Chesswork Group in Perth, Western Australia | Mortgage brokers

Chesswork Group

Locality: Perth, Western Australia

Phone: +61 1300 295 138

Address: 1/283 Newcastle St 6003 Perth, WA, Australia

Website: https://chessworkgroup.com.au/

Likes: 120

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• Mortgage brokers
• Investing service
• Financial consultant

25.01.2022 Check out my first radio show interview on Red FM's FIFO Life segment. Many more to come. Enjoy! Please like and share. 1300 295 138 https://www.youtube.com/watch?v=YzeKDCUi84c

24.01.2022 TIP OF THE WEEK: PROPERTY INVESTING: MISTAKES YOU SHOULD AVOID AT ALL COSTS MISTAKE 1. NOT INVESTING!... When you are looking into property investing, one of the biggest problems potential investors face is not starting at all! With all the information available to us on the internet, it is easy to suffer from analysis paralysis. Waiting 5 or 10 years for the right time to invest means that you could be missing out on years worth of capital growth. Thats not to say you shouldnt do your homework but all the homework in the world wont help you if you dont take the plunge. 1. Do your budget 2. Be clear about your goals 3. Run the numbers on the property to ensure it fits those goals 4. Do your research on the area 5. Factor in the worst-case scenario financially 6. Make sure you can afford that worst-case scenario 7. Make sure your asset and income are protected AND 8. Go for it! Dont let anyone tell you that there is such a thing as a risk-free investment. At the end of the day, all you can do is try to mitigate those risks as best you can, prepare for the worst and hope for the best. In the major cities around Australia, though there are peaks and troughs in growth, property has always steadily increased in value. Even if you make a mistake and buy a property at the peak of the boom, as long as you steer clear of one trick pony towns, you will make money on the resale if you can afford to hold on to it in the long run. Getting some information from an industry professional is not a bad start as they usually have done all the hard work doing the research for you. It is always important to verify what they are telling you by doing your own research but it is a good place to start.

24.01.2022 ATT Home Owners! We are getting Loan Rates as low as 3.49% and Cash Rebates of up to $3,500! Message me to find out more. :)ATT Home Owners! We are getting Loan Rates as low as 3.49% and Cash Rebates of up to $3,500! Message me to find out more. :)

23.01.2022 $4,000 Cash Back to Refinance or $3,000 per property!!! Yes, there are lenders now offering money to refinance into a lower interest rate. There is also a $2,000 Cash Back for purchases as well. With rates as low as 2.68% available, there has never been a better time to revise your home loan. Message me for more information, call 1300295138 or visit our website www.chessworkgroup.com.au

23.01.2022 Chesswork Group is here to help our customers when they need cash to make a purchase or cover an unexpected expense. Contact us today on 1300295 138 to receive your quote. Loans repayable over 18 - 84 months.

23.01.2022 As you may know, the recent Royal Commission into the banking sector totally deflected it's obligation to properly investigate, fine and in some cases where appropriate, charge high level banking executives for misleading, fraudulent and criminal activities. Instead, they decided to scapegoat the hriving mortgage broking industry that has been driving competition within the market which in turn has been acheving greater choice and more desirebale consumer outcomes. The brokin...g industry has now grown to a point where nearly 60% of all loans approved in this country have been through a broker and the industry as a whole has a 97% approval rating from consumers. This trend has been the biggest threat to the big four banks and in particular to the Commonwealth Bank as more and more consumers chasing better deals have been shown finance opportunities via their broker and often decided to go with smaller tier lenders offering cheaper rates and lower fees. As a result, we now find ourself in a competitive market of lenders that are forced to offer consumers better rates and in some cases thousands of dollars in cashbacks for refinances and purchases to attract customers. The Royal Commission recommendations will change all this if it becomes legislation. They are proposing that you as the consumer should pay the brokers directly for the service that is now offered for free because pay the commission as a finders fee. The reason why the current model works, and has been adopted in essentially the same fashion all over Europe, Asia and the U.S. is because it drives competition. It allows smaller lenders that can't afford the millions of dollars in sunken costs of branches, site costs, employee wages and advertising to be competitive in the market. This competition forces the big banks to bring done their rates and fees in turn. Switching to a fee for service model that requires the consumer to pay will only decimate a thriving and growing mortgage broking industry of around 17,000 people across Australia but will allow the big four banks to increase their market share and stifle competition which will lead to higher rates and bigger fees. If you don't believe me, the fact that the big four banks had massive gains in their share prices immediately after the Royal Commission released the report should tell you that it is not just me that thinks the big four will be the biggest winners in this equation. Please click on the link, sign the petiton to save the broking industry and pass it on to everyone you can. With your help, we can keep competition alive in the banking sector and save you as the consumer from being charged for applying for your loans. https://www.change.org/p/federal-treasurer-josh-frydenberg- See more

21.01.2022 The latest podcast for your financial education. Enjoy! www.chessworkgroup.com.au https://www.youtube.com/watch?v=npmf-f0sE1c&t=1s

21.01.2022 It has been a while but is time for another tip of the week. Today's tip is about recent changes in investment lending that is forcing investors to change their strategy. www.chessworkgroup.com.au https://youtu.be/WeRJBrW_n9w

20.01.2022 It's all about visualising your dream. www.chessworkgroup.com.au

20.01.2022 It's that time of the week again. Here is the latest tip of the week. We discuss the pros and cons of buying a home or rentvesting. Enjoy! www.chessworkgroup.com.au https://www.youtube.com/watch?v=Z5csZ2qgDbs 1300 295 138

19.01.2022 Another finance tip of the week. Enjoy! www.chessworkgroup.com.au https://www.youtube.com/watch?v=qo_ONMC5qz0

18.01.2022 This is an article I wrote in response to the Royal Commission's attitude to Mortgage Brokers Share if you agree! https://www.brokernews.com.au//open-letter-from-a-broker-2

16.01.2022 As of July 1st all buyers will have to pay stamp duty on off the plan apartments in Melbourne. For years there has been a massive stamp duty savings for purcahses off the plan. Now that window is closing this month. If you or anyone you know of has been considering buying an apartment in Melbourne, now is the time! On a $500,000 purchase you could save around $25,000 in stamp duty if you get in now!

15.01.2022 TIP OF THE WEEK: www.chessworkgroup.com.au PROPERTY INVESTING: MISTAKES YOU SHOULD AVOID AT ALL COSTS 11. GIVING UP AFTER BEING BURNT BEFORE This may be the hardest challenge for investors to overcome. We all make mistakes along the way and I know that I have made my fair share that has retarded my personal wealth building journey. ... The most important thing to do is to learn from those mistakes and keep going. I know that this is much easier to say than to do, especially when you invested in something that has cost you tens or even hundreds of thousands of dollars. However, even though investing carries risk, it is absolutely imperative to keep in mind that not investing carries the very real risk of poverty in retirement. There is not one self-made millionaire in existence that got rich by doing nothing for fear of loss. In fact, most self-made millionaires have either gone bankrupt or lost everything at least once before they made it. If they had stopped in their quest for wealth because they had made a mistake, they wouldnt be where they are now. If you have been burnt, just remember that you have that in common with most millionaires out there and that should give you some courage to try again. CHESSWORK GROUP Chesswork Finance - Chesswork Property - Chesswork Planning 1 / 283 Newcastle St, Northbridge WA 6003 Phone: 1300 295 138 Email: [email protected] Website: www.chessworkgroup.com.au #ChessworkGroup #ChessworkFinance #ChessworkPlanning #Property #PropertyInvesting #HomeLoan #PerthProperty #CapitalGrowth #RentalYeild #Wealth #DreamHome #Mortgage #Finance #FinancialPlanning #FinancialPlanner #InterestRates #House #Apartments #Villa #RealEstate #Realtor #Realty #Broker #MortgageBroker #ForSale #NewHome #HouseHunting #MillionDollarListing #HomeSale #HomesForSale #Properties #Investment #Home #Housing #Listing #HomeInspection #CreditReport #CreditScore #EmptyNest #Renovated #JustListed #WantToMove #HateMyHouse #BuyMyHouse #401k #advisor #budget #bonds #boomer #babyboomer #data #debt #economy #equity #financial #financialadvice #financialnews #GDP #homeowner #investing #moneymanagement #wealthmanager #money #overvalued #personalfinance #retirement #stocks #taxes #warrenbuffet #wealthmanagement #business #Millennial #MoneyManager #customerservice #clientretention #financialtimes #save #money #insurance #retirementplan #AlexAnderson #NatashaBianchini #SarahAnderson

15.01.2022 New 5.0-star Review: "We have used Alex for our financial guidance for the last few years. He and his team have always presented in a very professional manner and made all of our choices so easy to make. The transition from one bank to another, organising loans etc have all been effortless on our behalf. The Chesswork team go above and beyond, with Alex especially, working after hours to fit in with our working schedule.We have no hesitation in recommending Chesswork for all of your financial needs. Thank you guys, you are awesome."

12.01.2022 Here is the latest tip of the week! (On record predicting the Mayweather fight win). Enjoy! www.chessworkgroup.com.au https://www.youtube.com/watch?v=sesBxsvvlU4

11.01.2022 I hope everyone had a fantastic time over the Easter break!

11.01.2022 Section of promo banners

10.01.2022 Another radio instalment. Enjoy! https://www.youtube.com/watch?v=mqCygvDELHs

10.01.2022 Achieve your goals this summer. Fixed interest rates and flexible repayment options make our personal loans an ideal solution whether you're planning an extravagant purchase or need to cover the cost of an unexpected expense. Contact us now on 1300 295 138 to receive a quote or visit our website: http://www.chessworkgroup.com.au.

09.01.2022 New 5.0-star Review: "Alex was very patient and helpful with explaining what the process was of getting a loan and my first house. From start to finish he was easy to contact and no question was silly to ask. It started off with an enquiry of what to do, then a few months later my partner and I own our very first home together."

08.01.2022 Here is another radio show segment. Enjoy! For more info check our website www.chessworkgroup.com.au https://www.youtube.com/watch?v=bmVjJLVv7lg

07.01.2022 It's your favourite investment radio show again! https://www.youtube.com/watch?v=XvLT6NyYqCY

07.01.2022 PROPERTY OF THE WEEK: www.chessworkgroup.com.au COOMERA DUPLEX - $709,000 WITH EXPECTED RENTAL $800 PER WEEK!!! Once the property is strata titled, each side should value up to $400,000 based on comparable sales in the area. Expected time to build is 6-8months. That is an expected 5.86% return!!!... That is an expected $91,000 capital growth in less than a year!!! Where are you going to find a return like that? Coomera is one of the fastest growing suburbs in QLD according to the Australian Bureau of Statistics. It is 35min to the CBD of Brisbane and 25min to the CBD of the Gold Coast by car with a train station that goes both ways. Within 45min drive to 2 international airports. Best of both world. With QLD's third largest Westfeild being built as we speak, Coomera is shaping up for massive growth potential. Do you have an investment property that is going perform like this? Do you want one? Find out more! CHESSWORK GROUP Chesswork Finance - Chesswork Property - Chesswork Planning 1 / 283 Newcastle St, Northbridge WA 6003 Phone: 1300 295 138 Email: [email protected] Website: www.chessworkgroup.com.au #ChessworkGroup #ChessworkFinance #ChessworkPlanning #Property #PropertyInvesting #HomeLoan #PerthProperty #CapitalGrowth #RentalYeild #Wealth #DreamHome #Mortgage #Finance #FinancialPlanning #FinancialPlanner #InterestRates #House #Apartments #Villa #RealEstate #Realtor #Realty #Broker #MortgageBroker #ForSale #NewHome #HouseHunting #MillionDollarListing #HomeSale #HomesForSale #Properties #Investment #Home #Housing #Listing #HomeInspection #CreditReport #CreditScore #EmptyNest #Renovated #JustListed #WantToMove #HateMyHouse #BuyMyHouse #401k #advisor #budget #bonds #boomer #babyboomer #data #debt #economy #equity #financial #financialadvice #financialnews #GDP #homeowner #investing #moneymanagement #wealthmanager #money #overvalued #personalfinance #retirement #stocks #taxes #warrenbuffet #wealthmanagement #business #Millennial #MoneyManager #customerservice #clientretention #financialtimes #save #money #insurance #retirementplan #AlexAnderson #NatashaBianchini #SarahAnderson

06.01.2022 2.19% Home Loan Interest Rates! Plus $4,000 Cash Back! That buys a lot of toilet paper!!! The Reserve bank has slashed interest rates by another 0.25% and the savings are ready to be made.... If you were worrying about finances during this crazy time, probably the best solution is to revisit your biggest expense. Maybe it's time to get some cash out for that renovation you have been meaning to do that you will soon find the time for under quarantine! Or perhaps the panic buying pasta and toilet paper has left you cash poor. If you are concerned about meeting face to face, we can do everything over the phone and via email. In any case, there have never been cheaper rates so take full advantage! Message me for more information, call 1300295138 or visit our website www.chessworkgroup.com.au

05.01.2022 New 5.0-star Review: ""

04.01.2022 Here is the first installment of our RED FM radio show segment for FIFO life. Enjoy! https://www.youtube.com/watch?v=YzeKDCUi84c&t=12s

04.01.2022 Here is the second instalment of our radio show. Enjoy! https://www.youtube.com/watch?v=WjAaTEvMQ6Y

03.01.2022 If you're worried about money and feel a personal loan can help you organise your finances, we can help. Chesswork Group have some of the most competitive personal loan rates in the industry. Pick up the phone on 1300 295 138 and speak to one of our team today to find out more.

02.01.2022 Check out another hot tip from Chesswork Group on Red FM. Enjoy! www.chessworkgroup.com.au https://www.youtube.com/watch?v=ujJplTvZ3c4

01.01.2022 Despite all the craziness going on in the world, there is an old saying that every crisis brings opportunity. Speaking of opportunities, you may have heard about the new building stimulus packages now being offered by the government. In case you weren't aware, the federal government has now approved a $25,000 building stimulus package that will apply for anyone who wants to build a new owner occupied property or spend $150,000 or more to renovate an existing owner occupied pr...operty. The Western Australian government has now also unveiled a building bonus of $20,000 to anyone who wants to build a brand new house and this bonus will apply to both owner occupied and investors alike. These new bonuses will apply to people who have owned a house prior but, in addition to these new bonuses, First Home Buyers will also be entitled to the existing stamp duty concession and First Home Owners Grant of $10,000. This means that you could potentially get paid a total of $55,000 by the government to build your first home! At the moment, I can organise a Pre-Approval for a Construction Loan at a rate of 2.29% Fixed for 2 or 3 years with a Full Offset to park your cash bonuses on settlement so you start saving interest immediately. If you were thinking about buying a new house or putting that extension on the the family home, there has quite literally never been a better time than now to act. Email me for more information, call 1300295138 or visit our website www.chessworkgroup.com.au