Australian Finance Solutions | Local service

Australian Finance Solutions

Phone: +61 411 642 691

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22.01.2022 Standard variable rates are the most popular home loan in Australia. Interest rates go up or down over the life of the loan depending on the official rate set by the Reserve Bank of Australia and funding costs and the individual decisions of each lender. + Pros > If interest rates fall, the size of your minimum repayments will too. > Standard variable loans generally allow you to make extra repayments. ... > Basic variable loans often don’t come with a redraw facility, removing temptation to spend money you’ve already paid off your loan. - Cons > If interest rates rise, the size of your repayments will too. > Increased loan repayments due to rate rises could impact your household budget. To have a chat about the best structure for your loan message us today!

22.01.2022 Merry Christmas! The team here at Australian Finance Solutions would like to wish you all a very Merry Christmas and a Happy New Year! We are still open and running as usual over the Christmas and New Year break, so give us a call or send us a message to have a chat!

19.01.2022 Thinking about refinancing? Now could be the perfect time! A number of banks are currently offering refinancing rebates. This means that your fees and charges are usually covered and sometimes you even end up with some extra money in your pocket. With some great interest rates and product choices out there it’s a great time to have a chat to one of our brokers about refinancing. Send us a message now

16.01.2022 A fixed rate home loan is exactly how it sounds. It’s where your interest rate stays the same for a set period of time. The most common fixed periods available are 1 year, 2 year, 3 year, 4 year, 5 year, 7 year and 10 year fixed periods. The great part about fixed rates is that they are usually a bit cheaper than their variable counterparts. They also offer peace of mind as you know your rate isn’t going to increase during the fixed period. This can make planning and budgeti...ng a lot easier. There are some downsides though. You usually can’t make too many extra payments during your fixed period without being hit with extra fees and charges. It can also be very expensive if you want to get out of a fixed loan. Have a chat to us today about fixing your home loan!

11.01.2022 Looking for some extra cash to refurnish? Eyeing off that new couch or TV? We can help! Have a chat to us today about your personal loan options

04.01.2022 Did you know that we can organise a pre-approval for your next boat purchase? This means you can purchase your boat with confidence that your finance is already good to go! Message us today about organising a pre-approval for you!