Brisbane Home Loans in Strathpine, Queensland | Mortgage brokers

Brisbane Home Loans

Locality: Strathpine, Queensland

Phone: +61 7 3889 9250

Address: Suite 20/357 Gympie Road 4500 Strathpine, QLD, Australia

Website: http://www.brisbanehomeloan.com.au/

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25.01.2022 If you're thinking about buying an Investment Property, these 10 tips will guide you through your journey.

25.01.2022 The Morrison Government has announced it will re-issue any unused First Home Loan Deposit Scheme guarantees. If you missed out the first time, get in touch today and we will work to getting you one of these in-demand spaces!

24.01.2022 Thinking of renovating or building? Now's the time to do it, thanks to a new Government grant that gives you a $25,000 to get started! Read more here.

24.01.2022 What to do if you are suffering as a result of the coronavirus pandemic 07 3889 9250 #brisbanehomeloans

24.01.2022 Thank you so much for the awesome review, Alexander, we look forward to working with you in the future! :) #brisbanehomeloans

23.01.2022 NEW BLOG! Head to The First Home Buyers Guide to read our article on the housing finance. #brisbanehomeloans

22.01.2022 The federal government has just announced a $688 million HomeBuilder package that grants $25,000 for renovation or building of a new home. Some important eligibility criteria include 1. The grant is available for owner-occupied properties (investment properties are ineligible)... 2. The price cap for a new home build is $750,000, and construction must commence within three months of awarding of a contract. 3. The Renovation cost range has been set between $150,000 to $750,000 for properties with a value of no more than $1.5 million. The grant can be used for kitchen and bathroom renovations through licensed contractors but not for add-ons like swimming pools, tennis courts, outdoor spas and saunas, and detached sheds or garages. 4. Available to singles with a yearly income of $125,000 and couples earning $200,000 annually. While the state governments have been extending assistance to the tune of $5,000 and $10,000, they have all been for first time home buyers. This current initiative is available to anyone who builds or renovates a home and not just first home buyers. In terms of the anticipated impact on the mortgage industry, I expect this to boost loans for renovation and construction. For the financially secure, in addition to the first home loan deposit scheme and rock bottom interest rates, this is yet another incentive. The post-COVID mortgage landscape is evolving rapidly with changing lender requirements and government incentives. As always, we shall strive to keep you posted on both.Feel free to reach out to us for any further clarification. #brisbanehomeloans

22.01.2022 RBA has today announced a hold on the Cash Rate for the month of April, coming off the back of an out of cycle rate cut in March. AMP Capital’s chief economist, Dr Shane Oliver stated: 0.25 (of a percentage point) has long been identified by the RBA as the lower bound. Most economists have highlighted that the RBA will treat 0.25 (of a percentage point) as if it is 0 per cent and have no appetite to cut further. This leaves only one effective tool in the RBA’s armoury: quantitative easing. Quantitative Easing (QE) is a process where the central bank creates new cash to decrease, or ease, the cost of borrowing.

21.01.2022 Australia’s official cash rate has been left at 0.25 per cent for another month and most experts predict it will remain at that historic low for some time yet. At its July meeting this afternoon, the Reserve Bank of Australia voted to keep the interest rate on hold after previously signalling it was unwilling to slash it further. The move had been widely expected by economists and financial experts who had predicted a conservative approach. #brisbanehomeloans

21.01.2022 Happy New Year! Time to get started on those New Years resolutions. If owning a home is on that list, be sure to have a chat with us about your options, we'd love to help you through your journey!

21.01.2022 The decision from the Reserve Bank (RBA) is unsurprising with most economists agreeing the rate would remain unchanged. The RBA had previously indicated the cash rate had reached its floor and had no appetite for negative interest rates, and there would be no increase to the rate until inflation was between 2-3% and progress towards full employment had been reached. #brisbanehomeloans

20.01.2022 What an awesome review Hayden, thank you! We absolutely loved working with you, congratulations on becoming a home owner!

20.01.2022 Are you getting the best rate on your Home Loan? If you think you could do better, get in touch now and we'll find out! https://brisbanehomeloan.com.au/you-could-be-saving-more-o/

20.01.2022 We do everything we can to make buying a home as easy as possible for our clients! Thank you, Carl, for the great review, we hope you have settled into your first home nicely!

20.01.2022 10 Common Mistakes that First Home Buyers Make That Can Cost you Lots of Money and Time.

20.01.2022 Our Offices will be closed over the Easter Long Weekend. We will be closing from Friday the 10th of April 2020, until the 13th of April 2020 . Should any issues arise during this period, please contact your brokers directly #brisbanehomeloans

19.01.2022 Need help with purchasing your first home? Take a look at our recommended first steps, then get in touch to see how we can help you start your home owner journey!

19.01.2022 Congratulations to John & Susie for the successful purchase of this beautiful unit with a cracker view. #brisbanehomeloans

19.01.2022 The Reserve Bank of Australia (RBA) has kept the official cash rate at its record low 0.25 per cent in its monthly board meeting. It comes ahead of Wednesday’s national accounts figures for the June quarter, with economists predicting a 6 per cent contraction in Gross Domestic Product (GDP). That would mark the largest contraction since the Australian Bureau of Statistics began measuring in the 1950s, and reflect the beginning of the first recession in nearly three decades. The RBA first cut interest rates to their record low in March, with governor Philip Lowe saying the bank is unlikely to take rates any lower. #brisbanehomeloans

18.01.2022 Thank you, Hamish! We are so happy to have helped make this process as smooth as possible for you. We hope you've settled into your first home nicely

17.01.2022 Thank you, Katrina

15.01.2022 In just a few short years, Jordan has become a favourite with First Home Buyers. Jordan understands how difficult and daunting buying your first home can be. Jordan will help you establish strategies to save faster and can guide you through to your purchase. Jordan will explain how grants, super, LMI effect you and make it look simple! Call 3889 92 50 and start the journey to your dream home.

14.01.2022 Merry Christmas to all!

14.01.2022 Happy Mother’s Day to all the kick ass mothers out there today. We hope you all have a lovely day and get spoilt rotten #brisbanehomeloans

11.01.2022 Thank you so much Shane! Your kind words reflect perfectly what Brisbane Home Loans is all about. We are happy to have been able to help you out and thank you for trusting us with your home loan.

10.01.2022 From the Brisbane Home Loans Family to yours, we want to wish you all a Happy Easter! Thank you for all your support, and remember we are only a phone call away if you need us. Stay Safe! #brisbanehomeloans

10.01.2022 The Instant Asset Write-Off scheme has been extended Treasurer Josh Frydenberg stated that the Government has extended the Instant Asset Finance program until the end of 2020. If a business-related asset is purchased up to the value of $150,000^, owners can claim 100% of the cost from the amount of tax they pay in the financial year the asset is purchased. The scheme will continue to help businesses recover from the coronavirus crisis. #brisbanehomeloans

10.01.2022 What a beautiful home for a great couple. Congratulations Stephen & Lisa on your new purchase #brisbanehomeloans

09.01.2022 We're so glad we were able to assist you, Edith. Thank you for the lovely review

09.01.2022 Find out the latest facts on the $25,000 HomeBuilder grant available to First Home Buyers in Queensland on a new home in addition to the $15,000 State Government First Home Buyer Grant.

08.01.2022 The Reserve Bank of Australia has decreased the official cash rate to a historic low of 0.1%. The board has decided on a package of further measures to support job creation and the recovery of the Australian economy from the pandemic. RBA Governor, Phillip Lowe, announced that the package will be comprised of a reduction in the cash rate target to 0.1%, a reduction in the target for the yield on the 3-year Australian Government bond to around 0.1%, a reduction in the interes...t rate on new drawings under the Term Funding Facility to 0.1%, a reduction in the interest rate on Exchange Settlement balances to zero, [and] the purchase of $100 billion of government bonds of maturities of around 5 to 10 years over the next six months. The combination of the RBA’s bond purchases and lower interest rates across the yield curve will assist the recovery by lowering financing costs for borrowers, contributing to a lower exchange rate than otherwise. Lowe also adds that given the outlook, the Board is not expecting to increase the cash rate for at least three years.

08.01.2022 The property and holiday market is on the rise for Queensland. If you've thought about purchasing an investment property, now is a great time to consider getting in the market. Get in touch now, and we'll help you get started!

07.01.2022 Some more details regarding the $25k homebuyers grant for construction and renovations. Government should be announcing further details soon.

06.01.2022 RBA governor Philip Lowe said that while the pandemic has led to a severe global downturn, a recovery might be sooner than expected. Over the past month, infection rates have declined in many countries and there has been some easing of restrictions on activity. If this continues, a recovery in the global economy will get under way, supported by both the large fiscal packages and the significant easing in monetary policies, Lowe said. Globally, conditions in financial mar...kets have continued to improve, although conditions in some markets remain fragile. Volatility has declined and credit markets have progressively opened to more firms. Bond rates remain at historically low levels. Continuing, Lowe noted that the Australian economy is going through its biggest economic challenges since the 1930s. Notwithstanding these developments, it is possible that the depth of the downturn will be less than earlier expected. The rate of new infections has declined significantly and some restrictions have been eased earlier than was previously thought likely. And there are signs that hours worked stabilised in early May, after the earlier very sharp decline. Nevertheless, Lowe said the outlook is highly uncertain, with much of the recovery dependant on consumer confidence. #brisbanehomeloans

06.01.2022 Thank you for the kind words, Tristan. We look forward to working with you again

05.01.2022 Congratulations Ben on the purchase of this beautfiul Dodge Charger Hellcat - You've been a pleasure to work with mate, we hope you love your new ride.

05.01.2022 First Home Buyers benefit from upcoming announcements that could see First Home Buyers Grants increased to $25,000 to $50,000. Jordan and Dan at Brisbane Home Loans can guide you to your dream home quicker. Call us for details on 3889 92 50 or register on our website www.brisbanehomeloan.com.au/first-home-buyers and receive regular updates.

05.01.2022 Huge congratulations to our customers Bec & Brent on the purchase of their second Ram! Thank you for letting us be part of the journey with you - we hope you and the family love your new truck.

04.01.2022 What an amazing review! Thank you so much for your kind words, Matt, it was an absolute pleasure working with you! :)

03.01.2022 Another First Home Buyer couple successfully in their own home. Big Congrats to Tom & Keryn! #brisbanehomeloans

02.01.2022 The Reserve Bank of Australia has announced that the record low cash rate of 0.10% will remain unchanged as we head into the final month of the year. CEO of Real Estate Institute of NSW, Tim McKibbin, said the rate decision seemed a forgone conclusion. Pending any further economic shocks, the 0.10 per cent cash rate should be with us for many months ahead, he said.... Governor Philip Lowe said the RBA's focus would remain on the jobs market. He said while jobs growth had been strong in October, a further increase in the unemployment rate was likely as more people re-joined the workforce and businesses restructured. "The board views addressing the high rate of unemployment as an important national priority," he said. While the recovery is under way, the bank is not expecting to change interest rate settings until 2024. "This will require significant gains in employment and a return to a tight labour market. Given the outlook, the board is not expecting to increase the cash rate for at least three years," Lowe said.

01.01.2022 The Home Builder scheme has been extended! Click here to find out more: https://brisbanehomeloan.com.au/home-builder-scheme-extend/

01.01.2022 One of the big four banks have set one of the lowest rates within the nation's lending market. Australia's second largest financial institution has slashed it’s interest rates on fixed rate mortgages by up to 20 basis points. It's two-year fixed owner-occupier rates have now been dropped to a whopping 1.79%, while the three-year fixed rate now sits at 1.88%, and it's four-year fixed at 1.89%. RateCity researcher, Sally Tindall, said that other major banks are following simi...lar moves in an effort to compete. "While we're nearing the bottom of the rate cycle, provided the cash rate remains above zero, its likely there'll be more cuts in the weeks to come as banks compete for the record levels of new lending coming through the door," Ms. Tindall said. Australia's home lending market continues to be flooded with more competitive rates due to the Reserve bank of Australia's lower interest cash rate; currently sitting at 0.10%. Through its monetary policy settings, the RBA's decision to reduce the cash rate is an attempt to stimulate economic activity through cheaper lending to banks, which then passes on cheaper loans to households and businesses. Lower fixed rates are sure to boost buyer confidence, however, customers should be aware of all the conditions when applying for a fixed contract. "If you are thinking about fixing your rate, understand the extra terms and conditions that come with fixing, and think carefully about what your plans might be over the fixed rate term," Ms Tindall said. "It might be that you split your loan or take a shorter fixed rate term to give yourself more options. " To find out more about this bank's offer and how to secure it for your mortgage, talk to one of our trusted finance specialists today!

01.01.2022 As predicted, the Reserve Bank of Australia has maintained the cash rate at its historical low of 0.1%. CEO of the Real Estate Institute, Time McKibbin, said that low rates are expected to stay "for years to come, even though other signs point to the economy recovering faster than expected, including the encouraging employment figures released recently." He said that buyer access to affordable finance will continue to be a driver of price growth, with mortgage rates also at ...record lows thanks to the cash rate. This has led to predicted growth in the property market, with double-digit growth "not out of the question." Andy Kerr, NAB executive for home ownership, expressed a similar sentiment when reflecting on the release of CoreLogic and ABS data which revealed February had seen the fastest month-to-month price value since August 2003. "The housing market has quickly shrugged off the challenges of 202 despite the ongoing COVID-19 impact," he said. "We expect the low rates to continue to support prices, particularly while there is strong job creation. Given this backdrop, we are forecasting house price growth of 10 per cent in capital cities this year. Apartment prices are also likely to rise, but at a slower pace, particularly in Sydney and Melbourne." It is anticipated house price growth will remain very strong into 2022, before normalising closer to income growth in 2023.

01.01.2022 The Reserve Bank of Australia (RBA) has announced its decision to hold on the official cash rate following today’s meeting. The central bank acted as most economists predicted, holding the cash rate at 0.25 per cent, having previously stated it was the lower bound for Australian rates. Economist Saul Eslkae from Corinna Economic Advisory stated; Based on the experience of other countries, there is no value in taking rates negative. So any further easing in monetary policy wi...ll have to come from quantitative easing. In the meantime the coronavirus related shutdown will cause a big hit to growth that will take years to fully recover from. The RBA Governor has challenged the Government to focus on growth and productivity strategies to help the economy, eventually, emerge from the COVID-19 crisis through more efficient taxation solutions, including the removal of stamp duty. #brisbanehomeloans