Barry Watkins in Sydney, Australia | Financial service

Barry Watkins

Locality: Sydney, Australia

Phone: +61 1300 889 139

Address: Suite 204, 250 Pitt Street 2000 Sydney, NSW, Australia

Website: https://cleverfinance.com.au

Likes: 937

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• Financial service
• Loan service
• Mortgage brokers

25.01.2022 " . . . !!" If you work with us, we guide you through the process, go the extra mile for you, and make sure you get the loan that best suits your needs and lifestyle!... If you are ready to buy your first home, add a property to your portfolio, refinance, or other financial goals you want to achieve this 2021, https://bit.ly/34JFaMx. #clientreviews #homebuyers #propertyinvestors #propertydevelopers #mortgageloans #refinance #mortgagebroker #financebroker #cleverfinancesolutions

25.01.2022 We had a productive discussion last night! Thanks to all who joined us and thanks to our Guest Speaker Philip Penklis who shared invaluable knowledge on Superannuation! I hope the information shared will help (and Im sure it will) our participants be well prepared for their retirement. Were sorry some missed it, but we are organizing another webinar this October 14, details will be out soon! See you!

25.01.2022 Refinancing can be a great money-saver. Replacing your existing loan can be a chance to lock in a better interest rate, features you actually need or a bank that understands you. However, it can be a bit of a process, so you’ll want to know exactly what you’re up for before you start. If you’ve been wondering how to refinance a home, here are all the steps you might need to take to get your refinancing sorted. Read on https://www.mebank.com.au//step-by-step-guide-to-refinanc/.

25.01.2022 . The adage later becomes never rings true. How many good opportunities did you miss because you said later? Hopefully, this will not include preparing for your retirement. :... a retirement free from worry, mental and financial stress getting the best retirement plan or option enjoying your hard-earned money later in life avoiding the common pitfalls of saving for retirement If youre a complete beginner, it isnt too late for you. Or, if youre already saving up for retirement, its wise to revisit your plan and consider if there are better options. So, this coming , , : , join us with , , as he discusses to us: What superannuation is and its benefits How much do you need to retire with Your options for superannuation What are self-managed superannuation funds https://us02web.zoom.us/meeting/register/tZ0vdOmgrzIvGNwXz9_s9h7_ySic7qyurA6e. ( ), ! See you there! Barry

23.01.2022 The RBNZ has just announced that it will tighten LVR requirements from March to try to cool the rapid home price appreciation across the ditch. The proposals follow a nearly 20% house price rise over the last year and are to reinstate the LVR restrictions at the same level as prior to the onset of COVID-19, where a maximum of 20% of new lending would be allowed at LVRs above 80% for owner-occupiers, and 5% of new lending at LVRs above 70% for investors. And that move is now r...aising speculation that the RBA may follow suit in 2021. Read more here https://www.mpamagazine.com.au//rbnz-to-tighten-lvr-requir.

22.01.2022 Relevant news for the Sydney market: The states construction tsar is warning some developers may try to pressure buyers to settle off-the-plan apartment purchases in the next five weeks before tougher new laws designed to clean up the industry come into force. Read more here: https://www.smh.com.au//watchdog-warns-developers-against-

22.01.2022 If people are doubting how far you can go, go so far that you cant hear them anymore. Michele Ruiz Happy Monday! #mondaymotivation #mondaythoughts #propertyinvestments #propertyinvestors #homebuyer #mortgagebroker #financebroker #cleverfinancesolutions

20.01.2022 , - , , . , . .... - , Are you a full-time investor or a novice property buyer who is looking to move forward with their investment strategies? https://bit.ly/34JFaMx! #clientreviews #happyclients #propertyinvestors #propertyinvestments #homebuyer #mortgagebroker #financebroker #cleverfinancesolutions

19.01.2022 What is it like to work with us? Take it from one of our clients, Sara "Barry was extremely knowledgeable and helpful and worked quickly to prepare everything needed. He was attentive throughout the whole process." Sara Roe... If you need help whether buying your first home, refinancing, funding new property projects, and other financial services, feel free to book a call here https://bit.ly/34JFaMx. Well answer your questions and assist you in any way we can. #clientreviews #homebuyers #propertyinvestors #propertydevelopers #mortgageloans #refinance #mortgagebroker #financebroker #cleverfinancesolutions

19.01.2022 : The New South Wales government yesterday announced temporary adjustments to stamp duty for certain first home buyers (FHBs) as part of its COVID-19 recovery plan. Under the changes, $, , $,. Stamp duty relief will also apply, on a scaled basis, to newly built homes valued between $800,000 and $1 millio...n, as well as to vacant land worth up to $400,000. Who are eligible and how long will this be available? Read on here: https://www.brokernews.com.au//stamp-duty-slashed-in-new-s #nswgovernment #firsthomebuyers #propertyinvestors #homeloans #mortgagebroker #financebroker #cleverfinancesolutions

19.01.2022 #timetorefinance $, Here's what we did: Hannah wanted to start paying off the loan as the current loan with ANZ was Interest Only repayments with an interest rate of 4.14%.... We worked with Hannah to look at options available, and in the end, helped her refinance to Connective Home Loans - Select (backed by Adelaide Bank). The new loan had Principal & Interest repayments with a 2.64% rate. We worked with Hannah to look at options available, and in the end, helped her refinance to Connective Home Loans - Select (backed by Adelaide Bank). The new loan had Principal & Interest repayments with a 2.64% rate. She was amazed by the seamless process it took. Hannah thanked us for our patience and professionalism in getting her a new loan. If you are keen on exploring better loan deals to save money and pay off your loan sooner, please contact us here https://bit.ly/34JFaMx. We are always ready to assist you!

19.01.2022 ! , ! "Barry from Clever finance helped me and my partner buy houses when other mortgage brokers said they cant. I strongly recommend Clever Finance solution if you want to get it right the first time!! He will always be in our A-team when it comes to property!" - Michelle Lee, Sydney... We know how exciting and daunting it is to buy your home or property whether for the first time or couple of times so were ready to help! We always go through extra miles with our clients finding the best loan deals for them. https://bit.ly/34JFaMx! #firsthomebuyers #propertyinvestment #homebuyers #propertyinvestors #homeloan #mortgagebroker #financebroker #cleverfinancesolutions

18.01.2022 !!! You may be on your 20s or 30s right now, and you may be thinking youre too young to think of preparing for retirement, but here is a quick run-down of : Statistics show Australians will spend at least 25 years in retirement a considerable number of years to support themselves after leaving work. The sooner you save money for retirement, the more time your investment can grow.... Theres no fixed age to retire, which means you get to decide, BUT your retirement preparation will play a big part in it. So, are you going to plan when youll retire and how itll look like? Or figure it out as you go? Choose. Our slots for the : are still open! And our , , , is more than ready with his presentation and to answer your questions. are also prepared for our lucky attendees! And we are also ready to meet you virtually! https://us02web.zoom.us//tZ0vdOmgrzIvGNwXz9_s9h7_ySic7qyur. See you there! Barry

18.01.2022 Here is a great article on recommended strategies from Andrew Cooley, partner and auctioneer with Cooley Auctions, to win your dream house on the bidding day https://www.moneymag.com.au/property-auction-strategies.

17.01.2022 Melbourne has joined Sydney as a declining housing market, according to the latest national property clock from valuation firm Herron Todd White. Read more here https://www.propertyobserver.com.au//117004-melbourne-join

17.01.2022 , - . Here are the three questions you should be asking if youve been relying for Jobkeeper: . , ? . ?... . ? Why are these questions important and what are your financing options you may consider? Read more here https://cleverfinance.com.au//3-questions-sme-owners-shou/. Feel free to https://bit.ly/34JFaMx, we are always ready to be of help in any way we can. #smallbusinessowners #jobkeeper #covid19relief #smelending #smeloans #financebroker #cleverfinancesolutions

16.01.2022 Ninety percent of all millionaires become so through owning real estate. More money has been made in real estate than in all industrial investments combined. The wise young man or wage earner of today invests his money in real estate. Andrew Carnegie, Billionaire Industrialist Happy Monday!... #mondaymotivation #mondaygoals #happymonday #propertyinvestments #homeowners #homeloans #mortgagebroker #financebroker #cleverfinancesolutions

16.01.2022 % . The figure was worse in the bush with 37% of those applying in regional areas declined, compared to 25% in cities. ?... It highlights the importance of having a professional guide you through the process. Our survey clearly highlights that SMEs place significant value on the input of a broker in the commercial finance process, says Robbie Fidler, OnDeck Australia national broker channel manager. You can read more herehttps://cleverfinance.com.au/2020/08/28/more-than-a-quarter-of-sme-businesses-knocked-back-for-finance/. , https://bit.ly/34JFaMx. The sooner we can discuss your options with you, the better placed your business can be to avoid the September cliff and thrive beyond. #smallbusinessowners #jobkeeper #covid19relief #financebroker

16.01.2022 Interest Only Loans

15.01.2022 ! Heres what Paige from Syndey has to say about working with us: "I would like to say a big thank you to Barry for his help and support with our refinancing of our loan. He has made it very easy and not stressful I can highly recommend him to anyone needing financial assistance." We know that it takes time to find the right loan and chase the bank, your solicitor, and anyone who is part of your loan, so let us do it for you instead!... https://bit.ly/34JFaMx! #refinance #homeloans #mortgagerefinance #propertyinvestment #mortgagebroker #financebroker #cleverfinancesolutions

14.01.2022 ? , ! According to the latest figures from the Australian Bureau of Statistics (ABS), the number of Australian families who refinanced their mortgage in May was the highest on record. What is one good reason that many families are refinancing? Now is a good time to do so as the competition among lenders... is running hot. So, how much can you save by refinancing? That will depend on your circumstances and several other factors, including how big and old your loan is. If you want to know more, give us a call, and we can run you through your options and get the ball rolling. https://bit.ly/34JFaMx! Read more here https://bit.ly/3i2moVQ #refinace #homeloans #homeowners #propertyinvestment #mortgagerefinance #mortgageloans #mortgagebroker #cleverfinancesolutions

14.01.2022 . https://bit.ly/34JFaMx! Happy friday, folks! #fridayfun #homebuyers #firsthomebuyers #homeloans #propertyinvestment #propertyinvestors #mortgagebroker #financebroker #cleverfinancesolutions

13.01.2022 ? - . ? by only needing to save a 5% deposit, you can enter the property market 52 months (4.3 years) faster on average.... it can be used in conjunction with other government initiatives, such as first home buyer grants and stamp duty concessions You can read more about it here https://cleverfinance.com.au//how-to-enter-the-property-m/ But heres the catch: , , . , , https://bit.ly/34JFaMx. #firsthomebuyers #propertyinvestors #propertydevelopers #mortgageloans #mortgagebroker #financebroker

12.01.2022 , ? Here are three (3) things you need to consider according to Mortgage Finance Help: . A better deal doesnt necessarily mean getting a lower rate; you have to look beyond that. ... . It is tempting to take an offer with discounted interest rates, but dont do it unless youve calculated the savings over the life of the loan. . Fees cannot be avoided when refinancing. What you have to do is ensure that the costs dont exceed the savings. You can read more here: https://www.mortgageandfinancehelp.com.au//refinancing-t/. #refinace #mortgagerefinance #mortgageloans #propertyinvestment #mortgagebroker #financebroker #financesolutions #cleverfinancesolutions

12.01.2022 Find out where the people are going and buy the land before they get there. -William Penn Adair Happy Monday, folks!

11.01.2022 ? ! "This is the second time I have worked with Barry and the team at Clever Finance. When you have a portfolio of investments it is important to find a broker you understands what you need in a loan from an investors perspective. Barry certainly gets it. He is on the ball with the process and dealing with the lenders. Just as I begin to think "what is the status of the application?" I get an email or SMS update from th...e team. Its as if they can read my mind. Keep up the great work Clever Finance Solutions. Look forward to working you again in the new year." - Steve Hieng Whether you are a novice property buyer or full-time investor, let us help you move forward with our investment strategies. https://bit.ly/34JFaMx! #clientreviews #happyclients #propertyinvestors #homeloan #propertyinvestments #homebuyer #mortgagebroker #financebroker #cleverfinancesolutions

11.01.2022 A goal without a plan is just a wish. Antoine de Saint-Exupéry Here's a classic reminder for those who are writing their goals for 2021. ... Happy Monday! #motivationalmonday #mondaygoals #propertyinvestors #propertyinvestments #mortgagebroker #cleverfinancesolutions

10.01.2022 Were glad to have worked with this client not just once but for a couple of times! Hear what this client says about our services "Professional, prompt, and honest financial services. Repeatedly availed their service and recommended them to friends and family. Whether its a home, commercial or any other financial product talk do talk to Barry Watkins for a second opinion.. highly recommended!" Mridul Maan Singh... If you need help whether buying your first home, refinancing, funding new property projects, and other financial services feel free to book a call here https://bit.ly/34JFaMx. Well answer your questions and assist you in any way we can. #clientreviews #homebuyers #propertyinvestors #propertydevelopers #mortgageloans #refinance #mortgagebroker #financebroker #cleverfinancesolutions

10.01.2022 ? Although we cant see what lies ahead, there are promising signs which spells with interest rates pressing down towards 2% and that property prices have dipped a little in some areas. , -- ?... The predicted shift is that suburban and coastal suburbs may be more in demand as its likely that those who want to work from home wont face the same hurdles they did in 2019. So, we listed the , , read more here https://cleverfinance.com.au//the-top-ten-australian-subu/ If youve been researching a suburb and having an eye on your next dream property, wed love to help you arrange financing. https://bit.ly/30PrkHX. #postcovidworld #suburban #coastalsuburbs #propertyinvestment #homebuyers #propertyinvestors #homeloan #mortgagebroker #cleverfinancesolutions

08.01.2022 Owning a home is a keystone of wealth both financial affluence and emotional security. Suze Orman Happy Monday! #mondaymotivation #mondayinspiration #home #propertyinvestment #mortgagebroker #cleverfinancesolutions

07.01.2022 . ! When asked: Where do you think is the best place to invest your money right now?, the leading response was property, with 1 in 3 experts (32%) backing it as their top option. It was followed by shares (21%), gold (14%), superannuation (11%), and then cash (7%). But is...nt the property market meant to be in trouble? Rest assured, its not all doom and gloom out there. Read more here: https://cleverfinance.com.au//property-ranked-as-best-inv/ Have you been eyeing a property for a while now? Time to get in touch! : https://bit.ly/34JFaMx!

06.01.2022 Aside from sourcing good interest rates and terms, as a full time investor I need a Broker that understands financial strategies and has the capacity to think outside the box, especially with credit markets tightening. Whats more I need a Broker who is able to act quickly and be responsive to my needs. Clever Finance Solutions fulfils all these criteria and I would confidently recommend them to other investors who are looking to move forward with their investment strategies.... - Stuart, New South Wales Whether you are new into property investing or been in it for years, we are here to help you move forward through our investment strategies! https://bit.ly/34JFaMx.

05.01.2022 Finding the best loan deals is tough, let us help you decide! https://bit.ly/30PrkHX. #propertyinvestment #propertyinvestors #homebuyers #homeloan #mortgagebroker #financebroker #cleverfinancesolutions

05.01.2022 ? . Someone I know had the following happened to her: Her four-year-old coffee shop business closed, Her husband left her with a child to look after, and... Her bank account was almost empty. What she did next was incredible and now she is one of the most successful female property investors in Australia, with a diversified property portfolio worth $6 million! And yes, she is our Guest Speaker on our upcoming webinar. If you want to know how she did it, join us this coming , , : . https://us02web.zoom.us//tZIkd-msqTsqHNHinWVg24aK0VOQkGUuI. See you there! Barry

05.01.2022 Small businesses are receiving payments from clients a month late on average that’s 18 days longer than last year. Make sure your business’s cash flow isn’t adversely impacted this holiday season. So if you haven’t started invoicing clients yet, you should consider doing so now especially those who have a history of being tardy. It’s worth noting that the ASBFEO report isn’t all bad news. It also highlights the resilience and agility of Australian small businesses. You ca...n read more here https://cleverfinance.com.au//warning-to-smes-payment-tim/. If your business is struggling with cash flow issues due to late payments from clients, or a recent change in direction, then please get in touch sooner rather than later. We can run you through some financing solutions that may be available to help your business make the transition from 2020 (good riddance!) to 2021 (here we come!).

05.01.2022 Successful investing is about managing risk, not avoiding it. Benjamin Graham Happy Monday, everyone! #motivationalmonday #mondaygoals #propertyinvestors #propertyinvestments #mortgagebroker #cleverfinancesolutions

05.01.2022 $, ! The scheme aims to assist Australians who want to buy a new home or begin work on eligible renovations by providing them with a $25,000 tax-free grant. Who are eligible for this? And how can you apply?... Read more here https://cleverfinance.com.au//applications-now-open-for-2/ #homebuyers #firsthomebuyers #homeloans #homebuildergrant #covid19relief #propertyinvestors #propertyinvestment #mortgagebroker #financebroker #cleverfinancesolutions

05.01.2022 We dream big in Australia. So it’s little surprise that when the Great Australian Dream becomes a reality it means bigger houses than anywhere else in the world, according to a new report. Read more here https://cleverfinance.com.au//australia-is-building-the-b/.

04.01.2022 . . We learn best through learning from mistakes but also equally from sacrifice. Happy Monday!... #mondaymotivation #mondaythoughts #propertyinvestments #propertyinvestors #homebuyer #mortgagebroker #financebroker #cleverfinancesolutions

04.01.2022 , ? $, . What do I mean? I meant the bunch of hoarded household items that weve left unused for long. 42% of Australians say theyre more likely to sell items through the second-hand economy now than before the pandemic, with 63% say theyre concerned about their ability to pay household expenses such as their mortgage, bills, ...and food. Check out the list of common pre-loved items households could sell here https://cleverfinance.com.au//theres-a-good-chance-you-ha/. If, on the other hand, you simply want to pay off your existing mortgage faster, then be sure to we have plenty of other tips and ideas wed love to share with you. #selling #buying #preloved #propertyinvestors #homebuyers #propertyinvestments #mortgageloans #homeloans #cleverfinancesolutions

02.01.2022 It's a common mistake to jump into investments that bring the highest possible returns without considering the risks entailed only to end up losing money. To avoid such heartbreaking circumstances from happening, here are 3 excellent insights to bear in mind when it comes to risks in investment. Read on https://www.mebank.com.au/the-feed/how-risky-is-investing/. #investmentrisks #propertyinvestors #firsthomebuyers #propertydevelopers #propertyinvestments #mortgageloans #mortgagebroker #financebroker

02.01.2022 Mortgage Brokers?

02.01.2022 - : . The Coronavirus SME Guarantee Scheme involves the government guaranteeing 50% of each new loan issued to SMEs by eligible lenders, which means loan offers are offered "more cheaply and more freely." Here are key changes in the scheme: ... Loans can be for a wider range of investment, beyond working capital Secured lending now permitted (excludes commercial or residential property) Maximum loan size increased to $1 million (up from $250,000 per borrower) Maximum loan term now five years (up from three years) Lenders can now offer a repayment deferral period. There are 44 approved lenders to participate in the scheme, so itll be confusing to choose. If youre ready to explore your options, we can help make your decision easier. https://bit.ly/34JFaMx. Or read more here https://cleverfinance.com.au//coronavirus-sme-guarantee-s/.

01.01.2022 Dont be disheartened when one lender says no! We got your back with different other options! Talk to us here https://bit.ly/34JFaMx! Happy Friday, folks! #fridayfun #homebuyers #firsthomebuyers #homeloans #propertyinvestment #propertyinvestors #mortgagebroker #financebroker #cleverfinancesolutions