Armour-Craig Legal in Warragul, Victoria | Lawyer & law firm

Armour-Craig Legal

Locality: Warragul, Victoria

Phone: +61 3 5636 4986

Address: 7/21 Smith Street 3820 Warragul, VIC, Australia

Website: http://www.armourcraiglegal.com.au/

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25.01.2022 Have you included a charity in your Will? Have you considered leaving a gift to charity in your Will? According to the Australian Fundraising Institute 7.5% of Australians leave a gift to a charity in their Will. These bequests account for approximately 15% of charities’ fundraising income and help charities carry out crucial work.... The Australian Fundraising Institute is running a social change campaign called Include a Charity with the goal of encouraging more people to leave a charitable gift in their Will. Gifts can be small or large, be a specific sum of money, specific assets, or a percentage of your estate or residuary estate. Notably, gifts of property or shares to a Deductible Gift Recipient (DGR) are generally exempt from capital gains tax (CGT) and gifting CGT assets such as shares is worthy of serious consideration. For information on the Include a Charity campaign or for a list of charities you may wish to benefit visit Include a Charity in your Will. To discuss making a gift to a charity in your Will contact Fleur Craig on (03) 56364986.

25.01.2022 Welcome to Armour-Craig Legal! Don't forget to like or follow us so you can stay up to date with our news and updates. Thanks for visiting Armour-Craig Legal and we hope to see you soon!

24.01.2022 Statutory Demand threshold increases to $4000 From 1 July 2021 the threshold at which a creditor can issue a statutory demand on a company will increase from $2,000 to $4,000 (the Corporations Amendment (Statutory Minimum) Regulations 2021). The new threshold of $4,000 will apply to all statutory demands served on or after 1 July 2021.... A statutory demand is a formal demand for payment of a debt owed by a company and is issued pursuant to the Corporations Act 2001(Cth). Statutory demands and their service must comply with the requirements set out in the Act. Statutory demands are a useful tool for creditors to force a company to pay its debts. If the company fails to comply with a statutory demand within 21 days of valid service, the company is presumed to be insolvent and the creditor may make a winding up application. When served with a statutory demand a company has 21 days to either comply with the demand (pay the debt owed or settle the matter with the creditor) or issue proceedings to set aside the statutory demand. For assistance with debt related matters please contact Fleur Craig of Armour-Craig Legal on (03) 5636 4986 or [email protected].

24.01.2022 SPEAR Armour-Craig Legal is a registered lodging party on the SPEAR Electronic Lodgment Network (ELN). SPEAR (Surveying and Planning through Electronic Applications and Referrals) is an online system that allows lodging parties to prepare applications and submit them electronically for lodgment to Land Use Victoria (Land Titles Office). Plan-based dealings lodged at Land Use Victoria (the Land Titles Office) via the SPEAR ELN include:... Section 22 Applications for Plans of Subdivision Section 22 Applications for Plans of Consolidation Section 23 Applications to create, vary or remove easements or restrictive covenants Section 60 Adverse Possession Applications Section 99 Amendment of Title Boundary Applications Section 103(2) Boundary Amendment Applications Section 15 General Law Land Conversion Applications (Applications to bring land under the Transfer of Land Act) Section 26P(1) Remove Survey Warning Applications. Lodging applications via the SPEAR ELN helps Armour-Craig Legal deliver more efficient and cost-effective legal services in property matters. Contact Fleur of Armour-Craig Legal on (03) 5636 4986.

23.01.2022 Fleur Craig - courageous & creative!

21.01.2022 THE GIFT OF LIFE - ORGAN DONATION Did you know that you can include a clause in your Will expressing a wish to donate your organs? To make sure that wish can be learnt by medical staff at the time of your death it is important to also record decision to donate organs on the National Organ Donor Register (AODR). It is also important to discuss this decision with your family and loved ones prior to your death so that they are aware of your decision. This will help to improve... the chances that they will support your decision. In Australia, families or loved ones must consent to organ donation in order for donation to proceed. You can register on the AODR through Medicare (either online or at a service centre). Why is organ donation something you should seriously consider? At any one time there are approximately 1,700 people on the Australian organ transplant waiting list. A decision to donate could save the lives of up to 10 people. Only one in three Australians are currently registered on the AODR. Only 2 % of Australians who die in hospital will be considered for organ donation. For organ donation to be possible donors need to die in hospital where their body can be medically supported until their organs can be donated. This means the more Australians who register on the AODR and obtain their families support for their donation decision the better. Most people can donate their organs and tissue. Old age or medical history won’t necessarily mean you are unsuitable to donate. For more information about organ donation visit www.donatelife.gov.au. For more information on including an organ donation clause in your Will call Fleur Craig at Armour-Craig Legal on (03) 5636 4986.

21.01.2022 Australian Consumer Law Consumer threshold increases to $100,000 The definition of a consumer under the Australian Consumer Law (ACL) changed as at 1 July 2021. A party is now defined as a consumer if the party purchases goods or services that are: - valued less than $100,000; or - valued at more than $100,000 but are of a kind ordinarily acquired for personal, domestic or household use or consumption; or... - a car or a trailer. This threshold amount has increased from $40,000. This increase will markedly increase the cover of the ACL. The ACL imposes mandatory guarantees in relation to the supply of goods or services to consumers. These guarantees include that: - goods must: o be of an acceptable quality (safe, durable and free from defects); o be fit for the purpose that the business told you it would be fit for; o be fit for any purpose for which goods of that kind are commonly supplied for; o match the description, model or sample; o meet any promises as to performance; o come with full title and ownership with undisturbed possession; and o have spare parts and repair facilities available for a reasonable time after purchase; - services must: o be supplied with due care and skill; o be fit for purpose; and o be delivered within a reasonable timeframe. For assistance with commercial issues please contact Fleur Craig of Armour-Craig Legal on 03 5636 4986 or [email protected].

19.01.2022 Extension of the Commercial Tenancy Relief Scheme The Victorian Government has now extended the Commercial Tenancy Relief Scheme until 28 March 2021. Tenants seeking rent relief for the period 1 January 2021 to 28 March 2021 need to apply to their landlord in writing providing the evidence required by the scheme as soon as possible. Landlords are only required to provide rent relief from the application date. For further information please visit the Victorian Small Business Commission website Commercial (including retail) tenants and landlords | Victorian Small Business Commission (vsbc.vic.gov.au) or contact Fleur Craig at Armour Craig Legal on (03) 5636 4986.

15.01.2022 Beautiful flowers from a happy client!

14.01.2022 Another sunrise and you still haven’t revised your Will?

12.01.2022 From this week’s Warragul & Drouin Gazette:

12.01.2022 FULL & FRANK DISCLOSURE SALE OF LAND Changes to the Sale of Land Act 1962 came into effect on 1 March 2020. These changes require that vendors and agents must not knowingly conceal a material fact about a property from a potential purchaser with the intention of inducing the purchaser to buy the land. Section 12(d) of the Act states:... Any person who, with the intention of inducing any person to buy any land (d) makes or publishes any statement or forecast which he knows to be misleading or deceptive or knowingly conceals any material facts or recklessly makes any statement or forecast which is misleading or deceptive shall be guilty of an offence against the Act. The penalty for breaching the section is 120 penalty units or up to 12 months imprisonment. Guidelines as to what constitutes a material fact for the purposes of s12(d) have been provided by the Victorian government on the Consumer Affairs Website. Examples of material facts in these guidelines include: - prior tests or investigations have revealed (or the vendor or agent knows of) a defect in the structure of the building, a termite infestation, combustible cladding, asbestos or contamination through prior use of the land; - building work or other work done without a required building permit, planning permit or that is otherwise illegal; and - the property has been the scene of a serious crime such as a homicide, or use of the property for the manufacture of substances such as methylamphetamine. Vendors and/or agents must answer questions from prospective buyers about material facts as fully and frankly as possible. For advice or assistance in relation to conveyancing or property matters generally please contact Fleur Craig of Armour-Craig Legal on 5636 4986.

11.01.2022 POOL & SPA REGISTRATION - DON'T FORGET! Registration with local council of pools and spas is now mandatory for owners of land where a swimming pool or spa is located. All swimming pools and spas capable of holding more than 30 cm of water are covered by the law. It includes permanent pools, above ground pools, indoor pools, hot tubs, bathing or wading pools and even includes some relocatable pools. Owners of pools or spas must also arrange for safety barriers to be inspecte...d and lodge compliance certificates for pool or spa safety barriers with council. Generally, permanent pools or spas constructed before 1 November 2020 must be registered by 1 November 2020. Permanent pools or spas constructed after 1 November 2020 must be registered within 30 days of receipt of the occupancy permit or certificate of final inspection. Certificates of barrier compliance must be lodged every four years. Penalties apply for non-compliance. Purchasers of land where a pool or spa is located should check registration and compliance details with council. For more detailed information check your council’s website or visit vba.vic.gov.au. Fleur Craig of Armour-Craig Legal (03) 5636 4986.

07.01.2022 Victorian Tax Update (Duties & Land Tax) The Act introducing the following budget amendments received Royal Assent on 16 June 2021. Duties Act 2000... - Stamp duty (Land Transfer Duty) on high-value property transactions with a dutiable value above $2 million will increase to $110,000 plus 6.5% of the dutiable value exceeding $2 million. This will apply to contracts entered into on or after 1 July 2021. - Temporary stamp duty (Land Transfer Duty) concessions will apply to purchases of new residential properties in the City of Melbourne with a dutiable value up to $1 million. - Temporary increase to the threshold to $1 million for the off-the-plan Land Transfer Duty concession for all home buyers for contracts that are entered into between 1 July 2021 and 30 June 2023. Land Tax Act 2005 - The land tax threshold will increase from $250,000 to $300,000 from the 2022 land tax (calendar) year. There is no change to the land tax threshold for land held on trust which remains at $25,000. - Land tax payable on high-value landholdings from the 2022 land tax (calendar) year will increase: o on taxable landholdings exceeding $1.8 million to rise by 0.25% o on taxable landholdings exceeding $3 million to rise by 0.30%. - Vacant residential land tax exemption for new developments has been extended to apply for up to two tax years from the 2022 land tax (calendar) year. First Home Owner Grant and Home Buyer Schemes Act 2000 - Changes to enable the SRO to administer declared home buyer schemes including the Victorian Homebuyer Fund announced in the State Budget. The Fund is a shared equity scheme where the State Government will contribute to the purchase price of a successful applicant’s property purchase in return for a proportionate interest in the property. For assistance with property and conveyancing matters contact Fleur Craig of Armour-Craig Legal on (03) 5636 4986 or [email protected].