Barwon Financial Planning in Geelong, Victoria | Financial consultant

Barwon Financial Planning

Locality: Geelong, Victoria

Phone: +61 3 5222 5895

Address: Level 2, 191 Malop Street 3220 Geelong, VIC, Australia

Website: http://www.barwonfinancialplanning.com.au

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23.01.2022 Interested in learning more about the Centrelink Age Pension? Here is our guide to the scheme in August 2020. https://www.barwonfinancialplanning.com.au//age-care-pensi

22.01.2022 New blog post: Balancing investment risk and returns, and why remaining invested is so important. Click below to read.

17.01.2022 The OECD estimates that Australians lost an average of 21.60% through the GFC during 2008 and 2009. This prompted many investors to switch investments to cash at the worst possible time. Fast forward 11 years, and we are now facing the impact of COVID-19. The GFC and COVID-19 shows us that risk matters.

16.01.2022 An insight into market drawdown and recovery: It may already be a distant memory to some, but March 2020 was one of the most volatile financial markets in history. It’s important to remember a ‘bear market’ is not just how far a particular market falls, but it's also how long that market takes to recover. ... This diagram from J.P Morgan Asset Management highlights the speed at which U.S. equity prices and valuations (reflected by the orange line) have recovered. As you can see, this period has been very unique compared to prior bear markets that took considerably longer to recover. #barwonfinancialplanning

14.01.2022 Given the current financial climate, why is remaining invested so important? As we become accustomed to our 'new normal', it's a good time to consider investment risk and return. There is a clear link between increased risk and expected future market returns. Unfortunately, when risk is overlooked, the end consumer is left to pick up the pieces when a significant market downturn strikes.

12.01.2022 Am I eligible for the Age Pension? If you have reached Age Pension age and have been an Australian resident for at least 10 years, you may be eligible to receive Centrelink Age Pension entitlements or other Government benefits. The amount of pension entitlement you may receive will depend on a number of factors, including your family situation, (single or couple), your level of income, and assets and if you are a homeowner or non-homeowner. ... #financetips

11.01.2022 To accommodate our growth, we have moved! We are now located at Level 2, 191 Malop St, Geelong. We look forward to welcoming you soon in our new location. After financial advice during this time? Don't hesitate to get in contact.... #barwonfinancialplanning #openforgeelong #financialadvisor

10.01.2022 Regional Victoria is back in lockdown, but we're still working hard to service your financial needs and goals. Office visits are available with the majority of meetings during this period hosted over the phone or via Zoom.

09.01.2022 How can we manage financial risk? At Barwon Financial Planning, we progressively sell more expensive assets and buy into assets as they get cheaper. We stay diversified when uncertainty is high, and concentrate positions when things get really attractive. Irrespective of which path markets take over the long term, following this discipline will control the risk in your portfolio and maximise return within those risk limits. #barwonfinancialplanning

05.01.2022 Why does risk matter? Investors feel the pain of investment loss far more than the joy of investment gains- no surprise there! The power of compounding interest matters. For example, a 50% loss requires a 100% gain to get a portfolio back to where it started. If risk has not been appropriately accounted for within a portfolio, there is a higher probability of loss and the propensity for investor behaviour to change. This can result in investors liquidating assets at the wrong time as well as losing the ability to take advantage of compounding returns.

04.01.2022 Want to learn about wealth creation? Visit our website to learn when the right time is to implement a financial plan (spoiler alert - it's anytime!)... and importantly, how to start the process. Click the link below:... https://www.barwonfinancialplanning.com.au/

02.01.2022 Work test changes are now law... but changes to bring forward rule are not yet legislated. Changes included: Allowing members aged 65 and 66 to make voluntary contributions to superannuation without having to meet the work test Increasing the cut-off age for spouse contributions from 70 years to 75 years... Enabling members aged 65 and 66 to make up to three years of Non-Concessional Contributions (NCC) to super under the bring forward rule. While the first two changes have been legislated to come into effect as of July 1st, the change to the NCC bring-forward rule is yet to be passed. Click the link below read more: https://www.barwonfinancialplanning.com.au//work-test-chan

01.01.2022 We're proud to announce that we have welcomed Sarah Daly through our new sister company Barwon Mortgages. Sarah brings a wealth of experience in home loans, investment loans, construction loans, refinancing and debt consolidation. Sarah’s favourite area of expertise is helping first homeowners to make informed decisions and find the best finance option based on their immediate and long-term goals. Sarah says, "What I love most about my role is empowering clients to create th...eir best possible future. From excited first homeowners, through to seasoned investors, my goal is the same - to ensure the best client experience, with tailored advice and ongoing assistance." Sarah has 10 years’ experience working in lending and finance management roles at Australia’s major banks. This breadth of experience means Sarah has expert knowledge of home loan products and options offered across the board, while also providing independent advice tailored to clients’ personal needs. Outside of the office, Sarah enjoys spending time at Geelong’s beautiful beaches with her young family. Photography by @tapd59 on Instagram.

01.01.2022 Given the current COVID-19 climate, there are many Australians who have experienced unprecedented change and hardship over the past months. As we go about adjusting to our ‘new normal’, please know that our team are here to help. Click the link below to learn more about us. https://www.barwonfinancialplanning.com.au