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Bestdealinsurance.com.au
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25.01.2022 When it comes to Life Insurance quotes, many of the TV advertisers will quote you a fortnightly premium whilst most of the major insurance companies quote you a monthly premium. Its important to confirm the frequency you are being quoted as often the fortnightly rates are significantly higher than monthly by comparison.
25.01.2022 If you have an old Life Insurance or Income Protection Policy and you think you are paying too much - you may be! There may also be extra features and benefits you bought at the time but these may no longer be relevant to you. Best Deal Insurance can check this for you For free!
25.01.2022 Beware of the latest gimmicks from a number of the TV advertisers for Life Insurance, many of whom are now are giving away vouchers on new policies. These are typically from $50 - $75 but we have been regularly seeing the higher premiums charged by these companies would mean that a customer is worse off after only 1-2 months. Contact Best Deal Insurance today for a free price check.
24.01.2022 This time of year is when many people review their Health Insurance due to annual premium rises or consider buying it to save on tax. But what about protecting your Income? Consider how long you may be able to survive financially if you were unable to work due to sickness, accidents or disability. Contact Best Deal Insurance today for a free Income Protection insurance price check.
23.01.2022 We have been seeing yet again a huge increase in customers being quoted or sold Life Insurance plans that: 1. Exclude Pre-Existing conditions for up to 5 years! or; 2. Are Accidental Death only Life Insurance Plans! These plans are being sold by new direct offer companies and the TV advertisers with big brand names advertising No Medicals or Blood tests or Guaranteed Acceptance Whats more worrying is that most customers simply dont understand what they are being sol...d because the plans havent been explained to them! Whats worse is that many of these plans are more expensive than the FULL TERM LIFE INSURANCE Plans- Best Deal Insurance compare for you, for free! At Best Deal insurance we believe competition is the best thing for the customer - But not at the cost of selling insurance plans that may not pay out at the time a family would most need it. Contact us if you have any concerns about a Life Insurance Policy you have been sold. See more
22.01.2022 Did you know? An average of $14.3 million was paid to 245 Australians every working day in 2011. The highest total claim payments were made for life insurance... Death claims, followed by Income Protection insurance, Total & Permanent Disability (TPD) insurance, and Trauma insurance. Ensure your covered. Contact us today! See more
20.01.2022 Tip 2 for getting the best deal on your life insurance - Make sure you buy enough cover - you need to take into consideration all of your living costs, plus inflation. A general rule of thumb used in the industry is five to ten times your current yearly salary. But, thats just a rule of thumb. Everyones situation is a bit different, and deserves a bit of research.
19.01.2022 If you have public liability/trades insurance and think you are covered for income protection its important to check your policy. Many of these plans will only cover income for a specific permanent disablement and not for sickness or accidents.
17.01.2022 Choosing the waiting period on your Income Protection insurance policy is one to consider carefully before making a decision. Often customers choose a 14 day waiting period because they dont think they could last more than that if they were unable to work due to sickness or injury. But a 30 day waiting period can often be almost half the price of a 14 day waiting period and often for employees they may also have adequate sick leave entitlement to cover this period anyway. Reviewing your Income Protection insurance premiums with Best Deal Insurance is free and we can compare the major companies for you.
17.01.2022 Tip 1 for getting the best deal on your life insurance - Do your homework - Leverage the power of the internet and educate yourself on the options available to you. Ask questions - no question is a silly question! Shop around because prices between companies can be enormously different. Best of all - Best Deal Insurance shop around for you - FOR FREE!
15.01.2022 Its almost the end of the tax year! If you take out an Income Protection Insurance and pay an annual premium before the end of June, not only will most companies give you a cheaper premium by comparison to monthly but you can also generally claim the entire annual premium in the current tax year. Contact Best Deal Insurance and we will compare the major Income Protection insurance companies for you - For Free!
15.01.2022 The holiday season is approaching fast! If you are planning a trip overseas then obviously Travel Insurance is a good idea. But if you were to have an accident or sickness when travelling overseas, Travel Insurance can fix the immediate issues. What if you are unable to return to work for a long period of time? Income Protection Insurance provides worldwide cover for customers.
15.01.2022 Protecting your income with Income Protection Insurance is actually tax deductible for most Australian Tax payers.
13.01.2022 Bundle, Bundle, Bundle! Most companies offer bundled insurance discounts, but are you bundling enough? Most people know that combining car and home insurance with one company is cheaper but there are many more ways to save. For example two partners bundling for Life insurance or bundling Income and Life insurance. Contact Best Deal Insurance and we will compare the major Life insurance companies for you For Free!
11.01.2022 Tip 3 for getting the best deal on your life insurance - Get the right type of policy - getting the right policy will help come claim time. Generally speaking, if you have personal insurance cover through your super fund, you may find that it can take longer to make a claim. Whereas a policy taken through an insurance company may be able to make a much faster claim. Also, a policy through your superannuation fund may not cover you for the right amount. And lastly a policy with your super fund may not allow you to continue the cover if you leave employment, unless you have a continuation option or the benefits may be taxed if your beneficiaries are non-financial dependents (such as your children who are over 18 and full time workers). Having a mix of super and personal insurance can be a valuable way of avoiding these potential issues.
11.01.2022 The fact is that every yearwe get older! And that means our Life Insurance and Income Protection insurance premiums go up. But sometimes we can actually get healthier. Given up the cigs? Lost weight? Previous uncontrolled high blood pressure or cholesterol now under control? Previous back problem now healed? Just to name a few but these may have caused you to have had previously higher premiums (policy loadings) or policy exclusions that may now be able to be improved. It is always worth checking. Visit Best Deal Insurance and we will check the major Life insurance companies for you for free!
08.01.2022 Are you relying just on your insurance through Super and are getting closer to retirement or contemplating changing jobs or careers? Many customers dont realise that the insurance they have will disappear if they retire or change jobs. And if there are health issues it may be difficult to replace easily. Having a mix of Super and personal insurance can provide a valuable way of covering both today and the future. If you or one of your family have any concerns about a Life Insurance or Income Protection Insurance you have been quoted on or sold by one of our competitors, call one of our consultants today - and we will check it - for free!
08.01.2022 Have you changed your occupation? Do you have Income Protection or TPD Insurance? Did you think about it previously but were in a high risk occupation and the premium was higher than you wanted? With Income Protection and TPD insurance its important to check your occupational rating. If you have moved into a lower risk classified occupation - you may save! Call us today-and we will check it-for free!
08.01.2022 Its tax time!! Dont forget to speak with your tax adviser and claim your Income Protection Insurance premiums. And if your considering Income Protection and have received a quote but you want to check if its the best price, contact Best Deal Insurance and we will compare the major insurance companies for you For Free!
04.01.2022 Tip 4 for getting the best deal on your life insurance - Dont be fooled by gimmicks - many of the TV advertisers will tell you that they can provide guaranteed acceptance but may be selling policies that only cover death by Accident or exclude pre-existing conditions for a long period. Read before you sign the dotted line! There are also a variety of inclusions within a life insurance policy, and its important to know what you are covered for.
03.01.2022 Review your insurances. Visit us at www.bestdealinsurance.com.au .
03.01.2022 We were recently told by a customer that one of the TV advertisers had told him that if he found a cheaper quote in the first 3 months, they would refund his premiums. Well we gave this customer a choice of 11 companies with a cheaper premium!! Contact Best Deal Insurance today for a free price check.
02.01.2022 Is your Self Managed Super Fund expert also an insurance expert? Increasingly we are coming across customers who have been sold Life Insurance by the person who set up their Self Managed Super Fund (SMSF) Whilst they may have been given a great service in establishing their SMSF did they get the best deal on their Life Insurance? ... Most often we find that by comparing the major Life Insurers there are significantly better deals to be had. If you have any concerns about a Life Insurance plan that you or one of your family have been quoted on or sold by one of our competitors, contact us now and we will check it for free!
02.01.2022 Bundle, Bundle and Bundle! Combine your Life Insurance and Income Protection Insurance and save! Combine Home, Contents and Car Insurance and save! Have joint partner policies and save! The common theme here is - Bundle! Before reviewing your insurance write down all of the insurances you need and want for the year and call us for a quote on the lot. You could be amazed at the savings.
02.01.2022 If you work in a trade and are self-employed or contracting then it will very often be required for you to have cover to protect against accidents or sickness. In addition you will very often be required to produce a certificate of currency to prove that premiums are paid to date and cover is still in place to be able to take on new jobs. Contact Best Deal Insurance and we will compare the major insurance companies to help find you the best deal and we can provide you with same day certificate of currencies for urgent jobs.
02.01.2022 Got Life Insurance? Worried you are paying too much? We compare major Life insurance companies for you. For Free!
02.01.2022 Life Insurance is unfortunately not free regardless of whether you have personal cover or Life Insurance with your Super. If you have only Life Insurance through your Super then it is worth checking how much the premium is that is being debited from your Super Fund to cover this and how much of your retirement savings this may be costing you and also when this cover may stop. Contact Best Deal Insurance and we will compare major Life insurance companies for you For Free!
02.01.2022 When you are shopping around for Life Insurance and Income Protection its important to check if you are being quoted a monthly or a fortnightly premium. Many of the TV Advertisers will try and disguise higher premiums by quoting a fortnightly rate which can make the policy seem more competitive! Visit us to see how much you could be saving on your insurances.
