Cafe Insurance in Richmond, New South Wales | Insurance broker

Cafe Insurance

Locality: Richmond, New South Wales

Phone: +61 1300 133 577

Address: Level 3, Building 7 2753 Richmond, NSW, Australia

Website: http://www.cafeinsurance.com.au/

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25.01.2022 Small businesses have suffered many challenges due to COVID-19. This article provides insight into how small businesses can try to create opportunities for business growth. https://www.steadfast.com.au//targeting-new-markets-in-a-r

25.01.2022 It is important to educate yourself and your staff on potential cyber threats. Working from home can increase the likelihood of a cyber attack, and it is necessary to understand how these can be avoided. https://www.insurancebusinessmag.com//keep-an-eye-on-cyber

25.01.2022 With a new wave of ransomware incidents, this article examines how there is an increase in well-planned, targeted attacks to organisations. The shift from routine attacks, to hand picking organisations, shows a new tactic by Hackers. Please ensure your organisation has a cyber plan in place, and educates their staff against potential risks. https://www.insurancenews.com.au//hackers-using-big-game-h

25.01.2022 R U OK? Today is our national day of action, where we need to remember how important it is to ask those around us "R U OK?". 2020 has been an extremely hard year on us all, and It sometimes can be difficult to think positive when the future is unknown. More than ever, we need to stay connected, support each other and continually check in! A simple "R U Ok can make a positive difference. https://www.ruok.org.au/join-r-u-ok-day

23.01.2022 With the rising number of employees now working remotely from home, there is an increased cyber risk. It is important to ensure that your security measures are up to date, and your staff at adequately trained https://www.insurancebusinessmag.com//ransomware-stays-as-

22.01.2022 Time are changing, and that means businesss are having to adapt to the current environment https://www.insurancenews.com.au//pandemic-insurers-activa

22.01.2022 With more and more people working from home, and less people on the roads, we are noticing a shift in the type of claims being lodged. This articles focuses on the reduction in motor claims being lodged due to less road traffic, to an increase in home and contents claims being lodged (including kitchen fires from cooking at home more). https://www.canberratimes.com.au//how-coronavirus-is-chan/

22.01.2022 A claims made policy wording requires a claim to be notified to the insurer during the period of insurance, even though the event giving rise to the claim may have occurred before the inception of the insurance policy. It is very important that if you hold a claims made policy wording, that you notify your insurer of any "known circumstances" that may give rise to a claim in the future. This article is an example of an Insured failing to notify their Insurer of a potential claim in the policy period, which resulted in a decline. https://www.insurancenews.com.au//insurer-wins-claim-dispu

21.01.2022 With the high volume of fire claims and losses, all hands are on deck to ensuring things run as smoothly as they can! https://www.insurancebusinessmag.com//controlling-the-afte

21.01.2022 With increasing technology, is important more then ever to ensure you are protected against cyber risks. This is an example of a cyber attack, affecting the world’s largest eyewear company. https://www.insurancebusinessmag.com//luxottica-gets-blind

21.01.2022 This is a difficult time for all, and we understand the impact this is having not only on the small businesses, but the economy as a whole. We want to ensure that you still maintain the cover you require, in times of struggle. If you need any assistance, or would like to discuss your coverage, please do not hesitate to contact our office. We are always here to help!! With that mind, please everyone stay safe! https://www.insurancenews.com.au//virus-crisis-insurers-mu

21.01.2022 Steadfast have released some tips on re-marketing your business, and ensuring you have adequate insurance in place. Should you wish to discuss your insurance policies or any insurance needs, please do not hesitate to contact our office. https://www.steadfast.com.au//how-to-re-marketing-your-bus

20.01.2022 The Australian Financial Complaints Authority (AFCA) receive many disputes from insurance claims, including water leaks in the bathroom area. This article shows case examples from AFCA and what the claim outcome was depending on the PDS. https://www.insurancenews.com.au//cold-shower-claimants-ca

20.01.2022 With the terrible bush fire season, it is nice to hear some good news about all Bushfires in NSW now being contained https://www.insurancenews.com.au//cooler-weather-kicks-in-

19.01.2022 The insurance industry face many challenges, as our environment continues to change and technology evolves. This article provides insight into some of those challenges. https://www.insurancenews.com.au//australian-insurers-hit-

19.01.2022 This article is an important one to read, especially if you are driving Uber or considering it . When it comes to insurance, renewing your policy is creating a new contract of insurance! It is your duty of disclosure to notify us of any circumstances which may have changed or may affect the risk being insured. This includes if the vehicle is being used to provide Uber Services. If you wish to discuss this further, please contact our office on 1300 133 577.... https://www.insurancenews.com.au//uber-drivers-hit-section

18.01.2022 The recent storms have lead to approximately 29,000 claims and an estimate of $320 million in losses. If you have suffered a loss from the recent storms, please contact our office to lodge your claim and to avoid any delays. https://www.insurancenews.com.au//hailstorm-losses-top-300

18.01.2022 The recent weather events are expected to reach $5 billion in losses, which will likely result in an impact to insurance premiums, as well as the availability to obtain insurance in the future. https://www.insurancenews.com.au//summer-losses-set-to-rea

18.01.2022 Have you reviewed your cyber security measures recently? This article outlines the warning made by Prime Minister Scott Morrison about the recent cyber threats, and the important to ensure your anti-virus software is up to date and your staff are educated. In the event of a cyber threat, it is important to ensure that you have adequate cyber insurance in place, to protect your business losses. https://www.insurancenews.com.au//businesses-put-on-cyber-

18.01.2022 This article explains the current economic situation and how insurers may respond to rent default claims. If you wish to discuss your coverage, please do not hesitate to contact our office on 1300 133 577. https://www.insurancebusinessmag.com//are-insurers-offerin

17.01.2022 With the Stage 4 Melbourne Lock down still ongoing, it is important you understand the current rules to ensure the safety of not only yourself, but also your community. We are seeing a change in the insurance industry, especially relating to repairs on claims. There is a focus on emergency repairs during lock down, and most other repairs have been placed on hold. We understand that this is a difficult time for all, and our thoughts are with those affected!... https://www.insurancenews.com.au//ica-releases-guidance-fo

16.01.2022 Some useful tips for those business owners whilst your employees are working remotely. https://www.insurancebusinessmag.com//coronavirus-checklis

15.01.2022 Another article on the important on cyber insurance! Please ensure your staff are educated on potential cyber threats and your insurance coverage is adequate. https://www.insurancebusinessmag.com//ransomware-attacks-s

15.01.2022 Wishing everyone a happy and safe Easter break! We will see you on Tuesday

14.01.2022 We are getting asked a lot of questions on Corona Virus. This article may provide some insight: https://www.insurancenews.com.au//industry-ramps-up-respon Should you wish to discuss this further, please contact our office on 1300 133 577

13.01.2022 Although many people are not using their vehicles regularly due to COVID19, this article explains the percentage of thefts have increased. Please make sure you try to keep your vehicles in a secure place when not in use. https://www.insurancenews.com.au//economic-downturn-will-l

12.01.2022 Have you got Cyber Insurance? There has been an increase this year in ransomware attacks, targeting both small and large companies. It is important that you plan against potential attacks by educating your staff, and ensuring you have the right coverage in place! https://www.insurancenews.com.au//gallagher-hit-by-ransomw

12.01.2022 A catastrophe has been declared in southeast Queensland, due to the damages resulting from the recent hail storms. If you have suffered any damages, are Insured with us and need to lodge a claim, please do not hesitate to contact our office on 1300 133 577. https://www.insurancenews.com.au//queensland-hailstorms-lo

12.01.2022 Do you know your entitlements and obligations should the Coronavirus effect your workplace? This website provides useful information for both an employer and employee. https://www.fairwork.gov.au//coronavirus-and-australian-wo

11.01.2022 With the recent bush fire and hail storm claims, it is important to understand that insurance does matter. Having insurance is one thing but it is also necessary to ensure that you are adequately insured in the event of a claim. If you would like to discuss this further, please contact our office on 1300 133 577. https://www.abc.net.au//fires-in-australia-home-i/11877742

11.01.2022 Have you considered the risks of Climate Change? Climate Change is a topic which is very important and should not be ignored. https://www.insurancenews.com.au//weather-changes-loading-

11.01.2022 Small businesses have suffered many challenges due to COVID-19. This article provides insight into how small businesses can try to create opportunities for business growth. https://www.steadfast.com.au//targeting-new-markets-in-a-r

10.01.2022 Following recent announcements by Federal, State and Territory Governments regarding COVID-19, We wish to assure our clients that we will continue to conduct business as usual. We will be taking all appropriate measures to ensure the health and safety of our people and clients and therefore will be restricting face-to-face contact until further notice. We will, however, continue to be fully operational and our operating hours will remain as per usual from Monday Friday (8.30am till 5.00pm) with our people available to answer any questions or queries via telephone and/or email.

09.01.2022 Do you have a cyber plan in place? It is important to prepare your business in the event of a cyber attack, and take all reasonable steps to ensure that a cyber threat can be avoided. These could include ensuring staff are educated, having anti virus protection, understanding your cyber policies and addressing any potential breaches. https://www.insurancenews.com.au//test-your-cyber-plan-lik

08.01.2022 It is important to understand the limits under your home and contents policy, as well as what proof of ownership might be required in the event of a claim. This article goes through the importance of a valuation for your collectibles. https://www.chubb.com//why-you-need-a-valuation-for-your-c

06.01.2022 With the high volume of claims being received by insurers, the response times are slowing and insurers are having to prioritise claims based on their urgency. If you need to arrange lodgement of a claim, please let us know! Our office is here to assist! https://www.insurancenews.com.au//storm-catastrophe-declar

06.01.2022 Due to Government restrictions closing borders and impacting our travel, it has seen to have an effect on Travel Insurers. Let hope the restrictions ease soon, so we can enjoy that much needed holiday https://www.insurancenews.com.au//travel-insurance-premium

05.01.2022 With Coronavirus being a major topic in the media lately, it is important to understand how this may affect your travel insurance. Travelcard have now released some helpful information on how Coronavirus may be covered or excluded in the event of a claim. Should you wish to discuss this further, please contact our office. ... https://mailchi.mp/travelca/travelcards-coronavirus-update

05.01.2022 Renewing your policy is also creating a new contract of insurance. You have a duty of disclosure to notify your broker or insurer of any circumstances which may have changed and in turn may affect the risk being insured. This article outlines how a claim was declined due to a non-disclosure issue regarding a modification added to the Insureds Mustang . https://www.insurancenews.com.au//non-disclosure-washes-ou

05.01.2022 The insurance industry, along with many other industries and businesses are taking a hard hit as we face the uncertainties around COVID-19. We understand that it is a difficult time for all, and we are always here to try to support you through this time! https://www.insurancenews.com.au//motor-property-hard-hit-

05.01.2022 If youre thinking of purchasing travel insurance, it is important to understand how your policy may respond to Corona Virus . Each insurer may have a different approach to whether their policy would respond. AIG have recently advised us that: "Given the Coronavirus Outbreak has been widely reported in the media including alerts issued by the World Health Organisation and DFAT / Smartraveller, AIG Australia is treating this event as known and foreseen effective 24 January ...2020. No cover may be provided for losses or damages in connection with the Coronavirus Outbreak unless your policy was issued or travel insurance arrangements were confirmed prior to 24 January 2020" Please take care when travelling and refer to the website https://www.smartraveller.gov.au for any updates. https://www.insurancebusinessmag.com//trip-cancellations-t

05.01.2022 A recent study showed that 12.8 % of small business do not have appropriate insurance cover in place! This article discusses the problem of under insurance and how to overcome this. It is important to review your insurance policies to ensure that you have adequate coverage in place, in the event of a claim. Should you wish to discuss your coverage further, please do not hesitate to contact our office. ... https://www.steadfast.com.au//solving-the-underinsurance-p

04.01.2022 With the increased rate of unemployment in this uncertain time, the majority of insurers have placed an embargo on rent default cover. Some insurers, including Allianz, have also temporarily stopped selling landlords product altogether due to their PDS. https://www.insurancenews.com.au//insurers-halt-landlord-p

04.01.2022 Cyber insurance is important, and with more people working remotely, cyber thieves are finding different ways to hack into your system! It is necessary to educate staff to avoid potential cyber threats, and ensure you have the correct coverage in place, should you have a cyber loss. https://www.insurancenews.com.au//cyber-crooks-exploiting-

03.01.2022 We can see first hand with COVID19 that times are changing. This article explains how COVID19 has exposed companies to new risks, and allowed them to expand their view on how they operate. https://www.insurancebusinessmag.com//lloyds-puts-forward-

02.01.2022 With the current economic situation, we are seeing more Zoom meetings, and less face to face. Adjusting to the new norm can be difficult, which is why we thought this article may be helpful! It explains tips to help ensure your virtual meetings are a success! https://www.insurancebusinessmag.com//how-to-run-successfu