Correct Finance in Dunsborough, Western Australia | Loan service

Correct Finance

Locality: Dunsborough, Western Australia

Phone: +61 408 666 968

Address: Unit 7/236 Naturaliste Terrace 6281 Dunsborough, WA, Australia

Website: http://www.correctfinance.com.au/

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24.01.2022 The cash rate is generally the lowest interest rate at which banks borrow from each other. The cash rate influences other interest rates in the economy, which in turn influences borrowers and lenders, economic activity and ultimately the rate of inflation. So a lower cash rate is expected to create lower interest rates for borrowers. However, this is ultimately up to each bank. From an individuals point of view, it is important to keep up to date on the movement of inter...est rates to get a clearer picture of how this might affect your finances. Interest rate movements can be a crucial when reviewing your savings, investments, mortgages and other debts.

24.01.2022 JUST IN The government will fund grants worth $25,000 for eligible singles and couples planning to build or renovate homes between June and the end of December. Talk to Tim to find out more 0408666968 email: [email protected] #mortgagebroker #brokersaustralia #finance #homebuyers #firsthomebuyers

23.01.2022 I got home from a trip for my brothers birthday to an awesome surprise on my desk! An advertisement plan from my 9 year old daughter #familybusiness #startingyoung #creativity #stellbell

22.01.2022 One of the best deals we’ve found this month is the variable interest rates available from 2.29% pa (comparison rate 2.72% pa) at Westpac, AND, there’s a $3,000 cash back available if you’re refinancing Available for new owner occupied loans with P&I repayments and investment loans. Talk to Tim to find out if you qualify 0408 666 968 or [email protected] #mortgagebrokers #refinance #homeloans #homelovers #firsthomebuyer

22.01.2022 This article is a great read to help you understand the features of certain home loans. Such as; variable, fixed-rate, construction, etc. If you want to know what's possible for you, or just have some further questions. Please don't hesitate to give Tim a call or drop by the office. Ph: 0408 666 968 #homeloans #correctfinance #choice #southwest #australianbrokers #mortgagebroker #makeuspartofyourteam

21.01.2022 Interest rates keep coming down Comparison rates calculated on a home loan of $150,000 for a term of 25 years with monthly repayments are: Variable 2.96% (comparison rate 3.35%)... Fixed 2.74% up to 5 years (comparison rate 4.42%) These comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. #mortgagebroker #loans #finance #australianbrokers #propertymarket #homeowners #firsthomeowners

21.01.2022 Future job growth for W.A. is looking good $19 billion in new mining projects and 10,000+ new jobs are expected over the next 5 years #jobgrowth #westernaustralia #mortgagebroker #australianbrokers #brightfuture

20.01.2022 Happy Monday everyone

19.01.2022 The end of the financial year is nearly here Here are some key things to consider as a property investor Talk to Tim for more info: E: [email protected] Ph: 0408 666 968

19.01.2022 Swapping offices for a short time .... Paris desk is superior in size to our little Dunsbourough office but @presidentdixon5 couldnt hold this sort of formality everyday boardshorts probably not suitable here @ Musée Marmottan Monet

19.01.2022 No filter... direct from somewhere near Nannup. If you are trying to contact Tim today - sorry but he is helping to fight this fire, please try again tomorrow. #fire #firefighter #volunteerfirefighter #communityfirst

18.01.2022 THE most important thing you can do to help yourself secure a refinance of existing debt is meet your existing repayments. Credit history is key and honestly makes al the difference If you are ever unsure on how to manage this give Tim a call - he is always happy to help out with some sort term advice designed to allow maximum choice into the future..

18.01.2022 While restrictions may have started to ease, the economic challenge from the pandemic and the restrictions we needed to put in place remains. That includes our ...construction industry, where the pipeline of new projects has slowed dramatically, putting local jobs at risk in the coming months. If we take action, we can help to mitigate or avoid the potential damage. But we need your help. If you have been thinking about building - now is the time to get it underway and support local jobs. To help get new homes under construction, we're introducing $20,000 Building Bonus grants for any Western Australia to build a new house or purchase a property in a single-tier development already under construction. The grants will be available until the end of the year, and will not be means tested and have no cap on property value. They will be on top of the Federal Government's HomeBuilder Grants, as well as WAs First Home Owner Grants and first home buyer duty concession, meaning someone who qualifies for all four could access up to $69,440 in Government assistance to help build their first home. Simply put, these grants are about getting as many new projects off the ground as possible, and keeping as many WA jobs intact as we can. We're also making some changes to the 75% stamp duty rebate we introduced for new multi-tier developments last year. The rebate, which is capped at $25,000, will now also apply to purchases in multi-tiered developments already under construction, in addition to pre-construction contracts.

18.01.2022 Learn about it and work for it Talk to Tim for more Ph: 0408 666 968 E: [email protected] ... #australianbrokers #correctfinance #mortgagebroker #choice See more

17.01.2022 Almost all credit scores changed on July 1st, and this will affect the interest rates offered to borrowers. Comprehensive credit reporting will allow lenders to see two years of borrowers positive repayment history. The changes may speed up the application process. Some people should be able to show they have good credit and may benefit from lower interest rate offers. However, those who cant show good credit may be significantly disadvantaged and offered higher in...terest rates. See article below https://www.accreditedbroker.com.au//why-your-credit-scor/

17.01.2022 Attention first home buyers! Keystart Home Loans have announced that genuine savings are no longer required to form part of your deposit. This means no 3 month waiting period and the possibility to use the $10k First Home Owners Grant for the entirety of your required deposit.... Want to know whats possible for you? Contact Tim now Ph: 0408 666 968 E: [email protected] *conditions apply* #firsthomebuyers #loans #australianbrokers #mortgagebroker #correctfinance #choice

17.01.2022 The Reserve Bank of Australias July decision #cashrate #historiclows #interestrates #mortgagebroker #australianbrokers #correctfinance

16.01.2022 Brokers can use their relationships with the lenders to negotiate rates and other benefits Talk to Tim for more! E: [email protected] Ph: 0408 666 968... #mortgagebroker #australianbrokers #correctfinance #choice #savings See more

16.01.2022 Enjoy the long weekend and keep safe #easter #longweekend #mortgagebroker #correctfinance #dunsborough #yallingup

15.01.2022 Depending on the type of loan you decide on, you may choose between making principal and interest (P&I) or interest only (I/O) repayments. Both have advantages and disadvantages, so it is important to choose what’s best for your situation. Here are the main benefits and disadvantages of I/O repayments: ... BENEFITS: - I/O repayments are lower than the corresponding P&I repayments, which can be helpful if you anticipate restricted cash (e.g., having a baby or going back to study). - You can still reduce your net debt (and save on interest) by using an offset account. - You can pay down your loan balance if you wish - by making additional repayments. - You can not pay anything off the loan balance, which can be an advantage if your loan relates to an investment property being rented. DISADVANTAGES: - You will not pay anything off your loan balance. This means you will only build equity if your property increases in value. - if you can’t build up sufficient cash in your offset account, you’ll end up paying more interest over the life of your loan. Talk to Tim to find out more information 0408 666 968 [email protected] #mortgagebroker #loantips #understandyourloan #australianbroker #westernaustralia

15.01.2022 Happy new year everyone Thank you for your support over the last year, and we hope you have enjoyed the festive season so far Well wishes,... Correct Finance team #celebrate #festiveseason #correctfinance #mortgagebroker #australianbrokers #finance

10.01.2022 Happy birthday to our main man Tim we hope you get in a good surf today

09.01.2022 The Reserve Bank of Australia has dropped its cash rate to record low of 0.75 % Which is a 0.25% drop from the last drop back in July! So what does this mean for you ? Were going to have to wait and see Were looking forward to seeing how much each bank drops their rates by #mortgagebroker #interestrates #firsthomeowner #finance #RBA #cashrate #loans #mortgage

08.01.2022 Decide wisely now to secure more benefits in the future

07.01.2022 Pack your lunch #mondaytip #financialplanning #dixonfinancialgroup

07.01.2022 First home buyers special For owner occupied, principle and interest customers with a fixed rate of 3.49% p.a for five years. Contact Tim for more info Ph: 0408 666 968 E: [email protected] ... *conditions apply* #firsthomebuyer #mortgagebroker #loans #homes #correctfinance #australianbrokers #choice #finance See more

07.01.2022 Looking to refinance? Options for MORE THAN $4,000 cash back and rates available below 3% Talk to Tim for more information M: 0408 666 968 E: [email protected]... #mortgagebroker #australianbroker #mortgage #refinance #cashback #moneymoves

07.01.2022 To our valued clients we get it .... it's so hard right now and we understand there is a lot to prioritise but please get in touch with your banks. Putting your repayments on hold because of covid-19 will NO LONGER put your loan into arrears due to this adjustment by APRA. This is important as it maintains the integrity of your personal credit file and protects your future capacity to borrow. Don't put it off and allow your loan to go into default, if this happens it will be... on your credit file and it will mess with your financial credibility unneccessarily. This applies to Business and Residential customers you must fill in the form to apply, it's not automatic. The customer service numbers for some are listed below Westpac 1800067496 ANZ 1800 519 687 NAB 13 22 65 Commonwealth 13 22 21 St.George 13 33 30 Bankwest 131719 Liberty Financial 1800 110 924 Keystart 1300 578 278 Macquarie (02) 82323333 ING 133464 Advantedge (Choice lend) 1800 931 678 Latrobe 1800 818 818 Resimac 1300 764 447 P&N Bank (08) 9219 7609 AMP 13 38 88 #covid19 #finance #homeloan #home #Mortagage #repaymentrelief #australia #banks #loans #business #businessfinance #financialhardship

05.01.2022 Not a pot of gold ....but in our world an interest rate cut is a damn good thing! #rba #interestratesgolow #finance #choices

03.01.2022 Newsflash RBA reduces the cash rate This will result in lower interest rates and reduced home loan repayments for Australians For more info contact Tim Ph: 0408 666 968 E: [email protected]

02.01.2022 Summertime .... the south west marron season has begun and these freshwater delicacies are a real treat. Tim was out amoungst it with some mates and the kids keeping the annual traditions alive. Hoping you and yours have had the time and space to indulge in your own summer rituals. So far our SW WA fire season has been uneventful in our little pocket of the Southwest with Tim only been called out for firefighting duties a couple of times - fingers crossed it continues. We ...in #australia never take our bush for granted and the recent and ongoing fires in Kalis birth state Victoria and NSW have reminded us to get out there while the conditions allow it ... get amongst it- make the time, this is what we all work so hard for. Life Australia style - good times, good crew ... summer fun. @ Blackwood River See more

02.01.2022 Having out of control debt can be very stressful, but Tim may be able to help consolidate your debts. This means you may be able to resolve your debt problem, potentially save thousands on interest, and make a plan to invest in a property. Talk to Tim for more: Ph: 0408 666 968 ... E: [email protected] #mortgagebroker #australianbrokers #debtconsolidation #correctfinance *conditions apply*

01.01.2022 Family rock climbing session overcoming fears, anxieties and any sense of multitasking abilities #climbingfamily #provencefrance #familyholiday2019 @ Gorges D'ubrieux Buislesbaronnies

01.01.2022 Fact sheet for the #homebuilder grant direct from treasury attached. This is a real help especially for our #firsthomebuyers #1sthomebuyer as it is ON TOP of the existing FHOG. If you need advice regarding your eligibility remember we are always willing to either know the info straight out or find it for you - perks of having us on your financial team! https://treasury.gov.au//HomeBuilder_Frequently_asked_ques