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Do Financial

Phone: +61 8 6555 6565

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24.01.2022 COVID19 update - helping you navigate finance Amongst the uncertainty and chaos comes opportunity - and there are many. So we've been thinking about how we can help others with their finance and the savings to be had and get money back in your pocket. We’ve used virtual solutions for a long time and so you don’t need to leave your house for us to help you with your finances and we're ready to assist with any queries or concerns you have during this time.... How can we help you, your friends or family? While everyone's heading more into isolation, this is the perfect time to focus on your finances - from the comfort of your couch. Consider: 1. Has your situation changed? How can we help you navigate any tough times 2. Understand your rights under your mortgage for such things as 'repayment holidays' when in times of distress or default. 3. Refinance options to take advantage of the new RBA rate drops. 4. Repricing to see if your current lender can offer you a better deal. 5. Understand your redraw facilities. What is or is not available and what other access to credit do you have? 6. Make use of your offset accounts to reduce interest costs and store any excess funds. 7. Possibly reduce your repayments back to the minimum if you are paying more than required (a temporary strategy). 8. In the market to buy? Let’s get you pre-approved to take advantage of the market. 9. Understand the equity in your property. We can arrange a valuation. 10. Business cashflow. Understand options for yourself or someone you know Great time to get proactive This could be a great time to pounce whether for a purchase, refinance or negotiation. Our promise to you is that we’ll focus on solutions that support you and those you know and love. These are the times we can really help give back and make sure people have more money in their pocket to navigate the coming months. Click on the link below to book a time that suits you to discuss any finance opportunities, queries or concerns you have. If you’re unable to find a time that suits then please call us on 08 6555 6565. We look forward to assisting you. Until then, keep well and know we’re always here to help. https://calendly.com/michaeldofinancial/phonemeeting

23.01.2022 Good morning everyone. You've no doubt heard that the Royal Commission has closely scrutinised the mortgage broking industry along with the banks these past 6 months. Which was absolutely needed. There has been a number of mortgage brokers who have not done the right thing by their customers, instead they have provided advice and implemented products which clearly benefited the broker due to the commission they received. In any industry - finance, politics, trades, car sale...s - you will find a small percentage who give the industry a bad name. And our industry has been tarnished by these individuals. I am proud to be a mortgage and finance broker. I sincerely believe that we make a difference for our clients by providing them with choice, great service and value. The government is about to make some very important decisions for our industry which will effect the livelihood of thousands of people and families - not just the brokers, but their support and admin staff as well. If you feel you would like to Pledge Your Support and ensure that you will always have the opportunity for choice, then we'd invite you to click the link and have your say. Many thanks, Michael and Leila Deegan See more

18.01.2022 On the eve of riding in the Ride to Conquer Cancer Ride (our 4th one now), Mike and I would like to thank everyone who has supported our fundraising so generously. Either through personal donations, supporting our functions or both!! Our wonderful Finance Brokers Team have collectively raised over $89,000 through the generosity of friends, family and colleagues - people like you that help make a difference in this world!! We extend our support and empathy on behalf of all those touched by the evil C and wish you all the best. If you are still considering donating to our cause use the link below and a huge thank you once again!

18.01.2022 https://www.tradeloan.com.au/?partnerId=11981474

13.01.2022 A big thanks to the team at the Westpac 3rd Party Commercial and Equipment Finance for all their support over the past 18 months. I felt very honoured to be invited to join other top brokers at the annual awards event last week, and very grateful indeed for our business to be recognised as the WA Rising Star!

10.01.2022 Incredible news for home loan customers and new home buyers today with the announcement by the RBA of a further 0.25% cut to cash rate. We now sit at an historically low 0.50% cash rate and it was fantastic to see CBA announce very soon afterwards that they are passing on the full cut to all new and existing customers. Expect to see a number of lenders offering variable rates for owner occupied home loans below 3% in the immediate future!... If you want to start a conversation about your home loan - just click here below!

08.01.2022 To Fix or Not Fix your Home Loan? Sometimes, the best action is to take no action. After the RBA’s announcement on Melbourne Cup Day that it was cutting the cash rate to the lowest in Australian history, we’ve now seen a number of lenders offering fixed rates below 2% for a period of 4 years and many are jumping into these options right away. However, we would strongly encourage you to carefully consider whether this is the right decision for you to immediately take......... Please click on the following link to read more https://bit.ly/3eHcnNk Don't hesitate to reach out to us on 08 6555 6565 or [email protected] with any queries.

05.01.2022 We continue to be proud of helping small businesses and clients in any way we can. Community - Stronger Together

05.01.2022 Do Financial are very excited to announce that Leila Deegan has been nominated as a Finalist for the Better Business Summit Awards 2020 - Loan Administrator. Leila has been pivotal in helping our growth and continued refining of the client experience. We look forward to helping more clients in 2020 and very excited for new things to come.

03.01.2022 Hope you are all well. See our blog posts today for support and guidance during COVID19 for: 1. home loans, and 2. Business support... Contact us with any concerns or queries: Phone: 08 6555 6565 Email: [email protected] or Use this link to book a phone at a time that suits you: https://calendly.com/michaeldofinancial/phonemeeting

02.01.2022 Go Local! Support Small to make a Big difference. Further to this article - https://thewest.com.au//administrators-appointed-to-the-wa... Sad news that Administrators have prevented the 125 year old WA Club from trading as of 6pm tonight. Here at DO Financial, we believe that small family business through to medium enterprise really are the backbone of the Australian economy, and certainly here in WA. It's been tough in WA for a while now. Mortgagee sales on the rise, small restaurants closing, family businesses doing it tough. It's certainly not all doom and gloom though with some green shoots appearing. For the next 3 months, Leila and I have decided to only buy from small to medium enterprise, owned here in WA. And, we'd like to encourage all our clients, friends and associates to do the same. When you're shopping, how about the local IGA or similar - and buy WA milk, eggs etc,. When you're topping up your wine and beer cabinet - how about the family owned winery in WA versus the big nationals, and choose a WA craft brewer. When you go out for coffee, perhaps your local family owned cafe. The list goes on. Sometimes, we pay a little extra to small business. But we believe that's a small price to pay to keep the local WA economy supported, helping WA families stay in business. Together, by supporting small, we can make a big difference.