Chris Homer in Windang, New South Wales, Australia | Mortgage brokers

Chris Homer

Locality: Windang, New South Wales, Australia

Phone: +61 421 858 877

Address: 1/314 windang road 2528 Windang, NSW, Australia

Website: liberty.com.au/chris-homer

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25.01.2022 HomeBuilder Fact sheet FYI folks. https://treasury.gov.au//2020/Fact_sheet_HomeBuilder_0.pdf

25.01.2022 An insightful email from Finance & Coffee(FB broker page)... Yes - there’s every chance your broker can negotiate an even better deal !

24.01.2022 The Reserve Bank of Australia has decided to leave the cash rate on hold in July, which is still at just 0.25%. With home loan interest rates at historic lows and some lenders offering competitive cashback deals, now is a great time to review whether your home loan is fit(or Offshore) and check if you are in the most beneficial situation. Pull-in to the office at Windang or contact me :)... https://www.liberty.com.au/mortgage-broker/chris-homer Photo. PM Ocean Images.

23.01.2022 https://www.theadviser.com.au//40772-borrowers-turn-to-ban

22.01.2022 https://www.theadviser.com.au//40610-nsw-abolishes-stamp-d

20.01.2022 GREAT NEWS: NSW property transfer (stamp) duty changes NSW Premier Gladys Berejiklian has announced a change to property transfer (stamp) duty as part of the NSW Government’s COVID-19 Recovery Plan. Under the changes the threshold above which the duty will be charged (on new homes for first home buyers) will increase from the current $650,000 to $800,000, with the concession reducing on higher values before phasing out at $1 million. ... Further, for Vacant Land the threshold will increase from the current $350,000 to $400,000 with the concession reducing on higher values before phasing out at $500,000. The change to the thresholds will apply only to newly built homes and vacant land (not to existing homes) and will last for a 12-month period from 1 August 2020 to 31 July 2021. The changes will save First Home Buyers transfer duty up to a max of $31,335 on a new $800,000 home. The NSW Government will also continue to offer a $10,000 First Home-Owner Grant, which is available to people buying a new first home worth no more than $600,000 or buying land and building a new first home worth no more than $750,000 in total.

15.01.2022 The findings are in ! Have a look people, you may be paying more for your money than necessary. In its 94-page report, the ACCC found that, as at September 2020, borrowers with home loans between three and five years old paid on average about 58 basis points more than the average interest rate paid for new loans. Further, it found that borrowers with loans more than 10 years old were, on average, paying approximately 104 basis points more than the average interest rate paid for new loans.

13.01.2022 Interesting read for the Investors wanting a better rate. https://www.mortgagebusiness.com.au//15048-investors-keen-

13.01.2022 Before starting any renovation it’s important to start with a budget. This Renovation Calculator: https://renovation-calculator.corelogic.com.au/suncorp Will help keen renovators estimate the cost of home renovations based on their structural and design preferences.... The calculator helps provide tangible guidance on the likely cost you could face depending on the scale of your renovation. You can use the calculator to quickly determine the estimated cost of home renovations in a particular location, for an extensive range of renovation types. From internal painting to a complete bathroom redesign, each renovation project provides a question string that generates a separate estimated cost depending on your preferences. I encourage you to give it a try. And if you’re interested in seeking finance to achieve your renovation goals, please let me know. Regards, Chris.

09.01.2022 ALI - Insurance ALI has some Exciting News! To coincide with the launch of My Protection Plan, ALI Group is doubling the complimentary period of 30 days to 60 days, for customers who take-out a new ALI My Protection Plan Policy. Contact me and I’ll go through the benefits :)... https://www.liberty.com.au/mortgage-broker/chris-homer

06.01.2022 More than 60 per cent of residential mortgages were written by brokers between July and September 2020, the highest ever market share level in history There’s good reason for the above finding - A broker will navigate lender policy for you and find you the most beneficial mortgage product from a whole range of lenders... A little like going through a shopping mall with an expert who knows all about the item you are looking to purchase and browsing a whole heap of shops selling this item with you as opposed to going into one store by yourself and the store expert selling you their only choice of that item to you. https://www.liberty.com.au/mortgage-broker/chris-homer

05.01.2022 Some tips for your Financial FITNESS: 1 - Get more involved in your financial life. Get closer to your home loan, your car loan, your credit cards. Check what they’re costing you. Your Home Loan statements will tell you your current interest rate and if its competitive in the current market. Make sure you’re sitting down for that one. 2 - Look at how much you could save with a simple subtraction of your current Home loan rate minus the best rates on the market X your home loa...n balance . Think about what else you could be doing with that money. 3 - Get professional guidance THIS is the big shortcut that will save you countless hours of frustration if it all seems too hard. When you have a professional on the case, they will navigate the myriad of bank policy to ensure you either get or are eligible to get into the best interest rates.

05.01.2022 20 WAYS Liberty can assist you with Residential Loans !! These are just some of the ways Liberty can help you get Financial :)

01.01.2022 A recent quote from a study in my Mortgage Business newsletter: Borrowers are paying less in their home loan repayments across more than half of all suburbs than they would if they rented in the same suburb, according to a new report Do you think you are in a position to borrow for your own home, and more to the point - How much ?... Contact me and i will discuss it with you.