CoverU Leasing and Financial Services in Baulkham Hills, New South Wales | Financial service

CoverU Leasing and Financial Services

Locality: Baulkham Hills, New South Wales

Address: Suite 23, 5-7 Inglewood Place 2153 Baulkham Hills, NSW, Australia

Website: http://www.coveru.com.au

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• Financial service
• Loan service

24.01.2022 This week we will start our monthly newsletter. If you would like to be on the list send me a private message or text and I will add you in. If not I will try and make a better effort in keeping the page up to date with the same content. Dont forget the sales dont stop at end of financial year, rates are better than ever and dealers want your business!

24.01.2022 Need a new truck? We have got you covered with some of the best finance rates on the market and truck dealers waiting for your business!

23.01.2022 Happy new year everyone! Oh wait its March! The year is well and truly underway and time for some updates; - Seems like I keep saying it but rates are lower than they have ever been and lenders want your business. Commercial rates starting from 3.3% and Consumer from 3.75%. Conditions, fees and charges apply. - New lenders popping up at times daily all with their own little niche - Bye bye Holden, some great deals on new cars though so dont be scared to still consider the bra...nd - Car stocks low in Canberra due to recent hail storms but we can ship from anywhere with no price difference - New car sales down but used market going strong - 2 new lenders on board for personal loans. Rates from 7.65% unsecured Give us a call for your next vehicle or equipment purchase, with over 20 lenders available and easy application processes we are sure to have the right product for you.

23.01.2022 Its no secret I love what I do but it gets even better when you help your clients make their dreams a reality. We helped Matt start his own business by providing finance for his new rig after years of driving for other people. And only a few days in he is killing it...

23.01.2022 Happy 2019 everyone... Hope you all had a good break or at least some quality time with family and friends. New year, new car perhaps? Give us a call to discuss your options; If it drives, digs, fly's or floats, we have your finance needs covered.

20.01.2022 CoverU will have staff available over the Xmas break to assist with all of your finance enquiries. Maybe a new car before Xmas? Get in quick though as lenders will start to slow down as the week moves forward.. For those travelling, drive safe and make sure your car is ready for the journey. Merry Xmas and happy NewYear to all..

19.01.2022 I feel like it is a common theme lately but truly rates for new cars and equipment have never been better. Just like home loans vehicle and equipment finance is dropping and we have some great value deals for our clients. Commercial clients can now access a range of different lenders for all types of equipment with a wide variety of secured and unsecured loans. Give us a call and find out how we can help you save and get the equipment you need today.

17.01.2022 $500 Gift Card when you take finance through CoverU!

16.01.2022 Car sales have fallen and there are some great deals out there at the moment but customers still need to be careful before signing up to finance. Buying a new car can be expensive, but there are some effective ways drivers can score a competitive finance offer. #1 Speak to an expert who isn't trying to sell you a car.... It’s really important to get pre-approval before you go to the dealership because it really strengthens your position. Dealers often provide low or no-interest finance deals, but a borrower could end up paying a higher price for the vehicle by signing up to in-house finance. Look at the whole of life costs as additional fees and charges can also make a low rate more expensive. Borrowers shouldn’t be fooled into thinking they’re getting a great deal by looking at the advertised rate, More often than not advertised rates don’t include fees. Check if you are paying a fixed or variable rate on the deal. Some borrowers may have a balloon/ residual payment a one-off lump sum paid to a lender at the end of the car finance term. These are not all bad as some would have you believe so long as you understand what it means. Set it at a reasonable expectation of what the car will be worth at the end of the term as high balloon amounts could mean trouble at the end even though they make payments seem cheap at the start.. Balloons are great for businesses wanting to manage cash flow. Make sure you understand, Luxury Car Tax/ limits, Stamp Duty payable and GST claim limits. Contact us and let us find the right product and structure for you.

15.01.2022 Self employed and looking for your next vehicle? Did you know there are a range of low document and express programs available for self employed applicants. Thats right, no need for two years tax returns, latest BAS or letter from your accountant! ABN 12 months: Up to $75K ABN 24 months: Up to $150K... Non GST registered: Up to $35K Commercial rates from 4.8% Ask us how...

14.01.2022 Lots going on at the moment with the Royal Commission into banking turning into an attack on the livliehoods of mortgage brokers and others whilst the banks seem to get a big profit boost from the recommendations, slow down in property prices continuing and upcoming elections all leading to slow down in spending. Rates are still at an all time low for our business clients looking to buy any vehicles or equipment. Dont forget our express program up to $150k for 2 year ABN, GST Registered and director/ guarantor owns some form of property.

08.01.2022 Will this mean better pricing for vehicles or a steady rise in current prices? Interesting report from ANZ today... My opinion is vehicle prices will steadily rise due to this and also the restrictions coming in on dealer finance and insurance commissions. Restrictions which only bring them in line with what licensed brokers have been under for years... This could impact all areas as funding becomes harder and then we have natural disasters (yes I said it, DISASTER) to deal w...ith like this drought. How will lenders view further finance for farmers in the coming months and years? Commentary below from ANZ; VEHICLE SALES MAY FALL 20% Y/Y. IS THIS EVIDENCE OF A WEALTH EFFECT? Despite falling dwelling prices, both consumer confidence and the volume of retail sales rose in the second quarter. This would seem to indicate that fears of weaker dwelling prices having a severe impact on the economy are misplaced. It may, however, be too early to reach this conclusion. Prices have only declined modestly and only after a very long run-up. Perhaps it is simply too soon for a negative wealth shock to have emerged. We are looking for signs of a wider economic impact from the weaker housing market. One such sign might be the drop in motor vehicle sales, which were down 7% y/y in July. The historic relationship between the two suggests that motor vehicle sales may eventually fall by around 20% y/y if our outlook for dwelling prices is correct. Declines of this magnitude have sometimes coincided with very weak private final demand in the economy, but sometimes not. It is reasonable to think that a large part of the recent weakness in motor vehicle sales may reflect the same credit tightening that is impacting mortgages, rather than being a genuine wealth effect. If so, the fall in motor vehicle sales may not signal a widespread softening in domestic demand but it bears watching. Insert clauses here about not being financial advice etc etc...

07.01.2022 Want to learn how novated leasing could save you thousands? At CoverU we do a full finance comparison based on your requirements to see what is the most cost effective way to finance your next car. Whether you have 1 car or 100 cars we have the knowledge to provide you the best structure.

06.01.2022 Been a while since my last post but now its a really important one. A lot of people will know about the royal commission going on at the moment but few realise the impact it is having on the consumer when it is supposed to be about protecting the consumer. The lending landscape is getting tougher for everyone. Not just on home loans but finance (and insurance) in general. It is now getting harder to borrow money for the things you need and rates are starting to creep up as t...he banks feel the pressure of a slowing market with their multi billion dollar targets. Speak to an expert about your lending needs, dont just believe what you see in the media or what Bob tells you after 6 beers at the next family BBQ. Get your advice from someone who deals with a range of different financiers not just some employee who gets paid regardless of the outcome of your application. Brokers provide access to a range of lending products and only get paid for getting you the right results. They have to operate under much stricter conditions than any bank employee. CoverU have a range of products available and if its not in our ball park we have a number of experts in heaps of specialties that we can refer you to. You can feel comfortable knowing we only refer you to people we know and trust. P.S. This is not about bank bashing as they have their place too but simply highlighting the benefits brokers provide.

04.01.2022 For all of your finance needs CoverU Leasing and Finance will be here to help. With a range of business and personal finance options we have the right finance product for our clients and will work with you to tailor a solution. Stay tuned as we roll out educational posts on what to look for when applying for finance and our complete range of services through CoverU and our Professional Partner Network.

03.01.2022 CoverU has had a facelift! Our website has been refreshed and we have added in a new repayment calculator (see it in the finance tabs) so you can consider what that new car or boat may cost. Give us a call and see how we can save you time and money on that next purchase... www.coveru.com.au

03.01.2022 Let us help you find your next car. Call today and see what great offers we have through our nationwide dealer network. We have multiple funders available ready for your business.

01.01.2022 In the wake of what is happening, if you are affected make sure you talk to your bank or broker about your options, its important to stay in touch and on top of things; Coronavirus support measures may include: Fee free redraws on mortgages Business loan deferred repayments up to 6 months ... Option to extend Business Loan term by up to 6 months Restructuring and consolidating loans Access to term deposit funds without reduction in interest rate Deferred payments for Business Credit Cards Business Financial Counselling access There are still a range of loan and cash flow options available as well so speak with a broker and see what options there are to help you. Stay safe