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Baggetta & Co in Perth, Western Australia | Financial service



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Baggetta & Co

Locality: Perth, Western Australia

Phone: +61 8 9317 7400



Address: 12/63 Knutsford Avenue 6154 Perth, WA, Australia

Website: http://www.baggetta.com.au/

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25.01.2022 With the ongoing escalation of the COVID-19 crisis many people are struggling. Huge changes are happening and were all being affected, socially, emotionally and financially. When so many other things seem to be spiraling out of control, there are some key steps you can take to make a difference to your state of mind about what you can change, and what you cant.



25.01.2022 Free E-Book Are you wanting to understand more about Self-Managed Superannuation Funds (or SMSFs)? Are you considering setting one up? Then this E-book is for you! ... It covers the benefits of a SMSF Understanding your role as a trustee The structure of a SMSF SMSF prerequisites If a SMSF is right for you Setting up a SMSF Fees and charges Making an informed decision Grab your free copy today!

25.01.2022 Were beginning to see some relaxation of the restrictions implemented in response to COVID-19. While this is good news for businesses and their employees. Its clear that things wont completely return to normal for some time. For those workers whove been forced to drop hours or accept lower pay, this could mean adapting to life with a reduced income for some to come. Here we look at some strategies that may help. #Coronavirus #budgeting #personalfinance

25.01.2022 GRACIE'S CAFE is celebrating its 3rd Birthday!! We have come along way over the last 3 years and would like to thank all our team that has been with us over the... years. Your support and love has made all the difference. A special thank you to my son Anton for all the effort he has put in and the countless hours to make Gracie's Cafe a real destination in Forrestfield. Thank you also to my business advisor Joseph Blogna from Blessed Business Services and Paul and Rossanna from Baggetta & Co. Your support, love and friendship has allowed Gracie's cafe to moving forward in difficult times. Thank you also to all our loyal customers. It has not been easy over the last few weeks but we continue to feel supported by our community. We hope to continue to provide a homely space for you to enjoy good home cooked food with family and friends. Much Love, from Grace



25.01.2022 An annual medical check-up is something many of us take for granted, and for good reason. Its essential to maintain a healthy mind and body and to identify any underlying issues that may present problems further down the track. A new financial year is also the ideal time to review your finances and future outlook. Here are a few tips to get started. #Financialfuture #EOFY #Finances

24.01.2022 Whether its business or personal, saving and investing are two key components of a financial plan. Interest-bearing savings accounts and terms deposits are popular options for many people who require stability and easy access to their savings, but which option is right for you? Here we unpack what you need to know. #Termdesposits #Savingsaccount #Money

24.01.2022 Financial wellbeing is often overlooked as one of the pillars of good health, but its every bit as important to your physical, mental and emotional state. When you take the time to focus on your financial health, you may see a range of positive flow-on effects such as peace of mind and enjoying your leisure time more.



24.01.2022 Technology plays an essential role in our everyday lives, however the more it advances, the more sophisticated scammers become at separating people from their money. In fact you may fall victim to identify theft without even realising it. Heres how to protect yourself.

23.01.2022 The spread of coronavirus has been followed by some of the biggest plunges in share markets since the Global Financial Crisis. Theres nothing new about a market correction, but for those close to retirement it can be a nerve-wracking experience. Investors looking to reduce further downside risk could consider some of the following options.

23.01.2022 Just like choosing an exercise regime to keep you physically fit, its important to work with the right systems to manage your finances. Here we look at seven money management mobile apps that are designed to make managing money easier. #Finances #budgeting #personalfinance

22.01.2022 We all know that increasing our physical fitness requires time, commitment and effort. The rewards are a greater sense of wellbeing both physically and mentally. Likewise, we can also improve our finances by assessing where we are now, where we want to be in the future, and taking the necessary steps to get there. So, the question is, how fit are your finances? And how can you measure it? #Financesfitness #Finances #Money

22.01.2022 The Federal Government has announced that Australians who have are experiencing financial hardship as a direct result of COVID-19 may be eligible to access up to $20,000 from their superannuation savings. While this may provide some immediate cash relief to those who are struggling financially, it could mean retiring with substantially lower superannuation savings when you finally stop working for good. #superannuation #COVID19au



22.01.2022 Many households are struggling financially as a direct result of the COVID-19 pandemic. In an ideal world, everyone would be financially prepared for tough times, but in reality its not always the case. Here are five common financial mistakes to avoid.

22.01.2022 A great article explaining what to expect from your shares in the future!

21.01.2022 Many Australians transitioned to working from home as COVID-19 escalated earlier this year. As a result, many of us will be entitled to greater tax deductions when it comes time to filing our tax return for the 2019/20 financial year. Heres what it might mean for you. #ausbiz #eofy #taxtime

20.01.2022 It’s a topic most people avoid discussing, but organising your legal Will and estate plan while you are fit and well can make things less stressful for your family when you eventually pass away. Here are six ways to start the estate planning process today. #estateplanning #attorney #wills

19.01.2022 CROWN CASINO PERTH TO TRIAL EFTPOS TRANSACTIONS TO BUY CHIPS AT THE GAMING TABLE THIS TRIAL SHOULD NOT GO AHEAD. Who knows what its ramifications will be! I recently heard a report by 6PR Radio that stated as of Monday 27 July 2020, casino patrons will be able to use their debit card to buy gaming chips at the table in a effort to shift to more cashless payments, due to the COVID-19 pandemic.... This trial is being undertaken with no public commentary, no independent assessment, and no pre-determined parameters for success. Australians should know about and have a say on these major and fundamental policy changes that affect our community and our most vulnerable. Placing an ATM on EACH GAMING TABLE, takes away a patrons opportunity to pause and re-consider their decision about taking more money out. As a Taxation Accountant (40 years) & Financial Planner (22 years), I have seen how making small changes to financial habits can dramatically change an individuals financial circumstances. We all know the negative effects that gambling can have on individuals and their families. There are currently in place specific policies regarding the distance of an ATM from the gaming tables to safeguard compulsive and at-risk gamblers. This trial can not be the solution to the current COVID-19 cash issue facing casino's, as it does not up-hold the fundamental gamble responsibly guidelines. Do not allow Australian Casinos to use the current pandemic as an excuse to get their way.

18.01.2022 Even though the coronavirus is showing economic similarities to The Great Depression, there are not as many parallels as you may think. As devastating as it is for people and economies the world over, there are some key differences between Coronavirus and the makings of the Great Depression. #COVID19Aus #coronavirus #greatdepression

17.01.2022 Changing accountants can be very stressful but it doesn't have to be! Our latest article shows business owners how to change accountants without the stress.

17.01.2022 Do you struggle to control your spending around your friends and family? If the urge to keep up with a certain lifestyle is stretching your finances, it could be time to take action. Fortunately spending habits are just that habits and they can be changed. Heres how to avoid the debt spiral and get your finances on track. #Overspending #Spending #Excessivespending

16.01.2022 Some big life changes and big expenses can occur in your 30s such as HECS debts, paying rent while trying to save for a first home deposit, or starting a family. Yet even with all these competing demands for your money, it’s still possible to plan ahead for the future. #savings #money #financialfreedom

15.01.2022 Are you spending more online due to the Coronavirus lockdown measures? If so, youre not alone. With the growing number of buy now, pay later schemes, food delivery services and online streaming its easy to lose track as to where your money is going. Here are five ways you could be overdoing it and how to put some sensible limits in place. #Budget #Finances #Conveniencespending

15.01.2022 An elderly parent selling the family home to move in with the childrens family may seem like a good idea and mutually beneficial to both parties. However, its a big decision that requires great consideration. Things may not work out as planned which could lead to resentment and conflict. Here are some key things to consider before you make any lasting decisions.

15.01.2022 If you're in or approaching retirement, you may be prioritising things such as living costs, utility bills, health care and maybe helping the kids out with their financial goals. While these are important considerations, it’s also important to ensure you keep some money aside for your own recreation and social life. Here are some tips to get you started.

14.01.2022 The Australian Governments early access to superannuation scheme has allowed many people financially affected by COVID-19 to dip into their superannuation savings. However, it may not be a wise course of action over the long term, particularly for women who often have lower superannuation savings than men. Here we explain why. #Superannuation #Coronavirus

14.01.2022 Given its been a financially challenging year for households, many Australians will be looking forward to some financial relief in the form of a tax return from the Australian Taxation Office. Here we look at some ways you could use your tax return for a stronger financial future. #Taxreturn #EOFY

14.01.2022 Frugal living isnt about sacrifice. Its about prioritising your spending, so you have the money to enjoy whats important to you. Here are some frugal living tips for the not so frugal people.

13.01.2022 With the current health crisis, many businesses have moved away from cash and are accepting payment by credit or debit card only. While older Australians are still those most likely to prefer to pay by cash, habits are changing. Here we explain some of the common online or contactless payment methods. #Digitalpayment #Onlinebanking

13.01.2022 Social isolation can be a challenge, but there are lots of ways to keep your head while keeping your distance. There are people who are better at the whole social distancing game than others. If youre happy and productive working from home you may find it a breeze. Others, however, may struggle. Here we look at some tips that can reduce anxiety and improve your outlook while maintaining a social distance. #Covid19 #SocialDistancing #Isolation

12.01.2022 Financial planners and financial counsellors are both types of financial specialists, so which one is right for you? It all comes down to the reasons why youre seeking financial advice. Here we look at the difference between a financial planner and a financial counsellor and the services they offer.

11.01.2022 WEBINAR - Property Investors - How to save thousands in tax while protecting your assets using structures! Whether you are a novice or a seasoned property investor, it is important to understand that the way you acquire an investment property may have a substantial impact on what you can actually do with it. Investing in property and managing your tax position requires careful planning to avoid some of the consequences that come with not correctly setting up your property inv...estment strategy from day 1. Join Paul Baggetta at 6pm Wednesday 12 Aug 2020, to learn about the different tax structures, their advantages and disadvantages and how you can use tax structures to save money while protecting your assets. REGISTER NOW: https://www.baggetta.com.au/property-investor-webinar/

10.01.2022 We live in a culture of smartphones, WIFI, home delivery, online shopping and online gaming, where most needs and wants can be met almost instantly. With so much temptation to spend, its important to teach children sound money management skills. But where do credit cards come in, and should your teenager have one?

09.01.2022 2020 turned out far better for investors than was feared and 2021 is expected to provide solid returns and see a further rotation from pandemic winners to cyclical investments. Read our full article now highlighting: coronavirus and vaccines; US politics; and the hit to immigration in Australia.

07.01.2022 The full economic impacts of COVID-19 are still being felt across Australia. If youre worried about the threat of redundancy, your investments or your retirement plans being disrupted, here are five things you can do that may help.

07.01.2022 The implications of the US election for investors and Australia.

06.01.2022 Federal Budget 2020 is here and we have provided an overview of the key measures. Read the full article here.

06.01.2022 The financial impact of COVID-19 has forced many households to review their finances, rein in spending and consider tighter budgets. If you’re facing challenges, here are some steps that can help in establishing good financial habits. Recent article: https://www.baggetta.com.au/six-steps-to-building-good-fin/

05.01.2022 Happy New Financial Year! Baggetta & Co would like to wish you all the best in the upcoming financial year. We are excited to see what the new year brings for our clients and our business. Our New 2020 Tax Checklist are now live on our website! We hope to see you soon.

04.01.2022 To find out more about the HomeBuilder program, the eligibility criteria and whether it may be right for you, have a read of our latest article!

04.01.2022 Unfortunately, thousands of Australians are now out of work due to the social distancing measures imposed by the government in response COVID-19. While the government will provide some support, many households will be forced to rein in their spending. Here are some strategies that can help. #jobkeeper #jobseeker #COVID19au #budgeting

03.01.2022 Although it may not seem like it yet, your superannuation savings are likely to be one of your greatest assets as you approach retirement. Here we look at some of the key ways you can make sure your superannuation savings are working hard for you.

02.01.2022 With seniors more at risk of the serious health impacts of Coronavirus, staying home has made good sense. But its not easy being away from friends and loved ones. Here we look at some ways older Australians have kept their spirits up and maintained contact with loved ones during isolation as well as some tips to keep those worries at bay as restrictions ease. #Seniors #Isolation #Coronavirus

01.01.2022 Our latest edition of the Informed Investor newsletter is now live on our website! Check it out here: https://bit.ly/36aTT3D

01.01.2022 If retirement is on your radar, your lifestyle will change - and so will your insurance needs. As part of your retirement plans, its a good idea to make sure youre holding the right insurance for the lifestyle you want. One way to get started is to think about what you really need, and what you dont. Heres a simple checklist that may help. #Insurance #RetirementPlanning #MoneyManagement

01.01.2022 If youre one of the many Australians financially impacted by COVID-19, who have deferred $218 billion worth of payments this year fear not. Your credit score is unlikely to be affected by payment deferrals or mortgage holidays due to the current state of the world. However a strong credit score is still important when it comes to future loans. Here we look at how its calculated and what you can do to maintain a good score. #Finances #Creditscore #COVID-19

01.01.2022 We have all seen the news media coverage of businesses forced to close and the devastating effect this is having on business owners, their staff and their families. Dont struggle with financial hardship alone. Were here to help.

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