Blutin Finance in Melbourne, Victoria, Australia | Financial consultant

Blutin Finance

Locality: Melbourne, Victoria, Australia

Phone: +61 435 916 755

Address: 19/485 La Trobe Street 3000 Melbourne, VIC, Australia

Website: http://www.blutin.com.au/

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25.01.2022 Write-offs happen. Make it a good one this June Take advantage of the $30,000 Asset Write-Off before June 30. Contact Blutin Finance now

24.01.2022 You dont need a big deposit when it comes to low deposit home loans. The low deposit home loans are referred to as high Loan to Value (LVR) ratio home loans. With banks, deposits less than 20% are a risky investment for them. However, some lenders will allow you to borrow more than 90% of the property value. Before you access such loans, you will need to qualify for them. To qualify, you may need to have the following: - a good income - proper loan purpose... - clean credit file - reasonable asset position - genuine savings (not all lenders) - low level of debt - reliable, long-term job The higher your deposit, the more leverage your broker has when negotiating with a lender. If you need finance for your property purchase, contact Blutin Finance Mortgage Broker Melbourne.

23.01.2022 Have you ever considered to refinance your mortgage and move to a new lender? As a borrower, you can refinance your mortgage by switching from one mortgage product to another. Depending on your current situation, you can decide to stick with your current lender or move to a new lender. When you refinance to a lower interest rate mortgage, you will enjoy lower monthly home loan repayments. As a borrower, a small decrease in monthly mortgage repayments can potentially save thou...sands of dollars over the duration of the home loan. You can put the savings towards purchase an investment property or to pay off debt. If you need to review your mortgage, contact Blutin Finance Mortgage Broker Melbourne. - - #yourbrokerbehindyou #yourbrokercares #yourmortgagebroker #mortgage #propertypurchase #buyingproperty #refinance #buyproperty #lowinterestrate #mortgagebroker #mortgagebrokermelbourne #homeloans #homeloan #whypaymore

23.01.2022 An offset account may help reduce your mortgage interest cost. Do you know that an offset account can be a tool that helps reduce the interest you pay on your home loan? It is a bank account connected to your home loan. However, instead of the borrower earning interest for saving them, an offset account helps reduce the interest the borrower pays on their mortgage as long as the money remains in the account. The money in the offset account helps reduce the mortgage interest d...ollar by dollar as long as the money remains in the account. However, not all mortgages support the offset account feature. If you need to review your mortgage, contact Blutin Finance Mortgage Broker Melbourne. - - #yourbrokerbehindyou #yourbrokercares #yourmortgagebroker #mortgage #propertypurchase #buyingproperty #refinance #buyproperty #lowinterestrate #mortgagebroker #mortgagebrokermelbourne #homeloans #homeloan #whypaymore

22.01.2022 Did you know you can still get a no deposit loan on your properties? True, the 100% home loans are no longer applicable in today's market, but you can still enjoy a no deposit loan if you are creative with your deposit or by using a guarantor. You can borrow 100% with a guarantor if you have a family member that can stand on your behalf. The family member needs to own their property and can guarantee your deposit.... Secondly, you can borrow up to 95% to fund your new home with a 5% deposit if you dont have a guarantor. If you need finance for your property purchase, contact Blutin Finance - Mortgage Broker Melbourne

21.01.2022 Success is not final, failure is not fatal: it is the courage to continue that counts. Winston Churchill - - ... #yourbrokerbehindyou #yourbrokercares #yourmortgagebroker #mortgage #propertypurchase #buyingproperty #refinance #buyproperty #lowinterestrate #mortgagebroker #mortgagebrokermelbourne #homeloans #homeloan #whypaymore See more

21.01.2022 Six-star or higher ratings in energy efficiency for Australian new homes. The Nationwide House Energy Rating Scheme (NatHERS) is requiring new homes in Australia to have an energy efficiency of six-star rating or higher. With the energy-efficient homes, occupants will get to enjoy lower power bills. The new regulation also allows the residents to gain more information about the energy consumption of the property they wish to purchase. At the moment, this energy-efficiency requirement only applies to new homes, but NatHERS plans to expand to cover existing homes in the future. Research has shown that homes with energy-saving features might sell for as much as 10% more. If you need finance for your property purchase, contact Blutin Finance Mortgage Broker Melbourne.

18.01.2022 Stimulus measures soften the blow of COVID-19 impact on property prices. Economists believe the real estate sector in Australia is yet to see the full impact of the COVID-19 pandemic, thanks to the stimulus measures by the government. The earlier forecast for property markets in the country was around 10-15 percent drop. However, property prices declined by 2 percent nationally in the second quarter of the year, with a 2 percent decline in Sydney and a 3.5 percent decline in ...Melbourne. The decline in prices has been cushioned by the mortgage holidays offered by lenders and the federal government stimulus payments. If you need to review your mortgage, contact Blutin Finance Mortgage Broker Melbourne. - - #yourbrokerbehindyou #yourbrokercares #yourmortgagebroker #mortgage #propertypurchase #buyingproperty #refinance #buyproperty #lowinterestrate #mortgagebroker #mortgagebrokermelbourne #homeloans #homeloan #whypaymore

14.01.2022 Refinancing can help lower monthly mortgage repayments. Refinancing implies that you are switching from one mortgage to another. You can switch mortgage with your existing lender or move to a new product with another lender. Borrowers refinance to get more mortgage features like extra repayments, portability, and more. Refinancing your home loan to a smaller interest rate will help ensure you get a lower monthly mortgage repayment. Also, a slight decrease in monthly repayment... can save you thousands of dollars over the 30-year mortgage period. To find out the most suitable mortgage, get in contact with Blutin Finance Mortgage Broker Melbourne. - - #yourbrokerbehindyou #yourbrokercares #yourmortgagebroker #mortgage #propertypurchase #buyingproperty #refinance #buyproperty #lowinterestrate #mortgagebroker #mortgagebrokermelbourne #homeloans #homeloan #whypaymore

12.01.2022 Sometimes you just need a reminder about what really is important....

12.01.2022 Interesting read.

12.01.2022 Interest-only investment loans can be beneficial when used correctly. Did you know that interest-only investment loans can be a smart tool for property investors? However, you have to know what you're doing. If you're investing in property, an interest-only investment loan can be beneficial towards building wealth while reducing costs. This is because an interest-only investment loan is a mortgage that makes it possible to repay only the interest portion for a pre-set period of time, usually up to five years. By paying only the interest, you get to save money in the short term. If you need finance for your property purchase, contact Blutin Finance - Mortgage Broker Melbourne

11.01.2022 Benefits and risks of a guarantor mortgage. For the right borrower, using a guarantor comes with several advantages. However, if you cannot make a mortgage repayment, you will be putting your guarantor's property at risk of being claimed by the bank. Benefits of having a guarantor include; faster entry into the property market, avoid the lender's mortgage insurance (LMI) and improve your chances of getting approved.... The risks of using a guarantor include; putting the guarantor's property at risk of being claimed by the bank, and causing a relationship strain that might negatively affect the family. If you need finance for your property purchase, contact Blutin Finance - Mortgage Broker Melbourne

11.01.2022 #mortgagebroker

10.01.2022 Without mortgage brokers, finding a home loan will be harder and could become more expensive.

08.01.2022 A land loan can help you get that dream land you always wanted. Borrowers that wish to buy a land and build house one day, can take up a land loan and get the funds to purchase the land of their dreams. While it is harder to find a vacant land mortgage without having a construction contract, some lenders still offer it to help borrowers buy the land they want. The lenders impose varying loan conditions on this type of mortgage, depending on the size of the land the borrower i...ntends to buy. Looking for a mortgage to purchase your next property? Contact Blutin Finance mortgage broker Melbourne. - - #yourbrokerbehindyou #yourbrokercares #yourmortgagebroker #mortgage #propertypurchase #buyingproperty #refinance #buyproperty #lowinterestrate #mortgagebroker #mortgagebrokermelbourne #homeloans #homeloan #whypaymore

07.01.2022 Working overseas? There is a suitable home-loan option for you. You can borrow up to 90% of property value if you are employed with a permanent job overseas. The Australian Expat Home Loans allows you to borrow up to 90% of property value if you are living overseas or in New Zealand. For self-employed borrowers living overseas, you can borrow up to 80% of the property value. However, keep in mind that the country you reside in, your visa status, and the currency you are earning might cause lenders to reduce the amount you can access. The interest rates for the Expat Home Loans differ according to each bank and lender. If you need finance for your property purchase, contact Blutin Finance Mortgage Broker Melbourne.

07.01.2022 - - #buyingproperty #buyland #mortgagebroker #mortgage #investmentproperty #brokerbehindyou #mortgagelender #homeloans #investmentstrategies #smartinvestment

05.01.2022 Does your investment property loan interest rate start with 3.xx%? May be you're paying too much. Contact us to find out how we can help you. 0435 916 755

04.01.2022 The basic mortgage can be easy to use. If you want to get a mortgage that is easy to use, then the basic home loan is a good option for you. The basic mortgage has little features as it may not offer repayment holidays, offset accounts, cheque books, ATM cards, or BPay. It is a kind of loan that leverages flexibility and grants a low interest rate, no to little ongoing fees for the users. Sometimes, it also has a reduced or no application fee. The interest rates offered for a... basic mortgage can be varied from bank to bank. However, most banks and lenders offer similar features for the basic home loan. To find out the most suitable mortgage, get in contact with Blutin Finance Mortgage Broker Melbourne. - - #yourbrokerbehindyou #yourbrokercares #yourmortgagebroker #mortgage #propertypurchase #buyingproperty #refinance #buyproperty #lowinterestrate #mortgagebroker #mortgagebrokermelbourne #homeloans #homeloan #whypaymore

04.01.2022 No matter what you're going through, there's a light at the end of the tunnel. Demi Lovato - ... - #yourbrokerbehindyou #yourbrokercares #yourmortgagebroker #mortgage #propertypurchase #buyingproperty #refinance #buyproperty #lowinterestrate #mortgagebroker #mortgagebrokermelbourne #homeloans #homeloan #whypaymore See more

03.01.2022 Tis the season to refinance... Merry Christmas and a safe holiday.

03.01.2022 You can fast-track your home loan payment with a 100% offset account. A 100% offset account makes it possible to pay off your mortgage sooner than the stipulated date by reducing the interest amount you are supposed to pay. It is usually a linked transaction account that comes with cheque access and an ATM. The more funds you deposit and keep in your offset account, the lower your interest expenses would be. To ensure you get enough deposit into the offset account, it is reco...mmended to have your salary paid into that account. To find out the most suitable mortgage, get in contact with Blutin Finance Mortgage Broker Melbourne. - - #yourbrokerbehindyou #yourbrokercares #yourmortgagebroker #mortgage #propertypurchase #buyingproperty #refinance #buyproperty #lowinterestrate #mortgagebroker #mortgagebrokermelbourne #homeloans #homeloan #whypaymore

03.01.2022 - - #yourbrokerbehindyou #yourbrokercares #yourmortgagebroker #mortgage #propertypurchase #buyingproperty #refinance #buyproperty #lowinterestrate #mortgagebroker #homeloans ... #homeloan #whypaymore See more

03.01.2022 Since the introduction of brokers in the late 80's and early 90's, we have more competition in the market and it can only be good for consumers.

02.01.2022 Please get behind your local small business by supporting our industry and keep the banks honest.

02.01.2022 Getting a mortgage or doing a refinance shouldn't feel like this Let me take the headache and the hassle away. Contact me on 0435 916 755 ... -

02.01.2022 The low document loan can be a solution for self-employed borrowers. Low doc loans are mostly used by self-employed borrowers or those unable to prove their income via the traditional methods. This application method allows you to borrow without presenting recent tax returns or the latest financial statements. However, before you are approved, you may have to provide alternative documents, which may include: - a letter from your accountant verifying your income - ATO portal... - your company interim financial statements - your business bank statements indicating your turnover, and - one year BAS statements If you need finance for your property purchase, contact Blutin Finance Mortgage Broker Melbourne.

02.01.2022 Hi, Most likely you are one of the millions of Australians affected by COVID-19. If you have a mortgage or a business loan and affected by Coronavirus, there are some solutions available to ease the financial burden on you and your family. I am here to help anyone who needs help with their loans. You can contact me to ask questions or if you need any advice on your current mortgage/loan situation.... Keep safe, Keep strong, We will beat this... Nojan 0435 916 755 Please share with your network

01.01.2022 Melbourne lockdown leads to spending spree. A few high-end sales took place in Melbourne as the city moved into stage four lockdown, indicating that the Coronavirus pandemic hasn't restricted property buyers. The Agency Albert Park partner Sam Hobbs sold three properties at St Kilda last week, for a combined fee of over $13 million. The price of each property was not disclosed, but each of them had an asking price above $6 million when they were placed on the market at the start of 2020. Mr. Hobbs believes that the new lockdown was possibly the catalyst for the sale of the properties. If you need finance for your next property purchase, contact Blutin Finance - Mortgage Broker Melbourne