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Arch Finance

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24.01.2022 Pricing pressure through cost of funds continues to increase for non bank lenders.

24.01.2022 The next wave of non bank competition is gathering pace and it's largely independent of the Big 4 banks. Looking forward to 2016.

23.01.2022 While questions about the sustainability of low rates, increasing vacancy and steady valuation increases probably have a lot to do with this yield to bonds gap, there's little doubt that commercial property values will remain strong while rates stay low.

21.01.2022 Good to see the increasing disintermediation of the Big 4 banks and a growing number of non bank lenders.

21.01.2022 Sometimes its great to be a non-bank and outside of APRAs reach :-)

19.01.2022 Arch Finance is in the process of redesigning our websitestay tuned!

18.01.2022 The same is true for non bank lenders such as Arch in the commercial property lending market. Arch is writing record new loan volumes and seeing significantly more lending opportunities as APRA forces the banks to pull back in commercial property lending. Arch is not regulated by APRA directly however the providers of our warehousing facilities are and they impose some limitations on our Warehouse eligibility criteria. Nevertheless, due to our small size, speed and flexibility we're able to fund many new clients who no longer find bank lending solutions attractive.

18.01.2022 CBA is the last of the Big 4 to raise business and commercial mortgage rates by 20-30bps, a trend likely to continue given higher capital and more strenuous regulatory requirements.

18.01.2022 While this article specifically focuses on bank tightening in construction lending, it's also becoming clear that Big Banks are restricting investment lending criteria also, e.g. jumbo home loans for commercial purposes and are seeking to raise pricing to new and existing customers.

14.01.2022 Regardless of what the RBA does next on rates, bank and non bank interest rates are unfortunately increasing as the cost of funding rises for most lenders.

14.01.2022 The next wave of non bank competition is gathering pace and its largely independent of the Big 4 banks. Looking forward to 2016.

10.01.2022 Seems like the big banks (except CBA/Bankwest so far) are all imposing 20+bps rate increases on property loans to existing customers. While this is being reported in the Press many customers will only likely find out if they notice that their direct debits have increased.

08.01.2022 This is more evidence that the cost of funds is going up across the non bank sector. Bank and non deal pricing for customers is trending upwards and remains likely to continue in coming months.

08.01.2022 What this article doesnt say is that non banks continue to grow rapidly also, reflecting their niche and high service strategies.

05.01.2022 What this article doesn't say is that non banks continue to grow rapidly also, reflecting their niche and high service strategies.

04.01.2022 While this article specifically focuses on bank tightening in construction lending, its also becoming clear that Big Banks are restricting investment lending criteria also, e.g. jumbo home loans for commercial purposes and are seeking to raise pricing to new and existing customers.

03.01.2022 Sometimes it's great to be a non-bank and outside of APRA's reach :-)

01.01.2022 This is as significant a driver of demand as lower interest rates.