APLS Finance Solutions in Adelaide, South Australia | Mortgage brokers

APLS Finance Solutions

Locality: Adelaide, South Australia

Phone: +61 437 698 781

Address: 124 South Terrace 5000 Adelaide, SA, Australia

Website: http://www.aplsfinance.com.au/

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23.01.2022 The Australian Government has recently announced a homebuilder grant to stimulate the building and construction sector in response to the downturn caused by the Coronavirus. Homebuilder is a grant of $25,000 provided to eligible owner-occupiers (including First Home Buyers) to build a new home or to substantially renovate an existing home where the contract is signed between 4th June 2020 & 31st December 2020. The Homebuilder Grant is in addition to current schemes such as th...e First Home Buyers Grant and First Home Loan Deposit Scheme, subject to eligibility. Eligibility To access HomeBuilder, owner-occupiers must meet the following eligibility criteria: you are a natural person (not a company or trust); you are aged 18 years or older; you are an Australian citizen; you meet one of the following two income caps: $125,000 per annum for an individual applicant based on your 2018-19 tax return or later; or $200,000 per annum for a couple based on both 2018-19 tax returns or later; you enter into a building contract between 4 June 2020 and 31 December 2020 to either: build a new home as a principal place of residence, where the property value does not exceed $750,000; or substantially renovate your existing home as a principal place of residence, where the renovation contract is between $150,000 and $750,000, and where the value of your existing property does not exceed $1.5 million; construction must commence within three months of the contract date. To learn more about the Homebuilder Grant, click on the link below: https://treasury.gov.au/coronavirus/homebuilder?sfns=mo Get in touch with us today if you have any questions. Email: [email protected] Ph: 0420 307 846 #homeloans #mortgagebroker #mortgageloans #financebroker #financebrokers #mortgagebrokers #financialgoals #firsthome #firsthomeowner #fhog #firsthomeownersgrant #APLSGroup #APLSfinance #APLSFinanceSolutions #AccelerateGroup #HomeBuilder #HomeBuilderGrant

23.01.2022 From 20 April 2020, people affected by the COVID-19 pandemic may be eligible to apply to access up to $10,000 of their super in 2019-20 and a further $10,000 in 2020-21. Using the super withdrawal estimator from Moneysmart, you can work out what impact withdrawing super today may have on your retirement. #homeloans #propertyinvestment #mortgagebroker #mortgageloans #financebroker #financebrokers #mortgagebrokers #goals #financialgoals #firsthome #nexthome #firsthomebuyer #nexthomebuyer #property #realestate #propertyinvestor #propertygoals #APLSGroup #APLSfinance #APLSFinanceSolutions #AccelerateGroup #preapproval #businessloans #assetfinance #personalloans #commercialloans #businessfinance #HereIfYouNeedUs

21.01.2022 Although applying for your first home loan may be the biggest financial decision you’ll make, it doesn’t need to be an overwhelming one. With the right preparation, a realistic understanding of your financial position and some professional guidance from your mortgage broker, you can position yourself as an attractive first home loan customer. Click below to read our latest article and get in touch with us if you'd like to know more.... https://www.aplsfinance.com.au//Navigating-your-first-home Email: [email protected] Ph: 0420 307 846 #homeloans #propertyinvestment #mortgagebroker #mortgageloans #financebroker #financebrokers #mortgagebrokers #goals #financialgoals #firsthome #nexthome #firsthomebuyer #nexthomebuyer #property #realestate #propertyinvestor #propertygoals #APLSGroup #APLSfinance #APLSFinanceSolutions #AccelerateGroup #refinance #HomeLoanHealthCheck

20.01.2022 May 2020: RBA Cash Rate Decision Announced At its meeting today, the RBA decided to maintain the current policy setting. The official cash rate remains at the record low of 0.25% pa. From the statement released by Philip Lowe, RBA Governor, ... "The global economy is experiencing a severe downturn as countries seek to contain the coronavirus. Many people have lost their jobs and a sharp rise in unemployment is occurring. At the same time, the containment measures have reduced infection rates in a number of countries. If this continues, a recovery in the global economy will start later this year, supported by both the large fiscal packages and the significant easing in monetary policies.' Click below to read the today's official RBA statement by Philip Lowe, Governor. https://www.rba.gov.au/media-releases/2020/mr-20-13.html #APLSFinance #APLSFinanceSolutions #APLSGROUP #homeloans #propertyinvestment #smallbusinessloans #agribusinessloans #businessfinance #commercialloans #commercialfinance #assetfinance #mortgagebroker #mortgageloans #financebroker #financebrokers #mortgagebrokers #RBA #cashrate #interestrate #finance #property

13.01.2022 As the weekend approaches, and many home-buyers planning to do a little house-hunting, we thought we'd share an article we published sometime ago about Property Inspecitions in this week's #FlashbackFriday. Our Finance & Loan Consultant, Ann-Marie Bosco, had a chat with Noel Flounders, from Adelaide Property Inspections, who answered some of the most commonly asked questions on this topic. https://www.aplsfinance.com.au//What-you-need-to-know-abou... Reach out if you have any questions. Email: [email protected] Ph: 0420 307 846 #propertyinspection #inspections #auction #auctions #auctionresults #homeloans #propertyinvestment #mortgagebroker #mortgageloans #financebroker #financebrokers #mortgagebrokers #goals #financialgoals #firsthome #nexthome #firsthomebuyer #nexthomebuyer #propertyinvestor #propertygoals #APLSGroup #APLSfinance #APLSFinanceSolutions #AccelerateGroup

11.01.2022 June 2020: RBA Cash Rate Decision Announced After implementing the extraordinary mid-month rate cut in March of this year, the Reserve Bank of Australia has this month left the official cash rate untouched. It remains at the record low rate of 0.25%. The bank remains committed to monitoring the state of the Australian economy. Click below to read the today's official RBA statement by Philip Lowe, Governor.... https://www.rba.gov.au/media-releases/2020/mr-20-15.html Possible cash grants for home owners Many of the Federal Governments economic policies are being reviewed at the moment, including the possibility of cash grants for home-owners and first home-buyers. The government’s fourth stimulus package is expected to be signed off by the national cabinet’s expenditure review committee this week. The home owner grants are designed to prop up the businesses of tradespeople and help the building and housing construction industry. While we are still waiting on detailed information we can expect there be a number of conditions; The cash grants will reportedly be for larger renovation projects. They will require renovators to at least match the cash grants, said to be between $20,000 and $40,000. Limits and conditions are expected to be placed on the type of renovations included in the grant. It is also likely to mainly apply to new home builds. The full details will be announced later this week. Once we know the specifics, feel free to call us about any questions you may have. #APLSFinance #APLSFinanceSolutions #APLSGROUP #homeloans #propertyinvestment #smallbusinessloans #agribusinessloans #businessfinance #commercialloans #commercialfinance #assetfinance #mortgagebroker #mortgageloans #financebroker #financebrokers #mortgagebrokers #RBA #cashrate #interestrate #finance #property

11.01.2022 With Anzac Day occurring this Saturday, our budding baker (and Broker) Ann-Marie, is busy preparing one of her favourite sweets, the ANZAC Buscuit. Previously known as an ANZAC wafer or ANZAC tile, the ANZAC biscuit we know and love today is a far cry from what the ANZAC’s ate over 100 years ago. The ANZAC biscuit was originally intended as a bread substitute for soldiers fighting in hostile conditions. The biscuit was made without eggs to have a long shelf life, meaning it... was notoriously hard; in fact, they often adopted the affectionate nickname of ‘bullet proof’ biscuits! If you are interested in making the original recipe, please see https://www.abc.net.au//who-made-the-first-anzac-b/9687810 Or you can try the Best ANZAC Biscuit recipe below: Ingredients 1 cup of traditional rolled oats 1 cup of sifted plain flour 1 cup of caster sugar cup of desiccated coconut 125 grams of butter 1 tablespoon of golden syrup 2 tablespoons of boiling water 1 teaspoon of bicarbonate soda Directions Combine rolled oats, sifted plain flour, caster sugar and desiccated coconut in a bowl. Heat butter and golden syrup over a low heat until butter is melted. Mix boiling water with bicarbonate soda and add to the butter mixture. Stir into the dry ingredients. Form the mixture into balls (tablespoon sized portions) on a greased oven tray. Press the balls flat and bake in a slow over (150) for twenty minutes or until golden brown. Loosen the biscuits while still warm. Allow to cool on tray. Some Tips from Ann-Marie, If you can’t find caster sugar or desiccated coconut, then wiz normal sugar or shredded coconut in a food processor Quick Oats can be substituted for rolled oats LEST WE FORGET #homeloans #propertyinvestment #mortgagebroker #mortgageloans #financebroker #financebrokers #mortgagebrokers #goals #financialgoals #firsthome #nexthome #firsthomebuyer #nexthomebuyer #property #realestate #propertyinvestor #propertygoals #APLSGroup #APLSfinance #APLSFinanceSolutions #AccelerateGroup #preapproval #businessloans #assetfinance #personalloans #commercialloans #businessfinance #HereIfYouNeedUs #ANZACDAY

10.01.2022 Have you received our latest update? Click below to read the latest email from Gerry Bosco. Stay safe!... To subscribe to future updates, please click the following link: http://gem.godaddy.com/signups/212401/join #homeloans #propertyinvestment #mortgagebroker #goals #financialgoals #firsthome #nexthome #firsthomebuyer #nexthomebuyer #propertyinvestor #propertygoals #APLSGroup #APLSfinance #APLSFinanceSolutions #AccelerateGroup #businessloans #businessfinance #commercialloans #personalloans #carloans #equipmentfinance #assetfinance #newsletter #finance #stayconnected

09.01.2022 Earlier this week our broker, Gerry Bosco, had a chat with David Bevan from ABC Adelaide Radio, along with Peter Switzer (Switzer) to discuss the current lending market and issues borrowers may need to be aware of when applying for a loan in this current climate. Gerry's segment starts at 1:04:34. If you have any queries, please do not hesitate to get in touch with us. ... email: [email protected] Ph: 0437 698 781 https://www.abc.net.au//programs/mornings/mornings/12313918 #homeloans #mortgagebroker #mortgageloans #financebroker #financebrokers #mortgagebrokers #financialgoals #firsthome #firsthomeowner #fhog #firsthomeownersgrant #APLSGroup #APLSfinance #APLSFinanceSolutions #AccelerateGroup #HomeBuilder #HomeBuilderGrant #abcadelaide #abcradio

07.01.2022 With many First Home Buyers thinking about purchasing their dream home, we thought we'd revisit one of our earlier articles which takes a look at what lenders consider genuine savings when applyting for a loan as well discussing whether it could be possible to get a loan without any genuine savings. https://www.aplsfinance.com.au//What-Counts-as-Genuine-Sav Reach out if you have any questions.... Email: [email protected] Ph: 0420 307 846 #FlashbackFriday #homeloans #propertyinvestment #mortgagebroker #mortgageloans #financebroker #financebrokers #mortgagebrokers #goals #financialgoals #firsthome #nexthome #firsthomebuyer #nexthomebuyer #propertyinvestor #propertygoals #APLSGroup #APLSfinance #APLSFinanceSolutions #AccelerateGroup #savings #genuinesavings #savingstips #savingstip #weekend #househunting

07.01.2022 In the current climate we find ourselves in, now is a good time to remember that Comprehensive Credit Reporting commenced on 1 July 2018. Changes were made to credit reporting that could affect you the next time you apply for a car loan, personal loan, mortgage or credit card. Click below to learn more about Comprehensive Credit Reporting. https://www.aplsfinance.com.au//Comprehensive-Credit-Repor... There is only a small window of approximately two weeks from when the repayment falls due to having the late payment recorded on your credit report. When applying for credit in the future, banks and lenders will be looking at the credit reports to see if there are any late payments in the past 2 years. It is very important to be proactive & to contact lenders as soon as you know you are going to make a late payment. If you are concerned that you are not able to make your repayments, please let us know and we will advise you what steps to take with your lender. #firdayflashback #smallbusinessloans #agribusinessloans #businessfinance #commercialloans #assetfinance #mortgagebroker #mortgageloans #financebroker #financebrokers #mortgagebrokers #APLSFinance #APLSFinanceSolutions #APLSGROUP #ComprehensiveCreditReport #CreditScore

06.01.2022 Visit our 'go-to quick guide' for links to COVID-19 relief packages available for employers and employees from the Federal Government, including information on job-seeker and job-keeper payments. https://www.aplsfinance.com.au/covid-19-relief-quick-guide As always, reach out if you have any concerns regarding your finance and lending situation.... Email: [email protected] Ph: 0420 307 846 #homeloans #propertyinvestment #mortgagebroker #mortgageloans #financebroker #financebrokers #mortgagebrokers #goals #financialgoals #firsthome #nexthome #firsthomebuyer #nexthomebuyer #property #realestate #propertyinvestor #propertygoals #APLSGroup #APLSfinance #APLSFinanceSolutions #AccelerateGroup #preapproval #businessloans #assetfinance #personalloans #commercialloans #businessfinance #HereIfYouNeedUs

04.01.2022 Applying for a business loan is a completely different process to that of a home loan application. To ensure you don’t lose your way, we’ve set out a clear path for you to follow. Learn more in our latest article and download a copy of The Business Loan Preparation Checklist.... https://www.aplsfinance.com.au/business-loan-checklist Get in touch with us today if you'd like to know more. #smallbusinessloans #agribusinessloans #businessfinance #commercialloans #assetfinance #mortgagebroker #mortgageloans #financebroker #financebrokers #mortgagebrokers #APLSFinance #APLSFinanceSolutions #APLSGROUP #accelerategroup #hereforyou