Centrepoint Finance Yeppoon in Yeppoon, Queensland | Loan service

Centrepoint Finance Yeppoon

Locality: Yeppoon, Queensland

Phone: +61 7 4939 8882

Address: 56 Normanby Street 4703 Yeppoon, QLD, Australia

Website: http://www.centrepointfinance.com.au/yeppoon

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21.01.2022 From Survive To Thrive In 2021 Well, 2020 was a year we will never forget. Many of us endured personal and financial challenges that forced us to adjust our lifestyle and priorities some significantly and some for the better! While we adapt to a new COVID-normal, life should prove to be more stable and positive this year. We can use our experiences of 2020 to get us back on track with new perspectives on life and money. Now is a good time to set some personal financial goals for 2021. But first, we need to learn some lessons from 2020. A consumer survey 1 conducted in late 2020 identified Australians’ top financial concerns were debt worries, savings goals and property market outlook.

21.01.2022 Many businesses require a business loan to buy inventory. If you are considering this option, the inventory you purchase can act as the collateral for the debt. However, there can be a challenge involved in this approach because lenders may be reluctant to take it on. If you are unable to sell off your inventory, then they won't be able to do so either, meaning they will not be able to recover the loan amount. Debtor finance, also known as Invoice finance, can be an alternative option. A percentage of your invoices is financed to support your cashflow for operating expenses.

21.01.2022 Sometimes, you can secure a business loan by using unpaid invoices as collateral. If you have customers who pay you late, you can approach us about invoice financing (debtor finance). We will help source a loan for up to 85% of the value of outstanding invoices.

20.01.2022 Specific lenders for specific purposes Another reason that a finance broker is useful, is to source the lender or lenders which provide finance for specific industries. Generally banks provide more general banking across general industries, however different lenders are focused on their specialty areas. For example, there is a lender that provides finance only for the medical industry. These specialist lenders are quite often only accessible by brokers. Their specialisation means that they know the industry intensely and can structure the loans accordingly. Sometimes they have the flexibility to be able to modify the loan to suit the applicant’s criteria, rather than needing the borrower to fit so neatly into the lending criteria, although this is becoming rarer these days.

20.01.2022 How Healthy Are Your Finances? Your 5 step financial health check Many of us have faced financial challenges over the past year and as a result some may have asked themselves how could I have better prepared for a... financial emergency? Here are five easy steps to help take control of your finances and prepare for an emergency: 1. CREATE A BUDGET AND IDENTIFY ANY POTENTIAL CASH FLOW ISSUES. 2. BUILD AN EMERGENCY FUND. 3. PROTECT YOUR ASSETS. 4. KEEP YOUR DEBT UNDER CONTROL. 5. PLAN FOR THE FUTURE. See more

19.01.2022 What if your bank says no to your application for Business Finance Where do you go then? You should still make an appointment to see us. Different lenders have different criteria and, as mentioned earlier, sometimes have different offers. Just because you don’t meet the specific criteria for your current bank, doesn’t mean all is lost. It may be that your bank has met their quota for that particular time frame, or the specific business loan you require isn’t something they can offer. There are a wealth of other lenders to select from, which may have the perfect solution for you. Contact Us on 4939 8882 to make an appointment.

19.01.2022 Congratulations

18.01.2022 A great initiative, and good value. Looking forward to seeing as many of you there as possible. Note: it is per CAR entry, so be sure to car pool if possible.

18.01.2022 Looking to buy your next home? Arranging a home loan? Use a mortgage broker to protect your best interests. David Perna - CentrePoint Finance Yeppoon

17.01.2022 While using collateral to get a small business loan, it’s imperative to keep a record you the worth of assets on your balance sheet. Banks are extremely conservative when it comes to valuing the assets of a borrower for collateral. If the borrower becomes a defaulter, the lender will have to spend resources to acquire the asset, identify a buyer, and then sell it off to recover the business loan amount. If you are unsure about the worth of your assets, you should get in touch with an independent appraiser to get a fair idea of the bank’s valuation process.

12.01.2022 If you are applying for a business loan, you can use your accounts receivables as collateral against the debt. If your business gets a large purchase order, i You may not have all the resources to fulfill your clients’ order. For this, you may have to bring additional equipment, staff, and raw materials. In some cases, the lender will allow a business to utilise the purchase order as collateral against the loan amount.

11.01.2022 Thank you Derridale Human Resources, for allowing us to assist you with your vehicle finance solution. Enjoy your adventures in your Toyota Landcruiser. #deridalehumanresources #businessexpert #mentoring #teamdynamics #businesscoaching #executivecoaching #womeninfocus #management #peakperformancelegal #strategy #consultation #leaders #focus #success

11.01.2022 A good looking bunch .... and rightly so, proudly displaying their awards from the MFAA Excellence Awards

05.01.2022 If you applied for asset finance in the past, you may have encountered some stigma around it. However, that’s not the case now, especially for small businesses and startups. That’s because these companies may lack the credit rating or track record to get an alternative business loan. A secured loan is the most traditional type of business loan, where a business borrows by mortgaging an asset against the loan amount. Some lenders take the asset’s value into consideration for the security, putting less emphasis on the borrower’s financial position. If the borrower fails to repay the loan, the lender seizes the asset to recover the amount.

05.01.2022 The Reserve Bank of Australia dropped the Cash Rate to 0.1% as anticipated, but they also introduced a number of other measures, including: the purchase of $100 billion of government bond of maturities of around 5 to 10 years over the next six months, a reduction in the interest rate on Exchange Settlement balances to zero, a reduction in the interest on new drawings under the Term Funding Facility to 0.1 per cent, and a reduction in the target for the yield on the 3-year... Australian Government bond to around 0.1 per cent. For full details: https://www.mybusiness.com.au//7653-rba-makes-official-cas What suggestions do you have for the Australian economy?

05.01.2022 Looking for a new home? I act in your best interests when providing credit assistance to you.

03.01.2022 Need a home loan? When arranging a home loan, use a mortgage broker to protect your best interests. David Perna - CentrePoint Finance Yeppoon

02.01.2022 Won’t my bank give me a better rate because I already have all my loans with them? Not necessarily. At different times, different lenders will offer different incentives and different interest rates. There may well be another lender which can give a better rate or more attractive terms. By asking Centrepoint Finance Yeppoon to assist you source your commercial finance, we will be able to compare all the options available and find the ones which suit your specific circumsta...nces the best. Quite often we even find that when we request a rate from your bank, we can negotiate even better rates and terms than you can directly, due to the large volume of business we conduct within the industry. So, if you need Business Finance Where do you go? Centrepoint Finance Yeppoon first, if you can.