Bernard Kyne in Clontarf | Finance

Bernard Kyne

Locality: Clontarf

Phone: +61 400 141 757

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• Mortgage brokers
• Finance

22.01.2022 Taking your phone and getting pictures of EVERYTHING is the first thing you should do if your home has sustained damage!

22.01.2022 Saving for a larger deposit can save you money the more you save as a home deposit the less you will have to borrow to buy a property. It ultimately reduces the percentage of the property value you pay interest on. For home loan customers with a 20% deposit, or 80% Loan to Value Ratio (LVR), lenders won’t charge Lenders Mortgage Insurance and may offer more competitive interest rates. Plus, the more money you have for a deposit, the easier it is to prove you have the necessary savings. That way when it comes time to apply for a loan, you'll have more chance of being approved.

20.01.2022 Get the shortest loan term you can afford Your loan term is how long you have to pay off the loan. It impacts the size of your mortgage repayments and how much interest you'll pay. A shorter loan term (for example, 20 years) means higher repayments, but you'll pay less in interest.... A longer loan term (for example, 30 years) means lower repayments, but you'll pay more in interest.

15.01.2022 Be sure to read and understand every part of your contract! The deadlines stated have very little wiggle room, so ask for help if you need it!

13.01.2022 My goal as your mortgage broker is to help you live in the home you want to live in! Arrnge a complimentary home loan assessment: PH: 0400141757

12.01.2022 On this day in 1877, Anna Sewell's animal welfare novel "Black Beauty: His Grooms and Companions, the Autobiography of a Horse" was published. It was composed in the last years of her life, during which she remained in her house as an invalid. The novel became an immediate best-seller, with Sewell dying just five months after its publication, but having lived long enough to see her only novel become a success. With fifty million copies sold, Black Beauty is one of the best-selling books of all time.

09.01.2022 I’m on a pension. Am I able to get a home loan Lenders have set criteria on which Centrelink benefits are acceptable sources of income when it comes to repaying a loan. So, providing the benefit you receive is ‘acceptable’, some lenders can assist you in obtaining a home loan. It is important to ask yourself: if you have no other source of household income, will this benefit be sufficient to repay the proposed loan, plus meet your living expenses and current commitments?

05.01.2022 Being a mortgage broker I act as an intermediary between you and various lenders in order to help you get financial assistance towards your dream home. Give me a call for more information at: 0400141757

05.01.2022 This article explains some options about finance for home renovations: http://berniekyne.com.au/finance-options-for-home-renovati/