Australian Financial & Insurance Services in South Morang, Victoria | Financial planner

Australian Financial & Insurance Services

Locality: South Morang, Victoria

Phone: +61 3 9437 8405

Address: Office 6 Level 1 545 Mc Donald's Road 3752 South Morang, VIC, Australia

Website: http://www.afis.net.au/

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• Insurance broker

24.01.2022 We have noticed an increase in the amount of people with multiple Superannuation Funds, unaware of where they are, how they are performing and/or paying for multiple amounts of fees. For this Month only we are offering a tailored solution to locate and consolidate all your superannuation in to the one fund which will be chosen based on your personal circumstances and needs, creating you a wealth solution that will give you peace of mind. You can contact Patrick or Damian Byrn...e at our office 03 9437 8405 or email [email protected] for further information. Dont waste this opportunity.

24.01.2022 Look in to how well your current Superannuation is doing. Find out ways to get the most out of your superannuation and how it compares to other super funds. Give us a call if you have any inquiries or want to know more.

23.01.2022 Great News... Its Friday!!! even better... We have updated our website, more modern, new content, and easier to browse. Check it out http://www.afis.net.au/

23.01.2022 Life insurance, trauma insurance and income protection premiums jump every year, leaving more and more Australians with less money in their pockets. Give us a call on 0394378405 to see how much money we could be saving you by switching your insurance provider and amount covers. Tag someone in the comments who should start saving their money on insurance premiums.... Share this post to let your friends and family know that insurance companies are constantly jacking up their premiums letting them know. #insurance #lifeinsurance #insuranceagent #insurancebroker #business #carinsurance #homeinsurance #investment #healthinsurance #seguros #entrepreneur #insurancelife #finance #autoinsurance #life #health #money #realestate #businessinsurance #traumainsurance #trauma #Lifecover #IncomeProtection

21.01.2022 Insurance Through Super When you have life insurance through super, the premiums for that insurance are deducted from your superannuation account balance, rather than out of your own bank account. It still costs you either way, but if you have other financial commitments such as a home loan or a family to raise, then having the premiums deducted from your super account may make it easier on your immediate cash flow, though it would still come out of your retirement nest egg. Send us a message today to have your Life or Income Protection Insurance's paid via your super.

20.01.2022 When should you get life insurance? Before you need it! Life insurance cant do you much good if you only get a policy after something has already happened to financially affect your family. Its recommended that everyone reviews their level of life insurance cover whenever they experience a change in income levels, or change in life stages.... Enquire today to find out how you can get Life Insurance.

19.01.2022 Are you finding yourself struggling to make ends meet. Maybe you need to evaluate your financial commitments or put that extra $20 away for next weeks gas payment. Here are some really good tips from MoneySmart on how you can better manage your commitments.... Speak to one of our advisers to get tailored financial solutions.

19.01.2022 Getting your annual super statement is a great trigger to do a quick review of your super. Whether you receive your statement by post, online or in an email dont ignore or delete it. Check the following details to see if you need to make any changes: - Personal details - Ensure your postal address and contact details are up to date.... - Balances - Does the balance look about right, take into account your starting balance, employer contributions, investment returns and fees? - Employers payments - Employers only have to transfer super contributions quarterly, however, they may choose to pay super more frequently. - Personal contributions - If youve made personal contributions, either directly or through a payroll deduction, make sure they have been received by your super fund. - Fees - Do the fees look reasonable? And if youre not happy with the fees youre paying consider changing super funds. - Insurance - Insurance is not a fee, it is a premium for personal insurance cover. Insurance through super can be a cost effective way of making sure you and your family will be alright financially if something goes wrong. Make sure you have the cover you want but are not paying for something you dont need. - Tax - Employer and salary sacrifice contributions are taxed at 15%. Investment returns are taxed at a maximum of 15%. If you are paying a higher rate of tax than this your super fund may not have your tax file number. - Investments - This is a good time to review your investment options and make sure they are still suitable for you. Most funds allow you to split your money across more than one investment option. Contact your Financial Adviser or super fund if you need help choosing the right options for you.

15.01.2022 How would your family cope if you were no longer there to support them? Could they afford the mortgage, school fees, car loan repayments and still be able to put food on the table? Or would they have to compromise and abandon the life that they had? What would they have to give up? Would it be little things like music lessons or sport, or would they have to sell the house and move? Life insurance provides a lump sum payment that could be worth up to $1.5 million in the event ...of your death. This can help your family manage financially and maintain their quality of life. Send us a message today to find out how you can get a Life Insurance policy

15.01.2022 We hope your year is off to a good start! A celebration for a fresh start and new beginnings. Do something challenging. Try something new.... Go some place unknown. Take the Leap!

15.01.2022 A significant amount of home owners and buyers will appreciate these tips on how to increase property value. Click on the link to read more.

15.01.2022 Its a hot one today... In the midst of summer we all need to ensure we are taking good care of our skin and what we should be looking for in our sunscreen. SLIP,SLOP,SLAP

14.01.2022 When illness, injury, or accident strikes a dear friend or loved one, it’s both a shock and a time to reassess your own financial protection. Common chronic diseases such as heart disease, dementia, cancers, asthma, and diabetes are the leading causes of death and disability in Australia, creating a high burden for families and carers. Trauma insurance can provide a lump sum payment to you and your family if you were to suffer a range of specified illnesses or injuries includ...ing cancer or a heart attack. Inquire today to protect yourself and your family.

14.01.2022 Life insurance and trauma insurance can give you and your family financial peace of mind if something were to happen to you. We can find the best life insurance cover that suits your needs and your budget. Message us here on facebook or give us a call today 0394378405. Tag in the comments someone who should consider life insurance and/or trauma insurance.... - - - - #insurance #lifeinsurance #insuranceagent #insurancebroker #business #carinsurance #homeinsurance #investment #healthinsurance #entrepreneur #insurancelife #finance #autoinsurance #life #health #money #realestate #businessinsurance #traumainsurance #trauma #Lifecover #IncomeProtection #financialplanning #financialbenefits #tax #insurancepremiums #financialplanner #financialplanners

14.01.2022 Do you need Income Protection Insurance? Income protection insurance can help cover the income you may lose due to injury or sickness and not being able to work, and can help pay for your day-to-day living expense. Send us a message today to enquire about getting Income Protection Insurance.

14.01.2022 A summary on how the superannuation changes may affect you as of 1st of July 2017.

13.01.2022 You should consider Income Protection if you; Are self-employed or a small business owner, as you may not have sick or annual leave. Have family members or dependents that rely on the income you earn.... Have debt, such as a mortgage, you'll need to make payments on even if you're unable to work Send us a message today to enquire about getting Income Protection Insurance.

13.01.2022 Dont put the important things off. Create a Safety Net for your family. Call Australian Financial & Insurance Services to book a no obligations appointment today.

13.01.2022 Almost half of Australians overpay $1.9 billion in premiums each year through duplicate superannuation accounts. If you have multiple accounts with different superannuation companies, speak to us today so that we can roll all your super into the one account and start earning more and paying less. Tag someone in the comments who might have two or more different super accounts.... - - - #insurance #lifeinsurance #insuranceagent #insurancebroker #business#carinsurance #homeinsurance #investment #healthinsurance #entrepreneur #insurancelife #finance #autoinsurance #life #health#money #realestate #businessinsurance #traumainsurance #trauma#Lifecover #IncomeProtection #financialplanning #financialbenefits #tax #insurancepremiums #financialplanner #financialplanners

12.01.2022 Australians and insurance misinformed,misinsured?

12.01.2022 60 sec Challenge Life insurance explained Why it is important What it does for you and your family.

12.01.2022 What did you say you insured? Important things, are not things at all. #familyprotection #importantthings #Lifeinsurance

12.01.2022 We now have live chat on our website!!! Now your questions can be answered faster.

11.01.2022 Unclaimed money, Could some of it be yours? As of December 2016 there was an estimated $197 Million unclaimed money in Victoria alone. Loss in shares, insurances and bank accounts. Find out if you have any lost money by clicking the link.

11.01.2022 Should you consider Life Insurance? Life insurance can help minimise the financial burden on love ones in the unfortunate event of your death, or diagnosis of a terminal illness. Send us a message today to enquire about getting Life Insurance.

10.01.2022 Total and Permanent Disablement Insurance A permanent injury or illness can make it difficult or impossible to return work. TPD insurance can provide a financial safety net to help support you and your family, and pay for medical and rehabilitation costs. TPD insurance pays a lump sum if you become totally and permanently disabled because of illness or injury. Send us a message today to enquire about getting TPD insruance.

10.01.2022 If it looks like youre paying too much for your life insurance, or you think youre not getting enough coverage for your premiums, it may be time to get some advice from one of our amazing financial planners. Tag someone who might be paying too much on their monthly insurance premiums and tell them to give us a call today. -... - - - #insurance #lifeinsurance #insuranceagent #insurancebroker #business #carinsurance #homeinsurance #investment #healthinsurance #entrepreneur #insurancelife #finance #autoinsurance #life #health #money #realestate #businessinsurance #traumainsurance #trauma #Lifecover #IncomeProtection #financialplanning #financialbenefits #tax #insurancepremiums #financialplanner #financialplanners See more

10.01.2022 Trauma insurance, also called 'critical illness' or 'recovery insurance' pays a lump sum amount if you suffer a critical illness or serious injury. This includes cancer, a heart condition, major head injury or stroke. Trauma insurance can be used to help pay for: - out-of-pocket medical costs... - living expenses for you and your family while you're unable to work - the cost of therapy, nursing care and special transport - paying back your debt, for example, a mortgage If you need help deciding if you need trauma insurance and how much, send us a message today.

10.01.2022 Do you need a professional environment for your clients to visit, hold meetings or to get away from home distractions? Owners Office, No Contract or Lease agreement. Use of a professional office space as you require.... Pick your own times, days and hours that suit you. Available as of the 1st of July. Have Questions? Call our Office & mention owners office to find out more information.

09.01.2022 When should you get life insurance? Before you need it! Life insurance can’t do you much good if you only get a policy after something has already happened to financially affect your family. It’s recommended that everyone reviews their level of life insurance cover whenever they experience a change in income levels, or change in life stages.... Enquire today to find out how you can get Life Insurance.

08.01.2022 Happy New Year! Before you start planning your resolutions read this article.

07.01.2022 Happy Straya day from AFIS. Whatever your plans may be please be safe.

07.01.2022 Quiz Time! See how savvy you are when it comes to your superannuation and retirement fund. Take this fun test from Money Smart to find out your result.... https://www.moneysmart.gov.au//superannuation-and-retireme

07.01.2022 Christmas shopping is a daunting task every year for most people. MoneySmart share some great tips on how to navigate this holiday season.

05.01.2022 Something to consider. How would your family pay the bills if you lost your income? #incomeprotection.

04.01.2022 Are you considering Income Protection ? Here are 8 reasons why you should consider taking out some income protection. Speak to us today to take out some income protection. https://www.comparethemarket.com.au//why-get-income-prot/

03.01.2022 You want to achieve those life goals of paying off the mortgage and finally retiring to do the things you have always wanted to do... Its not easy knowing where to start or if your current plan is as effective as other options you could be doing instead. Contact us and one of our advisers will be happy to assist you with your financial goals.

03.01.2022 Have you ever considered getting Trauma Insurance? Trauma insurance will cover you for Cancer, Blindness, Diabetes, Deafness, Dementia, Heart Attack, Paralysis, Stroke, Loss of Speech, MND, Major burns, Major Head Trauma and plenty of other critical illnesses. Enquire today to find out how you can be covered in the future for critical illness.

03.01.2022 Its back to school time! Some parents are feeling a sense of relief and some are daunting the task of preparing their childs/childrens extensive stationery and uniform list not to mention the fees, lunches and extracurricular activities as well. We share some tips on ways to reduce those expenses, as we all know how quickly they can accumulate.

01.01.2022 Wishing you all a great weekend from the team at AFIS.

01.01.2022 The 2016 Federal Budget was announced yesterday. How will the 2016 Federal budget affect you?

01.01.2022 If it looks like you’re paying too much for your life insurance, or you think you’re not getting enough coverage for your premiums, it may be time to get some advice from one of our amazing financial planners. Tag someone who might be paying too much on their monthly insurance premiums and tell them to give us a call today. -... - - - #insurance #lifeinsurance #insuranceagent #insurancebroker #business #carinsurance #homeinsurance #investment #healthinsurance #entrepreneur #insurancelife #finance #autoinsurance #life #health #money #realestate #businessinsurance #traumainsurance #trauma #Lifecover #IncomeProtection #financialplanning #financialbenefits #tax #insurancepremiums #financialplanner #financialplanners See more