Consolidated Insurance Brokers Emerald in Emerald, Queensland | Insurance broker

Consolidated Insurance Brokers Emerald

Locality: Emerald, Queensland

Phone: +61 7 4980 4222

Address: 2/62 Hospital Road 4720 Emerald, QLD, Australia

Website: http://www.cib.com.au/

Likes: 60

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24.01.2022 Income Protection & Business Interruption. 2 of the most important insurances that protect your most important asset, your income. Cashflow is king.

24.01.2022 https://www.facebook.com/QueenslandPolice/posts/10153092764423254

23.01.2022 Happy Friday from the Consolidated Team and we hope you enjoy your weekend ! Don't forget to get out and support your local businesses ( safe distancing & hand sanitising of course) Buy a coffee Order Takeaway ... Decorate your home Shop for your family & friends Small business owners are doing it tough so shop local and support them ! See more

22.01.2022 Captured on a truck dash cam, this horrific accident demonstrates the danger of cars cutting in and out of heavy vehicles. Be patient everyone and drive safe ...

22.01.2022 Beware of COVID -19 Cyber Crimes & Scams targeting small business and individuals. If you have changed how you do business during Covid-19 such as increasing your online presence or are now offering purchasing online and payments you will need to review your insurance and check you have Cyber cover. Your standard business policy may not cover your business or your clients if you or them suffer from any financial loss or privacy breaches as a result of their interactions wi...th your business or website. The Australian Cyber Security Centre (ACSC) has advised of a significant increase in Australians being targeted with COVID-19 themed scams, fraud attempts and deceptive email schemes. The Australian Competition and Consumer Commissions (ACCC) Scamwatch has received over 1,100 reports about COVID-19 themed scams from individuals and businesses losing money or personal information to online frauds across Australia. These phishing campaigns are often sophisticated, with cybercriminals aligning malicious activities within days sometimes even within hours of government announcements such as relief payments or public health guidance. They prey on peoples desire for information, imitating trusted and well-known organisations or government agencies. Visiting these fake websites or clicking on malicious links may automatically install computer viruses or malware onto your device, giving cyber criminals the ability to steal your financial and personal information. For more information you can contact us [email protected] Phone Head Office 07 3292 1100 or visit our website https://cib.com.au/ For a list of all current Covid-19 scams scamwatch.gov.au For More information and guidance on securing remote working and video conferencing www.cyber.gov.au/covid-19 If youve suffered financial loss from cybercrime, report it to ReportCyber at www.cyber.gov.au/report To stay up to date on the latest online threats www.staysmartonline.gov.au/alert-service

21.01.2022 Happy Monday Peeps we are so glad to see more businesss opening their doors If your business has changed the way it operates or you are now offering additional services please contact us directly for a complimentary insurance review. email [email protected] Ph 07 3292 1100

20.01.2022 For those who are thinking about a career in the insurance industry, this is a very good article.

20.01.2022 Bushfire Warnings issued by Queensland Government Fire & Emergency Services to affected areas Prayers to all of those affected and all the firefighters out there doing it tough. As always we have a dedicated claims manager you can call on (07) 5558 3882 or (07) 3292 1100 when you need help

19.01.2022 Severe storms possible tomorrow warning

19.01.2022 Happy Friday This weekend is going to be a scorcher Hope you can find a cool spot to relax before the silly season starts :) NON ALCOHOLIC MOSCOW MULE ... Why ............. because your motor vehicle policy excludes damage if you are driving whilst over the limit Ingredients 1 lime (1-2 tablespoons juice, fresh is best) 1 TBS simple syrup 1/4 cup club soda 3-4 mint leaves (torn, optional) 3/4 cup Ginger Beer crushed ice Instructions In the bottom of cup, pour juice from lime, simple syrup and club soda. Add mint leaves if desired. Fill the cup about half way with ice. The pour about 3/4 a cup of ginger beer over the ice. Garnish with mint leaves and a lime wedge if desired, and serve.

19.01.2022 http://secure.promail.com.au//Brokerwise%20Winter%202014.p

19.01.2022 http://www.youtube.com/watch

17.01.2022 Weather has gone crazy ! Fires & Ferocious Hail Storms If your car windscreen is smashed please contact us so we can organise a repair so you can get back on the road ASAP Hail damage to body of vehicle can be assessed / repaired later If your home or property requires urgent make safe please contact us ASAP so we can help you through the process... Contact our claims manager Karen (07) 3292 1100 or email her at [email protected] to get your claim moving See more

17.01.2022 We pay claims!!! Claims Lodged 2016 YTD: 208 Claims Paid 2016 YTD: $1,598,995 Do you have a single point of call for lodging claims or do you have to phone a call centre and talk to a different person every time? Our Claims Manager Karen is awesome!!!

16.01.2022 http://www.couriermail.com.au//story-fnihsrf2-1227053078856

15.01.2022 We have lodged 5 claims so far for property damaged caused by Cyclone Marcia. Are you prepared for the next weather event and do you have sufficient insurance? Call 07 4980 4222 for expert advice in protecting your assets.

15.01.2022 YOUR BUSINESS: Why business plans dont work and how to change them for the better. http://ow.ly/Xs9Ut

15.01.2022 Are you ready for Storm Season? Queenslanders on the coastal regions are at risk of being hit by Cyclones & Severe Storms between November and April. Have you checked that your Insurance Polices up to date and that you are sufficiently covered???

14.01.2022 Will your insurance risk rise because of reopening your business? Additional risks may include employees contracting COVID-19 and stresses to staff caused by employers poor or ineffective management of the crisis. Given the nature and complexity of managing a workforce, employers are quickly responding to many different implications of COIVID-19, including return to workplace planning as the lockdown restrictions are gradually lifted Potential claims arising under Employme...nt Practices Liability (EPL) policies can include impacts that go beyond contracting the disease and could include breach of privacy and emotional distress. Businesses with variable risk management procedures for different teams and locations could trigger discrimination issues, while loss associated with enforced self-isolation could lead to a claim. Most EPL policies contain exclusions for loss related to bodily injury. However, there is generally coverage for claims relating to mental anguish or emotional distress alleging an EPL breach. Directors and Officers insurance is another area where the virus outbreak is increasing risks for companies. Larger corporates will need to ensure they are meeting Australian Securities Exchange continuous disclosure requirements and should be mindful of regulatory changes and governance expectations as the post COVID-19 environment will increase scrutiny placed on organisations to understand and implement any changes. For more advice or to discuss your own Employment Practices Liability Policy please contact your account manager at Consolidated Insurance or ph 07 3292 1100 or email contactus @cib.com.au See more

14.01.2022 Happy Monday Peeps we are so glad to see more business's opening their doors If your business has changed the way it operates or you are now offering additional services please contact us directly for a complimentary insurance review. email [email protected] Ph 07 3292 1100

12.01.2022 Wed like to welcome our newest staff member "Potato".

09.01.2022 Does your Broker explain insurance in a way that YOU understand ? Or are you now left feeling more confused ? Here at Consolidated Insurance we will talk you through your policy in clear language Contact us for a complimentary insurance review and let us explain your policy to you.

09.01.2022 http://m.cqnews.com.au//suncorp-its-justtoomuch-f/2319571/

09.01.2022 This is why Marine Transit Insurance exists https://www.facebook.com/melinda.dre/posts/1514056721951288

07.01.2022 http://secure.promail.com.au//CQIB%20Brokerwise%20Spring14

07.01.2022 Insurance is like all things in life, you get what you pay for.

07.01.2022 Were now ready to service Bundaberg for their general insurance needs!

05.01.2022 Planning your Bali Summer escape but worried the dreaded Bali Belly might ruin your holiday? We offer Several Travel Insurances to suit all budgets. We are loving TravelCard Real-Time Travel Insurance.... Because ..... 1. You get 24/7 Global Assistance team that can direct you to the nearest pharmacy, hospital or doctor when overseas. 2. Your TravelCard can be loaded with funds to cover your medical costs in Real-Time so you wont be left out of pocket, all with no dollar excess. We think Its how travel insurance should be.... Call us today for your travel Insurance quote

05.01.2022 What is an excess & why do I need to pay it ? The excess or deductible is the amount you will be required to pay when you make a claim on your policy. In other words, its the amount you agree to contribute towards the cost of a claim, with the insurer covering the remaining amount.... Some of us choose a higher excess to reduce the cost of our Insurance policy however the most important factor you will need to consider is if you need to claim Can you afford to pay the excess in full immediately? If the answer is no, we can offer you options to choose a more affordable excess and pay your insurance premium in easy to manage monthly instalments. Below are some general excess examples but we would recommend seeking clarification for your own individual claim situation: Some but not all insurance companies will consider waiving an excess on a vehicle claim if you are not at fault and on the condition, you can provide the ALL of fault parties details such as: - Full name - Address - Phone number - Licence number Other insurance companies will not waive excess even if you are not at fault however they may offer you a refund of the excess if they recover costs of the claim from the at fault party The excess is still payable in claims where you have damaged another partys property even if there is no damage to your property you will need to pay the excess prior to your insurance company settling the other party. You may become liable for additional costs such as extra damage or legal costs incurred as a result of you delaying or refusing to pay your excess. Property claims will require excess paid prior to builder undertaking repairs Vehicle claims will require excess paid once repairs are completed and prior to vehicle handover For more information on your insurance excess or paying your policy premium in monthly instalments please contact us on (07) 3292 1100

04.01.2022 @knowrisknetwork: So you have a #smallbiz - should you buy insurance direct or use a broker - whats the diff? https://t.co/GCMtcHeLF9 https://t.co/hCENbeLW9y

03.01.2022 If you have recently undertaken modifications to your vehicle you need to let us know so we can update your policy and make sure you are covered correctly. The owner of the Mustang had fitted an aftermarket supercharger which had not been disclosed to the insurer. This resulted in a $14,000 Claim being refused on the grounds of the owner failing to disclose a modification to the vehicle.

01.01.2022 Could your business afford a $200,000 fine? If you dont have Management Liability Insurance, give me a call.

01.01.2022 If only this business had Management Liability......