Peter Fez in Rossmoyne, Western Australia, Australia | Mortgage brokers

Peter Fez

Locality: Rossmoyne, Western Australia, Australia

Phone: +61 433 141 141

Address: 35 Tuscan St, 6148 Rossmoyne, WA, Australia

Website: aussie.com.au/peter.feszczak

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25.01.2022 Thinking of refinancing? Go straight to Aussie for a great rate on your home loan like the Aussie Select fixed rate from 1.99% p.a. (Comparison rate 2.35% p.a.*). Talk to me today via phone or video chat. ... Conditions apply*. aussie.com.au/mortgage-broker/lp/broker-fixed.html

25.01.2022 DEFERRED REPAYMENTS Although my advice is generally not to defer your mortgage repayments if you can avoid it, in some cases organising a deferral of repayments with your lender is the only or perhaps the best choice. In that case you should read on...... https://www.theadviser.com.au//40682-asic-issues-post-mort

25.01.2022 Check out Aussie's tips on how to spot a loan scam and what to do if you suspect a scammer might be targeting you. If you have questions around your home loan, it's best to check in with me.

23.01.2022 Updated Tues 24th Nov. To find out if this week's low rate could be right for you, get in touch with me today.

23.01.2022 A trip overseas may be off the cards but there’s plenty to discover in a COVID-safe way right here in our own backyard. Plan 2021 with Aussie's destination guide below.

23.01.2022 Are you a first home buyer looking to get into the property market? Were here to help you take advantage of the current property market conditions. Give us a call today.

23.01.2022 With Aussie you can borrow for new vehicles or for those up to 12 years old, either from a car dealer or by private sale. And you can borrow from $5,000 and upwards. Loan terms usually range from 2 to 5 years and a balloon payment is usually available.... Chat to me about getting your car loan sorted today.

23.01.2022 Have you been thinking about building your dream home? With the recent announcement of a 25K HomeBuilder grant from the Federal Government, now could be the right time to get started! Call me today to learn about your options.

22.01.2022 Are you looking at homes and looking into home loans? Are you struggling with the home loan jargon? We don’t blame you! I’m here to help make sense of the #mortgagemumbojumbo and here to support you through your home loan journey from start to finish.

21.01.2022 This is an achievement Im very pleased with, and especially for all of my customers who now have this peace of mind, as do I!

20.01.2022 Take advantage of up to $3000 cash back when you refinance with some of our lenders.* Go straight to Aussie to see if you can do better on your home loan. Talk to me today. *Eligibility criteria and T&Cs apply. aussie.com.au/mortgage-broker//broker-cash-back-offers.html

20.01.2022 While it might be difficult to leave WA right now, one thing that shouldnt be seen as difficult is achieving your property goals. We can help you focus on what is possible and give you back the confidence that you can achieve your property goals. We can meet you in-store/virtually for a free appointment at a time that suits you whatever works best for you.

20.01.2022 The RBA keeps the Cash rate on hold so let's hear some words of wisdom from Tim Lawless of Core Logic; At its August 2020 meeting, the Reserve Bank of Australia announced the cash rate target would be held at 0.25%. The record low cash rate target setting, which has been described by the RBA as the effective lower bound', remains a key feature of the monetary policy deployed in response to COVID-19. Other monetary measures include the provision of a term funding facility for... banks to maintain liquidity, and the purchase of government bonds in the secondary market to reduce the cost of government debt, and put cash back into the hands of investors. The RBA has noted that while the cash rate target remains at 0.25%, the actual cash rate has fallen below the target, and has been hovering around 13 to 14 basis points since late April. For banking, finance and housing, the effect of this three-pronged approach has seen some obvious benefit. As the cash rate reduction flows through to mortgage rate discounts, mortgage holders are lowering their housing costs through refinancing. ABS data suggests the total value of externally refinanced loans increased 25.1% in May. Since March, almost $40 billion in home loans has been externally refinanced. Additionally, the average variable lending rate for new owner-occupier mortgages fell to just 2.93% over May, which is down 33 basis points since the start of the year. Record low mortgage rates should support some purchasing decisions, especially when combined with initiatives such as the HomeBuilder scheme, the first home owner grant, and various other demand-side stimulus from state and territory governments. However, there are still plenty of headwinds which will test the ongoing effectiveness of current monetary policy. With inflation sitting at -0.3% in the year to June, the unemployment rate rising to 7.4%, and a renewed round of restrictions across Victoria, a greater emphasis should be placed on fiscal measures to support an economic environment that is accommodative to growth. Considering the cash rate isnt likely to be reduced below its current setting, fiscal policies will be key to supporting economic activity through the pandemic. See more

20.01.2022 Aussie’s research confirms that in many suburbs across Australia, especially those outside the major capital cities, on a monthly basis, it is cheaper to buy than rent. So, if you’re thinking of getting off the rental bandwagon now could be the right time for you. Find out where it could be cheaper to buy than rent here: www.aussie.com.au//do/news/aussie-buy-rent-report-2020.pdf

20.01.2022 IT STILL SURPRISES ME THAT THE PERCENTAGE IS NOT HIGHER... https://www.theadviser.com.au//41061-broker-market-share-s

19.01.2022 My customers are normally able to obtain this when we're doing a home loan review for them Whether you get this through me or another source, personally I think it very worthwhile to ensure that you have sufficient insurance to cover you for life's unexpected turns for the worse. Speaking with some folk a couple of months ago; their ploy was not to pay for insurance but to save those funds to cover themselves... If that works for you, fine, but most of us aren't that disclipi...ned https://www.aligroup.com.au//claims-stories-t/maries-story

19.01.2022 Whether you’re planning a holiday or a staycation, a little extra savings could help you make the most of your trip. Get in touch with me to find out how refinancing your home loan could potentially help you reduce your repayments and save more this year.

19.01.2022 Its the great COVID property dilemma - is it time to buy, sell, or just sit tight? Aussie CEO James Symond, along with other property market experts took to Sunrise, to give their tips for someone looking to enter the property market during this season. Watch the full video below.

19.01.2022 If youre unsure about your eligibility for the FHOG schemes in your state, contact me today to discuss what your options may be.

18.01.2022 With me by your side, youll be well-placed to understand more about how buying a home works, and what you can do to start making your property goals a reality! Book your free appointment today.

18.01.2022 Take advantage of up to $4000 cash back when you refinance with some of our lenders.* Go straight to Aussie to see if you can do better on your home loan. Get in touch with me to find out more. *Eligibility criteria and T&Cs apply. ... www.aussie.com.au/mortgage-b//broker-cash-back-offers.html See more

18.01.2022 Let us help you achieve your property goal. Give us a call or come in for a chat or we can meet you virtually, whatever works best for you.

17.01.2022 Breaking news! The RBA has made the decision to drop the cash rate to a historic low of 0.1%. It's welcome news for homebuyers looking to buy and a great reason for homeowners to refinance their home loan to a lower interest rate.... With some interest rates starting with a 2, now is a good time to speak with me.

16.01.2022 Over the past 3 months or so has seen a surge of business amoung Mortgage Brokers. While many folk fare buying property (mainly Owner-occupiers) to beat rising property prices and to take advantage of low interest rates, others who ALREADY HAVE A MORTGAGE are SWITCHING those to lower rates by refinancing to a better rate, lower repayments AND quite often; cash-back offers up to $4,000 for a single property refinance... It's a win-win-win situation to those who take the inita...itive and are eligible... https://www.theadviser.com.au//40972-owner-occupier-approv See more

15.01.2022 FINGERS CROSSED that we might see the same happening in our other States and Territories soon!! https://www.theadviser.com.au//40610-nsw-abolishes-stamp-d

15.01.2022 We know theres a lot of uncertainty in the world at the moment and we want to help where we can. Get in touch with us today to talk to you about your property goals and we can work together on the options that are right for you for right now.

14.01.2022 Before you begin to budget, there are 7 things to consider. Plus, I can help you work out whats right for your circumstances and give you some tips on how to improve your budgeting skills.

14.01.2022 The only thing that surprises me about this is that the figure isn't higher... https://www.theadviser.com.au//40742-brokers-dominate-fhld

13.01.2022 Yay!! "Western Australia had the largest increase in housing finance for the purchase of property over the September quarter, rising over 55%. This further supports the view that the WA and Perth dwelling markets are resuming an upswing following the disruption of COVID-19" https://www.corelogic.com.au//trends-housing-finance-show-

13.01.2022 Did you know refinancing could potentially help you pocket savings towards the things that really matter to you? Speak to me about getting the refinancing process started for you today.

13.01.2022 To find out if this week's low rate could be right for, get in touch with me soon. https://www.aussie.com.au/mortgage-b//broker-variable.html

13.01.2022 You'd be amazed at how many of my customers do the maths to buy a property, but completely forget about stamp duty. This can be a substantial amount of someone's savings; INTENDED to be put towards the purchase price, but GONE in a flash on government fees. So yes, the obilition of Stamp Duty would be a very good thing to see gorn... ... They've been discussing this for years but of course it's a rich source of earnings for each of the State Governments. Still, during Covid, anything is possible

12.01.2022 The Government recently announced a HomeBuilder package which gives eligible owner-occupiers and FHBs with a $25,000 grant to build a new home or substantially renovate an existing home. There is additional criteria, so its best to get in touch with me to help you understand your options.

12.01.2022 Think renting is cheaper than buying? Think again. Aussie’s research shows that in up to 3 out of 5 Aussie suburbs, home owners are paying less each month than renters! Check out the full report below to find out where it can cost you less each month to be a home owner than a renter.

10.01.2022 Could you do with some jargon free guidance? Give us a call today to chat through how we can help you with buying your first home.

10.01.2022 With thousands of different #homeloans on offer, you’d be forgiven for thinking that it’s too complicated to figure out. If you’re overwhelmed by options, I can help you sort through thousands of loans to find home loan options that suit your needs. #MondayMortgageMumboJumbo

10.01.2022 Its okay if you havent thought about whether refinancing is right for you. We can help you understand your options and figure out what is right for you.

09.01.2022 It seems feasible that some folk might get a gift from their parents when building to help them meet the criteria of having a sufficiently big enough deposit for the finance, and then deciding to repay that gift of their own volition if and when they receive the goverment grant(s)... https://www.theadviser.com.au//40772-borrowers-turn-to-ban

09.01.2022 As a buyer, it's important to understand that until the contracts are formally signed and exchanged by both parties, you may run the risk of being gazumped. For more home buying tips like this, get in touch with me. #MondayMortgageMumboJumbo

09.01.2022 6 in 10 Australians believe that their property goals are harder to achieve because of the COVID-19 pandemic, including these 5 misconceptions. The good news is that Im here to help clear the confusion for you.

08.01.2022 Does the new year call for a new make-over? Whether you're upgrading the kitchen, bathroom or backyard here’s four ways to plan your renovation project effectively.

08.01.2022 Got a few items on your Christmas wish list this year? You might be able to make them a reality by looking at your refinancing options. Refinancing may reduce your repayments which means you could put your hard-earned money towards something you want. Book a free appointment with me to know if your home loan could be working harder for you.

08.01.2022 This weeks low Variable rate! Updated 8th September 2020. If you're interested, lets have a chat to see if this is the right rate for you. 2.49% Variable rate is also available through one of our other lenders but only with a lower LVR including other conditions.

07.01.2022 It’s can be a complicated calculation, and a good way to know how much you could be up for in break costs is by speaking with me. #MondayMortgageMumboJumbo

07.01.2022 Cant decide which option is right for you? I can assist you with your queries and help you with the research, so youre equipped to make the right decision for your property plans.

06.01.2022 To estimate the amount of stamp duty you may have to pay, use Aussie's home loan stamp duty calculator: aussie.com.au/calculators/stamp-duty-calculator.html #MondayMortgageMumboJumbo

05.01.2022 I really must agree with the message here conveyed. Many folk I meet would really benefit from being able to use the grant as funds to complete for their application for finance, but the system doesn't allow for that at the moment, unlike the FHOG. Some lenders says they'll take the grant; however, my experience is that they take your application at a lower LVR (including the grant funds), but have room to move to a higher LVR if the grants are not forthcoming for some reason...... In these cases of course, one didn't NEED the grant funds in order to be able to get the finance anyway! Hopefully they'll implement a system similar to that of the FHOG so that the grants can be approved and the funds counted as part of the finance application, only they'd better hurry up as the building grants only have a finite lifespan to the end of 2020... apparently. https://www.theadviser.com.au//40738-calls-mount-for-homeb

05.01.2022 I CAN CONCUR! https://www.theadviser.com.au//40806-the-highest-volume-of

04.01.2022 Just remember to do the appropriate research and find the conveyancing firm or solicitor that suits your individual needs. Chat to me today if you would like to learn more about your options. #MondayMortgageMumboJumbo

04.01.2022 On the 17th Anniversary of my time as a Mortgage Broker, I DON'T THINK THIS HAS EVER BEEN MORE RELEVANT... If you earn an income, there is every chance that you can refinance to a better rate and in some cases receive cash-back from that lender for doing so. It's a win-win situation, and at this time any wins are most welcome!... Cheers! https://www.theadviser.com.au//40748-borrowers-urged-to-ta

03.01.2022 This is wonderful news and very to good to see. Deferring your home loan should only be a short-term measure as it will normally end up costing you more over the life of the loan... Likewise, paying extra into your home loan (where possible!) will help save you potentially tens of thousands of dollars in interest repayments https://www.theadviser.com.au//41032-deferred-loans-drop-b

02.01.2022 Crunch tome for many home borrowers is approaching. Feel free to contact me for independent assistance and advice. https://www.accreditedbroker.com.au/is-this-a-window-of-op/

02.01.2022 As a business owner, I understand how important it is to have the right vehicles and equipment to support your business needs. Whether youre looking to lease or buy, I can also explain what finance options are available to help you make the choice thats right for your business. Learn more about what equipment and asset finance can do for your business here: aussie.com.au//vehicles-equipment-and-asset-finance-for-bu

01.01.2022 And there is still at least one lender offering the same until the end of this month. Contact me for rates and details