Capital Mutual Insurance Brokers in Burnley, Victoria | Insurance broker

Capital Mutual Insurance Brokers

Locality: Burnley, Victoria

Phone: +61 1300 133 577

Address: Building 7, Level 3, Botanicca Corporate Park, 570-588 Swan Street 3121 Burnley, VIC, Australia

Website: http://capitalmutual.com.au

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25.01.2022 Just another Cyber Article for your Friday readings! We are finding this a hot topic at the moment, especially given the risk has increased with the number of people now working remotely. Please ensure you are familiar with the type of cyber threats which could effect you, and how you can best avoid these and protect your business against potential losses. https://www.insurancebusinessmag.com//safeguarding-the-hea

24.01.2022 Although many people are not using their vehicles regularly due to COVID19, this article explains the percentage of thefts have increased. Please make sure you try to keep your vehicles in a secure place when not in use. https://www.insurancenews.com.au//economic-downturn-will-l

24.01.2022 Anyone else having travel withdrawals? I know we are!!

23.01.2022 Renewing your policy is also creating a new contract of insurance. You have a duty of disclosure to notify your broker or insurer of any circumstances which may have changed and in turn may affect the risk being insured. This article outlines how a claim was declined due to a non-disclosure issue regarding a modification added to the Insureds Mustang . https://www.insurancenews.com.au//non-disclosure-washes-ou

22.01.2022 Have you considered the risks of Climate Change? Climate Change is a topic which is very important and should not be ignored. https://www.insurancenews.com.au//weather-changes-loading-

22.01.2022 With the Stage 4 Melbourne Lock down still ongoing, it is important you understand the current rules to ensure the safety of not only yourself, but also your community. We are seeing a change in the insurance industry, especially relating to repairs on claims. There is a focus on emergency repairs during lock down, and most other repairs have been placed on hold. We understand that this is a difficult time for all, and our thoughts are with those affected!... https://www.insurancenews.com.au//ica-releases-guidance-fo

21.01.2022 Small businesses have suffered many challenges due to COVID-19. This article provides insight into how small businesses can try to create opportunities for business growth. https://www.steadfast.com.au//targeting-new-markets-in-a-r

21.01.2022 Understanding your policy wording is very important! In this instance, a Landlord submitted a claim for "malicious damage", however the majority of the damage was from tenant neglect, poor housekeeping, and unhygienic living habits. This was excluded under the PDS. https://www.insurancenews.com.au//nightmare-tenants-unhyge

18.01.2022 With the working from home situation, I bet this is happening more and more

18.01.2022 Following recent announcements by Federal, State and Territory Governments regarding COVID-19, We wish to assure our clients that we will continue to conduct business as usual. We will be taking all appropriate measures to ensure the health and safety of our people and clients and therefore will be restricting face-to-face contact until further notice. We will, however, continue to be fully operational and our operating hours will remain as per usual from Monday Friday (8.30am till 5.00pm) with our people available to answer any questions or queries via telephone and/or email.

18.01.2022 From the 31 March 2021, for new and renewal business, Vero will cease to provide construction and home, landlord and private motor insurance through their broker partners in Australia. For anyone currently insured with Vero, we will re-quote your policies at renewal with our other insurers and contact you accordingly. https://www.insurancenews.com.au//vero-to-stop-consumer-sa

18.01.2022 The insurance industry face many challenges, as our environment continues to change and technology evolves. This article provides insight into some of those challenges. https://www.insurancenews.com.au//australian-insurers-hit-

18.01.2022 Such an amazing cause!

17.01.2022 Im sure everyone is feeling a little like Ross right now! Please let us know if we can do anything to assist you in this financially difficult time!

16.01.2022 Have you reviewed your cyber security measures recently? This article outlines the warning made by Prime Minister Scott Morrison about the recent cyber threats, and the important to ensure your anti-virus software is up to date and your staff are educated. In the event of a cyber threat, it is important to ensure that you have adequate cyber insurance in place, to protect your business losses. https://www.insurancenews.com.au//businesses-put-on-cyber-

16.01.2022 With Cyber attackers evolving more and more, it is important to understand the cyber risks your business may face. https://www.insurancenews.com.au//exfiltration-encryption-

15.01.2022 A claims made policy wording requires a claim to be notified to the insurer during the period of insurance, even though the event giving rise to the claim may have occurred before the inception of the insurance policy. It is very important that if you hold a claims made policy wording, that you notify your insurer of any "known circumstances" that may give rise to a claim in the future. This article is an example of an Insured failing to notify their Insurer of a potential claim in the policy period, which resulted in a decline. https://www.insurancenews.com.au//insurer-wins-claim-dispu

15.01.2022 A catastrophe has been declared in southeast Queensland, due to the damages resulting from the recent hail storms. If you have suffered any damages, are Insured with us and need to lodge a claim, please do not hesitate to contact our office on 1300 133 577. https://www.insurancenews.com.au//queensland-hailstorms-lo

15.01.2022 With the current economic situation, we are seeing more Zoom meetings, and less face to face. Adjusting to the new norm can be difficult, which is why we thought this article may be helpful! It explains tips to help ensure your virtual meetings are a success! https://www.insurancebusinessmag.com//how-to-run-successfu

14.01.2022 This article explains the current economic situation and how insurers may respond to rent default claims. If you wish to discuss your coverage, please do not hesitate to contact our office on 1300 133 577. https://www.insurancebusinessmag.com//are-insurers-offerin

14.01.2022 With the rising number of employees now working remotely from home, there is an increased cyber risk. It is important to ensure that your security measures are up to date, and your staff at adequately trained https://www.insurancebusinessmag.com//ransomware-stays-as-

12.01.2022 Time are changing, and that means businesss are having to adapt to the current environment https://www.insurancenews.com.au//pandemic-insurers-activa

11.01.2022 Lets hope we dont have any claims like this

11.01.2022 It is important that if you did suffer a loss and need to make a travel claim, that you contact our office as soon as possible to avoid further delays. We are noticing a high volume of travel claims being submitted to insurers, causing a delayed response to lodgement. Should you wish to make a claim or want to discuss this topic further, please do not hesitate to contact our office on 1300 133 577 https://www.insurancenews.com.au//travel-insurers-receive-

11.01.2022 Cyber insurance is important, and with more people working remotely, cyber thieves are finding different ways to hack into your system! It is necessary to educate staff to avoid potential cyber threats, and ensure you have the correct coverage in place, should you have a cyber loss. https://www.insurancenews.com.au//cyber-crooks-exploiting-

11.01.2022 Do you know what your insurance policy covers you for? This article outlines a compliant lodged to AFCA, for a claim around wombats and overflowing gutters. In the end it was declined due to exclusions around structural defects, faulty workmanship and gradual deterioration. These exclusions are common in insurance policies, and it is important to understand the difference between this, and an insurable event. https://www.insurancenews.com.au//wombats-and-overflowing-

11.01.2022 We can see first hand with COVID19 that times are changing. This article explains how COVID19 has exposed companies to new risks, and allowed them to expand their view on how they operate. https://www.insurancebusinessmag.com//lloyds-puts-forward-

09.01.2022 The insurance industry, along with many other industries and businesses are taking a hard hit as we face the uncertainties around COVID-19. We understand that it is a difficult time for all, and we are always here to try to support you through this time! https://www.insurancenews.com.au//motor-property-hard-hit-

09.01.2022 The Second COVID19 BI test case is due to commence next week, with multiple issues to be addressed. This article provides further insight: https://www.insurancenews.com.au//federal-court-process-be

09.01.2022 Due to Government restrictions closing borders and impacting our travel, it has seen to have an effect on Travel Insurers. Let hope the restrictions ease soon, so we can enjoy that much needed holiday https://www.insurancenews.com.au//travel-insurance-premium

09.01.2022 With more and more people working from home, and less people on the roads, we are noticing a shift in the type of claims being lodged. This articles focuses on the reduction in motor claims being lodged due to less road traffic, to an increase in home and contents claims being lodged (including kitchen fires from cooking at home more). https://www.canberratimes.com.au//how-coronavirus-is-chan/

08.01.2022 Some useful tips for those business owners whilst your employees are working remotely. https://www.insurancebusinessmag.com//coronavirus-checklis

08.01.2022 It is important to educate yourself and your staff on potential cyber threats. Working from home can increase the likelihood of a cyber attack, and it is necessary to understand how these can be avoided. https://www.insurancebusinessmag.com//keep-an-eye-on-cyber

08.01.2022 Happy Friday Everyone! Heres a cute dog video to kick off your weekend! We hope everyone has a great weekend and we will see you Monday!

08.01.2022 With the increased rate of unemployment in this uncertain time, the majority of insurers have placed an embargo on rent default cover. Some insurers, including Allianz, have also temporarily stopped selling landlords product altogether due to their PDS. https://www.insurancenews.com.au//insurers-halt-landlord-p

07.01.2022 It is important to understand the limits under your home and contents policy, as well as what proof of ownership might be required in the event of a claim. This article goes through the importance of a valuation for your collectibles. https://www.chubb.com//why-you-need-a-valuation-for-your-c

07.01.2022 Happy Friday Everyone! Heres a little something to brighten up your day! Also, a big shout out to those amazing healthcare workers! We appreciate everything you are doing!

07.01.2022 This is a difficult time for all, and we understand the impact this is having not only on the small businesses, but the economy as a whole. We want to ensure that you still maintain the cover you require, in times of struggle. If you need any assistance, or would like to discuss your coverage, please do not hesitate to contact our office. We are always here to help!! With that mind, please everyone stay safe! https://www.insurancenews.com.au//virus-crisis-insurers-mu

06.01.2022 Another article on the important on cyber insurance! Please ensure your staff are educated on potential cyber threats and your insurance coverage is adequate. https://www.insurancebusinessmag.com//ransomware-attacks-s

06.01.2022 The Australian Financial Complaints Authority (AFCA) receive many disputes from insurance claims, including water leaks in the bathroom area. This article shows case examples from AFCA and what the claim outcome was depending on the PDS. https://www.insurancenews.com.au//cold-shower-claimants-ca

05.01.2022 A recent study showed that 12.8 % of small business do not have appropriate insurance cover in place! This article discusses the problem of under insurance and how to overcome this. It is important to review your insurance policies to ensure that you have adequate coverage in place, in the event of a claim. Should you wish to discuss your coverage further, please do not hesitate to contact our office. ... https://www.steadfast.com.au//solving-the-underinsurance-p

05.01.2022 Steadfast have released some tips on re-marketing your business, and ensuring you have adequate insurance in place. Should you wish to discuss your insurance policies or any insurance needs, please do not hesitate to contact our office. https://www.steadfast.com.au//how-to-re-marketing-your-bus

05.01.2022 Have you got Cyber Insurance? There has been an increase this year in ransomware attacks, targeting both small and large companies. It is important that you plan against potential attacks by educating your staff, and ensuring you have the right coverage in place! https://www.insurancenews.com.au//gallagher-hit-by-ransomw

04.01.2022 R U OK? Today is our national day of action, where we need to remember how important it is to ask those around us "R U OK?". 2020 has been an extremely hard year on us all, and It sometimes can be difficult to think positive when the future is unknown. More than ever, we need to stay connected, support each other and continually check in! A simple "R U Ok can make a positive difference. https://www.ruok.org.au/join-r-u-ok-day

04.01.2022 With a new wave of ransomware incidents, this article examines how there is an increase in well-planned, targeted attacks to organisations. The shift from routine attacks, to hand picking organisations, shows a new tactic by Hackers. Please ensure your organisation has a cyber plan in place, and educates their staff against potential risks. https://www.insurancenews.com.au//hackers-using-big-game-h

02.01.2022 Do you have a cyber plan in place? It is important to prepare your business in the event of a cyber attack, and take all reasonable steps to ensure that a cyber threat can be avoided. These could include ensuring staff are educated, having anti virus protection, understanding your cyber policies and addressing any potential breaches. https://www.insurancenews.com.au//test-your-cyber-plan-lik

01.01.2022 Happy Friday Everyone Heres something funny to kick start your weekend!

01.01.2022 Allianz have declined a claim after discovering that the Insured had failed to notify them of 13 motor claims in the past 5 years. If Allianz had been advised of these claims during the inception of the policy, they would not have insured the risk. It is important to advise your insurer of any circumstances which may in turn affect the risk being insured. This is your duty of disclosure. https://www.insurancenews.com.au//man-loses-dispute-after-