Concept Financial Solutions in Mernda, Victoria, Australia | Businesses

Concept Financial Solutions

Locality: Mernda, Victoria, Australia

Phone: +61 422 884 062

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25.01.2022 Already three months into 2019, its astonishing how quickly our lives can change, whether its a growing family, a new job, or maybe just a change of pace. No matter how your life has changed, its essential that your loan continues to meets your specified needs. Even if youve had your current home loan for only a couple of years, its possible you could take advantage of different loan features or even secure a lower rate.... Let Concept Financial Solutions give your Home Loan a free Health Check..... Well evaluate and compare your loan to other available in the market and complete a comparative analysis in respects to account rates, fees and features to make sure you have the loan thats right for you. Speak with us if you are: * thinking about topping up your home loan; * coming to the end of a fixed rate term; * aiming to pay off your home sooner; * looking to reduce or lock in your repayments; * planning renovations; or * considering buying an investment property David Piculovski Concept Financial Solutions

25.01.2022 Thanks for the opportunity Phill, best of luck in the new home... Now to put an EVO in the garage

24.01.2022 SPOT THE DIFFERENCE? This is what paying 1% more on your mortgage looks like on a standard $500,000 loan! A call worth making...Get in contact 0422 884 062 for a free no obligation assessment on your current home loan.

24.01.2022 3 of the 4 MAJOR'S have moved to increase their % with the last most like to follow! The time to exercise your options is now, with a free no obligation assessment you have nothing to lose and everything to gain........... Starting from THREE POINT FIVE NINE % why wouldn't you consider your options!... Get in touch and let us do the hard work. Concept Financial Solutions

24.01.2022 A loan pre-approval means that a lender has agreed, in principle to lend you an amount of money towards the purchase of your home, investment or new vehicle purchase.. It allows you to know your maximum available funds so you can narrow your search, negotiate with more certainty, and bid with more confidence if you're going to auction. A pre-approval is a valuable step in getting you closer to your new family home, investment property or that car you have been dreaming about ...for so long. On how we can get you pre-approved call 0422 884 062 or email your inquiry to [email protected] Buy with confidence and tip the scales back in your favor.

23.01.2022 STOP THE PRESS! Commercial car loans starting from 3.95%..... T&C apply get in contact with the team @ [email protected] for further details!

23.01.2022 Amazing support for brokers who support their business in return... #keepcompetitionalive

22.01.2022 Refinance your home or investment loan and have the potential to save on interest, lower your repayments, consolidate your debts and get up to $4,000 cash back. Terms and Conditions apply call 0422 884 062 or email [email protected] for further details.

22.01.2022 A big thank you to all our friends, family and new clients in 2018 for their trust and support. It was a great year for the CFS team and we look forward to providing exceptional customer service backed with tailored financial solutions going into 2019. CFS will be taking a break and returning to work on the 14/1/2019, for any enquirers please email [email protected] and we will endeavour to respond upon our return.... Once again thank you and heres to a bigger and better 2019. Regards, David

21.01.2022 New home loan rates from 2.99% Getting into a competitive home loan just got easier. With our most recent rate reductions we now have home loan rates starting from 2.99%. - Private MSG... - Email [email protected] or - Contact 0422 884 062 Concept Financial Solutions the Refinance and Debt Consolidation specialist!

21.01.2022 Take the time to understand your credit file! What positive credit report? What does this mean to you and how it may impact your credit score and its impact on your credit worthiness! https://www.canstar.com.au//what-is-positive-credit-repor/

20.01.2022 With the RBA's recent announcement of reducing the official cash rate to 0.75%, we have our first lender to reduce its prime interest rate. 3.12% comparison rate 3.32%.............. For further details please contact 0422 884 062 or email [email protected]

20.01.2022 https://www.afgonline.com.au//afg-hardship-contact-details A handy list of COVID-19 financial hardship contact numbers and financial assistance web pages for all our lenders. If you require any further details please be sure to get in touch for any assitance.

20.01.2022 Already three months into 2019, its astonishing how quickly our lives can change, whether it's a growing family, a new job, or maybe just a change of pace. No matter how your life has changed, it's essential that your loan continues to meets your specified needs. Even if you've had your current home loan for only a couple of years, it's possible you could take advantage of different loan features or even secure a lower rate.... Let Concept Financial Solutions give your Home Loan a free Health Check..... We'll evaluate and compare your loan to other available in the market and complete a comparative analysis in respects to account rates, fees and features to make sure you have the loan that's right for you. Speak with us if you are: * thinking about topping up your home loan; * coming to the end of a fixed rate term; * aiming to pay off your home sooner; * looking to reduce or lock in your repayments; * planning renovations; or * considering buying an investment property David Piculovski Concept Financial Solutions

20.01.2022 Now that the dust has settled ...... how does your home loan stack up against the rest? With rates at record lows, there is no better time than now to review your options. With refinancing there is no exit fees provided your not currently locked into a fixed rate home loan so why not look at what your options are? Refinancing is a simple process made easy by your broker who has their ability to search the market for the best rates and a loan structure to suit your specified n...eeds. If your rate starts with a 4 then its time to show your current lender the door! Get in touch and lets get started!

19.01.2022 Thanks Shannon/Kane for entrusting us with managing your home loan. Good paying and loyal customers should be rewarded, however their bank never took the time to re-evaluate their position to see if they had the best deal available in todays market. The end result was amazing with a new home loan rate of 3.69% .....Total reduction was 1.4% from previous home loan, one single repayment and greater financial freedom!... Thanks for the review and best of luck with the rest of 2019! Regards, Concept Financial Solutions

18.01.2022 Has your bank recently used these terms when they have assessed your application? DECLINED LOW CREDIT SCORE NO CAPACITY... COME BACK IN 6 MONTHS ADVERSE CREDIT LOW VALUATION DOES NOT MEET OUR LENDING GUIDELINES Are you looking at refinancing your home loan, consolidating your debts or buying a new car, but your bank thinks its too hard and you should try again later? We can help At Concept, we have access to a comprehensive panel of lenders who have the ability to think outside the box and give you a greater understanding of the challenges you may face. We dont take no for an answer, so you shouldnt either! If you have had an application refused and dont quite understand why, get in touch for second opinion and a better assessment of your individual circumstances. [email protected] 0422 884 062

16.01.2022 First, the team @ Concept Financial Solutions would like to thank everyone for their trusted support in 2019, we had an amazing year in 2019 and have started strong in 2020. This would not be possible without the fantastic customers and friends who have supported and trusted in our services. To you all a heartfelt thank you and to a bigger and better 2020! The holidays and festive season not only has a tendency to leave you a little heavy on the scales but also tips the scal...es with nasty debt and limited cash flow. The New Year is always a good time to wipe the slate clean and start fresh, and a good place to start could be with one of your biggest debts being your home loan. The RBA cash rate, which was reduced three times in 2019 to 0.75 per cent, is expected by many experts to drop again in early 2020. Record low rates give people the opportunity of not only consolidating those nasty loans and debt but also reducing your current interest rate and overall monthly outgoings. If you think you deserve a better deal. nows the time to review your options! Concept financial Solutions The Debt Consolidation Specialist!

16.01.2022 If the banks make and move maybe its time you do the same! 1 of the 4 major banks have moved to raise interest rates......What will the other 3 do? Dont give them a chance to make the first move, get in contact for a free assessment of your options.

16.01.2022 How low can YOU go??? Home loans starting from 3.59%p/a and Car loans from 4.69% p/a the time to start saving is now. Pre-approvals to put your mind at ease, expert advice, access to dozens of lenders...... get in touch and lets give your hard earned money the respect it deserves!... Regards, Concept Financial Solutions

15.01.2022 Just because you're in lock down, doesn't mean your home loan has to be! Variable Home Loan Rates starting from: - 2.59% Comparison Rate 2.62% - No annual Fees ... - No ongoing fees - Includes 100% offset facility! Get in touch [email protected] or call 0422 884 062 for further details and information. Team Concept

15.01.2022 Wow - Super review thanks Emma and the best of luck for 2019

14.01.2022 As we continue to make our way through these unprecented times, its important to know that you as customer have the support of your financiers during these difficult and uncertain times. It is known that many have been impacted in a variety of different ways by coronavirus and appreciate every situation is different, so theres a range of ways you can seek assistance, each tailored to your specific circumstances. Tailored assistance packages are available based on your indivi...dual circumstances however, here are some examples of how you can seek financial assistance during these difficult time: deferral of payments for home loan, cards and vehicle finance products reduction in credit card interest rates for an agreed period a range of emergency assistance measures to support clients with urgent needs specialist and tailored assistance for business clients experiencing flow on impacts from coronavirus, including loan restructuring and reassessment of loan terms. If youre experiencing financial difficulty, please contact your financier to discuss your options, alternatively if you need any asssitance of guidance through this process please dont hesitate to contact Concept Financial Solutions for any assistance. Regards, Concept Financial Solutions

13.01.2022 With the RBAs recent announcement of reducing the official cash rate to 0.75%, we have our first lender to reduce its prime interest rate. 3.12% comparison rate 3.32%.............. For further details please contact 0422 884 062 or email [email protected]

13.01.2022 As expected, the Reserve Bank of Australia kept the cash rate at 0.25% at its meeting today as the country continues to deal with the COVID-19 pandemic. https://bit.ly/39RDinr

12.01.2022 Liberty customer rejoice ...

11.01.2022 3 of the 4 MAJORS have moved to increase their % with the last most like to follow! The time to exercise your options is now, with a free no obligation assessment you have nothing to lose and everything to gain........... Starting from THREE POINT FIVE NINE % why wouldnt you consider your options!... Get in touch and let us do the hard work. Concept Financial Solutions

11.01.2022 1% might not sound like a lot, but on an average home loan size of $450,000 1% represents a total saving of approximately $97,000 in intereston a standard 30 year loan term. Rates beginning as low a 2.19% it's worth the conversation so it times to make your money work smarter not harder. Concept Financial Solutions... [email protected] 0422 884 062 See more

10.01.2022 Lets go honey badger!!!! 12th Only means more of those signature overtakes ...... #stopbeingthem

10.01.2022 Scenario: - Customer has a simultaneous settlement due in 4 days times (sold one property to buy another) - Misinformed by conveyancer and now is faced with a shortfall at settlement of $40K - Local bank said No to helping customer obtain a loan to cover the shortfall... - Customer contacts office, referred by previous customer telling me We are her last hope! - Small unpaid default on credit file, part pension part casual employed - Loan submitted Tuesday - Approved Wednesday - Funds in account Thursday - Settlement on property Friday .... No doesnt exist in our vocabulary, when they say NO we accept the challenge! Good news story we thought we would share

10.01.2022 More than 4 options when it comes to financiers, loans for all shapes and sizes and a personalized service to suit all your specific needs. Get in touch for a free no obligations consultation regarding your finances!

09.01.2022 Piggy Bank a little on the slim and empty side? A simple home loan restructure and consolidation of unwanted debts like credit cards or high interest personal loans could free up that extra money needed to fill that empty piggy bank. Get in touch for further information regarding record low interest rates, current offers and how we could save your thousands starting today!... CONCEPT FINANCIAL SOLUTIONS 0422884062

08.01.2022 The time is now........ Get in touch with your refinance and debt consolidations specialist! CFS

08.01.2022 DEBT RESET... Maxed out credit cards, car loans, one bill after the next with no money in the piggy bank? Start of 2019 on the right foot, debt reset and get on track.... Email [email protected] or call 0422 884 062 for a chat. Team Concept Financial Solutions

08.01.2022 *******NEWS FLASH****** Owner Occ - P&I 3.39% - 2 Year Fixed - up to 80% LVR (4.05% Comparison rate^)... 3.51% - 2 Year Fixed - 80 - 90% LVR (4.29% Comparison rate^) Investor - P&I 3.81% - 2 Year Fixed - up to 80% LVR (4.46% Comparison rate^) 3.93% - 2 Year Fixed - 80 - 90% LVR (4.70% Comparison rate^) Secure the next 2 years with this amazing offer, call 0422 884 062 or email [email protected] for further information ....

08.01.2022 Get on board guys, find a classic and get cruising this summer with Northern Gal Ill help finance the cruiser you just find it Awesome stuff great to be apart of the team and all the other great sponsors!

08.01.2022 Juggling multiple debt can not only be stressful but also limit your monthly cash flow making it difficult to save for the important things in life. Debt consolidation allows for customers to minimize their monthly commitments and maximize there cash flow and savings ability. High interest credit cards, personal loans etc can get tricky especially coming into the holiday season, so don't wait until its too late, get in contact with Concept Financial Solutions for a free no obligation consultations.

05.01.2022 Just because youre in lock down, doesnt mean your home loan has to be! Variable Home Loan Rates starting from: - 2.59% Comparison Rate 2.62% - No annual Fees ... - No ongoing fees - Includes 100% offset facility! Get in touch [email protected] or call 0422 884 062 for further details and information. Team Concept

05.01.2022 Concept Financial Solutions are pleased to announce that our new website is up and running.... www.conceptfinancialsolutions.com.au The website hosts a variety of different tools including home loans calculators, latest industry news, tips and guides designed to help you navigate your way through the home loan process.... Thanks for your continued support. Regards, Concept Financial Solutions

05.01.2022 How does your home loan stack up against the rest? With recent reductions to interest rates have you checked to see whether you have the best rate available on the market. With rates as low as 3.49% ..Its worth reviewing your home loan!... Call 0422 884 062 to review your options and eligibility criteria. Concept Financial Solutions . The refinance and debt consolidation specialist.

05.01.2022 We are often asked what are the pros and cons of fixed vs variable rate option home loans. Money Smart have a great article that summarises these key points which is definitely worth the read if youre looking at restructuring your home loan. https://www.moneysmart.gov.au//fixed-vs-variable-home-loans... Get in touch to review your options and what deals are currently available on the market.

03.01.2022 Download a free personalized app on your iPhone or Android which boast of variety of different calculators and information about home loans: The myAFGBroker App gives you the ability to: Compare home loans with a variety of different lenders; Calculate possible stamp duty charges;... Review proposed loan repayments if you are looking at buying, refinancing to a better interest rate or consolidating debts; and Information and updates on the latest industry news. Click the following link https://1af3.app.link/?brokerId=1-2DM7Q50 Regards, Concept Financial Solutions

01.01.2022 Concept Financial Solutions will be out of office from the 20th to the 24th of September. For any urgent enquires please email [email protected]. Regards,... The Team @ CFS See more

01.01.2022 Need to refresh your home loan? - Debt Consolidation - Home improvements - New family car... - Family Holiday Fixed rates from 3.59% for owner occupied homes, why not take that holiday our buy that new car.

01.01.2022 Concept Financial Solutions would like to that Dimitri Mercury for the opportunity to help him with his new business venture and wish him every success in this exciting new chapter. Grateful for the opportunity and your patience, we look forward to seeing your business grow and hopefully get to sample some of your amazing coffee. For anyone planning an event get in touch with Dimitri Mercury for access to the baddest coffee van in the land!... Regards, Concept Financial Solutions