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Coffee Finance

Phone: +61 2 4927 8828

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23.01.2022 We're feeling pretty lucky to live in paradise! Photo by @chrisbeethan

22.01.2022 If this is the year for you to invest in your forever home, whether that's adding a pool, starting a reno, or purchasing a new property, we'd love to chat with you about your lending options. Head to our website to book a call with Laurie today.

15.01.2022 We often get asked, "how much can I borrow?" To work out how much you can borrow, we first need to get a good understanding of who you are. (Usually, this happens over coffee.) It's important to know how money works for you. What's your job? How are you paid? Do you receive bonuses or overtime? Do you get any government benefits? What do you spend your money on? ... In understanding this, we are able to work out how much is safe and sensible for you to borrow. We want to make sure your next loan makes your life better and sets you up for a win. If you'd like help securing finance for your next step, or would just like to chat about your options, don't hesitate to email us today at [email protected] See more

14.01.2022 For a residential property, savings of as little as 5-6% of the purchase price can be sufficient. However, it's always good to consider having some extra savings aside as a buffer. Ideally, a lender wants to see you borrow under 80% of the value of the property, however a Lender's Mortgage Insurer or a structure such as a family guarantee can help if you don't have a 20% deposit. If stamp duty is applicable on your purchase you need to make sure that this can be cover...ed too as it doesn't form part of the property value. If you want to know more about what you need for buying your home, head to our website today and schedule a call with Laurie, we'd love to help. See more

03.01.2022 When you're wanting to purchase an investment property, you have a different set of considerations than when you are buying your own home. You have to consider the purpose of the rental property. Is it a higher yield or higher capital growth? Does the property have potential for subdivision? Will it require maintenance? Is it in an area with good schools, high employment, and other opportunities? What's the tenant history like? How long do you want to own it for? ... We are happy to work in with your other advisers during the process to ensure the structure for your lending is setup for what you need from the start. To find out more about your investment property options, email us today at [email protected] See more

02.01.2022 Have you got an exciting business idea that you need help getting off the ground? At Coffee Finance, we love working with you to make your dream a reality. With access to fantastic lenders and products, we do the leg work to find you the right structure and lending solution that puts you in control of your business. Chat to us about your plans today, by heading to our website and booking a call with Laurie.