Coronis Mortgage and Finance in Lutwyche, Queensland | Mortgage brokers

Coronis Mortgage and Finance

Locality: Lutwyche, Queensland

Phone: +61 7 3105 2060

Address: 2/532 Lutwyche Road 4030 Lutwyche, QLD, Australia

Website: https://www.coronisfinance.com.au

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25.01.2022 #PostCOVID19 Brisbane City Councils toughest ever budget What does that really mean for you? Here are some of the big changes that could affect you: Annual Kerbside Collection Suspended... The annual kerbside collection program has been suspended for two years in effort to save $13 million. Rates Freeze The BCC will freeze rates for six months and then from January 2021 rates will be increased on average by 2.5 per cent. Parking Metres The parking metres will be increasing by 20 cents per hour from Jan 2021. Wage Freeze The BCCs 10,000 workers will have their wages frozen for two years in an effort to save an approximate $36 million. The wage freeze is applicable to everyone in the council, including all councillors. Read about all other big changes in our latest blog post: http://ow.ly/XOwW50Ag47E Like our Facebook Page to stay on top of the latest industry news and tips!

25.01.2022 Consumers are still winning as RBA has kept the interest rate on hold at 0.25% once again. What does it mean for you? Lenders will continue to offer record-low rates on mortgage loans, with potentially more lenders joining the ranks. A sense of stability in economy in these unprecedented times and blossoming performance of the property market for the spring selling season If youve been thinking about getting into the property market or refinance your current mortgage loan..., its time to do it this spring. Get in touch with our mortgage brokers to see how we can help you: www.coronisfinance.com.au

24.01.2022 Did you hear the good news? The Australian Government has extended the HomeBuilder scheme by a further 3 months. Home upgraders now have until 31st March 2021 to qualify for a $15,000 cash grant to be used for building or substantially renovating a home. So, if you’ve been considering a home upgrade, now’s the perfect time! https://coronisfinance.com.au/next-home-buyer/

24.01.2022 #realestatequotes Home is the centre of where happiness is made. Like our Page to stay on top of the latest industry news and tips! Jump on our website to have a browse through our dream homes: http://ow.ly/xc4j50AONSs

24.01.2022 As a property investor, when was the last time you investigated your refinance options? As an investor, with refinancing you could: - Benefit from a lower interest rate - Access equity to renovate or to use as a deposit for your next investment - Fund your current living expenses... Click on the link below for more information about refinancing your investment. https://coronisfinance.com.au/when-is-the-right-time-to-re/

23.01.2022 Fathers...they play such an integral part in our lives. They give us a mountain of love, support and strength. To all fathers out there, thank you for everything. We hope you make some of the best memories with your family this weekend. From our family to yours, Happy Fathers Day! #coronis #fathersday

23.01.2022 This year, the Ekka holiday is a bit different than we know it. Its an amazing opportunity to explore our beautiful Queensland over the long weekend and support local tourism during these unprecedented times. Please be advised for the 2020 Ekka Public Holiday, our office will be closed on Friday, 14 August. Normal office hours will resume on Monday, August 17. We wish you a happy long weekend, but most importantly, safe adventures with your family!

23.01.2022 REB Awards 2020 - We are extremely excited to announce that we have once again been awarded in Australia! A huge thank you to all our team, clients and partners who have supported our business throughout the past year. Our goal is to make buying, renting and selling easier for all our clients and achieve great results for them, so to be recognised for our efforts on a national level by REB is the icing on the cake.... Click the link below to read the full article! http://ow.ly/yMvV50AkcYu

22.01.2022 Top 3 Tips for Choosing the Right Investment Property 1. Be familiar with the area. Do research, check the local demographics, investigate potential growth and find out about vacancy rates for the suburb. 2. Don’t overinvest. If you’re on a tight investment budget, then you want to look for properties that offer the best return on investment in both the short-term and the long-term.... 3. Consider maintenance. Buying an older property may reduce the initial purchase price but could also result in costly ongoing maintenance and repairs. For more tips on buying an investment property, download a free Coronis Property Investment Guide. https://coronisfinance.com.au//buying-an-investment-prope/

22.01.2022 First Home Buyers, are you interested in saving up to $8,750 on transfer duty? Thanks to the first home concession, eligible first home buyers who plan to make the property their principal place of residence (for a minimum of one year) can save significant sums on the amount of transfer duty they’re required to pay. For more information, talk to one of our experienced brokers today. ... https://coronisfinance.com.au/first-home-buyer-qld/

21.01.2022 #realestatequotes Every day is a new adventure, a new life chapter. Make it count. Like our Page to stay on top of the latest industry news and tips! Jump on our website to have a browse through our dream homes: www.coronis.com.au

21.01.2022 Were looking forward to meeting more buyers today at our Open Homes following last weekends successful inspections! In line with the Queensland Governments easing restrictions, our team of agents will be allowing up to 9 buyers to enter our Open Homes at any one time, but we do ask that you please follow the social distancing guidelines and avoid touching any surfaces So if youve been thinking about buying or renting a new home, todays the day to get out and find th...e one! #coronis #openhomes #realestate

21.01.2022 Buyers across Australia have well and truly awoken from their COVID-19 slumber, as shown by the new REA Insights Weekly Demand Index. Since the recent low related to COVID-19, serious buyer activity has more than doubled in most states and territories with the largest increases recorded in Western Australia (117.3%) and Queensland (117.1%) Click below to read about more insights into recent buyer activity. ... #coronis #realestate #buyers #selling #buying #Queensland

21.01.2022 Did you know our Conveyancing Team can complete your property settlement completely online? From virtual client meetings through to digital platforms such as Docusign and Pexa, our team of conveyancers are here to support you every step of the way. For more information, click here: http://ow.ly/GulK50zm5Lg ... #coronis #realestate #conveyancing #allhere

20.01.2022 Today marks the importance of asking your friend, your family, or your colleague - R U OK? Especially with the rough year 2020 has been to many. Unless you ask, you wont know what someone else is going through. We want to make sure to be there for you and for our people, so lets start this conversation. R U OK? Find out how you can get involved: www.ruok.org.au... #coronis #ruok

20.01.2022 Since March 2020, 90 lenders have cut rates on at least one of their loans! If your unfreezing nows the time to review, ensure your loan is still the best in the market for you! Book a 15-minute chat today and see how we can help https://bit.ly/3cPHa9e

19.01.2022 Did you know 180,000 homes and buildings are damaged by termites in Australia every year? If youre thinking of buying a property, arranging a Build and Pest Inspection report is a must to avoid any financial risks. The report will include professionals evaluation of propertys condi-tion. It includes a visual review of: ... Structural inspection of the exterior roof Interior roof spaces and eaves Foundations Subfloor Wiring Interior plumbing Sheds and pergolas Fireplaces Electrical and air conditioning systems Windows / doors / flooring / ceilings / and other temporary fittings Any evidence of pests A few hundred dollars could save you thousands, so arranging for a build and pest professional come will help you understand the condi-tion of the property youre getting. Want to learn more about the Real Estate Industry? Like our page to stay on top of the latest industry news and tips! Jump on our website to read our latest blog posts http://ow.ly/ojHK50AswZo

19.01.2022 In good news for ‘home upgraders’, the Federal Treasurer has indicated that the $25k HomeBuilder scheme might get an extension. While promoting the Federal Budget, Treasurer Josh Frydenberg confirmed that the Government will be continuing to reassess the program recognising it’s been an enormous success. Currently, the HomeBuilder cash grant is available to those within specified income brackets who are planning to renovate or build a new home. But eligibility also stipula...tes that work must begin within 3 months of contracts being signed. This timeframe has already been extended in Victoria and other states may soon follow suit. If you’ve been dreaming of a home upgrade, then now could be the right time. Coronis Finance can help you find the right financial solution to achieve this goal, whether that involves accessing the equity in your current home, consolidating debts or refinancing to a lower interest rate. https://coronisfinance.com.au/next-home-buyer/

19.01.2022 The RBA made history with their November rate cut to just 0.10%, but what does this actually mean for first home buyers and those looking to refinance an existing mortgage? The RBA is hoping that cutting the official cash rate will help to reinvigorate the economy and lift the country out of the current COVID-driven financial slump. The reasoning is that if people are spending less on their interest rates, they’ll be more likely to spend money on things like eating out, shopping, entertainment and retail. Some lenders have already started passing along the latest rate cut, so if you haven’t already done so, now is a great time to discuss your options with one of our experienced team members. https://coronisfinance.com.au/contact/

18.01.2022 Its officially spring The most rejuvenating time of the year, it symbolises the start of a new life. The property market is also about to bloom in spring, so if you want to sell, this is the perfect time for it. #coronis #spring

18.01.2022 Have you been thinking of buying an investment property? With our new online tool, you can find out your eligibility for a loan in minutes by filling out your details online. By doing this, you can see what mortgage loan options are available for you. http://ow.ly/e9Fx50Bbdeh

17.01.2022 What is #StampDuty? If you want to learn about Stamp Duty and what it involves, this post is for you! Stamp Duty is a State Government tax imposed on the purchasing of a property. The more expensive the property, the higher stamp duty rate will be charged. ... Herere some common questions involving Stamp Duty: When do you have to pay your Stamp Duty? Your Stamp Duty should be paid within 30 days of the propertys set-tlement. Who pays it? The property buyer is responsible for paying the Stamp Duty. How much is it? As it is a State-imposed tax, it is slightly different in every state. Therere few solutions to work out the value of the Stamp Duty, thats why it is best to make sure you get professional advice on all transactions involving Stamp Duty. Want to learn more about the Real Estate Industry? Like our page to stay on top of the latest industry news and tips! Jump on our website to read our latest blog posts http://ow.ly/b8CH50AsufL

17.01.2022 RBA ANNOUNCEMENT The Reserve Bank of Australia has their last meeting of the year, deciding to leave the cash rate unchanged at 0.1%. What does it mean for you? Whether you're buying your first home or already a homeowner, it is an amazing opportunity to take advantage of the historically low interest rates. ... Get in touch with our team to find out what mortgage loan options might be available for you: www.coronis.apply-online.com.au #coronis #rba #finance

16.01.2022 An overview with our Finance Services Director, Tyson James: "Its no surprise that for the 6th consecutive month the RBA held the office cash rate at 0.25 per cent today, as the Australian economy suffers its biggest contraction in the last 90 years! Even though the downturn is not as severe as earlier expected and the recovery now underway in most of Australia, the RBA Governor Philip Lowe said the central bank would not raise the cash rate until progress was made towards full employment and inflation of 2-3%. With unemployment at 7.5% and inflation around -0.3% its fair to assume interest rates are on hold for some time to come."

16.01.2022 Spring is in full swing Now that youre ready to jump on the spring market, its time to turn your listing into a picturesque paradise for potential buyers with these tips: http://ow.ly/B1ws50Asx2j Like our Facebook Page to stay on top of the latest industry news and tips!

16.01.2022 What is #RentalYield? Whether youre new to investing or already have a few properties under your belt, rental yield is an important part of property investment. Rental Yield is the return the investment property will generate through rent and is calculated in percentages. So whats the magic formula? ... Annual rental incomeby the propertys price and costs100% For example: $400pw52weeks$450,000100% = 4.6% However, a truer calculation will also include all costs related to maintain the property. What does it mean? The higher the percentage, the better return youll have on your investment property. Want to learn more about the Real Estate Industry? Like our page to stay on top of the latest industry news and tips! Jump on our website to read our latest blog posts http://ow.ly/xxbB50AsupL

16.01.2022 Attention all property investors With the Smoke Alarm Legislation deadline around the corner, 1 January 2022, its a great idea to plan ahead and install new smoke alarms if you havent done so already. Check out our blog for more information about the new legislation and its deadlines. ... #coronis #propertyinvestment

15.01.2022 Lets talk about #PropertySettlement Property Settlement is when a buyer takes legal possession of the purchased property. Heres what it can include: Pre-settlement (final) inspection Checking and signing the transfer documents... Registering the transfer of ownership with the relevant government agency Making final payment to the seller The Settlement Period starts on the day when the sale contract is signed and ends on settlement day, which is when the property ownership officially goes over to you. This process is usually managed by a conveyancer or solicitor as theres a lot of detail required to complete everything by standard. Want to learn more about the Real Estate Industry? Like our page to stay on top of the latest industry news and tips! Jump on our website to read our latest blog posts http://ow.ly/YNxw50AswRn

15.01.2022 Interesting article, highlighting the likelyhood of strategic government support to stimulate the property and job markets ... Are you seeking to buy property? Start saving NOW as theres likely a prime opportunity on the horizon!

15.01.2022 Providing your customers with effective solutions is the sign of a great professional. Heres todays testimonial on Debbie!

13.01.2022 #EOFY Why property investors love tax time! Weve summarised all tips and tricks to max this years tax return as a property investor. Click here to find out more about why property investors love tax time: http://ow.ly/ooOO50Ag8t4

13.01.2022 #ComprehensiveCreditReporting or CCR It is used to paint the picture about you and your financial situation to help lenders to assess if you can afford to take out a mortgage loan and the capacity you can borrow. ? CCR includes all your information with credit provides and gives lenders an expanded view on your financial situation both the good and the bad. The best thing to do is to be up to date with your credit report and try to keep a good credit sco...re. If you have any questions about CCR or what’s involved in getting a mortgage loan, visit @CoronisFinance Want to learn more about the Real Estate Industry? Like our page to stay on top of the latest industry news and tips! Jump on our website to read our latest blog posts http://ow.ly/IFk850AONuN

13.01.2022 According to the 2019 Australian Jobs Report, 16% of Queenslanders are currently self-employed. From budding entrepreneurs to freelancers, independent consultants to sub-contracting tradies, the QLD workforce hosts a growing number of people who are happier working for themselves. But will the decision to ‘be your own boss’ have an impact on your ability to secure a mortgage? The short answer is ‘no’ provided you get the right advice early on. That’s why it’s essential that self-employed applicants talk to a mortgage broker who has experience in securing home loans for independent workers. https://coronisfinance.com.au/speak-to-a-broker/

13.01.2022 What would you do with a cash injection of $4,000? Would you put that towards paying off your home loan or the next renovation? Maybe add it to your travel fund so that you can treat yourself to a holiday once borders open?... Regardless of how youd like to spend the $4,000, there are only 5 days left to take advantage of this cash rebate when you refinance with Coronis. Check eligibility & find out more via http://ow.ly/NPyp50zP7Ho

12.01.2022 #realestatetipoftheday What is the difference between building insurance, contents insurance, and landlord insurance and what insurance do I need? As the name suggests, building insurance covers the costs of repairing damage to the structure of your property and usually covers public liability and loss or damage caused by fire, explosion, storms, floods, or earthquakes.... Content insurance covers all items that arent viewed as part of the structure of the property, such as: Carpets Curtains Internal blinds Loose floor coverings Light fittings which are not permanently fixed to the buildings Household goods (electrical appliances such as dishwashers Furnishings Furniture Landlord Insurance is a specific type of policy that typically covers investment properties for owners. This cover includes building cover, landlord contents cover PLUS a variety of risks such as rent loss and damage caused by tenants. Given the above, you should consider purchasing a Building and Contents Insurances if you are owning and occupying a property. However, if you are a landlord, Landlord Insurance is one of the most important purchases. Want to learn more about the Real Estate Industry? Like our Page to stay on top of the latest industry news and tips! Jump on our website to read our latest blog posts: http://ow.ly/vDtK50Asuja

12.01.2022 So you're ready to head on a remarkable journey to property ownership and you're starting to get overwhelmed by the thought. Where do you start your research? Here’s the checklist of what you’ll need to research on your journey to become a property owner: Borrowing power... Suburb The Property The Price Professionals you'll need Do you know someone who needs to read this? Don’t forget to tag them. Like our Facebook Page to stay on top of the latest industry news and tips! Jump on our website to read our latest blog posts: http://ow.ly/OkWo50AONwo

12.01.2022 With RBA keeping the cash rate record-low, more lenders are offering interest rates like never before. Get in touch with our mortgage brokers to see how we can help you: www.coronisfinance.com.au

12.01.2022 What you need to know about investment loans: Investment loans have stricter eligibility restrictions, may require a larger deposit than other home loans and often incur a slightly higher interest rate. You’ll also need to have funds to cover potential costs or loss of rental income if your property is untenanted for any length of time. The trade-off is that, as a landlord, you can claim associated expenses as tax deductions. ... https://coronisfinance.com.au/property-investor/

12.01.2022 Its officially time to break out the woolies and Ugg Boots, crank the fire place and enjoy the chilly mornings now that Winter has arrived! We dont know about you, but we LOVE Winter Did we mention its also a great time to sell your home in Queensland??... #realestate #winter #coronis

11.01.2022 "Oh wow, windows! I dont know if I can afford this place." - Otto Buying your first home (including windows) is easier than you think! Follow these tips for a smooth purchase! . . .... . Subscribe to our YouTube channel to stay on top of the latest industry news and tips! Jump on our website to have a browse on how we can help you with your first home: https://coronisfinance.com.au/first-home-buyer/ See more

10.01.2022 Thinking of selling this spring? Now is the time to get your property on the market before the spring rush settles in. You never know what lays beneath the surface of your property, so heres where to look to prepare for the spring sale: http://ow.ly/8Xde50AswUp Like our Facebook Page to stay on top of the latest industry news and tips!

10.01.2022 Good luck to all our Coronis Annual Awards nominees...youre superstars and we couldnt be prouder of you! We hope you enjoyed the nominee gifts this week...we had so much fun preparing them for you! Coronis night of nights is tomorrow and were very excited to celebrate your incredible achievements over the past year. Lets have a night we wont forget! ... #coronisannualawards

09.01.2022 #realestatequotes Love and dreams are the basement of it all. Whats your dream home? Like our Page to stay on top of the latest industry news and tips! Jump on our website to have a browse through our dream homes: http://ow.ly/BX0h50Asun8

09.01.2022 Considering a home upgrade? Brisbane is the place to be. When you consider the fantastic climate, lower density living and world-class beaches, it’s no wonder Brisbane has always been a popular choice for home upgraders. But after the year we’d all rather forget (good riddance, 2020!), the Sunshine State has shown remarkable resilience and all indicators point to a strong rebound post-COVID challenges. This is largely thanks to record-low interest rates (which the RBA has pr...omised to leave untouched for at least 3 years), a budget that focuses on creating jobs and lending rules that have become less-constrictive. To discuss your home upgrade plans, get in touch with one of our skilled brokers. With plenty of experience and industry insights, our team are committed to acting in your best interests. https://coronisfinance.com.au/next-home-buyer/

09.01.2022 #RealEstateGlossary - What is a Portable Loan? You have no idea? Keep reading! A portable loan allows you to sell your house and move to another one without having to re-finance. ... This saves application and legal fees, but the loan amount usually has to be at the same as or lower than the one for your current property. Essentially it enables you to avoid some of the paperwork involved in a new loan approval, however, if youve been in the loan more than a year or two its smart to reconsider your options as doubtless the market has changed and you could get a better offer. Want to learn more about the Real Estate Industry? Follow us to stay on top of the latest industry news and tips! Jump on our website to read our latest blog posts: www.coronis.com.au/blog

07.01.2022 Attention First Home Buyers! Owning your own home just got even easier thanks to a new initiative from Brisbane City Council. From 1 October 2020 first home buyers who build or purchase a new home could be eligible to receive a 100% rebate on their council rates, up to a total value of $2000. For first home buyers purchasing an existing home, the council if offering 50% off their rates bill, up to a total of $1000. For more information on eligibility criteria, see the Brisb...ane City Council website. #firsthomebuyer https://bit.ly/2IWdiho

07.01.2022 Whats the worst dad joke youve heard?

07.01.2022 If the answer is: "I dont know if I can afford to ..." then book a chat with one of our Coronis Mortgage and Finance Brokers today! www.coronisfinance.com.au/contact

06.01.2022 Found a perfect home, but its tenanted? Or are you looking for a tenanted property to buy as an investment? Owner occupier Depending on the current lease thats in place, whether fixed-term or periodical, will determine the agreement with tenants before the contract is signed for you to be able to move in.... Property Investor It is great that the property already has a property manager, but you may face loss once the tenants move out. Thats why having a good property manager is important to avoid any risks. There can be good and bad aspects to purchasing a tenanted property, just keep in mind all the factors and do your research around the terms of any leases in place and make sure they suit your needs. Want to learn more about the Real Estate Industry? Like our page to stay on top of the latest industry news and tips! Jump on our website to read our latest blog posts http://ow.ly/vpgG50AOJrC

04.01.2022 Question: How much money can I save by refinancing my home loan? Answer: Many homeowners are discovering that they can save thousands of dollars per year by refinancing. While individual savings will vary, let’s look at an example: Imagine you have a $400,000 mortgage, with a remaining loan term of 25 years and an interest rate of 3.45%. Refinancing to a lower rate of 1.99% would reduce your minimum monthly repayment by $298, saving you $89,494 over the life of the loan. I...f you decided to switch to a lower rate but continued to make the same repayments, not only would you save a staggering $110,675 in total, but you’d also pay off your mortgage around 4.5 years earlier! So, how much money can you save? Potentially, quite a bit! To find out more, click on the link below to use our free online comparison calculators. https://coronisfinance.com.au/calculators/#calculators|1

03.01.2022 Self-employed? Herere our best tips for buying a home. 1 Save up When assessing home loan applications, it is best to start saving in advance as lenders like seeing solid savings history. 2 Be fastidious about financials... As your income streams fluctuate more than PAYG applicants, its more difficult for lenders to gauge whether you can meet repayments into the future. 3 Get your accountant on the job Often there are busi-ness expenses that can be added back to your taxable income to work out your borrowing capacity. 4 Provide the necessary documentation If youve been self-employed for more than two years, you can verify your income by providing two years of tax returns for all entities. 5 Talk to us about pre-approval Organising pre-approval before you begin looking for a property will make the process a whole lot easier, so that you can put a budget on your search and find the home you want sooner. 6 Find your property Once youve organised pre-approval, its time to find the right property. Make sure you get a building inspection done to check for issues 7 Apply for home loan Its a good idea to consult a mortgage broker to discuss your options and whats the best for you. Do you know someone who needs to read this? Dont forget to tag them. Like our Facebook Page to stay on top of the latest industry news and tips! Jump on our website to read our latest blog posts: http://ow.ly/OzQK50Asx7Q

03.01.2022 If the past two weekends are anything to go by, todays going to be a busy day at our Open Homes... which is great news, were looking forward to meeting more buyers and helping you find your next home! Just a reminder, only 10 buyers are allowed inside a property at any one time and we ask everyone observes the social distancing rules. We cant wait to see you & sell some houses today ... #coronis #realestate #openhomes See more

03.01.2022 Should you refinance with a mortgage broker? More than 60 per cent of loans are being established by brokers instead of people going directly to the bank to apply. This is due to the increasing competition between smaller lenders and major banks. Homeowners opt for services of a mortgage broker as they work independently and in your best interest. They provide help and advice so you can make an informed decision to choose a loan. https://coronisfinance.com.au/this-is-the-year-to-refinanc/

02.01.2022 #realestatetipoftheday Are you ready to sell your property? Here're 5 useful tips to maximise the sale value of your property. - the trends are ever-changing, but these days stone or timber floors are more popular.... - consistency is key to make your property look as attractive as possible. - the height of the ceiling can actually have a big impact on the perception of a space in a room. - a lot of people are looking for spacious kitchens with plenty of storage and countertop space. - Properties escalate in price rapidly as more rooms especially bedrooms are added onto the building. Want to learn more about the Real Estate Industry? Like our Page to stay on top of the latest industry news and tips! Jump on our website to read our latest blog posts: http://ow.ly/VQb050AONqa

02.01.2022 Lenders mortgage insurance (LMI) is essentially an insurance policy you, as the mortgage holder, pays that protects the lenders from financial loss. Yes you heard correctly, you pay for it, not the lender. But there are ways to avoid paying it or reduce the costly impact of LMI. Let’s explore further. ... https://coronisfinance.com.au/lenders-mortgage-insurance-f/

01.01.2022 Great review for Nicole!