Bloom Finance Brokers in Sydney, Australia | Loan service

Bloom Finance Brokers

Locality: Sydney, Australia

Phone: +61 409 999 006

Address: 135 - 153 New South Head Road Edgecliff 2027 Sydney, NSW, Australia

Website: http://www.bloomfinance.com.au

Likes: 140

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25.01.2022 Show us your shed $1,000! It might be hanging with spiderwebs and lined with lovely old carpentry tools from another time, a serene hideaway for an artists creative pursuits or a tricked-up man cave kitted out with every mod con you could possibly dream of. We want to see our readers interesting or old-school backyard sheds.... Send us a photo that shows off the interior of your shed, and if it captures our attention $1,000 might be on its way to you. Feel free to include the sheds owner within their domain in the photo. Click on link in bio to find out how to win. #bloom #bloomfinance #brokers #mortgage #covid19 #stress #support #shed #showandtell #win #cash #competition #financebroker

23.01.2022 Blooming ideas! - Store cut herbs like a bunch of flowers Here's a tip for making cut herbs last. Place them upright in 5cm of water just as you would a bunch of flowers in a vase. Change the water regularly and keep them out of direct sunlight.... - Microwave lemons to release more juice A lemon will release more of its juice if you microwave it whole and on high for 20 seconds before juicing it. - Easy peasy tomato peeling Making a pasta sauce or salsa for tacos? It'll be silkier without the tough tomato skin, but peeling a tomato can be fiddly. Using a sharp knife, score an X at the stem end of the tomato and then drop it into boiling water for 20 seconds, remove and transfer straight into iced water until cool enough to handle. Presto - the skin strips will easily pull away. #kitchenhacks #kitchen #clever #herbs #lemons #tomatoes #bloomfinance #bloom #peel #squeeze #store

22.01.2022 A step in the right direction announced by NSW government today. It has abolished Stamp Duty on new homes up to $800,000, and some relief for new homes to $1M. Unfortunately no change on existing properties, no Stamp Duty to $650,000, and some relief to $850,000.

22.01.2022 Sad to see this.

20.01.2022 So sad to read this, it is an interesting, if not contentious discussion.

19.01.2022 If you are experiencing mortgage stress, now's the time to get on the front foot with your lender. As your mortgage broker, we can help you prepare and plan for the unknown. It's no surprise that the outbreak of COVID-19 has caused a huge increase in mortgage stress. According to the Australian Banking Association (ABA), more than 485,000 mortgage repayments were deferred between February and June this year. Link to full article in bio.... #bloom #bloomfinance #brokers #mortgage #covid19 #stress #support #jobkeeper #homeloans

19.01.2022 Once COVID19 is over, please feel free to pop in and see our new abode!

17.01.2022 ING announced a 3 year deal - 2.84% that has caught caught our eye! Occupied Fixed Rates with Orange Advantage (Principal & Interest) Principal & Interest New Interest Rate (p.a.) ... 1 Year Fixed Rate 2.89% 2 Year Fixed Rate 2.89% 3 Year Fixed Rate 2.84% 4 Year Fixed Rate 2.99% 5 Year Fixed Rate 2.99% See more

16.01.2022 Virtual challenges and real life medals. Is having a fridge within arms reach during months of lockdown making your clothes inexplicably shrink? Are you feeling bereft having lost the chance to travel to far-flung destinations in the foreseeable future? The Conqueror Virtual Challenge combines fitness with virtual travel by guiding you along virtual challenges of famous routes around the world. ... Ever fancy walking the Inca Trail or swimming the English Channel? Now you can, virtually, and with your real-life exercise contributing towards your achievement. Link to full article in bio. #bloom #bloomfinance #brokers #mortgage #covid19 #stress #support #virtualchallenges #medals #fitness #fitnessmotivation

15.01.2022 #finance, #commercialloans, #refinance, #integrity, #firsthomebuyers

15.01.2022 Bloom has a new app! Check it out and see how we can help you! * Stay in touch with Bloom * Quickly compare home loan products * Work out the numbers with our home loan calculators Available on both the Apple App Store and Google Play Store.... Link to app in bio. #bloom #bloomfinance #app #finance #financebroker #broker #brokerapp #appstore #googleplay See more

15.01.2022 APRA releases latest statistics on loan repayment deferrals due to COVID-19 To read the full article, see link in bio. #temporary #loan #repayment #deferral #covid #covid_19 #finance #adi

15.01.2022 TESTIMONIAL "BLOOM CLIENT SITTING PRETTY NOW" This is from a client I coached for 12 mths to work her out of complex set of circumstances, which meant she had to pay high interest rates. It wasn't sustainable. She could have lost one of her properties. I sat down with her and we structured a plan. I coached her to ensure she saw it through. She is now in great financial shape, eliminating her credit cards, and refinanced her home and investment loans at amazing rates. Her i...nterest costs reduced by $40,000 per year, and she did not need to pay me a cent! It is rewarding to know that I have helped a person not just get out of a bad situation, that is my job! but the biggest reward is knowing she is taking away the knowledge I've given her and she will use it for her future financial success. Dear Fi, I thank you very much for the unwavering support, guidance and patience throughout my most complex situation. Fi you truly have gone above and beyond in helping me, you are at the top of your game. I am very blessed to have had you by my side throughout last year, and know I am in the best hands. I can never thank you enough! #financiallyfit #rewarding #refinancing #debtconsolidation

14.01.2022 If you're planning on selling or renting your home, a little styling effort can make a big difference to the financial outcome. Link to full article in bio. #bloom #bloomfinance #brokers #mortgage #covid19 #stress #support #staging #style #selling #renting #finance #house #forsale

14.01.2022 11 November 11am, 1 minute of our busy days to reflect. Here's to a world where governments and community work in harmony for greater good.

14.01.2022 Help save the planet and save money! Green Energy Finance rates starting at 1.79%. Contact us at Bloom to find out about this exciting initiative. https://www.bloomfinance.com.au/about/

13.01.2022 We were told our financial status was very weak given we just went through Bankruptcy, however, you took on the challenge and gave me your word you would give it your best shot. You not only gave it your best shot, but you managed to get us an unbelievable deal, thanks to you we now have managed to purchase our own home. We are very grateful and thankful for you. Your attention to detail was second to none, your dedication, making sure all parties were ready for settlement was very comforting. You have restored my faith in Mortgage Brokers. #homeloans

13.01.2022 Just released, NSW Government exploring ways to alleviate the pressure on Stamp Duty costs for home buyers

12.01.2022 A little about the importance of rest After most of us were forced into a gentler, slower pace of life due to COVID-19 restrictions, the idea that were hard up against a cult of busyness isnt lost on many. Why has busyness become such a badge of honour and what does it mean to your wellbeing? To unpack this topic, psychologist Claudia Hammond draws on ground-breaking research - The Rest Test - the biggest global survey into rest ever undertaken. Rest (distinct from slee...p) is how we unwind, calm our minds and recharge our bodies. Rest isnt an indulgence; its a critical part of a well lived life. We need to start taking rest seriously as a method of self-care and this book outlines how. It explains why rest matters, examines the science behind the results to establish what really works and offers an accessible roadmap for a more restful and balanced life. #bloom #bloomfinance #brokers #mortgage #covid19 #stress #support #busyness #book #bookreview #theartofrest @claudia_hammond_

12.01.2022 A combination of tighter home loan lending regulations and the uncertainty in our new COVID world have made looking after your living expenses an essential part of creating a more secure future for you and your family. Link to full article in bio. #bloom #bloomfinance #brokers #mortgage #covid19 #stress #support #expenses #takingcontrol #livingexpenses

12.01.2022 We were told that our financial status was very weak given that we just went through a Bankruptcy period, however, you took on the challenge and gave me your word that you would give it your best shot. You not only gave it your best shot, but you managed to get us an unbelievable deal, and thanks to you we now have managed to purchase our own home. We are very grateful and thankful for you. #bloomfinance #testimonial #customer #thankyou #mortgage #finance #broker

12.01.2022 BREAKING NEWS - RBA interest rate update. As the country tunes in for the 2020 Melbourne Cup, the cash rate decision for November has been announced and rates have been cut. In response to the economic impact being caused by the COVID-19 crisis, the RBA reduced the cash rate by 0.15% to a new record low of 0.1%.... In making this change the RBA has confirmed the views of many analysts that further stimulus is required to aid Australia's recovery post Covid. It had previously stated that it sees a cash rate of 0.25% as a floor however it has softened its stance on a reduction more recently. In the lead up to its next meeting our central bank will continue to monitor world events such as the second round of European lockdowns and the US election, while closer to home it will be hoping the easing of restrictions in Victoria and the opening of state borders will provide a lift to the economy. Here is a table (swipe left) showing how Australia's average mortgage sizes may be affected. As you're probably aware, lenders review rates independently of the RBA and some may decide to pass this rate decrease on to customers at different levels over varying time frames. I can help review your situation to ensure you have the right loan for your circumstances, drawing on a wide panel of lenders offering loans with great features, low fees and competitive interest rates. If you'd like to chat about the best way to manage your mortgage as the COVID-19 crisis continues to unfold, please don't hesitate to give me a call.

11.01.2022 If you are experiencing mortgage stress, nows the time to get on the front foot with your lender. As your mortgage broker, we can help you prepare and plan for the unknown. Its no surprise that the outbreak of COVID-19 has caused a huge increase in mortgage stress. According to the Australian Banking Association (ABA), more than 485,000 mortgage repayments were deferred between February and June this year. Link to full article in bio.... #bloom #bloomfinance #brokers #mortgage #covid19 #stress #support #jobkeeper #homeloans

11.01.2022 Unprecedented times.

10.01.2022 DEAR SMALL BUSINESS OWNERS Banks are gearing up to support Small Business as a result of the Government stimulus package released last night. -Time to consider going Interest only until things settle to take pressure off? -Refinance all together given rates have halved in the last 2 years?

09.01.2022 After a challenging year, the RBA has met for the final time in 2020 and decided to leave the cash rate unchanged. After reducing the rate three times during the year, including to a record low of .10% last month, the RBA opted to wait until its next meeting in February to further assess the impact of these reductions and its quantitative easing program. In the lead up the next meeting our central bank will continue to monitor the global COVID-19, the opening of state borders..., our exchange rate and its impact on export competitiveness and the looming reduction to government support packages. Rates are at a record low and lenders continue to offer very competitive rates. We can answer your questions and look at your circumstances to make sure you're prepared for what could be coming next. This could mean refinancing or approaching your lender for a better rate. Because we do this type of work every day, we have a pretty good idea what lenders can do to win or keep your business. We're here to help if you have any questions. Please don't hesitate to give us a call. #bloomfinance #rba #interestrates #reservebankofaustralia

08.01.2022 A further rate cut may be in the wings on Melbourne Cup day, this is not necessarily my view or prediction, the fact that it is being mooted by the experts is telling. #economy #homeloans #commercialloans

08.01.2022 http://bloomfinance.com.au/sherlock-wealth-bloom-celebrate/

08.01.2022 FURTHER COVID19 HELP FROM BIG 4 The big 4 banks have amended assessment policy for interest-only home loans, in line with new regulatory guidance from APRA. ANZ... joins Westpac and Commonwealth Bank of Australia in revising its IO policy. NAB is yet to do same but has previously told Mortgage Business that while IO switches are not available for P&I borrowers without full assessment, it has been fast-tracking IO term extensions for eligible customers since April. The revision, effective immediately, follows calls for IO loan relief from policymakers, after APRA issued new guidance around serviceability assessments for borrowers amid the COVID-19 crisis. APRA revealed that while full serviceability assessments would continue to be required for new lend, it would, for next six months, enable lenders to change existing loan terms for up to 12 months without full assessment. Source Mortgage Business 15.06.2020 #covid #homeloans See more

08.01.2022 As we continue to manage through these uncertain COVID-19 times, it is hardly surprising that there has been a correlating increase in mortgage stress. We are here to help you if you find yourself in such circumstances. We can assist by going through your situation with you to ensure youre prepared for any eventuality. Please dont hesitate to pick up the phone or send an email if you need our assistance. Contact details in bio.... #bloom #bloomfinance #brokers #mortgage #covid19 #stress #support

06.01.2022 At times when we’re threatened and feel unsafe, our instinct is to batten down the hatches. However, that’s a game that guarantees there will be winners and losers. If we can find a way to see beyond ourselves, to pass a roll of paper under the stall to a neighbour, we might just find a way to get through this together.

06.01.2022 Welcome to Bloom’s new office. We are conveniently located in Edgecliff! Near the train station and on-site visitors parking. Come in to say hi! Level 1, 135-153 New South Head Road, Edgecliff NSW 2027

06.01.2022 Koalas were already clinging to survival before last summer’s tragic bushfires. Deforestation, dog attacks and car strikes have pushed these Aussie icons to the brink of extinction. Here at Bloom, we’ve been proudly supporting WWF-Australia. With the generous support received from everyone, they have built the brand new koala hospital at Port Stephens. To read more, please see link in bio.... Image: Kevin at Port Stephens Koalas Wildlife Hospital WWF-Aus / Madeleine Smitham #wwfaustralia #charity #koalas #bushfire #recovery #australia #extinction #bloom #support

04.01.2022 Bloom live on Google! Contact us today for a confidential chat about how we can help you with your financial needs.

04.01.2022 Here at Bloom Finance, we are not just about loans. As part of our mission to do what we can for the environment and as a supporter of the World Wilderness Foundation, I have the pleasure to show you WWF’s December newsletter in respect to preserving our Koalas.A unique and wonderful Aussie cause! Link in bio. #wwf #worldwildernessfoundation #charity #bloomfinance #koalas

04.01.2022 See our new addition to the Team!

04.01.2022 Welcome to the summer edition of Bloom’s Haven Newsletter. As the Australian Government works to help steer the country through its first recession in more than 28 years, it has delivered a raft of economic stimulus measures in an attempt to help counter the impact that COVID-19 has had on the economy. One of these measures aims to reduce the complexity around the rules governing lending loan approval processes.... If you are in the market for a new mortgage or to refinance an existing loan, now is a good time to talk to me about how these changes may impact your situation. Bloom Haven’s Money section covers the following 3 topics: - What does the recession mean for us? - Why the Government wants to make it easier to get a home loan - Teaching our kids how to manage money And on a less serious front, Bloom Haven’s Social sectioncontains: - Trivia Things you say without realizing that you are quoting Shakespeare - Food Genius BBQ tips - Our chance to win $1,000 competition - Announcing our Summer newsletter’s competition: - Cake off best attempt at home made cake. Entries closes 13 January. - Congratulationsto our Spring competition winner Show us your Shed See link in bio for full article. #bloomfinance #haven #newsletter #mortgagebroker #mortgage #finance #financetips #money

04.01.2022 Wish it were possible to buy a little studio for $500,000? It is. Buy your first home with $25,000 (or 5%) deposit

03.01.2022 THANK YOU TO MY WONDERFUL CUSTOMER FOR THIS SURVEY FEEDBACK I knew I needed to refinance my home loan but I was dreading the stressful process so I put it off... for a long time. When I heard about Fi Dimos through a friend, I thought that I would bite the bullet and finally get things going. What I thought would be a tedious and awful experience, turned out to be the easiest, least stressful and even an enjoyable process, not to mention one that is going to save us $,000s each year. Now I wish Id done it sooner. I have and would recommend anyone thinking of taking out a new loan to talk to Fi. She has changed our families life in more ways than she can imagine and we will definitely be using her services in the future. Thanks Fi. See more

03.01.2022 The Reserve Bank of Australia has today kept the cash rate at 0.25% for the sixth straight meeting in a row. The RBA will be closely monitoring the impact of the COVID-19 shutdown in Victoria and uncertainty surrounding the pace of a national recovery. It has previously stated that it sees a cash rate of 0.25% as a floor but may need to consider the merits of a further reduction against other stimulus options, if signs of a recovery fail to emerge.... Rates are at a record low and lenders continue to offer very competitive rates. We can answer your questions and look at your circumstances to make sure youre prepared for what could be coming next. This could mean refinancing or approaching your lender for a better rate. Because we do this type of work every day, we have a pretty good idea what lenders can do to win or keep your business. Were here to help if you have any questions. Please dont hesitate to give us a call. #rba #interestrates #mortgage #mortgagebroker #reservebankofaustralia #bloom #bloomfinance #covid19 #recovery

03.01.2022 Virtual challenges and real life medals. Is having a fridge within arm's reach during months of lockdown making your clothes inexplicably shrink? Are you feeling bereft having lost the chance to travel to far-flung destinations in the foreseeable future? The Conqueror Virtual Challenge combines fitness with virtual travel by guiding you along virtual challenges of famous routes around the world. ... Ever fancy walking the Inca Trail or swimming the English Channel? Now you can, virtually, and with your real-life exercise contributing towards your achievement. Link to full article in bio. #bloom #bloomfinance #brokers #mortgage #covid19 #stress #support #virtualchallenges #medals #fitness #fitnessmotivation

02.01.2022 Great to catch up with our amazing industry partners and fellow brokers yesterday at the AFG PD Day to hear the latest developments from Chris Slater and the gr...eat crew from the AFG Leadership Team. Thank you Keiran Evans and Brandon Nguyen for the opportunity to share my insights. #afg #commerciallending See more