Costless Payment Solutions | Financial service

Costless Payment Solutions

Phone: +61 419 762 478

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25.01.2022 Hi Nandani, How are you? Thought you may be interested in this networking event, which is free to attend. If you have any questions, please dont hesitate to reach out to me. Kind Regards Mark

20.01.2022 This pandemic has led to more use of cards with our spending. Resulting from the fear of spreading coronavirus by using notes and coins, have led to businesses and personal consumers to rely on debit and credit cards as well as smartwatches. The Reserve Bank of Australia’s Assistant Governor said last week there had been a sudden shift to contactless payments during the pandemic. Automatic Teller Machine withdrawals in April 2020 fell 30% from March 2020. In April, some banks... altered contactless tap-and-go limits to $200 as a measure to reduce the need to enter pin numbers for payments. 59% of people say they will use some cash but not as much once the pandemic ends. 44% of people use a credit/debit card or mobile for payment more than 12 months ago. 59% say some of their local stores are only offering contactless payments. * Source- MYOB Survey of 1080 Australians May 2020 #costlesspaymentsolutions See more

19.01.2022 In this podcast, I am interviewed by Jackson Millan of Aureus Financial about my innovative payment solutions that have been specifically built with small businesses in mind integrating surcharge and how you can save thousands, if not tens of thousands by having the right payment solution in your business. https://open.spotify.com/episode/6TgTVp7tdNmKMIA6lEHf2x

19.01.2022 During COVID-19, it is reported that half of Australia's franchise stores recorded a substantial reduction in revenue, with Cafes, Restaurants, Gyms, and Child-Related Businesses among those most affected. A Pulse Check Survey was conducted by the Franchise Council of Australia of 70 franchisees covering 12373 stores nationally. Approximately 46% of survey respondents reported that revenue was less than half compared with the June 2019 quarter. Consequently, 35% recorded incr...eases in revenues, with takeaway food, health, and freight businesses amongst those benefitting. The Franchise Council revealed the greatest challenges in the June 2020 quarter were landlord issues (54%), the health and wellbeing of franchisees and staff (54%), and franchisee financial performance (52%). What are your thoughts? What or have you struggled with during this time? See more

17.01.2022 Are bank fees a concern for your Business, Club or Association? #costlesspaymentsolutions.com

12.01.2022 Well are you thinking:- How can I grow my business? How can I network with others across Australia? Well come and join with me @ a Online Bx Networking Meeting. They are held at:-... Tuesday 9am and 1pm Wednesday 9am Thursday 9am and 1pm Friday 9am and 1pm Who would like to be a guest of mine (cost free of charge)?

11.01.2022 Join us for a Live on Thu, 28 May at 4:00 pm for an incredible Presentation by Mark Grant from Costless Payment Solutions on To Surcharge or Not To Surcharge!! Thats the question. We are facing an ever increasing pressure on our profits from business expenses. So what are your plans to address this? Surcharge laws in Australia have been in place since September 2017. I will help you understand the confusion surrounding surcharge, and how you can use surcharge to reduce your e...xpenses and improve your profitability. Join us here live on Thu, 28 May at 4:00 pm! https://zoom.us/j/647014821

07.01.2022 Well each week I meet with this business owners and more!! These meetings help me grow my business and network in a friendly and informative manner. I have guest passes available for complimentary attendance at a meeting. Who would like to be my guest??

06.01.2022 Hello Smashing Business Owners! We are facing ever-increasing pressure on our profits from business expenses. So what are your plans to address this? Surcharge ...laws in Australia have been in place since September 2017. Are you confused about the issues surrounding surcharge? Well, better join our Zoom Webinar on Tuesday August 18! Register here => http://posbiz.in/bosio Our guest speaker, MARK GRANT who is a Banking Professional, Mentor and Consultant, will help you understand the confusion surrounding surcharge, and how you can use surcharge to reduce your expenses and improve your profitability. TOPIC: To Surcharge or Not To Surcharge!!GUEST SPEAKER: Mark Grant - Banking Professional with 34 years of experience, Mentor and Consultant. Mark Grant has over 25 years of banking / finance experience previously assisting Small and Medium Sized Businesses with their payment solutions (EFTPOS< Direct Debiting etc). Four years ago, Costless Payment Solutions was born. This has now resulted in Mark being able to provide the same solutions (EFTPOS, Direct Debiting etc etc) with No Fees For Your Business/Club or Association. There is no time like the present to address the issue of rising business costs and reducing profits. RSVP here http://posbiz.in/bosio to join the discussion and learn from the expert! Looking forward to seeing you via Zoom on Aug 18, 2020

05.01.2022 Transaction Surge In Our Economy Monthly retail figures released recently by the RBA (Reserve Bank of Australia) evidence an increase across the country. Further to the RBA’s report, 828 million purchases were made by Australian-issued cards (Credit/Debit) during the month of May 2020 (a 16.5% month-on-month increase). The total monetary value of the card purchases was $52.3 billion. In April 2020, card spending fell by 22% as a result of COVID-19 restrictions impacting consu...mers spending patterns. How has this change in our economy impacted you and your business? See more

05.01.2022 Households are using the pandemic to build their nest eggs and guard against recession, with investments and savings trending higher since the start of 2020. This is evidenced by the average total balance of Commonwealth Bank Term Deposit and Savings Accounts (which account for a large portion of the market), increasing by 5% over the months of January to July 2020. Before the pandemic, total household income grew by 4% a year according to the Commonwealth Bank. It has grown 11% a year between January and August 21, 2020. Low growth in salaries and wages, including the job keeper payments, was offset by increased government benefits. However purchases on Commonwealth Bank Credit and Debit Cards only increased by 8% a year over the same time frame.

03.01.2022 This is how I spend my days...with incredible people, building my business and networking. Life is xceptional! If you are building your business and wanting to network with other business owners across Australia.... I have guest passes available, so you can attend free of charge. Please pm for further details.

02.01.2022 Major Changes to Using Our Money We have experienced changes to how we manage and use our money during this pandemic. Here are some of the changes: - (1) Cashless Economy... Numerous Businesses have directed consumers to pay by card rather than cash during this covid-19 period. The reason for doing so is to prevent any spread of disease that could occur when dealing with cash (including coins). A report from The Reserve Bank (Consumer Payments Survey 2019) stated that there were still many households using cash for all expenditure. This report evidenced that 27% of all transactions were completed using cash a sharp decline from 62% in 2010. (2) Tap N Go A change was made last month (April 2020), where in limits on contactless payments were increased from $100 to $200. The new payment limit also extends to customers using digital wallets via other payment devices (such as mobile phones and smart watches)