BJS Insurance Group Wagin in Wagin, Western Australia | Insurance Agent

BJS Insurance Group Wagin

Locality: Wagin, Western Australia

Phone: +61 436 429 001

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• Insurance Agent

19.01.2022 THE FIRST FEMALE PRESIDENT OF NIBA; our own Group Operations Manager at BJS! - We are proud of you Dianne Phelan! Happy International Women's Day!

15.01.2022 Asset Protection: How to plan for the unexpected In business, as in life, things can change unexpectedly, and not always in a positive way. The key to success is to be prepared for almost anything. Easier said than done. Thankfully there are some simple steps we can take in order to protect our assets, and our professional futures.... Thousands of lawsuits are filed in Australia each month and, if one is filed against you, anything you own property, businesses and even personal savings could be at risk. We can help you to decide which asset protection techniques are right for you. What is asset protection and why do we need it? Asset protection is, in simple terms, safeguarding your wealth or collateral (assets) from creditors, debtors or lenders, in a legal and strategic way. Even if your business is small, if you have any assets in your name, they could be at risk so it’s worth taking some time to investigate what kind of asset protection could serve your needs in the best way. Effective asset protection should be in place before a claim is made against your business, or before a liability occurs. And while we hope for the good, we need to prepare for the bad, so if you accidentally release a defective product into the marketplace or your finance team make a mistake and the Australian Tax Office come knocking, parts of your business and livelihood are not at risk. Contact us via our website to learn more about asset protection and what kind of cover you need to be protected. https://www.bjsib.com.au/contact/

10.01.2022 Teamwork is important: Don’t forget to support your remote workers Remote workers, and those working from home, may experience feelings of isolation, a lack of motivation, an inability to stop thinking about, or doing, work, and concerns relating to how their performance is being seen or monitored by their employer. Any of these feelings can trigger an episode of poor mental health or psychological injury and can legally be traced back to work. ... If you have remote staff or employees working from home there are some easy steps you can take to ensure you’re providing a good level of support such as: - Staying in touch. Check in with staff via regular phone and Zoom calls. Encourage them to down tools at the usual hour each day and diarise proper breaks and lunch hours to ensure they aren’t over-working. - Flag any Employee Assistance Programs your industry has in place. - If you have any concerns about an employee, talk to them. Ask if they need extra help around work, or if you can help put them in touch with a service that could help them cope with any difficulties they’re experiencing. We at BJS keep in touch with our teams via zoom and where it’s not possible we have our regular after works online. It’s important to stay connected and keep your team motivated, don’t you agree? How do you keep your teams motivated when working from home? Disclaimer: This advice has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on the advice, consider the appropriateness of the advice, having regard to your objectives, financial situation or needs. If the advice relates to the acquisition of possible acquisition of an insurance policy, you should also obtain a PDS relating to products. You should consider the PDS before making any decision about whether to acquire the policy.

04.01.2022 Do I need more insurance if I already pay body corporate fees? As the owner of a residential strata property, you might think your strata or body corporate fees cover your share of the premium costs of insurance and that you won't need to buy extra insurance. But do you know what residential strata insurance does and doesn't cover?... Each state and territory in Australia has different laws to deal with such insurance, although it's compulsory around the country. Laws may apply differently if it's a two-lot strata comprising two buildings which are physically attached. What is and isn’t covered This is what strata insurance or body corporate insurance usually covers: - The building - Public liability if someone's injured on the common property - Common property such as lifts, swimming pools, car parks, electrical wiring, ceilings, windows, walls, garden equipment, floors and ceilings - Some fixed parts of your apartment - ducted air conditioning, fire protection systems, for example Like any other Insurance policy, there are exclusions such as landslip or flood, or for certain property features such as fencing. Strata insurance covers only common or shared property. This may include some fixed parts of your unit, but will not cover everything. Strata insurance does not cover your contents and personal items. Where it gets complicated As a strata property owner, you're relying on your owners' cooperation to adequately insure the property and comply with the law. Strata insurance is usually managed by a strata manager, or property manager. Consider asking them how the sum insured was calculated, and don't forget we're here to help if it doesn't add up. To get more valuable information about insurances contact us via our website: https://www.bjsib.com.au/contact/

04.01.2022 Hi and welcome to our social platform! It’s a new year and BJS Group has a new goal for 2021 - to be more social with you! Isn’t that great? We will be sharing expert insights and news about Insurance to help you stay up to date and make the best choices for you and your business.... But more importantly we are going to share what happens at the office and spread the joy of being an Insurance Broker as we help people across Australia - because that is what we do. We are helping you protect your dreams and investment and having a blast doing so. We will share stories from our dear clients and highlight the journey of our Australian Companies. So, to everyone here We are looking forward to hanging out with you! Have a successful day!