumer Affairs Minister to intervene as I refuse to sign the false bond lodgement forms (as required by Consumer Affairs and the RTBA) or subject myself to any more of VCAT (for reasons well covered in previous posts - without VCAT Westpac could not have done what it did)... and guess what?? Yep! She referred it back to CAV ... who called me to t...ell me I have to sign the form!! And this is how we’re sent round and round and round and round in circles in Victoria. So essentially they’re insisting the only way I can get my bond back is to sign a form containing false information. I’ve just spent the best part of a decade in our court system and know only too well how dangerous that is, and doubly so for this landlady, who is totally shameless in her lies and manipulations. Remember she used the INTERIM intervention order she acquired by making false statements in her affidavit to police to influence VCAT which then treated me as a family violence perpetrator DESPITE the police having to withdraw the application once the truth was exposed. Her relationship with the truth is flimsy at best. She once even tried to get me to nominate myself as the driver for her speeding fine. And she gets away with this stuff - breaching her landlord duties, making false statements, manipulating our systems etc - because she plays the I’m a single mother with two children sympathy card. The law in Victoria is no longer applied equally to everyone but is subject to the whims, biases and discriminations of those paid to uphold them. This has to stop. I’ll give the Police Minister a couple more weeks to respond to my claim (posted previously) before passing both onto the Shadow Ministers to see what they make of all this. It’s fair to say that testing the integrity of our systems and the strength of our democracy has become my crusade. We’re paying for this shite. (PS. I’m now renting a fabulous house, through agents who are exceptionally professional, from landlords who are honest and decent, in a town I just couldn’t love more, and have a job I thoroughly enjoy ... so happy days despite all their best efforts!)
23.01.2022 Westpac heroes ?? Really ??? In whose sick world ? Throwing stolen money at a rescue helicopter service does not make you a hero. Post 8 in my smoking gun series - which had over 56.5K views and 10.5K engagements - says it all. This is my story of what you get in return for being a model Westpac/Bank of Melbourne customer. Despite Peter King’s public bleatings, Westpac execs continue to claim they had full rights to do what they did to me, which also includes trawling th...rough my personal belongings and medical records, giving me 1 days notice before the gun-toting Sheriffs would throw me and my elderly dogs out, then taking their sweet time (3 months) before putting the property on the market, and of course stealing and destroying my personal belongings. Because that’s Westpac’s business model and they have no intention of changing it. And they certainly don’t see why they should be required to warn people they don’t comply with contracts, codes, regulations or laws, and so far neither do the courts, politicians, regulators or complaints bodies. In fact they are an integral part of the cover up to dupe trusting and defenceless customers into this silenced world of pain, cruelty and loss. There will be a price to be paid for that. We’re not going away. We are the heroes here. The full dossier is available via the links below, mine is case number 6: https://bankvictims.com.au//westpac-bank/item/12500-the-si and https://www.bankreformnow.com.au//banking-news/sins-westpac
22.01.2022 Annette Gaber from Gadens (back of head) exercising their legal right to go through my personal files, while I exercised my legal right to put her next to the bin, where a woman totally without morals or ethics belongs. Pretty hot and smelly in the garage that day. Ideal cockroach conditions.
18.01.2022 Why are the laws in Victoria only applied for those who abuse them? Fraud in Victoria is a huge problem with the victim turned on by the very ones entrusted to fight it. I've had to defend myself against false criminal charges (see confronting photo of police in next post), false intervention orders, false financial claims, false legal fees, false evidence, and of course, the false and perjurious proceedings brought by Westpac and its lawyers, Gadens, which saw me lose my ho...me. All in trying to defend my rights under Victorian law - Owners Corporation, Residential, Consumer, Criminal and Human. Along the way I've amassed a detailed brief of evidence of significant and systemic corruption within our judicial system which includes routine perjury that, along with most fraud, goes uninvestigated by Victoria Police. I'm now writing to the respective Victorian Government Ministers to gather their responses to this evidence for my upcoming book, The Anderson Matter, and submission to the United Nations Human Rights Commission, insisting they must take responsibility for the failures of governance that has led me to waste ten years within their corrupt judicial system being subjected to repeated injustices - and the discrimination, abuse, intimidation, lies and cover ups each involved. My only interest now is in seeing the law applied equally to all. These people have had a good go at me. Now they must face the same. Victoria cannot allow the law only to be applied for those who abuse it. (PS - Not lumping all police or judges in this, I’ve met some great ones, sadly they weren’t assigned to my cases. I got the bottom of the barrel, the totally unethical, abusive and corrupt).
18.01.2022 Police Minister's response - this is how our own Government responds to corruption (taken straight out of the Trump how to handbook): Lisa Neville's Chief of Staff, David Griffith, has finally responded to my letter of 4/10 highlighting the illegal actions of Victoria Police. Again, (and with what is now monotonous regularity), he's referred me back to the corrupt bodies which buried my complaints the first time round - Victoria Police Professional Standards Command and ...Continue reading
17.01.2022 Wow has been the overwhelming private response to this post. Wow indeed. Court assisted fraudster feeding frenzy. And yes, I dare. Here’s a snapshot of the whiteboard listing the actions I’ve had to defend myself against in the Victorian judicial system over the last 10 years. The first 9 all trace their origins back to lawyer Jonathan Cohen and owners corporation manager Jeffrey McLean who have a history of scamming owners corporation members....Continue reading
15.01.2022 Contempt of parliament by Anthony Albanese’s former Chief of Staff. Explains so much.... Why would Westpac’s head of government affairs (and Anthony Albanese’s former chief-of-staff) - Michael Choueifate - step outside his jurisdiction to instruct Gadens to aggressively fight my application to the court to have my eviction notice extended from 1 day to 3 ?? Why did I have to go to court at all when people usually get 28 ? They certainly then took their sweet time before put...ting the property on the market. Because it was the only hope he had of shutting me up. He had to put me under such intense pressure that I'd cave and sign the confidentiality agreement they've been desperately trying to get me to sign to cover up their crimes. Failed again. This usually works which is why they’ve gotten away with their crimes for so long, with no small help from the government on both sides and the commercial courts. I’m now their worst nightmare - a free woman. And I intend to use that freedom wisely and well. Michael Coueifate is in contempt of parliament as he lied to the Senate Inquiry into resolutions of disputes with financial service providers about my case. Contempt of parliament is an extremely serious offence, as bad as, if not worse, than contempt of court. And one I’m not letting him get away with. It does explain why the Labor party has so assiduously ignored me and Clare O’Neil’s office refused to send me a copy of Westpac’s response to my matter. Two-faced cosy bedfellows that they are. Thankfully I don't need to rely on them for anything now. Here’s the proof of his and Adrian Ahern's involvement (the bank’s Independent Customer Advocate whose late involvement in the case was a backtrack to cover up Choeuifate’s crime after I raised the contempt). Special thanks to Annette Gaber for her stupidity in hitting cc rather than bcc. (And this woman gets paid a fortune by the banks - just a ghastly person to deal with, totally without morals or ethics). So here’s cheers to karma! From: Annette Gaber
15.01.2022 Victims taking control : There’s a group of us who are planning to use our experiences being dragged by the banks through the courts to help those who follow because there is absolutely nothing provided by the governments despite there being no greater power imbalance or more obviously discriminatory system. Podcasts, You Tube, discussion groups, support systems, lobbyists, interviews with experts.... 2021 will see former victims taking control. We may not be lawyers but we're not without skills.
15.01.2022 My comment to Michael West post....
13.01.2022 Westpac has destroyed so many lives with the help of complicit courts and corrupted politicians so I’m doing my bit to spread the word. Here are the latest stats for this page.
12.01.2022 A fool’s errand: $60K + in potential fines and damages. According to Consumer Affairs’ website the renting penalties my landlady is facing total $54,522.60. All I asked her for was repayment of my bond, which I’m now getting through the RTBA anyway. In launching her extraordinary attack to try to stop me claiming my bond (see whiteboard post 20/9) this woman has caused herself no end of harm which will take her years to resolve, and dragged the reputations of several public ...officers into the mud on her fool’s errand. Under the Act she breached her obligations under no less than 11 provisions- s.35(1), 43(1), 43(2), 56(1), 66(1), 405(1), 405(4), 406, 229(1), 502, 504 - a penalty unit is $165.22, units incurred total 330. Then there is my claim for rent overcharges and compensation for damages due to her false statement to police and VCAT. And I’d been nothing but kind and generous to this woman - hundreds of dollars of free childcare each week, feeding and caring for her pets, keeping the property clean and caring for the garden. Such a huge, and now costly, betrayal. Perhaps she’ll reconsider who she gets her advice from in future.
12.01.2022 No surprise to me. See my post of 8/10 which describes how police treated me after I reported the lawyer fraud Westpac relied on to steal my home. Corrupt police who pervert or perjure must face the same consequences we would - prison. Ditto corrupt bankers, lawyers, judiciary and politicians.
09.01.2022 My comment to Michael West’s article about Kate Lundy’s new role as director of an arms company supplying the Saudis weapons to kill civilians. Bit of a theme going here. Certainly not what you expect the career trajectory to be for those claiming to hold Labor values.
09.01.2022 Jailing criminal bankers : The Law Reform Commission’s report into Corporate Criminal Responsibility was tabled today. Here’s a snapshot of the summary outcomes which look like they’ve been written for Westpac. Jail looms ever closer for these reprobates. The commercial court judges can’t save them once they’re in the criminal court system. They’re chalk and cheese because criminal judges never worked for banks when they were practicing lawyers.
09.01.2022 My comment to The Australia Institute post that the feds should stop state-bashing and focus on the economy.
08.01.2022 Demonising, dehumanising, destroying. Just another example of the pack mentality that exists within Victoria's justice system: Over the past decade I've experienced first hand the pack mentality that exists within our justice systems (see whiteboard post 20/9). I've been gaslighted by the judiciary, police, regulators, politicians, sheriffs, even my own lawyers - I doubt there's any sector that hasn't joined the pile on.... It's revealed a system in crisis, with a judiciary lacking in any independence of thought, integrity of purpose, or commitment to equity or the spirit of the law, and supporting systems that deliberately advantage the law-breakers. All it took was one lawyer - the notorious Jonathan Cohen - to start that ball rolling and one by one the minds considered (and paid) for being the best in the State made a headlong rush to join in on my destruction, like a pack of empty-headed lemmins. It's all too easy to justify destroying someone who's been demonised, and it takes very little to do that. These lofty minds can be easily convinced that you're a liar, stupid, nasty, a bitch, greedy, a complainer, a trouble-maker (and the countless other names I've been called) so you don't deserve the protection of the law or the support of your state or country. You're fair game for anyone who wants to take advantage of you. Just go ahead and die bitch. Well I'm still here, stronger and more determined than ever to do my bit to change things so that those who abuse the laws don’t continue to be rewarded while their victims are further victimised by those unworthy of their positions of trust. My recent experience in Wodonga Magistrates' Court and VCAT is just another case in point. A disgraceful display of bias to advantage the landlady, a woman who has never abided by tenancy laws and shamelessly uses her position at a charity to give herself credibility. A woman whose lies and character-assasination they swallowed holus-bolus because I’d been demonised by the Victorian court system for trying to defend my rights. A woman who’s managed to make them look as incompetent, unprofessional and manipulative as she is. It's a kafkaesque farce powered by greed.
07.01.2022 An update on the corrupt mess we call a "justice" system - For those following the latest VCAT saga and the link VCAT has to this Westpac case (remember Westpac used the 2011 order of VCAT's Senior Member Megay, which she made by falsifying evidence and perversing the laws, to use in the Victorian court system, which repeated these corrupt practices to help Westpac to steal my home) ..... You may recall the landlady I was forced to rent a substandard property from due to bein...Continue reading
07.01.2022 Latest stats for this page. Wow has been the overwhelming response to my my whiteboard post (20/9). I haven’t the past couple of months but every time I boost a post for just $25 to get it out to a wider audience it goes nuts. People care. The abuse of our tax-payer funded courts is no longer our hidden scourge.
06.01.2022 It just gets worse and worse. VCAT has adjourned the hearing of my bond and rent overcharges claim because the Principal Registrar (one Amanda Jacobs) failed to ensure the RTBA could comply with the order to register the bond in my name and VCAT is now using that (I say deliberate) stuff-up to prejudice and delay my case. All it does is prove Member Liden’s orders have no credibility so why on earth would I agree to wait longer for her to hear it? Seems it’s a family affair.... Ten years ago I had the misfortune of dealing with Anthony Jacobs, the Principal Registrar of the Owners Corporation list, in the case that launched the decade of fraudulent claims described in my last post. Not a hope in hell of me letting them get away with it this time!
05.01.2022 It’s a crime that VCAT members and staff have sought to breach the very laws they are responsible for administering. Member Campana and Registrar Jacobs (and the rest of them involved in this) should be sacked. Obviously I’m reporting the landlady to Consumer Affairs for not lodging my bond until 6 months after it was paid and then only to claim it with falsified information. After discriminating against me on the basis of this woman’s lies, VCAT now has this evidence which is why they don’t want that case heard. Just another example of a gross abuse of power for the benefit of those who have grossly abused their power, and mockery of our tax-payer funded justice system. Things must change.
05.01.2022 Does this remind you of another Royal Commission? Another spectacular waste of tax-payer money. This old guard needs showing the door and a boot up the backside through it.
04.01.2022 My complaint to the Judicial Commission : Member Campana has facilitated the breach of VCAT's own orders to frustrate my claim for the return of bond monies paid. Order 2 of Member Liden's orders dated 13 August 2020 states -... "The RTBA is directed to process the bond and issue a bond number, noting the tenant's email address is .....". Order 5 of Member Campana's Orders of 22 September 2020, which came after I emailed to say the above order had not been complied with, states : "As the bond has not been lodged with the RTBA, this matter will proceed as a claim and counterclaim for compensation only. The parties are on notice that due to limited resources and listing demands, compensation claims are not able to be listed at this time. This matter will be relisted for a hearing when the Tribunal is in a position to list the matter". So I'm forced to wait because either a) VCAT failed to direct the RTBA to lodge the bond and is in breach of its own orders, or b) the RTBA was directed to but failed to follow that direction, also in breach of VCAT's orders. What does this do to the credibility of VCAT? If VCAT and the RTBA are not required to comply with orders how can anyone else be forced to? I contend that VCAT is seeking to frustrate my claim as it did ten years ago which led to a decade of fraudulent claims against me and is the basis for a substantial claim against the state and complaint to the United Nations Human Rights Commission for the inhumane and discriminatory treatment I was subjected to by the Victorian courts, the subject of previous complaints to this commission. (To save me constantly repeating the events I have set up a Facebook page - Anderson v Westpac). I do not need any more evidence.
03.01.2022 Forcing the Ministers to take the ride through VCAT with me this time... Here's Order 2 of Member Liden's Orders of 13 August 2020: "The RTBA is directed to process the bond and issue a bond number, noting the tenant's email address is lena..... ".... Here's Order 5 of Member Campana's Orders of 22 September 2020 which came after I emailed to say the above order had not been complied with: "As the bond has not been lodged with the RTBA, this matter will proceed as a claim and counterclaim for compensation only. The parties are on notice that due to limited resources and listing demands, compensation claims are not able to be listed at this time. This matter will be relisted for a hearing when the Tribunal is in a position to list the matter". So I'm forced to wait because either a) VCAT failed to direct the RTBA to lodge the bond and is in breach of its own orders, or b) the RTBA was directed to but failed to follow that direction, also in breach of VCAT's orders. This is just VCAT trying to frustrate my claim as it did a decade ago. At that time I wrote countless of letters to Anthony Jacobs, the Principal Registrar, trying to stop the process being abused - a total waste of time. So this time I'm forcing the Victorian Attorney-General and Minister for Consumer Affairs to take the ride through VCAT with me as we now know the consequences of VCAT's failures (see whiteboard post) and how the theft of my home by Westpac is directly related to those failures - and what this will ultimately costs Victorians. Let's see how they cope with the ride. It's fair to say governance of the law is not Labor's strong point so I will invite their Shadows along.
03.01.2022 A year later and what's AFCA done? A year ago I sent this email to AFCA outlining its responsibilities to report systemic issues to ASIC and APRA. And did AFCA act? You guessed it! That would mean taking responsibiity for mistakes these people made as employees of the FOS (one and the same) which led to the appalling discrimination and injustice I faced in the Victorian courts. And we all know by now that both AFCA and Westpac - cosy bedfellows they are - will have to be d...ragged kicking and screaming to that. But I'm up for that challenge. Email to AFCA - 5 August 2019: I refer to previous correspondence in respect of the above case and wish to draw attention to the broader systemic issues involved in, and giving rise to, this complaint. Under its Scheme Rules, AFCA must refer systemic issues to ASIC and APRA, and to direct a financial service provider to take necessary action to remedy loss or disadvantage suffered by consumers, and minimise the risk of the systemic issue recurring. As summarised in my submission to the Senate Inquiry (attachment 2 of my complaint), Westpac confirmed it had serious systemic issues in its prosecution of its case against me. These include; - discriminatory interpretation of its contractual rights and obligations; - avoidance of its obligations under the Banking Code; - failure to investigate and report fraud complaints. These systemic issues put all Westpac customers at the same risk of harm that I have already suffered, and, like me, these customers will be totally unaware of these risks when entering into a loan agreement with this bank and its subsidiaries. Add to this this bank’s absolute refusal to accept any responsibility for its actions and its aggressive tactics to silence complaints against it, as described in the emails sent to the Senate and Members of Parliament (attachment 1), there is ample proof that Westpac continues to be contemptuous of its customers rights and interests, and of the regulatory and parliamentary processes implemented to provide fair remedy for its victims. These are serious systemic issues that must be addressed by the regulators and reported back to Parliament. Regards, Lena Anderson
01.01.2022 From utter dread to total relief: As the necessity of appealing any VCAT decision is almost guaranteed, and to spare myself months or even years of the same nonsense I've already been through in VCAT, I'm moving my compensation claim to the Federal Circuit Court. This will allow me to add damages and injuctive relief to the rental overcharges claim which are outside VCAT's jurisdiction. For understable reasons (see whiteboard post 20/9 and post pinned to top) I have no fait...h in the Victorian court system. This way I draw a line in the sand and can proceed with the process of getting justice for my treatment within it. Here's the email sent to VCAT: From: Lena Anderson Date: Sat, Sep 26, 2020 at 11:12 AM Subject: Re: Ref: R2020/22354 - Update on claims To:
