BlueCherry Home Loans in Merrylands, New South Wales, Australia | Mortgage brokers

BlueCherry Home Loans

Locality: Merrylands, New South Wales, Australia

Phone: +61 2 9897 1039

Address: Suite 6/235 Pitt Street 2160 Merrylands, NSW, Australia

Website: http://www.bluecherryloans.com.au/

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25.01.2022 Well done tolga #easywork #whatatimetobealive #sponsorships

24.01.2022 Let us do the work for you!! With current events taking a toll on us were all looking for ways to save money during this period. If you have a homeloan you may be eligible to refinance to a better rate. This will ultimately help you save more and reduce your monthly expenses. Contact the BlueCherry team now on 02 98971039 or simply just message us on one of our platforms and one of our experienced brokers will be in touch with you shortly... #TheBlueCherryWay

24.01.2022 Auction numbers over the past month have remained steady and are expected to rise in the lead up to Easter. If the clearance rates remain steady it will be a strong sign that buyers and sellers expectations are becoming balanced as sellers are becoming more realistic when it comes to their property prices. Ryde and Inner West were the standout areas last weekend with over 80% of the #auctions being sold. Owner-occupiers buyers were out in force whilst some property investors held back. #auctionssydney #ryde #innerwest #easternsuburbs #sydneyproperty #sydneymortgagebroker

24.01.2022 With 2020 in full swing, we look forward to working with you in achieving your goals. Whether it be growing your portfolio, refinancing your existing home loan or financing your first property purchase, the team at BlueCherry are here to help and guide you through the whole process. DM or contact us on (02) 9897 1039 #TheBlueCherryWay #2020 #Goals

23.01.2022 We roll up our sleeves and get you the best loan possible as mortgage brokers with regular annual rate reviews But dont take our word for it, read the recent findings released by ING Australia last week on how 81% of borrowers prefer using a broker when upgrading their property. Read more via bit.ly/2YYNYe8... #thebluecherryway #mortgagebroker #mortgage

22.01.2022 The Reserve Bank are meeting today to discuss slashing interest rates further to an unprecedented 0.25% If they cut rates, it will be the firsts time in Australian history that the cash rate has dropped outside of the scheduled RBA monthly meetings since 1997 The major lenders are the first to jump on the band wagon with 3 out of 4 of the major banks offering $3000-4000 rebates if you refinance your existing loan to them... Click the link in Bio to contact our team now and have your rates reviewed #TheBlueCherryway

21.01.2022 The RBA has cut 25 basis points bringing the #CashRate below 1% for the time as it battles to stimulate a stalling economy! Stay tuned for all up to date #BlueCherryUpdates #TheBlueCherryway

19.01.2022 How good is your rate?! Ozgur from the BlueCherry team with another update! #BlueCherryInsights #TheBlueCherryWay

16.01.2022 The longer you stay with a bank without negotiating, the higher chance you have that you’re paying more on your home loan: The latest reports from the ACCC found that, as at September 2020, borrowers with home loans between three and five years old paid on average about 58 basis points more than the average interest rate paid for new loans Further, it found that borrowers with loans more than 10 years old were, on average, paying approximately 104 basis points more than the... average interest rate paid for new loans. It outlines for example if a borrower with a home loan of $250,000 could save more than $1,400 in interest in the first year by switching to a loan with the lower, average interest rate paid for new loans. Over the remaining term of the loan, that borrower could save more than $17,000 in interest. If you want to review your current home loan or need any guidance and support feel free to contact the BlueCherry team on 02 9897 1039 #TheBlueCherryWay

14.01.2022 As the official cash rate remained at 0.25% for the month of September Governor Philip Lowe has repeatedly stressed that rates would remain unchanged for some years to come, with the COVID-19 crisis stifling progress towards the central bank’s employment and inflationtargets. Keep a look out on our space to see how the banks respond.. ... Don't forget to contact the BlueCherry team if you're looking at having you're rate reviewed! #TheBlueCherryway See more

14.01.2022 The NSW government are looking at abolishing Stamp duty to assist the economy in recovering from the current pandemic. Australia is the sixth highest taxed country in the world when it comes to purchasing a new property! This will most definitely stimulate the housing market if passed through cabinet.... What are your thoughts? #TheBlueCherryway Stay tuned in our space for all updates on this topic.

13.01.2022 The Australian Competition and Consumer Commission (ACCC) released its interim Home Loan Price Inquiry report, which investigates how the big 4 banks offered interest rates to there clients (ANZ, the Commonwealth Bank, NAB and Westpac) between 1 January 2019 and 31 October 2019. According to the competition watchdog, interest rate changes came into effect 9 to 21 days after the RBA Interest rate announcements which increased their profitability the longer they delayed passing... on the rate reductions. Further to the above the ACCC noted that new clients were given far greater discounts off the advertised Standard Variable Rates than their existing clients. This meant that the longer an existing client stayed with their big 4 lender, the far greater chance they would be paying a higher rate on their home loans. The Treasury said that the ACCCs interim report findings therefore underline the importance of greater transparency and competition in the sector and need for customers to remain highly engaged and shop around to get access to the best deal including from their existing financial institution. Speak to the BlueCherry team today and find out if youre current rate can be reduced! 02 9897 1039

13.01.2022 The Property market is back on the rise! Since the end of 2019, the market has experienced the fastest rebound in the past decade. According to CoreLogic, the national house value rose by 4% over the December 2019 quarter. Real estate agent @conrad_panebianco believes the current low stock levels will lead to a growth in house prices and has pointed out some key areas to buy in for continued growth in 2020. CLICK our link in BIO to see the areas Conrad has recommended

12.01.2022 The National Housing Finance and Investment Corporation (NHFIC) and the NSW Land and Housing Corporation (LAHC) have agreed to fund $100 million in low-cost loans and grants through the $1 billion National Housing Infrastructure Facility (NHIF) for the development of affordable housing to help boost and also support the broader economic recovery effort in the wake of the COVID-19 crisis. The Morrison government is making significant, ongoing investments into social and affor...dable housing. And to date, the NHFIC board has approved a number of new NHIF projects, which will support the delivery of 2,800 new dwellings. The government stated that such funding arrangement has saved community housing providers over $170 million in interest payments over the term of the loans. NHFIC is also currently administrating the 2nd pahse of the federal governments First Home Loan Deposit Scheme, which provides government-backed guarantees for first home buyers unable to secure a 20 per cent deposit. If you wish to know more about how all this works please reach out to us here at BlueCherry homeloans so we can guide you every step of the way. Get in touch today so we can check your eligibility #TheBlueCherryWay

12.01.2022 Thanks to Ankit Hunjon - Senior Financial Advisor from Apex Accounting Services Chartered Accountants for sharing his time and covering some important questions and concerns amongst our clients; How can we withdraw from our Super to use as a deposit to purchase a home? Can we access Super during the current environment if we have been affected by the Covid-19 Pandemic? i.e lost employment etc.... Should clients who have lost money in their Super due to their portfolios partly invested in shares change their investment structure? If you have any questions feel free to contact the bluecherry team on 02 9897 1039 or Ankit Hunjon from Apex Accounting Services Chartered Accountants on 0405 692 228 for all your financial needs. #TheBlueCherryWay

11.01.2022 AMP chief economist Shane Oliver predicts a big and rising risk to the property market outlook ,posed by the global coronavirus outbreak Mr Oliver continued to advise that at this stage coronavirus is not impacting the housing and finance market in Australia, however if the situation continues to worsen, this may lead the market into a recession leading to further losses of share market wealth which will drag on to property demand and put pressure on property prices. Here at... BlueCherry the effect COVID-19 will have on Australian property prices is a concern raised by many of our clients and we are seeking further information from our property experts on how COVID-19 will be affecting Australian housing prices. Stay Tuned for more updates on the impacts that COVID19 is having on the financial industry #BlueCherryUpdates #TheBlueCherryway

10.01.2022 Thanks to Flame Of Serenity for these lovely creations our customers are absolutely loving them #settlementgifts #thebluecherryway

10.01.2022 The Reserve Bank of Australia (RBA) have decided to keep the cash rate on hold at 0.25% RBA governor Phillip Lowe reiterated that the central bank would not consider changes to the cash rate until its long-term targets of unemployment and inflation were met. With restrictions slowly lifting we hope to see some increased activity in the near future...... #TheBlueCherryway

10.01.2022 Uk has just announced a stamp duty holiday! The government has temporarily increased the stamp duty threshold to 500,000 for property sales in England and Northern Ireland, until 31 March 2021, Anyone completing on a main residence costing up to 500,000 between 8 July and 31 March will not pay any stamp duty, and more expensive properties will only be taxed on their value above that amount. This will save buyers as much as 15,000, if they are buying a property of 500,000... or more. The move is aimed at helping buyers who have taken a financial hit because of the coronavirus crisis. Its going to be interesting to see if Australia will follow suit in order to stimulate our housing market! What are your thoughts? #StampDuty #TheBlueCherryWay

08.01.2022 If you are experiencing any financial hardship during this time and are worried about deferring your payments please take into account the industry has agreed a new approach to credit reporting through the COVID-19 crisis to relieve stress for Australian customers. The Australian Banking Association CEO, Anna Bligh said If a customer is granted a deferral on their mortgage and other credit products because of COVID-19, banks will report customers as not having missed a repay...ment, provided they were all up to date when granted relief, We have also been advised that your credit will also not be affected due to any deferment of loan repayments on your home loan. If youre looking at deferring payments due to the covid-19 crisis Please swipe across for your lenders best contact details. Due to the sheer volume of calls being received by the banks for support, its best to lodge this online with your bank and wait for a call back if possible. We are here to help so please dont hesitate to contact us on (02) 9897 1039 Keep safe everyone #TheBlueCherryway @ Sydney, Australia

08.01.2022 Another day. Another WIN for our clients!!! Just released over $1 million in equity from a long term clients current family home in Edensor Park in order for them to purchase a new investment property Well done to our BlueCherry team and congratulations to our client ... #thebluecherryway #clientsuccessstory

07.01.2022 Negative gearing changes could affect you as an investor! See how these proposed changes to NEGATIVE GEARING could affect your investment decisions as a result of the upcoming Federal Election on May 18th Read the full summary bit.ly/2LbrHa5

07.01.2022 Checkout the changes in performance across #Sydney for each suburb when it comes to house prices. You can see pockets of increase in suburbs such as Blakehurst and Collaroy whilst house prices dropped or flat lined in Penshurst and #Penrith. This is interesting especially those looking to invest to see the change in prices or first home buyers looking to buy in areas like #Parramatta, the #Hills District, #Chatswood or the Inner West (Balmain, Leichhardt and Rozelle) where prices may have previously been just out of reach and been hit by the downturn the hardest.

07.01.2022 Think your rate is great, think again?! We are finding existing customers are on higher rates than new to bank customers. They receive a great rate at the start of their loan but over the years there great rate turns to a good rate and then a below average rate.. Without consistently reviewing your rate you could be losing thousands every year and believe you are on a great rate. Contact us now on (02) 9897 1039 to have your rate reviewed and keep the money in your pockets #TheBlueCherryWay #NewCustomers

06.01.2022 Are you thinking of building a granny flat? Checkout our guide to building and financing a granny flat before you sign on the dotted the line with a builder bit.ly/2TD1MqK

06.01.2022 Let us do the work for you! With current events taking a toll on us were all looking for ways to save money during this period. If you have a homeloan you may be eligible to refinance to a better rate. This will ultimately help you save more and reduce your monthly expenses. Contact the BlueCherry team now on 02 98971039 or simply just message us on one of our platforms and one of our experienced brokers will be in touch with you shortly... #TheBlueCherryWay

05.01.2022 As is in life and business if the relationship doesnt provide you with long term benefits, then the relationship is not worth pursuing. Our commitment is always to ensure your financial longevity and building a REAL relationship! #thebluecherryway #realloansrealexperts

04.01.2022 Another win for our young couple clients whove just had their loan approved for their brand new townhouse in the ACT and only a short drive from the CBD. Thats what its all about here at BlueCherry Home Loans #bluecherryway

04.01.2022 LOAN APPROVED & FINANCED Hot off the press we have just finalised a new customers purchase for a new apartment with water views in #brightonlesands Thinking of purchasing a property then call our expert team for REAL advice on (02) 9897 1039

04.01.2022 After months of speculation the NSW state government has abolished stamp duty for new homes under $800,000, in a bid to support first home buyers and the construction industry. Premier Gladys Berejiklian has announced that the state government will temporarily axe stamp duty for first home buyers purchasing newly built homes valued at under $800,000 from 1 August in a bid to boost construction and create jobs amid the COVID-19 crisis. Predicting 6000 first home buyers would b...enefit from the changes, saving eligible first home buyers thousands of dollars. There will also be concessions available for new homes under $1 million in value (up from the previous limit of $800,000). Previously, stamp duty applied to first home buyers that purchased homes worth more than $650,000. As well as increasing the stamp duty threshold for newly built homes, the government will also raise the threshold for stamp duty on vacant land. This will rise from $350,000 to $400,000 and will phase out at $500,000. The temporary changes will only last for a period of 12 months and will only apply to first home buyers purchasing newly built homes and vacant land, not to existing homes. If youre a first home buyer and looking to take advantage of the current stamp duty exemptions & low interest rates, get in touch with us today on 02 9897 1039 #TheBlueCherryway #StampDuty #NSW

04.01.2022 We love helping our clients get their new wheels on the streets #CarFinance #BMW #X6M #TheBlueCherryway

04.01.2022 Whether youre upgrading or looking to refinance your property, weve got you covered. We can meet and discuss your options at a time that suits you. For honest and REAL advice call our team on (02) 9897 1039 to plan your next move. #thebluecherryway

04.01.2022 Proposals have been put in place for Buyers of freshly built homes would receive a $50,000 cheque from the Morrison government under a $2.5 billion plan from the Property Council amid Reserve Bank warnings the housing sector faces an extended period of pain. Council chief executive Ken Morrison said bold policies were needed to kickstart the economy, expected to shrink by 10 per cent in the June quarter. At the heart of its proposals is a $50,000 "new home boost" for buyers ...of new housing, which the council estimates would stimulate the construction of 50,000 dwellings and support 200,000 jobs. The program would run for 12 months and be limited to 50,000 properties, while there would be no cap on the value of the home. What are your thoughts?? #TheBlueCherrywayWay

04.01.2022 At BlueCherry Home Loans we are always advocating for hood causes, Please sign this petition for consent to be included in school education as it would help raise awareness!!

03.01.2022 #repost @gache92 All about the sponsorships #whatatimetobealive @trueblueboxing_

03.01.2022 Major banks cash in on cashbacks!!! The major banks have won the majority of home lending flows in the wake of the COVID-19 crisis, thanks to an increase in refinance applications from borrowers lured by cashback offers. According to New data from online broking platform Lendi which analyses loan submissions across 38 lenders has revealed that in the three months to 31 May, 38 percent of the groups home loan customers sent their business to a big four bank, up from 16 pe...r cent in the 12 months prior. Lendi co-founder and CEO David Hyman commented: It was during the final weeks of March and early April that we really saw our borrower behaviour deviate from the norm. Preferences for the big four peaked at this time, alongside refinancing activity and hardship enquiries. The surge in business was driven by refinancers, with 48 per cent of Lendis customers lodging applications with the big four, up from 14 per cent in the year ending 29 February. The big lenders took advantage of cheaper wholesale funding from the RBA and an influx of deposits to offer very competitive fixed-term rates to home loan customers, he said. Contact us now on (02) 9897 1039 to have your rate reviewed and find out if any cash back offers are available to you! #Cashback #TheBlueCherryWay

01.01.2022 Congratulations to Kieren on the new car financed by BlueCherry. Hope you enjoy the new wheels! Looking to finance your dream car... Contact the bluecherry team now! #theBlueCherryway

01.01.2022 We love keeping our clients updated with the recent changes in the current lending space! #BlueCherryInsights #The BlueCherryWay