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A&R Home Loans

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23.01.2022 Questions to ask your broker 1. What are your qualifications? Before discussing your own finances, check that the mortgage broker is fully qualified to give you professional guidance. As a minimum requirement, an Australian mortgage broker should have a Certificate IV in Finance and Mortgage Broking, and they should operate under their own Australian Credit Licence (ACL) or as a credit representative under another entity’s ACL. ...Continue reading

19.01.2022 Good News for first home buyers https://www.smh.com.au//nsw-to-offer-25-000-first-home-buy

17.01.2022 Think before buying#Assess your situation! https://www.realestate.com.au//people-need-to-calm-down-/

15.01.2022 Where is the housing market headed this year? Several factors are likely to boost the outlook for capital city housing markets over the rest of the year, according to a report from Archistar. The report said buyer and seller activities have started strongly this year, as housing markets report record-level conditions.... "The buyer and seller momentum of the final months of 2020 has predictably continued into 2021 with the clear prospect of strong home price growth to be sustained for most of the year," the report said. Positive affordability, the report said, continues to drive the markets in Sydney and Melbourne despite the price gains over the recent months. "With mortgage rates having fallen by over 1% and incomes have Increased by over 6% since 2017, there is significant capacity for buyers to push up home prices," the report said. Another factor that could boost housing market activity is the recovering economy. "With the spectre of further coronavirus shutdowns now receding with the rollout of the vaccination program buyer and seller confidence is set to remain sky high," the report said. All capital cities are expected to record robust price increases over the next months. However, the growth rates are likely to slow through the second half of the year as affordability declines.

14.01.2022 Do you know that thousands of AU homeowners are saving $1,000’s on their mortgage thanks to this one thing? And that thing is Refinancing! With rates at 1.79%* and some lenders offering up to $4,000* cash back, now is the perfect time to refinance.... Saving just 0.25% off your interest rate can save you thousands over the lifetime of the loan Not to mention, refinancing could put a cool $4,000 cash in your pocket And the best part? We can do it all for you, for FREE! At A&R homeloans, we’ve helped thousands of Aussie’s save $1,000’s on their mortgage by getting them a better deal. We work for you Not the banks Call us on 0431 612 977 to see what can you save

10.01.2022 Cash Rate on Hold by RBA

09.01.2022 RBA Reveals rate decision for June: The central bank has announced its official cash rate decision for June, and said that it would be monitoring trends in housing borrowing carefully. e Reserve Bank of Australia (RBA) has held the official cash rate at the current record-low of 0.10 per cent for June, while noting that medium-term inflation expectations have lifted from near record lows to be closer to the central bank’s targets.

06.01.2022 Median price#sydneyhouserprice#rocketing https://www.domain.com.au//sydney-house-prices-reach-rec/

03.01.2022 How to unlock Equity in your home?? Please feel free to reach us if you have any questions https://www.westpac.com.au//home/next-home/unlock-equity/