Blackfish Finance in Glenelg, South Australia | Financial planner

Blackfish Finance

Locality: Glenelg, South Australia

Phone: +61 8 8295 2933

Address: 722 Anzac Highway 5045 Glenelg, SA, Australia

Website: http://www.blackfishgroup.com.au/

Likes: 2805

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• Financial service
• Loan service
• Mortgage brokers
• Financial planner

25.01.2022 What is an Offset Account? Anoffset accountis a transactionaccountlinked to your home loan. You can make deposits or withdraw from it as you would with a regular transactionaccount. The big difference is that when you hold money in anoffset accountover a period of time, you can reduce the amount of interest charged on your home loan. Jump on to our IGTV or YouTube channel to see Leah explain them in our videos :)... #Happyclients #blackfishfinance #leahbusby #financebroker #homeloans #experts #blackfishgroup #financialplanning #lifestyle #confidence #finance #property #insurance #newhome #firsthome #offsetaccount #payyourloanoffsooner

25.01.2022 We love happy clients! Yummy delivery from @clwillie83 @alushka24 #happyclients #blackfishfinance #leahbusby #financebroker #homeloans #experts #blackfishgroup #financialplanning #lifestyle #confidence #finance #property #insurance #restructure

23.01.2022 Liked the look of Intervac on the Block tonight? Our long long time friend and client of Blackfish Tribe can help! Call Dave on 0400 690 135 for a quote for your property!

22.01.2022 NEW HOUSE!! After a huge week of paperwork, settlements, bank transfers, stress and favors we have raced to the finish line and settled this afternoon on a miracle! So happy to pull it off for these guys! Happy moving day!

16.01.2022 We are loving this initiative from ALI

15.01.2022 Matt and Rebecca just settled on a new block of land! Leah has been working with Matt and Rebecca since last year when they decided they wanted to sell and build a family home. Leah work out what they could borrow; what cash they’d need to build the perfect home and had it all approved subject to them selling their property.... The land has settled today and the build finance is approved and ready to roll. We’ll help them with the whole construction loan and progress claims to the builder until they get their keys. Great to help you again! #Happyclients #blackfishfinance #leahbusby #financebroker #homeloans #experts #blackfishgroup #financialplanning #lifestyle #confidence #finance #property #insurance #newhome #nexthome #build #homesweethome

15.01.2022 HAPPY CLIENTS! Refinance and Restructure ... Craig and Kelly just signed their refinance loan documents to restructure their finances and get cash out to buy a new family home. We worked with Craig and Kelly to keep their current property and turn it into a rental property that pay for itself (rent is covering the repayments etc). It’s been a big project with three banks, but we got the result we wanted without having to sell their house. Great to help you guys with step one. Look forward to seeing you again this week to sign the loan docs for the new house! #Happyclients #blackfishfinance #leahbusby #financebroker #homeloans #experts #blackfishgroup #financialplanning #lifestyle #confidence #finance #property #insurance #newhome #firstinvestment

15.01.2022 Know your figures when buying and selling property! Today Leah and Travis chat about how important it is to know your figures and fees when buying and selling property. When you sell a property; you need to be mindful of costs including (but not limited to) :... * Agent professional fees * Marketing * Conveyancing * Govt searches * Bank discharge fee * LTO registration fee When you buy a property; we’ll make sure you have it all covered! You’ll need to mindful of * Purchase price * Govt stamp duty and Transfer fees * Purchase fees (We include a buffer for council rates, water rates, emergency services, conveyancing etc) * Lenders mortgage insurance (if appliable based on your loan to value ratio) * Misc bank/lender fees *Title insurance (optional) If you want to know what it will cost to buy a house; upgrade your home or sell a house; we can help. #Happyclients #blackfishfinance #leahbusby #financebroker #homeloans #experts #blackfishgroup #financialplanning #lifestyle #confidence #finance #property #insurance #newhome #firsthome https://youtu.be/9lm8Hdu_LpE

15.01.2022 . . REFINANCE... Nathan has just signed his loan docs to refinance his home loan to a lower rate, secure a refinance cash back and restructure his finance to suit his lifestyle and finance goals. Great to help you! Thank you for joining the Blackfish Tribe. #Happyclients #blackfishfinance #leahbusby #financebroker #homeloans #experts #blackfishgroup #financialplanning #lifestyle #confidence #finance #property #insurance #refinance #financegoals @nathelmoore

13.01.2022 Hi Blackfish Tribe, There has been an update on the HomeBuilder Grant. Building commencement criteria extended to 6 months - update 23/11/2020... More info here - http://www.revenuesa.sa.gov.au/grants-and/homebuilder-grant

12.01.2022 REFINANCE AND RESTRUCTURE Lucy and Matt are back! These guys have been Blackfish Tribe for years. We’ve just helped them refinance and restructure their loan to secure a lower rate, pay out some debts and get some cash to finish off their gorgeous new house. The new loan is paying them $3k cash back for changing banks too! Happy days.... Great to help you guys again. #happyclients #blackfishfinance #leahbusby #financebroker #homeloans #experts #blackfishgroup #financialplanning #lifestyle #confidence #finance #property #insurance #newhome #cash #homesweethome @lucymuscroft3287

12.01.2022 . THEY BOUGHT A NEW HOME! Shannon and Ryan just got the keys to their new home.... We worked with them this year to refinance the existing property; release equity for a deposit and helped them with the project of buying their new home. Great to help you, Happy moving weekend! #Happyclients #blackfishfinance #leahbusby #financebroker #homeloans #experts #blackfishgroup #financialplanning #lifestyle #confidence #finance #property #insurance #newhome @shannnbomb @ryan_james_ep @blackfishfinance

11.01.2022 Chris and Alice were back and have restructure their finances to suit their lifestyle and finance goals. Was great to work with you again and get a great result with your home loan refinance. #happyclients #blackfishfinance #leahbusby #financebroker #homeloans #experts #blackfishgroup #financialplanning #lifestyle #confidence #finance #property #insurance #restructure #refinance

09.01.2022 Lauren and Ryan have been working with Leah since last year to get their finance ready to buy land and build their first home. We worked out what they could borrow, what deposit they need and make them confident and comfortable with their future repayments. We’ve worked through COVID and job changes and now; they officially own their own block of land!... We’ve got Finance pre-approval ready for their construction loan and will help with the Govt Grants. Happy days! Congratulations on owning your own price of land! We’re happy for your guys! #Happyclients #blackfishfinance #leahbusby #financebroker #homeloans #experts #blackfishgroup #financialplanning #lifestyle #confidence #finance #property #insurance #newhome #firsthome

08.01.2022 Market update Thursday news! Leah and Travis caught up at his brand new Brighton Magain office. Travis and the team have been busy setting up the new office in Brighton; in the Brighton Central Foodland on Brighton Road.... Travis and his team have moved into their new office and are dominating all areas at the moment; selling property above advertised price. We chat again about how important it is have your finances ready so you can jump on an offer when the right property hits the market. Need help? We’re never too busy to help you #happyclients #blackfishfinance #leahbusby #financebroker #homeloans #experts #blackfishgroup #financialplanning #lifestyle #confidence #finance #property #insurance #newhome #firsthome https://youtu.be/GL6INH3XpbU

08.01.2022 We may have to change how we do business to keep our community safe, but we are still available remotely to assist with your mortgage broking needs - online, over the phone, or a video chat. Please, don't hesitate to get in touch. Stay safe, stay well Blackfish Tribe x

07.01.2022 How to make an offer on the a property; and what happens next! Leah and Travis update you today on How to make an offer on the a property; and what happens next! When getting ready to buy a property; we recommend you get your finances pre-approved first. Then when you see the perfect property you can jump on it confidently knowing your numbers and that you’re ready to go. ... Agents also like knowing that you’re organised and a good broker is behind you to make the deal happen. We recommend you copy Leah into your email to Agent so we can confirm that you’re ready to go and we’ll order the valuation as soon as we get a contract. Blackfish has a template info sheet we give our clients to cover all of the standard information an Agent needs from you when making an offer. Agents will then present your offer to the Vendor and then most of them will give you a second chance to give your best and final offer if yours wasn’t the highest first time round. Building Inspections! If you want one; you can make it a condition to purchase and they usually happen within cooling off period. You pay the building inspector direct and they do a report for you. The Agents team will let them into the new house and give them access to do the inspection for you. Settlement is the date the house is yours. It will be in the contract and everyone will be working towards that date for you to get your new keys. Your Conveyancer will confirm when settlement has been booked and they’ll send you the final settlement statement with adjusted taxes and rates etc to confirm your exact final deposit. Have questions? Leah and Travis can help! https://youtu.be/p66Od9hjGbs

06.01.2022 The Reserve Bank of Australia has today kept the cash rate at 0.25% for the 7th straight meeting in a row. The RBA was widely predicted to reduce the rate further in October or November, although with the Federal Budget due today, the majority favoured a Melbourne Cup rate cut in November. It has previously stated that it sees a cash rate of .25% as a floor but may need to consider the merits of a further reduction against other stimulus options, if signs of a recovery fail t...o emerge. Rates are at a record low and lenders continue to offer very competitive rates. We can answer your questions and look at your circumstances to make sure you're prepared for what could be coming next. This could mean refinancing or approaching your lender for a better rate. Because we do this type of work every day, we have a pretty good idea what lenders can do to win or keep your business. We're here to help if you have any questions. Please don't hesitate to give us a call on 82952933 See more

06.01.2022 It’s Tanya’s Birthday! Give her some love this week when you’re on the phone :)

06.01.2022 Exciting news at Blackfish HQ! Bec (and Seb) is expecting twins! Two baby girls due early next year ... Little Luca will be a big brother

04.01.2022 HomeBuilder Grant update :: Building commencement criteria extended to 6 months Effective 23 November 2020, the Commissioner of State Taxation has exercised her discretion to extend the construction commencement timeframe by 3 months for all relevant applications.... In effect this means that to be eligible for the HomeBuilder Grant construction must commence within 6 months of the date of the contract. Construction is taken to have commenced when site works including excavation for the approved building works is complete. Commencement must be supported by evidence such as a statutory declaration from the builder or a mandatory notification form which is used to notify local councils of stages of work. Go to revenuesa.sa.gov.au for more info

04.01.2022 :: Buying a property via Auction :: We’ve had a few enquiries lately about buying at Auction. Here is some info from Real Estate Institute of SA.... Remember; when you have a loan pre-approval in place; the banks will still need updated pay slips etc and in most cases will need to do a valuation on your new property. A pre-approval gets you as close to an approval as you can; but there are still a few steps before your loan is formally approved. We have clients buying and selling via Auction all of the time. Please call us to chat about your personal circumstances and also check in with your conveyancer to make sure you understand the process and possible risks. https://www.reisa.com.au//method/auction-buying-at-auction

04.01.2022 When buying a property with someone; you need to advise how you want the Property Ownership to be. Here’s some good info -

02.01.2022 Todd and Amber came to see Leah to review their finances; get a lower rate on their home loan and goal set for a property purchase. We’ve settled on the restructure and refinance of their home loan and they’re now in a position to buy a holiday beach house for their family. We worked out what they could borrow; what equity they had in their home and what purchase price suited their lifestyle. We helped them with how to make an offer on the property and guided them through... the process. We’re now ready and waiting for settlement to get the keys for the beach house! #Happyclients #blackfishfinance #leahbusby #financebroker #homeloans #experts #blackfishgroup #financialplanning #lifestyle #confidence #finance #property #insurance #familygoals #holidayhousegoals #beachhouse @blnde77 See more