Certainty Advice Group in Manly, New South Wales | Organisation

Certainty Advice Group

Locality: Manly, New South Wales

Phone: +61 2 8966 9135

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• Financial service
• Organisation
• Financial consultant

25.01.2022 Living off one income can make everything trickier. These four tips will help single parents get by. Read on: https://ab.co/2yEgvgE #seekingcertainty #financialtips #finances #wages #parenting #income

25.01.2022 Is it wise for Australia to become a fully cashless society - as in, totally ditching cash and cheque payments? According to some experts, it isn't necessarily the best option. What do you think? Read on: https://yhoo.it/30vz4ip #seekingcertainty #cashandcredit #finances #financialservices #cashless #money

24.01.2022 So many questions. are you safe in your job? Are you prepared to stretch those cash reserves a little further? Have you thought carefully about accessing your super OR, like so many Australians, are you operating under paralysis by analysis? Its okay to feel overwhelmed. Its not okay to go it alone. Remember, when the big Superannuation Funds are exiting from comprehensive advice independent, conflict-free guidance in your best interest is what you need right now.... There are financial footsteps to get you through COVID-19 and you dont need move forward alone. Listen to "Why People Need Advice More Than Ever" with guest Reine Clemow, Certainty Adviser and Principal of Acquira Wealth Partners on any of the following platforms... The Certainty Advice Podcast: https://bit.ly/2Rxq7PU Libsyn: https://bit.ly/3hKK8xq Apple Podcasts: https://apple.co/3knEd2S #CertaintyAdvisers #CertaintyAdvicePodcast #certaintyadvice #seekingcertainty #financialadvice #financialservices #finances #valuableadvice #comprehensiveadvice #AcquiraWealthPartners

24.01.2022 Price is what you pay. Value is what you get.

24.01.2022 Buyer beware. It's ridiculous after all the scandals and the damning headlines about lack of trust and transparency that the engine driving financial services - clipping amounts client's hard-earned money - powers on regardless. Another financial start-up made the news this week and is predicted as the next flashy fintech opportunity - Ignition Advice (https://bit.ly/35qNjYk). The only advice component is in their name. Proof enough how easy it is for headlines we continue ...to witness is when their product groups can boast website promises the ultimate financial services oxymoron - "Consumer-First Digital Advice". This isn't advice, this is product sale. Their CEO's LinkedIn post (https://bit.ly/3ijLMa1) provides a clearer understanding of the business model - profits for distributors. Whenever you see robo-advice, proceed with the caution needed for any product when your choices are many and the consequences high - don't buy the spiel" #certaintyadvice #certaintyadvisers #financialadvice #valuableadvice #seekingcertainty #finances #money #roboadvice

24.01.2022 For most Australians, theres some sort of life changing event every three to four years which is often unexpected whether it be a new child or job, job loss or even a divorce for example. At that point, people need real financial advice, not a product. 'How robo-advice is changing investing' - Read on: https://bit.ly/3hS1R6a #seekingcertainty #financialservices #finserv #financialadvice #valuableadvice #financialproducts #finances #financenews #financialnews

23.01.2022 FASEA is simply a stepping stone to something else. It’s up to us to create that something else. What do you reckon? Read on: https://bit.ly/3jVNY7Q... #certaintyadvice #FASEA #financialservices #finserv #financialadvice #financialadvisers #financialplanners

23.01.2022 On this episode of The Certainty Podcast I am lucky to be joined by Paul Birch, Principal of Pacific Wealth here in Manly NSW. Listen in as Paul shares his insights on what are the best steps forward to ensuring you are on your best financial path, now and as we progress through COVID-19. As you listen to Paul hear out for why he and his team believe financial advice has to be based upon behaviour and not just financial reserves and cashflows. Listen here: https://bit.ly/2BcJZmE #CertaintyPodcast #CertaintyAdvisers #financialadvice #valuableadvice #financialadvisers #financialplanners #financialservices #finances #money

22.01.2022 Regardless of how QSuper justifies their focus on limited advice, they cannot justify calling it advice. It is a product recommendation. That doesnt make it less valuable, it just makes it clearer for the 80 percent of Australians who thanks to this shift, still dont have access to valuable advice. Read on: https://bit.ly/3hDySTM... #financialadvice #financialservices #valuableadvice #finances #money #certaintyadvice #seekingcertainty See more

21.01.2022 Its not what you become in life, but what you can overcome in life with the right advice Certainty Advisers, were different, for good reason. See how Bravium can bring greater certainty to your financial life today: https://bit.ly/32aSeJL #financialadvice #valuableadvice #CertaintyAdvisers

20.01.2022 Theres a solid and growing database of valid and reliable research that has found that happy workers are better workers. Read on: https://bit.ly/2THmBnI #seekingcertainty #worklife #work #happiness

20.01.2022 The new data rules can be used to better compare products such as credit cards or mortgages. Read on: https://yhoo.it/3iRLTuu #seekingcertainty #financialservices #finserv #finances #money #banking #financenews

20.01.2022 It’s essential for investors to understand which sectors are likely to continue to do well when they rebalance their portfolio to account for the 2020 world. It’s also important to appreciate which sectors may be in the doldrums for a while. See what Certainty Advisers Jarad Stirling ( Stirling Financial Consulting) and Anthony Roe (Roe Financial - https://bit.ly/32fE7Ei) are saying... Read on: https://bit.ly/33kDd8D #CertaintyAdvisers #certaintyadvice #financialnews #financialservices

19.01.2022 Earlier this year, Australians needed their fire-fighters like never before. Now Australians are in the grip of extraordinary times with unprecedented effects financially, economically and socially and what are our financial fire-fighters doing? They are fighting their own challenges leaving some '$79B of Australians hard-earned money' (https://bit.ly/3gP3j8A) without a firefighter or they are being bought and sold as all of 'Australia's biggest financial brands give up on the financial advice' (https://bit.ly/3gQekXd) market as being 'too hard'. #seekingcertainty #financialservices #financialadvice #Australia #financialbrands #firefighters #money #finances #financialnews

19.01.2022 "The COVID-19 outbreak has led to a shift in monetary policy and financial regulation that will ensure low-cost debt to continue supporting spending, according to the latest report from CoreLogic." Read on: https://bit.ly/3ezpBuz #seekingcertainty #regulations #financialservices #housing #finances #financenews

18.01.2022 Certainty Advisers Samantha Albiez and Scott Farmer of Bravium, share their valuable insights into finding your financial footing now and post- the global COVID pandemic. For Bravium, advice is not about the product, but about what has to be achieved, what has to be managed. Listen via your favourite platform: Certainty Podcast - https://bit.ly/3jOFiBl Libsyn - https://bit.ly/3hKy53j... Apple Podcast - https://apple.co/3jR9Geg Stitcher - https://bit.ly/30Zg9uW See more

18.01.2022 I am lucking to be joined on this episode of The Certainty Podcast with Travis Martin and Dieter Tode, acting Director and Principal Certainty Advisers of Monument Advisory opposite Queens Park in West Perth. Listen as Travis and Dieter share their insights into the importance of value in financial advice - how it is sought and gained, gets things done and ensures all parties are on the same page. This is the essential component to Monument and allows for making real positive changes in their clients financial lives. Listen here: https://bit.ly/3f8Z2wL or https://bit.ly/2ZJcIrJ #CertaintyAdvisers #certaintyadvice #seekingcertainty #financialservices #finances #money #financialadvisers #financialplanners #CertaintyPodcast

17.01.2022 In another episode of The Certainty Advice Podcast, we continue to look at the rise and fall of Advice from the 2017 Royal Commission into Banking & Financial Services. Today, I chat about the new landscape of Financial Advice with Paul Birch, Certainty Adviser and Principal of Pacific Wealth on the Northern Beaches. Paul shares his thoughts on the benefits to Australians three years down the track and what is fundamentally missing from the outcomes seen so far. And that’...s quite a list! Learn more from this episode of The Certainty Advice Podcast Listen at any of the following locations: The Certainty Advice Podcast: https://bit.ly/3dFfl6A Libsyn: https://bit.ly/3snkN2c Apple Podcasts: https://apple.co/37K0DHQ #CertaintyAdvicePodcast #certaintyadvice #PaulBirch #PacificWealth #financialadvice #financialservices #finances #financialsuccess #BankingRC

16.01.2022 IOOF is the Steven Bradbury of wealth management." - Jim Stackpool, Managing Director and Founder of Certainty Advice Group Why investors are icy on IOOF’s MLC power play - read on: https://bit.ly/2Gmk8eA or https://bit.ly/36k2Ppl #seekingcertainty #financenews #financialadvice #finances #financialnews #IFA #financialservices #finserv

16.01.2022 It’s not what you become in life, but what you can overcome in life with the right advice Certainty Advisers, we’re different, for good reason. Find us (including The Planning Room) in your area: https://bit.ly/33W2q9M #certaintyadviser #certaintyadvice #financialadvice #financialadvisers #financialservices #finances #money #financialsuccess #valuableadvice

15.01.2022 For many people, superannuation is their second largest asset after their home. Despite this fact, many Australians are still in the dark about how the system can work from them. Its time to start talking about it. Read on: https://bit.ly/2Q9F1eL... #seekingcertainty #superannuation #financialadvice #financialservices #valuableadvice #CertaintyAdvisers #comprehensiveadvice #certaintyadvice See more

15.01.2022 Its not what you become in life, but what you can overcome in life with the right advice #CertaintyAdvisers, were different, for good reason. See how Acquira Wealth Partners can bring greater certainty to your financial life today: https://bit.ly/333bDhL #valuableadvice #CertaintyAdvisers #financialadvice #financialservices #finances

15.01.2022 Im coming away from this crisis with an entirely new money mindset. ~ Jessica Hicks, Associate Multimedia Editor at @thriveglbl, took Thrive's 'Money Microstep Challenge' to re-evaluate how her spending habits have changed during the coronavirus crisis. How has yours? Read on: https://bit.ly/3dElMTD #seekingcertainty #financialservices #moneytips #spendinghabits #money #finances

15.01.2022 Are you noticing yourself getting more distracted? You are not alone! Here are 4 key tips for mastering distraction in action... Read on: https://bit.ly/2VIDYWb #seekingcertainty #resilience #tips #distraction #personalsuccess #mindfulness

14.01.2022 The recent story of AFL legend Shaun Smith's $1.4M insurance payout for a concussion he incurred during his playing career should be a catalyst for the insurance industry and Australians. While this judgment will create a knee-jerk reaction from insurance providers re-thinking this sets a new precedent and potential claims, it should also make Australians reflect on how they should manage their own risks. Australia is under-insured because of how insurance has been sold and c...osts associated with heavily subsidised commission-based sales networks. When understood in context to the whole of everyone's financial lives, provided the only cost is the true product cost and no distribution cost, it can be vital to achieving the value Australians seek in their lives. Read on: https://bit.ly/3jlPwso #seekingcertainty #financialservices #financialnews #financenews #insurance #Australians

14.01.2022 Its essential for investors to understand which sectors are likely to continue to do well when they rebalance their portfolio to account for the 2020 world. Its also important to appreciate which sectors may be in the doldrums for a while. See what Certainty Advisers Jarad Stirling ( Stirling Financial Consulting) and Anthony Roe (Roe Financial - https://bit.ly/32fE7Ei) are saying... Read on: https://bit.ly/33kDd8D #CertaintyAdvisers #certaintyadvice #financialnews #financialservices

13.01.2022 Financial advice isnt something that we get. Good financial advice is something that moves us. Read on: https://bit.ly/393psh2 #certaintyadvice #financialadvice #valuableadvice #finances #financialsuccess #money #FromTheArchives

12.01.2022 With home-based work and schooling during the pandemic, most Australians are expecting their energy bill to be higher than usual. But you can get the cost down with a few changes... Read on: https://bit.ly/2YCQeZd #seekingcertainty #energybills #finances #financialservices #money #energycosts #bills #financialtips #moneytips

12.01.2022 Certainty Adviser Reine Clemow of Acquira Wealth Partners talks through the 3 main issues for financial advice clients to look out for with their advisers. #CertaintyAdvisers #certaintyadvice #valuableadvice #financialadvice #financialservices #finserv #money #finances #financetips #financialsuccess

12.01.2022 Fair & reasonable means different things to different people, at different times. What does it mean to you? Read on: https://bit.ly/2YYNNkd... #financialadvice #financialservices #financialadvisers #financialplanners #valauableadvice #certaintyadvice See more

12.01.2022 Public pressure is growing for a royal commission into the controversial robodebt scheme. Read on: https://bit.ly/2NwEmm9 #seekingcertainty #financialservices #finances #money #debt #robodebt #royalcommission #financialnews

12.01.2022 With greater transparency, Australians will be better equipped to navigate through the real or perceived conflicts, bias, products and advice as they seek the greatest possible certainty in their financial lives. Read on: https://bit.ly/3cCrl6x #certaintyadvice #seekingcertainty #financialadvice #financialservices #valuableadvice #finances #money #conflictedadvice #fromthearchives

11.01.2022 These are the times to return to the first principals why advisers become advisers to provide the most value and most impact in the lives of their clients and recognise that the compliance burden, however ridiculous, is an inevitable phase towards the separation of financial advice from the financial product. Read on: https://bit.ly/3d42GYu #certaintyadvice #finserv #financialservices #financialadvice #financialadvisers #financialplanners #valuableadvice #comprehensiveadvice

10.01.2022 Herein lie the adviser’s challenge and opportunity to separate product and advice, while re-wiring their day-to-day processes to deliver transparent and valuable connections every year to their clients. Read on: https://bit.ly/3kLMFsK #seekingcertainty #certaintyadvice #financialadvice #financialservices #finances #money #valuableadvice #fromthearchives

10.01.2022 When it comes to cars, I seek out a best product professional, when it comes to financial advice, I seek out a best interests professional. It varies. Just know what youre after and know who you are speaking to.... Read on: https://bit.ly/34qSFlM #financialadvice #financialservices #finances #valuableadvice #certaintyadvice

10.01.2022 Superannuation is a closed shop in Australia - due power and vested interests of incumbents (banks and industry funds), Former Prime Minister The Hon. Tony Abbott is right to predict on-going inquiries as funds race to predicted $9T over next ten years - there's never been a more important time to address the separation of financial advice from financial products to ensure as many Australians as possible reap the most benefits of enforced savings not just benefiting the providers. Read on: https://bit.ly/3lIvPMj #certaintyadvice #seekingcertainty #financialservices #financialadvice #superannuation #HonTonyAbbott

09.01.2022 Certainty Adviser Dieter Tode of @monumentadvisory recently shared with me his thoughts on how clients have been affected in the aftermath of the 2017 Banking Royal Commission. Certainty Advisers sat down in 2020 to look at the fallout of this Royal Commission and ask: Are Australians better off? Read here: https://bit.ly/3cUeE9h #CertaintyAdvisers #BankingRC #DieterTode #MonumentAdvisory #financialservices #financialadvice #financialadvisers #financialplanners #finance #valuableadvice

09.01.2022 The value of advice, particularly for on-going advice, is fast becoming more about the consistent, objective, identification and management of all consequences of significance. Read on: https://bit.ly/3peMTe3 #financialadvice #financialservices #finserv #consequences #adviceclients #valuableadvice #value #comprehensiveadvice #certaintyadvice

09.01.2022 Australians seeking advice in these uncertain times deserve better. Read on: https://bit.ly/3jJk6wF #financialadvice #financialservices #finances #valuableadvice #seekingcertainty #certaintyadvice #CertaintyAdvisers

09.01.2022 "According to Rainmaker Information (which analysed the data), it should give Australians 12 million super fund members and their families confidence that while superannuation has been buffeted by COVID-19, their super savings remain safe." Read on: https://bit.ly/2UvuAVa #seekingcertainty #superfund #Australia #superannuation #financialnews

09.01.2022 Reine Clemow, Certainty Adviser and Principal of Acquira Wealth Partners shares with Jim Stackpool the different ways in which consumers can recognise best interest financial advisers. Recently, Certainty Advisers, including Reine at Acquira Wealth Partners, as well as others in the financial industry, sat down to really look at the fallout of this Royal Commission three years ago, and ask ourselves: Are Australians better off? Read 'The aftermath of the Banking Royal Commission: Three Years Later - Where are we now?' Discussion Paper here: https://bit.ly/3jSVDFE #CertaintyAdvisers #BankingRC #ReineClemow #AcquiraWealthPartners #financialservices #financialadvice #financialadvisers #financialplanners #finance #valuableadvice

09.01.2022 On this episode of our Certainty Advice Podcast, my guest Paul Birch, Certainty Adviser & Principal of Pacific Wealth, shares his thoughts on the end of the ‘product era’ and the emergence of the new ‘path-based era’ and what that means for advisers and their advice clients. Financial advice will be better in the longer term, but in this transition phase some of Paul’s insights will assist. Listen on your favourite platform! Certainty Advice Podcast: https://bit.ly/3hYyhv...E Libsyn: https://bit.ly/3hZCnUn Apple Podcasts: https://apple.co/2RR2YbB Stitcher: https://bit.ly/3kNbZi3 #CertaintyAdvicePodcast #certaintyadvice #financialadvice #financialservices #CertaintyAdvisers #CertaintyAdviserPacificWealth #finances #valuableadvice

08.01.2022 How can advice be tailored to ensure it provides value for clients? Reine Clemow, Certainty Adviser, and Principal of Acquira Wealth Partners share his thoughts... #financialadvice #financialsuccess #financialservices #finances #comprehensiveadvice #valuableadvice #CertaintyAdviser #seekingcertainty #certaintyadvice

06.01.2022 "Clients need to think about how they are approached. What questions are being asked? And what is the focus of your engagement with your adviser - product or outcomes-based?" ~ Paul Gilbey, Hywood Partners To this day, thanks to the power of the incumbent financial advice models, Australians are still paying for advice unaware if its product advice or financial advice. ... And it looks like our industry bodies just arent ready to help Australians better understand the difference. Whos acting in your best interests? seeks to help consumers seeking higher standards of advice to identify financial advice designed only for their best own interests. Understanding the difference between financial advice and product advice is crucial to helping more people make informed decisions to live longer and better financial lives. Read our 'Whos acting in your best interests?' White Paper here: https://bit.ly/3gpaQeS #certaintyadvice #financialadvice #seekingcertainty #finances #valuableadvice #financialsuccess #money #financialwhitepaper

06.01.2022 The first thing to do is make some decisions about a new direction for your career - you won't make much progress unless you know where it is you want to be. Read on: https://bit.ly/3gnb46K #seekingcertainty #jobsearch #jobs #finances #work #jobhunting #workforce #financetips

06.01.2022 The cure of a part should not be attempted without treatment of the whole.

05.01.2022 The coronavirus pandemic has wreaked havoc on the Australian economy, and the financial effects for many are deeply personal. Heres what you need to know if youre considering mortgage deferral, rent relief or bankruptcy... Read on: https://bit.ly/2VjzRji #seekingcertainty #rentrelief #financialservices #finances #money #mortgages #financialtips #bankruptcy

04.01.2022 On this episode of The Certainty Podcast, Certainty Advisers Samantha Albiez and Scott Farmer of Bravium, share their valuable insights into finding your financial footing now and post the global COVID pandemic. For Bravium, advice is not about the product, but about what has to be achieved, what has to be managed. https://bit.ly/36OklAl #CertaintyPodcast #CertaintyAdvisers #certaintyadvice #seekingcertainty #financialservices #finserv #financialadvisers #financialplanners #finances #money #valuableadvice #value #financialsuccess

04.01.2022 Your tax return could look very different in a year when the coronavirus changed all our lives. Read on: https://yhoo.it/3gsbI2d #seekingcertainty #money #taxreturn #taxes #finances

04.01.2022 The details are changing for financial advisers... Read on: https://bit.ly/32vwY1z #certaintyadvice #financialservices #financialadvisers #financialplanners #finances #valuableadvice

03.01.2022 For those Australians seeking cheap product recommendations, advice might be best priced like electricity. Read on: https://bit.ly/3gpSxWZ #seekingcertainty #certaintyadvice #financialadvice #valuableadvice #finance #costoffinancialadvice

02.01.2022 Certainty Adviser Neil Watson of The Planning Room and I recently "sat down" to discuss Neil's thoughts on what has been achieved three years after the Banking Royal Commission. Recently, Certainty Advisers, including Paul of Hywood Partners, as well as others in the financial industry, sat down to really look at the fallout of this Royal Commission three years ago, and ask ourselves: Are Australians better off? Read 'The aftermath of the Banking Royal Commission: Three Years Later - Where are we now?' Discussion Paper here: https://bit.ly/2NKm6co #CertaintyAdvisers #ThePlanningRoom #NeilWatson #financialadvice #financialservices #finserv #financialadvisers #financialplanners #finances #financialsuccess #seekingcertainty #certaintyadvice #BankingRC

01.01.2022 Interesting findings... "While high-income earners tightened their purse strings and completely retreated as the coronavirus swept through the country, people earning less than $65,000 a year did the opposite." Read on: https://bit.ly/3e2lYg1 #seekingcertainty #finances #earnings #financialnews #economy #spending #COVID19australia

01.01.2022 If the advice you are getting is not based upon a good understanding of what is in your own best interests, it isnt right for you. Read on: https://bit.ly/3iTjJy2 #certaintyadvice #seekingcertainty #financialadvice #financialservices #finances #valuableadvice #superannuation