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Common Sense Finance in Perth, Western Australia | Loan service



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Common Sense Finance

Locality: Perth, Western Australia

Phone: +61 8 9467 4993



Address: Unit 1A/10 Macadam Place, Balcatta 6021 Perth, WA, Australia

Website: http://www.commonsensefinance.com.au/

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25.01.2022 Lest we forget.



24.01.2022 The time to buy is NOW! If you need help organising your finance or a chance to discuss your needs, please call David Williams on 0450672727

24.01.2022 WHO WORE IT BETTER? Walked into work this morning and WE'RE WEARING THE SAME THING! Great minds think alike!

23.01.2022 Adding value to our clients is what we like best - whether it is with financing or helping you spend your holidays in such a way that you get maximum return on your investment into your kids lives. Go and enjoy some free playtime with your little ones, on us:)



23.01.2022 Securing your finances is the best way to protect you and your family’s future. Here at Common Sense Finance we go over all of your finance options to select the best option to suit your situation. We will assist you in structuring your finances so you’re able to fully access any benefits you’re entitled to. Maximise your family’s future with Common Sense Finance.

22.01.2022 There are signs Perths property market is finally bouncing back from a two year slide. The median house price is finally on the rise, as first home buyers move into our outer suburbs.

20.01.2022 ING Direct announced today that its three-year fixed interest rate (including a 0.10 per cent per annum discount) for owner-occupiers with an Orange Advantage home loan has been reduced to 3.98 per cent per annum (comparison rate 4.66 per cent per annum). http://www.theadviser.com.au//34267-bank-cuts-mortgage-rat



20.01.2022 INVESTORS AND FIRST HOME BUYERS Miss out on the grants? Common Sense Finance is pleased to advise that we still have house and land package opportunities available, that will qualify for the state building bonus of $20k. FHB will also be eligible for a further $30k in grants and the wavering of stamp duty.... 4 Bedroom, 2 Bathroom, Double Garage, Alfresco area and Porch, spanning over 6 ideal locations (Alkimos Beach, Allara, Eden Beach, Henley Brook, Baldivis Parks and Ocean Hill Estate) Specs: 171.06m2 - $219,000 (H&L Package) 227.82m2- $249,000 (H&L Package) To find out more information give us a call: 0451 745 595

19.01.2022 Happy Monday Common Sense Family! Some Monday Motivation for you: "Your comfort zone is like a tea bag, you need to be dropped into hot water to see how strong you can be" -Eleanor Roosevelt"... From the actions implemented to control COVID-19, the activity of first home buyers, government support, low interest rates and low vacancy rates, Perth has been deemed one of the busiest markets in Australia and gained the title of Australias next property hotspot. After 11 years in decline from the mining boom, Western Australia is now seeing its highest number of property sales in 5 years. The Perth economy remained to function relatively strong compared to opposing states due to the mining industry, during the ongoing case of COVID-19. In addition to this, WA has managed to avoid large sums of infection from the corona virus, allowing people to remain working at a reasonably normal pace. With Perth set to become the next property hotspot, properties in the city are worthy of attention by both home buyers and investors. Please do not hesitate to contact us today to discuss your finance options! Lets get you out your comfort zone and show you how strong you can be!

19.01.2022 https://www.virgin.com//apps-entrepreneurs-couldnt-live-wi Being an agile business, technology is changing at a rapid rate. If entrepreneurs do not use the best resources available to them, they will be left behind.

19.01.2022 WOOOHOOO! This is the reason we do what we do, satisfying YOU! It's always so rewarding being involved in the process from acquiring a new customer, not knowing exactly what they want or what they can achieve, to assisting and uplifting them in achieving there financial goals.... When you strive on putting relationships above everything else, the "impossible" becomes possible, and that's exactly what we do at Common Sense Finance. Drop us a message and let us help you achieve your financial goals as well! HAPPY BIRTHDAY CRAIG!

18.01.2022 We have heard countless stories of clients struggling to get approval or waiting months before a deal settles. Good news, It doesnt have to be like that. At Common Sense Finance we work intimately with you to secure your ideal financial solution without any fuss or long lead times. Get in touch with us today: commonsensefinance.com.au... and lets secure your financial future. See more



18.01.2022 Happy Humpday! We had the privilege of attending Western Suburbs Business Association X Lexus of Perth event last night! What a great event and an awesome opportunity to mingle with other like minded business owners! ... Thanks so much for having us! We look forward to attending more events in the future! Our main takeaway form the event, and incredible speeches from Savvy Creations and MD, David Jeary, was that people by people before they buy products! That, and we may have to get a Lexus now ! A theme we strive to live by at Common Sense with our family-like structure!

17.01.2022 EXCITING ANNOUNCEMENT: Hello! Happy Thursday, we hope you are all doing well.... The team at Common Sense Finance are excited to announce that well be back on Facebook. After a "short" hiatus we are actively getting more involved in connecting with existing and new clients through the world of social media. Watch this space for general news, updates, interviews, videos, client feedback and informative financial posts to help you navigate through the world of finance. We so look forward to reconnecting with you!

16.01.2022 What goals would you achieve if money wasn’t a problem? A personal loan could help you reach your your goals today. Here at Common Sense Finance , we help find the best finance options to help you get to where you want to go. Let our team help you reach your goals today.

15.01.2022 WOOOHOOO! This is the reason we do what we do, satisfying YOU! Its always so rewarding being involved in the process from acquiring a new customer, not knowing exactly what they want or what they can achieve, to assisting and uplifting them in achieving there financial goals.... When you strive on putting relationships above everything else, the "impossible" becomes possible, and thats exactly what we do at Common Sense Finance. Drop us a message and let us help you achieve your financial goals as well! HAPPY BIRTHDAY CRAIG!

15.01.2022 Thinking about buying, or know someone who is???? Give David Williams a call 0450672727

13.01.2022 Another Great Review! A supportive, authentic and genuine finance team is one of the most powerful things you can encounter for financial growth. The best firms are the ones who stick by you no matter your circumstances. Reviews like this really reassure us that we're doing exactly what we're supposed to! For any help with your financial needs, Common Sense Finance has got you covered.... #investment #perthisok #perth #mortgage #finance #property #commercial #residential #capitalraising #financebroker #equipment #review #testimonial

13.01.2022 You are probably being inundated with information on what banks are doing to support clients around Coronavirus, we thought we would explain some options for you to consider Repayment pause or deferral A pause or deferral of repayments is often known as a mortgage repayment holiday. It means you take a temporary break from your normal repayments while you get back on your feet financially. However, you will need to cover these repayments later, either by extending your loan ...for a longer period (thus making more repayments) or by increasing your repayments after the pause period. Another option you could consider is possibly refinancing your existing mortgage, by considering the following Current Interest Rates Rates are quite low now. If yours has risen over time, there might be better deals on the market. If this is the case, you could refinance (switch) and save. Let us compare your options for you to refinance to a lower interest rate perhaps? Your repayments could shrink. Make extra repayments via an offset account. Making extra loan repayments reduces your debt and is good financial preparedness if you get affected by coronavirus. You can put the extra repayments directly into your loan or save them in your mortgage offset account (if you have one). The offset account gives you more flexibility to use the repayments later. Build a savings buffer to cover future repayments, if this is a possibility? Build up extra savings now. You can use this to cover repayments if you get sick or lose your job. Again, you can do this via an offset account (and this will lower your interest costs) or any savings account. If youre still employed but have less income, then you may have the option of switching to interest-only repayments for a while. This will reduce your repayments in the short term and could offer some breathing space. But be aware that over time interest-only repayments will cost you more because youre essentially adding more interest charges to the loan. Note that if you have other, higher interest debts beside your mortgage then you should get those under control first, if possible. The benefits of refinancing your mortgage can vary depending on your situation and financial goals. But generally, refinancing opens doors to many opportunities, such as: > Better mortgage rates > Lower monthly repayments > Shorter loan terms > Fixed-rate options > Debt consolidation We can assist you make an informed decision by helping you to set goals and review loan options that align to your needs. Get in touch with us today and we can work through your scenarios together.

12.01.2022 Things are looking up for WA!

12.01.2022 Are you paying someone else's mortgage ??

10.01.2022 http://info.yourinvestmentguide.com.au/mortgage-rate-drop-/

09.01.2022 https://www.linkedin.com//property-purchasing-investing-wh Property Purchasing & Investing-What you need to know and should consider!

06.01.2022 A 5 minute read. Clearly spells out the potential impact of an end to negative gearing. Anyone in a property related industry, builders, all tradies, need to read this. A further slowdown in the property industry will affect every related industry. Take the time to read this.

05.01.2022 SEPTEMBER HOME LOAN RESULTS: Another great month for home loans! With this tricky year coming to an end, it's great to see our clients making investments and taking care of their financial future! We had a great deal of refinances this month! Never hesitate to contact us should you require a home loan or if you are looking to refinance an existing loan. We look forward to similar results for our home loans as we move into the end of the year! ... Bring on spooky season!

05.01.2022 With the daily commute becoming more and more expensive, find six ways you can save and improve your current financial situation. #commonsense

05.01.2022 Some great ideas about trying to save for your First House!

05.01.2022 The time to buy is now. Call us! We can help!

04.01.2022 With the big 4 banks bringing in tighter lending criteria, now is the time to lock in rates or look at better options outside the majors. #moreoptions #giveusacall #commonsense http://www.smh.com.au//nab-and-anz-bank-hike-fixed-mortgag

03.01.2022 Are you paying someone elses mortgage ??

03.01.2022 There are signs Perth's property market is finally bouncing back from a two year slide. The median house price is finally on the rise, as first home buyers move into our outer suburbs.

02.01.2022 The 100 day countdown has began! 100 DAYS left of 2020. Have you achieved what you wanted? Are you looking to buy your first home? Perhaps you are interested in refinancing your current loan? Maybe you are after a new car, or need equipment for the new year? Our experienced team of financial experts at Common Sense Finance can help! Let's make the most of these last 100 days and get ahead of 2020!... Get in touch with us: commonsensefinance.com.au and lets take a look at your progress this year.

01.01.2022 HOT NEW LISTING 163 Virgil Avenue, YOKINE Offers in the $800,000’s Drive way to the side means you could possibly retain the main dwelling and still build on the back, or sell off back block. ... (You will need to do your own research) Land bank opportunity. Perfect for savvy investor, family, developer of anyone with good taste. Home opens next weekend. If this is something you are interested in or know someone that would love to live here: please don't hesitate to give us a call to facilitate the finance. David Williams 0450 672 727

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