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25.01.2022 Auction clearance rates have dipped. Signs of a cooling property market. Potentially good news for cashed up investors and would be first home buyers. See how your State fared

25.01.2022 Keep in mind when deciding on investing in property you do need to factor in maintenance and ad-hoc expenses you might not have been aware of such as new central heating or painting.

25.01.2022 Wow! Did you know that Australia has had a 55 year 'upswing' in house prices? According to the latest BIS report, it even states since 1961, the cumulative gain in property prices is 6556% !!. Now that is a hard act to follow for the next 55 years. This has created immense wealth for a significant amount of the population. Well done Australia. If you want to understand your personal circumstances and seek strategies of releasing the equity built up in your properties, feel free to drop Capital Finance a message and one of our consultants will get back to you. http://www.smh.com.au//bis-says-australias-55year-house-pr

24.01.2022 Gen Y finding it tough for loan approvals. Based on a most recent study, business loan rejections have reached 40%+ for Gen Y entrepreneurs. Let us know in the comments section if this has happened to you.

22.01.2022 Melbourne may have had a record breaking auction week. Have any people attended any auctions in Melbourne this week? Where was the auction and what was the response like at the auction? The key indicator would be to keep a lookout at the auction clearance rates. https://www.realestate.com.au//melbourne-primed-for-reco/

22.01.2022 UBS says Australia's housing boom is 'officially over'. What do you think? Let us know in the comments below https://www.businessinsider.com.au/australia-housing-boom-o

21.01.2022 Banks are continue to tighten lending criteria...... http://www.afr.com//cba-crackdown-to-ensure-property-marke

21.01.2022 A quick look at the reality faced by Australia's first-home buyers...

20.01.2022 Investment lending has dropped off. Lowest level in more than a year.

20.01.2022 Looking for some bargain apartments? They might be just round the corner.

20.01.2022 Home Loans top $1 Trillion. Also mentioned are out of cycle rate increases which are starting to get socially harder for the banks to pass. There is also starting to be political pressure and scrutiny for banks. The big question now is when will the Reserve Bank of Australia start raising rates. What do you think? http://www.theaustralian.com.au//1e705779e10c4b10fda1afcf5

20.01.2022 How many properties do you need?

19.01.2022 Victoria has taken over the mantle as the leading property market in Australia. http://www.news.com.au//n/500ee9827910a7c2790aea0ee403514e

19.01.2022 Insight into the Melbourne property market over the weekend. Has Melbourne property hit its short term peak? Have your say.

18.01.2022 Banks doing first home buyers a favour! https://www.domain.com.au//banks-doing-firsthome-buyers-a/

17.01.2022 Are you finding yourself in this situation? Best to seek advice sooner if you feel you may have issues with potential loan repayments down the track. http://www.news.com.au//n/853e540ce0a8ed95d5881a730b6ed2c9

16.01.2022 Seven simple steps to follow for home buyers. Feeling squeezed out of the home market? Feeling like your house/ next investment property is too far away? Some of these steps might help you.

16.01.2022 A summary of the banking Royal Commission in Australia and how it might potentially affect your mortgage & the housing sector. https://www.macrobusiness.com.au//banking-royal-commissio/

16.01.2022 1 in 7 people do not have a mortgage buffer. If you would like to discuss strategies to save for a financial buffer or increase your financial buffer, drop us a line and one of our mortgage consultants will be willing to assist with your queries. https://www.domain.com.au//8216it8217s-disturbing8217-one/

15.01.2022 There has been some significant changes to rules surrounding depreciation and rental property deductions. Please check in with your accountant to see how these changes might affect you. https://www.bdo.com.au//residential-rental-properties-chan

15.01.2022 The best (and easiest) way to ensure that you get the right approval for a home loan is to utilise the service of a mortgage broker, like Capital Finance. We are able to assist you to navigate a wide range of lenders and assist you to get your loan approved. With access to lenders Australia wide we guide you every step of the way, so you can breath easy.

14.01.2022 Thanks to everyone who liked us! We are always here to assist with your loans. At Capital Finance we make life easy. We are with you at every step of your loan process.

14.01.2022 Housing affordability. Has it improved or deteriorated in your city? Have your say http://www.smh.com.au//moodys-warns-housing-affordability-

14.01.2022 Good video on buying in blue chip suburbs by realestate.com.au. Price comparison tool of suburbs included too. Click link for video and comparison tool. https://www.realestate.com.au//cheaper-pockets-of-austra/

12.01.2022 Bank Royal commission could lead to higher mortgage rates. It might not happen straight away as banks most likely do not want the added attention of 'out of cycle' rate rises during a royal commission. However, funding costs are creeping up for banks. It would be a matter of time before costs start rising. Speak to your mortgage consultant about these impending issues. http://www.afr.com//bank-royal-commission-could-lead-to-hi

12.01.2022 Weird for a mortgage broker to post articles about paying off your loans faster? At Capital Finance, we are with you every step of the loan process - even paying it off. We do encourage owners and investors to pay off their loans quicker build up more equity/ buffer in your homes. If you would like strategies about paying off your loans faster, drop us a message and we will be in contact. Capital Finance. Making Life Easy. https://www.domain.com.au//how-to-pay-off-your-loan-faste/

12.01.2022 With our lowest interest rates in decades, should it be time to pay off more towards your loans or place more funds into your offset accounts? Home owners and investors alike should take this opportunity to create a meaningful buffer on their mortgages. Contact us for tips and strategies on how to make this work in your favour. http://www.perthnow.com.au//3ebe9a00d05182e67b6dc86e588de1

12.01.2022 If you have an interest only home loan (owner occupied), it is high time you contacted your bank or mortgage broker to review potentially switching to a Principal & Interest repayment schedule. If you need an unbiased opinion of your current loan situation, feel free to drop us a line and one of our friendly mortgage consultants will be in touch with you. http://www.abc.net.au//interest-only-loan-sales-sl/9037838

11.01.2022 Rentvesting is the new term in town. This is seen as a viable strategy for Gen Y’ers who want to enter the property market. (renting where you want to live but purchasing an investment property in a different, more affordable area) However, every person’s situation and risk appetite is different. It is advisable to seek advice prior to jumping in. At Capital Finance we are more than happy to assist you with your queries and ensure you are on a stable footing prior to delving into a significant purchase. https://www.canstar.com.au//housing-crisis-pushing-millen/

11.01.2022 Here are some great tips on increasing your chances of getting a mortgage for your dream house or investment property. Saving up for your house is only part of the equation. These tips can get you further ahead. Should you require assistance, feel free to drop us a message and one of our consultants will be happy to have a chat with you. http://www.smh.com.au//just-one-in-two-mortgage-applicatio

11.01.2022 QBE's housing outlook has been released and the numbers are in for the major cities. How will your city fare over the next few years? Have a read through the article. If anyone wants a copy of the full report (approximately 60 pages), drop us a message and we will be more than happy to send you the link to the full report http://www.theaustralian.com.au//a508cb6631a9c8b7cfe679b5f

10.01.2022 Australians are still borrowing to buy property. Albeit, investor loan growth has slowed. Other loan segments have not grown significantly. https://www.businessinsider.com.au/australia-housing-debt-g

10.01.2022 National Bank has come out with their latest price forecasts for Australian property growth over the next 12 months. Interesting to note Toorak (one of Melbourne's priciest suburbs) is likely to be further in demand in 2018. https://www.businessinsider.com.au/australia-fastest-proper

10.01.2022 Sensing a shift in the loan markets? First home buyers are winning against property investors for the first time in many years. Investor loans have dropped off whilst first home buyer loans have increased.

08.01.2022 Mortgage stress hitting borrowers. Have a strategy in place prior to rate rises occurring. http://www.afr.com//mortgage-stress-soars-to-record-highs-

07.01.2022 Have you found your dream home and need assistance with finance? Contact Capital Finance to discuss your finance needs and learn how pain free financing can be.

06.01.2022 Competition. Is it alive and kicking in the loan markets or do you think we need greater competition between banks when it comes to loans. Give us your thoughts by commenting. http://www.afr.com//rba-accc-want-more-competition-in-bank

06.01.2022 Chance for first home buyers to wade into the property market as apartment prices are tipped to fall over the next few years. http://www.news.com.au//n/265b68e063cf03cc775048056f1319e0

06.01.2022 5 Simple ways of paying off your mortgage sooner. Step 3: Consider Engaging a mortgage broker. Owning property is one of the most important financial investments you’ll ever make, so it pays to ensure you get the right deal for your home loan based on your needs. Unfortunately, going directly to your bank doesn’t always guarantee this and there could be a better solution available from another lender. https://www.newidea.com.au/five-ways-to-pay-off-your-mortga

05.01.2022 ANU's nine member board sees the probability for a rate rise within six months at 73 per cent, up 4 percentage points from the last vote in September.

05.01.2022 Housing affordability. Is it a myth or reality? Certain states are doing better than others. Consensus is to tackle supply side issues (issuing more land, more permits etc.), rather than stoking further demand (governments providing financial incentives for purchases etc.) Leave a comment to say what you prefer your State to be doing and drop us a few examples on what is working and what is not.

05.01.2022 Hope everyone had a great Melbourne Cup day. The Reserve Bank has left the cash rate unchanged as punters were gearing up for the race yesterday. Here are a summary of thoughts from some leading economists. Looks like interest rates will be on hold for the near term.

04.01.2022 Apartment sold for A$193 million in Hong Kong!!! Just 1 apartment, not the whole project. Well. Sydney and Melbourne suddenly seems cheap...... http://www.reuters.com//opulent-home-on-hong-kongs-peak-so

03.01.2022 'Liar loans' can undermine economies.

02.01.2022 Always best to seek out advice from the professionals. Doing nothing is not the best option. You have worked hard to get to where you are now. Feeling stuck? When was the last time you reviewed your loans? Needing help to get over the wall? Drop a message and one of our consultants will get back to you with your complimentary loan assessment.

01.01.2022 Sure signs that lending limits will get tighter over time. There would also be potential downwards pressure on loan sizes. http://www.abc.net.au//bank-regulator-hints-at-hig/9174528

01.01.2022 Major banks have started moving on tightening their lending criteria. It will just be a matter of time before smaller lenders start following suit. Feel free to drop us a message should you have any concerns surrounding your loans. http://www.afr.com//westpac-moves-on-lending-following-apr

01.01.2022 1 in 5 surveyed mentioned a rate rise will be tough for them. Start getting prepared for interest rate rises in 2018. If you believe you are unable to take on rate rises down the track, it is important to get your finances in order now and start ensuring you have a financial buffer when rate rises occur.