Certified Lending in Cairnlea | Mortgage brokers

Certified Lending

Locality: Cairnlea

Phone: +61 433 590 621

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25.01.2022 As certified brokers, we know from firsthand experience how overwhelming it can be to deal with mortgages. However, we also know that it doesn’t have to be this way. Our lending specialist are here to help you understand all of your mortgage and financing options so you can make smart and informed decisions. Whether you need help negotiating a mortgage or buying a new home, we can assist with all your home buying needs. With our strong network of professionals at your fingert...ips you’ll be surprised by how easy your life becomes once we work together - Get in touch with us today to see what we can do for you. FIRST HOME BUYER REFINANCE INVESTMENT Duy Tran 0433 590 621 #certifiedlending #melbourne #mortgagebroker #brokers #homeloans #realestate #finance #financewithduy

25.01.2022 A guarantor can help first home buyers buy a place of their own even with a small deposit. . Are you looking at purchasing your first home? Contact us today for a no obligation free chat on how we can assist. . .... Duy 0433 590 621 . #workfromhome #wfh #covid #settlement #mortgagebrokers #mortgage #finance #firsthomebuyers #refinance #sold #agents #lenders #banks #melbourne #homeloans #realestate #loans #investment #builders See more

24.01.2022 Home /hm/ noun... 1. Where your wi-fi connects automatically. Duy Tran 0433 590 621 #workfromhome #wfh #covid #settlement #mortgagebrokers #mortgage #finance #firsthomebuyers #refinance #sold #agents #lenders #banks #melbourne #homeloans #realestate #loans #investment #builders

24.01.2022 The $25,000 Home Builder Grant Applications are now open! Keys points to take from it; you must enter into a building or renovation contract between 4th of June 2020 and 31st December 2020 construction must commence within 3 months of the contract date, a maximum extension of an additional 3 months for Victorians may be granted. build a new home as a principal place of residence, where the property value (house and land)... does not exceed $750,000; or substantially renovate your existing home as a principal place of residence, where the renovation contract is between $150,000 and $750,000, and where the value of your existing property (house and land) does not exceed $1.5 million; For more information or you would like to discuss your eligibility, give us a call today! Duy Tran 0433 590 621 #certifiedlending #mortgagebroker #broker #homeloans #firsthomebuyer #$25,000 #homebuildergrant #melbourne See more

24.01.2022 Credit Report - A Breakdown of an individuals credit history. Did you know that your phone and utility bills are also recorded? . . Duy Tran 0433 590 621... . . #workfromhome #wfh #covid #settlement #mortgagebrokers #mortgage #finance #firsthomebuyers #refinance #sold #agents #lenders #banks #melbourne #homeloans #realestate #loans #investment #builders See more

24.01.2022 Family Guarantees - How to help your kids step into the market. --- FIRST HOME BUYER REFINANCE INVESTMENT ---... Duy Tran 0433 590 621 #certifiedlending #mortgagebroker #brokers #homeloans #realestate #finance #financewithduy #Melbourne https://www.certifiedlending.com.au//how-to-help-your-kids

22.01.2022 The cost of stamp duty will be slashed by up to 50 per cent in Victoria under a new move announced in the state budget today. Key Points: - 50 per cent discount for newly built or off the plan properties valued up to $1 million ... - Those buying existing homes will receive a 25 per cent discount for homes valued up to $1 million. --- FIRST HOME BUYER REFINANCE INVESTMENT --- Duy Tran 0433 590 621 https://www.abc.net.au//victoria-budget-2020-stam/12912644

22.01.2022 2021 - We're back in the office! FIRST HOME BUYER REFINANCE INVESTMENT ---... Duy Tran 0433 590 621 #certifiedlending #melbourne #mortgagebroker #brokers #homeloans #realestate #finance #financewithduy

22.01.2022 Insurance is a means of protection from an uncertain loss. Unfortunately insurance is often overlooked or left at to the last minute. Having adequate insurance cover is just as important as having the right home loan. ... FIRST HOME BUYER REFINANCE INVESTMENT Duy Tran 0433 590 621 #certifiedlending #melbourne #mortgagebroker #brokers #homeloans #realestate #finance #financewithduy

21.01.2022 The GUARANTOR LOAN: It can be a great tool if you dont have a full 20% deposit, plus it allows you to borrow more to cover this without paying Lenders Mortgage Insurance (LMI). By using two properties (the house you are buying, and a property owned by the guarantor) your loan is never more than 80% over either property, and hence, no LMI! Contact us for more information on how we can help you purchase your first home. Duy Tran ... 0433 590 521 See more

20.01.2022 Borrower - Someone who receives money that he or she has agreed to pay back. . Are you looking at purchasing a property? Call us today. . Duy Tran ... 0433 590 621 #workfromhome #wfh #covid #settlement #mortgagebrokers #mortgage #finance #firsthomebuyers #refinance #sold #agents #lenders #banks #melbourne #homeloans #realestate #loans #investment #builders

20.01.2022 A sum money paid as a first installment on a purchase, the balance being payable on the agreed settlement date. . Duy Tran 0433 590 621 .... #workfromhome #wfh #covid #settlement #mortgagebrokers #mortgage #finance #firsthomebuyers #refinance #sold #agents #lenders #banks #melbourne #homeloans #realestate #loans #investment #builders See more

19.01.2022 How much deposit do you need for your first home? Eligibile First Home Buyers will be able to apply for the Governments First Home Loan Deposit Scheme. This scheme allows First Home Buyers to purchase with as little as 5% deposit. Estimate examples: $21,000 for a $400,000 property... $26,000 for a $500,000 property $31,000 for a $600,000 property. - Duy

18.01.2022 Today has been a great start to the week for one of our client. Many months of searching and waiting. The contracts are finally here! We are so happy to be apart of this profession and seeing people chase their dreams. Are you looking for a Mortgage Broker? Contact us today on how we can help! ... Duy Tran 0433 590 621 #workfromhome #wfh #covid #settlement #mortgagebrokers #mortgage #finance #firsthomebuyers #refinance #sold #agents #lenders #banks #melbourne #homeloans #realestate #loans #investment #builders

17.01.2022 Its a great time for home buyers, including first-time buyers, if you are confident your income is sound. Call us today on how we can help! Duy Tran ... 0433 590 621 See more

17.01.2022 The Australian Government has just given us 25,000 reason to Build, Buy or Renovate. Keys points to take from it; - you must enter into a contract between 4th of June 2020 and 31th December 2020 - construction must commence within three months of the contract date.... - your income to be capped at $125,000pa for individuals and $200,000pa for couples - build a new home as a principal place of residence, where the property value (house and land) does not exceed $750,000; or - substantially renovate your existing home as a principal place of residence, where the renovation contract is between $150,000 and $750,000, and where the value of your existing property (house and land) does not exceed $1.5 million; For more information or you would like to discuss your eligibility, give us a call today! Duy Tran 0433 590 621 https://www.theguardian.com//morrison-government-to-offer-

17.01.2022 Does your homeloan interest rate start with a 2? If it doesnt, then you may be paying too much. . Contact us today on how we can help . #workfromhome #wfh #covid #settlement #mortgagebrokers #mortgage #finance #firsthomebuyers #refinance #sold #agents #lenders #banks #melbourne #homeloans #realestate #loans #investment #builders

16.01.2022 A friendly reminder that our team are still working remotely and that our phone lines have been diverted down to just one line. Please be patient with us or send you could us a text/email Phone/text: 0433 590 621 Email: [email protected]

14.01.2022 What style house do you like? With Spring blooming and restrictions are at ease, more properties are hitting the market. If you are looking at stepping into the market and looking for service focused professionals to assist you with your finances. Contact us today --- FIRST HOME BUYER REFINANCE INVESTMENT... --- Duy Tran 0433 590 621 #certifiedlending #melbourne #mortgagebroker #brokers #homeloans #realestate #finance #financewithduy

14.01.2022 FIRST HOME BUYER tips 1. Check your credit score 2. Evaluate assest and liabilities 3. Speak to an expert to get a pre approval 4. After everything is done, have a cold beer. ... Are you a first home buyer? Contact us today for a no obligation chat on how we can help you step into the market. Duy Tran 0433 590 621

14.01.2022 Behind every door there are new opportunities. Open the door. . . Duy Tran 0433 590 621... . #workfromhome #wfh #covid #settlement #mortgagebrokers #mortgage #finance #firsthomebuyers #refinance #sold #agents #lenders #banks #melbourne #homeloans #realestate #loans #investment #builders See more

13.01.2022 Restaurants and cafes will reopen on the 1st of June. Support your small local businesses during these tough times.

12.01.2022 Dan Andrews has just announced further Stage 4 Restrictions. He has called on a State of Disaster in addition to the State of Emergency. 1. From 6pm tonight - Exercise within 5km of your home 2. From 6pm - One family member to shop for necessities, once per day within a 5km radius from your home 3. A curfew will be implemented as of 8pm tonight - meaning we have to be in our homes from 8pm to 5am... 4. From Midnight Wednesday - Regional Victoria will go into Stage 3 This will run for an additional 6 weeks. Dan Andrews will continue to make further announcements in relation to Work and places of work tomorrow. Three categorys of Industry will be touched on tomorrow but be assured the essentials will not be impacted such as groceries, food, supermarkets, take away, doctors, chemists, petrol stations etc

12.01.2022 Did you go to the bank to get a pre-approval, find the perfect property, put down a deposit and only to have your approval withdrawn when you request for an unconditional approval? If this sounds like you contact us today on how we can help you avoid this. Duy Tran ... 0433 590 621 #certifiedlending #mortgagebrokers #mortgage #finance #firsthomebuyers #refinance #sold #agents #lenders #banks #melbourne #homeloans #realestate #loans #investment #brokersofmelbourne #builders #covid

12.01.2022 Hefty house price falls predicted due to COVID-19 could open the door for first home buyers.

12.01.2022 Assets - An item of property owned by a person or company. This can include savings, properties, cars, furniture and superannuation. . Are you looking for a mortgage broker? . .... Duy Tran 0433 590 621 #workfromhome #wfh #covid #settlement #mortgagebrokers #mortgage #finance #firsthomebuyers #refinance #sold #agents #lenders #banks #melbourne #homeloans #realestate #loans #investment #builders

11.01.2022 GOOD NEWS!! The Home Builder Scheme has been extended for those that may not meet the deadline. Contact us today for more information... Duy - 0433 590 521 See more

11.01.2022 CONGRATULATIONS to all of our buyers who secured a home over the weekend. It has been a long process during restrictions but we finally got there. Do you need help with your finances? Contact us today for a no cost, obligation free chat.... FIRST HOME BUYER REFINANCE INVESTMENT Duy Tran 0433 590 621 #certifiedlending #melbourne #mortgagebroker #brokers #homeloans #realestate #finance #financewithduy

11.01.2022 All our goals can come true if we have the courage to kick them. MELBOURNE - Are you looking for a mortage broker? Duy Tran ... 0433 590 621 #workfromhome #wfh #covid #settlement #mortgagebrokers #mortgage #finance #firsthomebuyers #refinance #sold #agents #lenders #banks #melbourne #homeloans #realestate #loans #investment #builders #goals

10.01.2022 KNOWLEDGE is power! If you don't have the time to research home loan options yourself, our Mortgage Brokers could do the research for you. As your Mortgage Broker, we are legally obligated to act in your best interest.... --- FIRST HOME BUYER REFINANCE INVESTMENT --- Duy Tran 0433 590 621 #certifiedlending #melbourne #mortgagebroker #brokers #homeloans #realestate #finance #financewithduy #knowledge #knowledgeispower

10.01.2022 FIRST HOME BUYERS - We have enjoyed the opportunity to help first home buyers with their property purchases. It is an exciting but often nerve wracking time for you so it helps to have someone there to bounce ideas off and get guidance from. At Certified Lending, we offer much more than just finding you a great deal! Contact us today and see how we can help!... Duy Tran 0433 590 621 [email protected] www.certifiedlending.com.au

10.01.2022 Majority of first-home buyers now use Bank of Mum and Dad Yes, there is such a thing! Contact us today! Duy Tran ... 0433 590 621 [email protected] www.certifiedlending.com.au **Disclaimer - Bank of Mum and Dad is not an actual Bank**

09.01.2022 What would your dream bedroom look like? . MELBOURNE - Are you looking for a mortgage broker? . .... Duy Tran 0433 590 621 #workfromhome #wfh #covid #settlement #mortgagebrokers #mortgage #finance #firsthomebuyers #refinance #sold #agents #lenders #banks #melbourne #homeloans #realestate #loans #investment #builders

09.01.2022 Hey, I know its Monday. But its also a new day and a new week. And in that lies a new opportunities! FIRST HOME BUYERS - Are you looking for a mortgage broker? ... Duy Tran 0433 590 621 See more

08.01.2022 INSTANT SAVINGS - Great start on the first day back! . After meeting my clients this morning I discovered I could save them $110 per month by refinancing to a lender that ticked all their boxes, just simply was more competitive. . Here's a secret; If they were to place that $110 onto the loan they would knock an extra 4 years and 3 months off the loan! BOOM! ... --- FIRST HOME BUYER REFINANCE INVESTMENT --- Duy Tran 0433 590 621 #certifiedlending #melbourne #mortgagebroker #brokers #homeloans #realestate #finance #financewithduy

07.01.2022 In the midst of all this pandemic and the uncertainty it brings, we just wanted to reach out and let you guys know it is business as usual here at Certified Lending. Please reach out if you need assistance or guidance regarding your home loan during this uncertain time, and well come to a screen near you! Please stay home and keep safe

07.01.2022 CERTIFIED LENDING - Home Loan, Refinance and Mortgages. When was the last time you reviewed your mortgage? Contact us today for a no obligation free chat.... Duy Tran 0433 590 621

07.01.2022 MORTGAGE HEALTH CHECK - This could be the best five minutes you ever spend. A mortgage/financial health check is a bit like going to the dentist we never do it often enough. But we can guarantee this one will be more painless than any stint in the dentists chair. Contact us today for a mortgage health check!... Duy Tran 0433 590 621

06.01.2022 Most of us dont check our financial health because its overwhelming and the banks tend to use a lot of confusing and quite frankly boring jargon. Thats where we come in. Were finance geeks who speak your language. Contact us today for a complimentary finance health check! Duy 0433 590 621... #financehealthcheck #workfromhome #wfh #covid #settlement #mortgagebrokers #mortgage #finance #firsthomebuyers #refinance #sold #agents #lenders #banks #melbourne #homeloans #realestate #loans #investment

05.01.2022 Happy Mask Day for everyone in Victoria! Stay safe and make sure you wear the left mask

05.01.2022 Brimbank Council has welcomed the State Governments announcement to fast-track the removal of two dangerous and congested level crossings in Deer Park and Suns...hine West (Ardeer). Mayor - Cr Georgina Papafotiou of Brimbank City Council welcomed the news and said the State Government commitment is another step forward to the much-needed rail and safety improvements along this busy corridor. Read more here: https://bit.ly/3iZCLUl We encourage our community members to get involved and provide feedback on the look and feel of the two-level crossing removal projects by visiting: www.engage.vic.gov.au

03.01.2022 Just a friendly reminder, in the midst of all this pandemic and the uncertainty it brings, we just wanted to reach out and let you guys know it is business as usual here at Certified Lending. Please reach out if you need assistance or guidance regarding your home loan during this uncertain time, and well come to a screen near you! Please stay home and keep safe.

03.01.2022 The last couple of months we took a look at the role of a Mortgage Broker when it comes to financing. Summed up: Your Mortgage Broker should be your BEST advocate throughout your entire mortgage journey. --- FIRST HOME BUYER REFINANCE INVESTMENT... --- Duy Tran 0433 590 621 #certifiedlending #melbourne #mortgagebroker #brokers #homeloans #realestate #finance #financewithduy

03.01.2022 Happy Easter Everyone, enjoy spending this special time at home with a basket full of chocolates . Duy Tran 0433 590 621 .... #workfromhome #wfh #covid #settlement #mortgagebrokers #mortgage #finance #firsthomebuyers #refinance #sold #agents #lenders #banks #melbourne #homeloans #realestate #loans #investment #builders See more

02.01.2022 Flu pandemic back 1918. When history repeats itself, they survived and we can too. Stay home saves lives.

01.01.2022 Are you DREAMING of having your own place? We can help, call us today to see what options are available for you. . Duy Tran 0433 590 621 [email protected]... www.certifiedlending.com.au . #certifiedlending #mortgagebrokers #mortgage #finance #firsthomebuyers #knowledgeispower #loans #homeloan #houseloan #investment #sunshinewest #cairnlea #deerpark #derrimut #footscray #melbourne #home #realestate #homeowners See more

01.01.2022 Equity - is the difference between the current value of your home and how much you owe on it. For example, if your home is worth $500,000 and you still owe $300,000, your equity is $200,000. Certified Lending