Concinnate Financial Services in Melbourne, Victoria, Australia | Mortgage brokers

Concinnate Financial Services

Locality: Melbourne, Victoria, Australia

Phone: +61 413 041 646

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• Mortgage brokers

24.01.2022 The government is guaranteeing up to $40bn of lending for SMEs. This will help SMEs access funding to assist with cash flow to get through this difficult period. Credit criteria applies. Be aware, if you did not qualify for lending before COVID-19, you may not qualify now. The full list of lenders participating in the scheme will be listed on this website in due course https://buff.ly/3akLDzl

23.01.2022 In the period July - December 2019 The Australian Financial Complaints Authority received 3649 complaints about home loan services. They pursued and progressed 2201 of these complaints. Only 15 of these complaints that were progressed related to brokers - thats 0.68%. 93.5% of the complaints were against lenders. The numbers speak for themselves - brokers deliver better outcomes for customers. For finance solutions that have your best interests at heart contact us on [email protected] or 0413 041 646

23.01.2022 Are you working from home? Enjoying your higher than usual levels of productivity? Loving the extra time youve found given theres no commute to the office? What a great opportunity to review your finances, and from the comfort and privacy of your own home too! Contact us for an obligation free chat on 0413 041 646 or [email protected]

22.01.2022 "In Victoria new laws introduced on 2 March 2020 means that it is easier for tenants to have a pet. They require the written permission of their landlord, however a landlord can only refuse permission with the approval of VCAT (Victorian Civil and Administrative Tribunal) says Rob Gillies, Director, Property Management, REoM (@realestateofmelbourne). Getting accurate advice from a quality property manager will help ensure you are a compliant landlord and every tenant wants to know their rights are well represented too. So its now far more accessible for tenants to be welcomed home by adorable faces like Pig and Lolas (@pigandlolathepugs), the family pets of Concinnate Financial Services. Contact us to discuss your property or finance needs on [email protected] or 0413 041 646

20.01.2022 As many of you would be aware the banks are offering to suspend loan repayments for those impacted by COVID-19. The Australia Banking Association has compiled a contact list for each banks Hardship Department. Here is a link to that list. Scroll to the bottom of the page for contact details.

20.01.2022 To our small and medium sized business community now is the time to talk to your advisers. Use your accountant to understand your cash flow, your fixed costs, your variable costs, how the government stimulus package can benefit your business and put a financial plan in place for the next 12 months. Speak to your HR adviser to get professional advice on how to manage staffing issues in order to avoid Fair Work Breaches and to consider all options available to you. Dont have advisers? Reach out to us and we can point you in the right direction [email protected] or 0413 041 646

19.01.2022 We are excited to announce that Concinnnate Financial Services is open for business! Concinnate is a premium Finance Broking service based in Melbourne headed up by Maria Robinson who has extensive expertise in financial services. Follow us for useful tips and information.... For any lending needs contact us on 0413 041 646 or [email protected]

18.01.2022 At Concinnate Financial Services we take our clients data security VERY seriously. Thats why we have high level security software in our business including 10 digit codes on our smart phone and smart watches. To deal with a finance brokers that understands the importance of securing your data conatct us on [email protected] or 0413 041 646

18.01.2022 There are a lot myths about the treatment of living expenses in home loan applications and what borrowers should do about this. Ignore the myths and get in touch for any questions relating to your situations. Contact us on 0413 041 646 or [email protected]

18.01.2022 Brokers are two times more likely to find a lending solution for customers than a bank because of the number of lenders (and lending policies) they have access to. For a greater range of options contact us.

16.01.2022 We love sharing our tips, thoughts and industry knowledge with you. Connect with us to share the journey Instagram - https://buff.ly/2UABrw2 LinkedIn (Business Profile) - https://buff.ly/3dAFnpl LinkedIn (Marias Profile) - https://buff.ly/2wGrC7N

15.01.2022 Be safe and care for others

15.01.2022 Lets change our language. Replace the term "social distancing" with "physical distancing". We can stay connected, socialise through the amazing digital platforms available to us, give and receive love while keeping safe physical distance. Humans are social animals and being socially connected is more important now than ever. For a social chat or to talk about your finances contact us on [email protected] or 0413 041 646

14.01.2022 With the price of land in Melbourne being as high as it is a trend has developed where home owners are building a second dwelling on their property to either subdivide and sell in order to reduce their debt or to rent out for an additional income stream. Want to discuss the options for your property? Contact us

14.01.2022 Beyond Blue has developed a tool to help those who work with business owners identify mental health concerns and how support may be offered. If you work with small businesses (lawyers, accountants, coaches, advisers, associations etc) we hope you find this tool useful.

13.01.2022 **SCAM ALERT** The Australian government is allowing people to access $10,000 of superannuation due to hardship caused by COVID-19. There is a new scam where people are being contacted and offered assistance for this process. TIPS: only use MyGov to request this hardship payment and only access the MyGov website by typing it into the browser, do not click on any links

13.01.2022 Many people celebrated the Victorian governments decision to ban single use plastic bags on 1 November 2019. More and more consumers are joining the ethical buying movement. And financial institutions are not immune from this. If the values of your financial institution are important to you we have lenders that will meet your needs. To find out more get in touch on 0413 041 646 or [email protected]

12.01.2022 Many people think that a finance clause in a property purchase offer gives them all the protection they need. But what if you already have a pre-approval? What else can go wrong? How can you protect yourself? For professional insights contact us

11.01.2022 IMPORTANT NEWS FOR SMALL BUSINESS your business loan repayments could be suspended for up to 6 months if you need help to recover from the current financial environment Contact your bank now if you need to discuss this option... #smallbusiness #business #support

10.01.2022 Not all apartment buildings were created equal. Did you know that there are apartment buildings lenders will either not lend against or will only lend against with restrictions. Not only can this make it difficult for you to get finance to purchase one of these apartments but it can also affect your ability to re-sell down the track. For guidance on lending for apartments purchases contact us

09.01.2022 Why Concinnate Financial Services? According to Dictionary.com Concinnate means "to arrange or blend together skillfully, as parts or elements; put together in a harmonious, precisely appropriate, or elegant manner" and this is exactly what we aim to do with all of our customers lending applications while providing exceptional customer service. Lending has become increasingly complex so the quality of your broker makes an enormous difference.... For any lending enquiries contact us on 0413 041 646 or [email protected]

09.01.2022 Today is #InternationalDayofHappiness. Take a moment to appreciate the things that give us joy.

07.01.2022 The RBA reports that existing customers of a bank are often paying interest rates of 0.30-0.40% more than new customers to that same bank. Are you getting a raw deal? Contact us to find out.

07.01.2022 The Reserve Bank of Australia (RBA) is offering lenders access to $90bn of funding at 0.25% over 3 years so that they can then provide more lending at low rates to small and medium sized businesses (SMBs). The RBA wants lenders to support SMBs in their financial recovery from recent events. For every $1 lent to big business the RBA will provide $1 from the funding pool. For every $1 lent to SMBs the RBA will provide $5. This funding will be available from 16 April 2020. To discuss your business and commercial lending needs contact us on [email protected] or 0413 041 646

05.01.2022 Being pre-approved for a loan to purchase a property not only gives you peace of mind, it also gives you negotiating power. To be in a stronger position when buying property contact us

05.01.2022 More and more couples are maintaining separate finances, including owning property separate from each other. Some lenders cater for this better than others. To find out which lender can meet your unique needs contact us

03.01.2022 As more lenders are responding to the second RBA rate cut in just 17 days we are seeing some fantastic rates on offer. For a personalised finance solution to meet your unique needs contact us on [email protected] or 0413 041 646