Cronin Miller Litigation in Surfers Paradise, Queensland | Business service
Cronin Miller Litigation
Locality: Surfers Paradise, Queensland
Phone: +61 7 5592 6633
Address: 33 Elkhorn Avenue 4217 Surfers Paradise, QLD, Australia
Website: http://www.croninmiller.com.au
Likes: 468
Reviews
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25.01.2022 Derek Cronin is remarkable for his tenacity in the pursuit of commercial outcomes for his clients. He sensibly guides clients through their business disputes with a strong focus on resolving the matter so that they can get back to their business. _ Brisbane & Gold Coast [email protected]... www.croninmiller.com.au See more
25.01.2022 A great day at the Westpac Charity Golf Day. We have been proud to support such a worthy cause!
24.01.2022 A Power of Attorney for financial matters is a very useful (and often convenient) tool. Particularly if you are often travelling and need someone at home base to sign off on transaction documents for you, or if you simply like to delegate! However appointing an attorney for financial matters (in Queensland) requires a little more thought than you may realise..... https://croninmiller.com.au//presumptions-of-undue-influe/
23.01.2022 A great day out for the team and all the guests of Women of Influence - business networking group watching AFLW Suns beat Richmond on Saturday! First home game and first win! Great to see so many supporters in the stadium as well.
23.01.2022 End of financial year lunch. Thanks to our wonderful team.
23.01.2022 Another fantastic networking event by Women of Influence here on the Gold Coast on Friday morning last week. Emily Kucukalic of Brand New You enlightened and entertained all present with valuable personal branding insights and takeaways. We have some of our team going along to the BNY workshop on 22 October! Thank you especially to Cronin Millers special guests for attending and to Georgia Lane and the WOI team for a great start to a Friday!
22.01.2022 Our Partner Derek Cronin welcomed the opening of the Alumni Centre at Bond University last week. Thanks to Professor Tim Brailsford (Vice Chancellor - pictured), Catherine Marks (VP Engagement - pictured), Brett Walker, Emma Walker and the Alumni office for all your efforts to create this great space on campus.
22.01.2022 Some recent feedback for Jessica Daniels, one of our associates at the firm that led this client to a favourable outcome with commitment and compassion.
21.01.2022 Our latest update talks you through the changes to commercial leasing following the Governments announcement yesterday. If you are a commercial tenant, or a landlord, make sure you know how this impacts you. If you are embarking on negotiations in accordance with the Code, equip yourself with the knowledge you need and dont hesitate to give us a call to guide you through or take part in the process with you. Our team is here to help. https://croninmiller.com.au//covid-19-government-announce/
21.01.2022 Here's one of our Associates, Chelsey Grbcic. Chelsey joined the team at Cronin Miller Litigation in September 2019 and has practiced exclusively in the areas of commercial litigation, debt recovery, contractual disputes and dispute resolution on the Gold Coast since 2015. She has a particular expertise in industrial and employment related litigation including dismissals, discrimination, adverse action complaints, workplace investigations and disciplinary proceedings.... Chelsey is known for her professionalism and steely determination to provide a high-quality service paired with a strategic and commercially driven outcome. When it comes to her clients, Chelsey is very much relationship driven as opposed to transactional. Born and raised in South Africa, Chelsey immigrated to the Gold Coast and fell in love with all that this city has to offer. Having completed most of her schooling and further studies on the Gold Coast, Chelsey has developed strong, professional ties and is very much a part of the Gold Coast business community. _ Brisbane & Gold Coast (07) 5592 6633 [email protected] https://buff.ly/39UxyZU
21.01.2022 Congratulations to Chelsey Grbcic on her promotion to Associate at the firm! So well-deserved #teamgrbcic https://croninmiller.com.au/news/chelsey-grbcic-associate/
20.01.2022 We have updated our website to include a dedicated Covid-19 Resources tab where all our updates about legislative changes and govt stimulus packages (you name it!) can be found. So if you think you may have missed something head over and make sure you are on top of the latest developments. We are committed to keeping you all informed as we navigate this pandemic together! ... Take care. https://croninmiller.com.au/covid-19-resources/
20.01.2022 On 19 May the QLD Govt announced a small business grant of up to $10,000 for eligible businesses. The grant can be applied towards professional advice (ie legal and financial), upskilling employees or even digital infrastructure to transition to new work practices. If you are a small business owner with:... fewer than 20 employees; annual turnover over $75,000 in the last financial year been subject to closure or otherwise highly impacted by shutdown restrictions imposed by the QLD Govt since 23 March 2020, you should be looking into this grant and the full eligibility requirements and process NOW. There is limited funding available so dont delay. For full details of the grant and eligibility read our article and contact one of our team for more details. https://croninmiller.com.au//relief-for-qld-small-busines/
20.01.2022 Cronin Miller Litigation would like to thank each and every one of you who donated and supported us during the month of October to help raise awareness for those living with mental illness within Australia. As a community, a total of $6,115,422 was raised for mental health! This is a massive contribution which will help Black Dog Institute put ground-breaking new mental health tools that work into the hands of people who need them. Together our team has traveled 342KM’s to ta...ke One Foot Forward for mental health research! Also as a team and a long with all your support, we have raised $3,468! Again, a big thank you to everyone who donated to this cause, as now we can offer real support to those living with mental illness, as well as investing in research into prevention, treatment and causes of mental illness. Our fundraising page will remain open until Thursday, 10 December 2020. So if you have not had a chance to make a donation towards this cause the link will remain in our bio! Your donation, no matter how big or small, will help change the lives of people living with mental illness. Thank you from the team at Cronin Miller Litigation! __ #OneFootForward #mentalhealth
19.01.2022 Are you in the NSW/Queensland border bubble? QLD borders closed from 1am this morning to NSW and ACT (joining Victoria as declared hotspots) but if you are a NSW resident living in the border zone you may be able to obtain an X-Pass and continue business as usual in QLDs south east. QLD Health has a useful graphic of the bubble which includes postcodes from Murwillumbah to Ormeau. https://www.health.qld.gov.au//map-border-zones-qld-border
19.01.2022 We are proud to announce that Cleopatra Jackson, who completed her Practical Legal Training with the firm, is now officially admitted as a solicitor. Cleopatra has a background in fashion, compliance and banking. With a Masters degree in corporate and commercial law and practice, she is passionate about dispute resolution, intellectual property and international corporate and commercial law. Born in Zimbabwe and raised in South Africa, Cleopatra is a strong believer in commu...nities having access to quality education and health services. She is an active member of World Vision and partners with her dads Women and Children charities in Zimbabwe. When she is not working you will find Cleopatra enjoying the beach or winery picnics with her friends and family or indulging in political or social science books. Congratulations, Cleopatra! We are looking forward to seeing your future growth in our firm and achievements for your clients!
19.01.2022 https://croninmiller.com.au//the-covid-19-economic-respon/
19.01.2022 As a team at Cronin Miller Litigation, we are taking part in One Foot Forward to make a difference for people in Australia living with mental illness. Did you know that 1 in 5 people experience symptoms of mental illness each year? In fact, every day in Australia, 8 people will die from suicide. Mental illness can be debilitating and can have a devastating impact on not only those living with it, but those around them.... But this October, we're putting One Foot Forward for people living with mental illness. With your help, we can fund life-changing research and vital support services for those who need it most. The funds raised will help support research into early detection, prevention of mental health disorders, as well as funding vital support services for those most at risk. Please sponsor us and support our efforts to make a difference. Simply click here to make a donation to our page. https://www.onefootforward.org.au/fu/croninmillerlitigation Thank you! -Cronin Miller Litigation _________ #onefootforward #mentalhealthawareness
18.01.2022 The draft of the Corporations Amendment (Corporate Insolvency Reforms) Bill 2020 has now been released. On our previous article, we have given our overview of the proposed ‘debtor-in possession’ model which is to be introduced by the reforms.... Read more about this on this article - https://buff.ly/2GFzGe5 #business #Australia #insolvency #updates
18.01.2022 As we continue to explore uncharted territories in the midst of Covid-19, many clients are wondering whether or not they can terminate their contracts as a result of inability, or even just difficulty, in performing their contractual obligations. Whether it is suppliers to the building and hospitality industries, maintenance service providers or property developers, performance of contractual obligations in the wake of the coronavirus has become increasingly difficult, if not... impossible. So where do you stand? Read the full article on our website - https://croninmiller.com.au//terminating-your-contract-in/ #covid19 #coronavirus
17.01.2022 Following the Busted #BankruptcyMyth the other week, heres what you need to know . Follow this link to read the article - https://croninmiller.com.au//is-your-superannuation-safe-/
17.01.2022 Because of the continued growth in the volume, scope, and quality of our instructions, Cronin Miller Litigation requires an additional commercial litigation lawyer. About the role: Ø Working with the two Partners of the firm (10 professional staff in total)... Ø Running your own files Ø Good autonomy Ø Good work variety / great technology backup Ø Very competitive pay / happy workplace About you: Ø Ideally 3-5+ years PAE Ø Strong comm lit background, experience in estate litigation and insolvency also desirable Ø Self starter Ø Confident communication skills Ø Team player with positive outlook This is a fantastic opportunity to join one of the Coast's most progressive commercial law firms. Check us out at www.croninmiller.com.au Ring Derek Cronin or Stacy Miller on (07) 5592 6633 to discuss, or attach your application and CV to [email protected] _________ #job #lawyer #commerciallitigation #GoldCoast #SurfersParadise #Australia
17.01.2022 CML are proud to be able to share in the excitement of the new AFLW league and get behind the Suns AFL womens team on Saturday 15 February at Metricon! Come along and bring the kids! Grab some tickets for the stands or check out the great event Women of Influence - business networking group is hosting in the Lounge (tickets only $45 )!
16.01.2022 They say Bankrupts cannot travel overseas. Today, we're telling you that's definitely just a #Myth. Here's another BUSTED #BankruptcyMyth
16.01.2022 When mapping out your estate plan and nominating beneficiaries, it is important to remember that superannuation does not form part of a deceased estate upon the death of the member, and will not be distributed in accordance with the member’s Will as a matter of course. This is the case even with a self-managed superannuation fund (SMSF). Know more about this on the article in our website - https://croninmiller.com.au//when-a-binding-death-benefit/ #australia #brisbane #queensland #goldcoast #law #lawyer #legal #lawyers #lawfirm #attorney
16.01.2022 Are you a creditor that has been left high and dry by a trade debtor, only to discover the business has resurfaced under a different entity? Or, perhaps you are setting up or restructuring your business and have been advised to set up a labour hire company, or to transfer the business assets to a newly established company and liquidate the old company. You may be falling victim to or implementing illegal phoenix activity.... Read more: https://croninmiller.com.au//government-to-target-illegal- (link in bio)
16.01.2022 Stacy is known for delivering advice to her clients in a direct, but empathetic way. Happy clients are one of her key motivations and this lovely feedback was received recently from another one of those clients pleased with the way their matter was handled.
16.01.2022 Queensland has implemented the second necessary step to establish the framework for the new commercial leasing code. https://croninmiller.com.au//queenslands-regulations-for-/
15.01.2022 There is no finite test to determine what is considered defamatory. A defamatory statement may be defined as one that is likely to cause an ordinary reasonable person to think less of the aggrieved person or shun, ridicule or avoid them. If you believe you have been defamed, what actions should you be taking? Know more on this article - https://croninmiller.com.au/news/defamation-unraveled/
15.01.2022 Weve been sharing Covid-19 related updates all week. We believe in keeping you informed and knowledge is power. But it is also overwhelming, and a little on the bleak side. It is nice to share some news that leaves us with a warm feeling. Not that this good news story isnt Covid-19 related. The Flanagan-Power family from Tasmania were split and separated by oceans. Sure it started innocently, a family holiday where Dad, Rob, and 9 year old son Ruari took a family trip to Ro...bs origins in Ireland. But Covid-19 hit, and it hit hard and fast. Bringing them home was priority number 1. But just because you have flights booked and paid for doesnt mean youre assured of getting to your destination. Not when there is a worldwide pandemic in play. On Monday morning the chaos was real. Emirates, co-sharing their flights with Qantas, confirmed they were grounding their fleet from Wednesday. Cancellations by Emirates meant Rob ad Ruari didnt make the first two scheduled flights. But with back-up flights with Etihad, they were set to go and a reunion was still in sight. 12 hours later and the flights cancelled. All ports in UAE closed, with little notice, and with the last flight out of Dubai fully booked, Rebecca, waiting at home in Hobart with their two daughters, resigned herself to having her husband and son having no way home in the near future. She knew it could be months. They would be loved and cared for in Ireland, but separated from her and Ruaris sisters in what is a new and frightening world in the wake of Covid-19. And then a lifeline. Qantas booked Rob and son Ruari on a Qatar fight, the only airline left in operation, requiring four transits through foreign and domestic airports, a path home, but not a certain one. The next update was more promising: a new set of flights from Qantas. Hope was re-enlivened. The A380 London to Sydney came through for them but it was a new route for Qantas. A brand new flight customised just to bring Australians home. Darwin airport struggled in response to the required power supply. Delays, but they were on Australian soil. Connecting flights from Darwin, to Sydney to Melbourne and finally, Hobart. Qantas got them home to their family. Two little girls and an anxious wife and mother who then, in true Covid-19 style, went immediately into lock down. Together. And as an example of the gift that will keep giving, Rebecca, with support of Rob at home, is able to give back as an emergency registered nurse, once she comes out of quarantine. Thank you Qantas #qantas #thankyou
15.01.2022 Last week the Federal Government announced it would be introducing reforms to the current insolvency regime directed at streamlining insolvency processes for small business. It proposes to usher in an alternate method of restructuring to the voluntary administration process, and simplified liquidation procedures.... We breakdown the key elements of the proposed debtor in possession model. Read the full article on our website - https://buff.ly/3cJDGWq
15.01.2022 Stacy Miller is noted for her no-nonsense approach to litigation. Her clear and concise advice is delivered with empathy as she shares the journey with her clients, acknowledging that they need a clear direction to a final, yet commercial, outcome. _ Brisbane & Gold Coast [email protected] www.croninmiller.com.au
14.01.2022 Meet Alana Ryzner! This week the team welcomed Alana and we are all thrilled to have her on board to strengthen the Gold Coasts largest commercial litigation team! Her practice is primarily focussed on complex commercial disputes, dispute resolution, insolvency and corporate advice. Alana employs a strategic and commercial approach to resolving disputes, which is keenly focussed on identifying each clients individual needs and desired outcomes and developing innovating and... flexible means by which to achieve those outcomes with limited business interruption for the client. Prior to joining Cronin Miller Litigation, Alana worked for a top tier international law firm in the Dispute Resolution team which included a secondment at the Gold Coast 2018 Commonwealth Games Corporation, and for the Queensland State Government in management, policy development and strategic advisory roles. Her previous experience has equipped Alana with the maturity, strategic mindset, interpersonal skills and leadership abilities to work effectively with clients and stakeholders, and deliver upon desired outcomes. Welcome Alana!
14.01.2022 Make sure you are getting the right advice, at the right time. _ Brisbane & Gold Coast (07) 5592 6633 [email protected]... www.croninmiller.com.au _____ #lawfirm #Australia #litigation #Brisbane #Goldcoast
14.01.2022 Time to bust another #BankruptcyMyth #MythBusted
13.01.2022 Congratulations to the Perry Cross Foundation for a fantastic event at the Star on Saturday. We had a great time amongst the record number of attendees!
13.01.2022 Have you met Andrea Joyce? She is one of our Senior Associates. Andrea has advanced skills and experience in advising and acting for clients in all areas of corporate insolvency and commercial disputes. Her experience ranges from acting for secured and unsecured creditors in navigating a clear path through the recoveries process, to advising insolvency practitioners on the appropriate action in external administrations, and resolving disputes arising from difficult busi...ness relationships. Andrea recognises the importance of assisting those that are disadvantaged in the community, in any capacity, and is passionate about advocating the position of those to bring about equality in dispute resolution. The law can be a minefield. Andrea delivers when it comes to explaining the law in a clear and concise way that clients can grasp. This gives her clients the greatest confidence that they are making the right decisions. [email protected] _ Brisbane & Gold Coast (07) 5592 6633 [email protected] https://buff.ly/39UxyZU
13.01.2022 We are proud to announce the promotion of Jessica Daniels to the position of Associate. Jessica joined our team as a student in 2014 and worked with us for 2 years before spreading her wings and migrating to a new city but, like a homing pigeon, she found her way home to the Cronin Miller team and we welcomed her back with open arms. Jessica returned to us in February this year and with her drive and determination, she quickly proved she met the high standards of Cronin Miller Litigation and was ready for the next stage of her career. Jessica congratulations, we look forward to seeing your future growth in our firm and achievements for your clients!
13.01.2022 https://croninmiller.com.au//covid-19-a-legal-update-for-/
13.01.2022 Time for another #MythBusting. Have you heard about this #BankruptcyMyth? Heres the truth! #superannuation #bankruptcy #didyouknow #factoftheday
11.01.2022 Has September’s forecasted economic cliff turned into a potential 2021 avalanche? The protections for directors from personal liability for insolvent trading were due to lift on 25 September 2020 this Friday but two weeks ago the federal government announced the extension of the protections to 31 December 2020. Directors of companies need to be aware that these protections are not a total safeguard! You may still be liable for breaches of your duties under the Corporation...s Act and, if your company is trading insolvently, notwithstanding the extension of this protection, there are other avenues that a liquidator (should one ultimately be appointed) can explore to pursue recoveries for the benefit of the general body of creditors. Make sure you are receiving the right advice, at the right time. Contact one of our specialist insolvency lawyers for more information. Read the full article on our website - https://buff.ly/33MrErf
11.01.2022 Actually you can! With the assistance of an advisor or loved one who can assist in presenting evidence to the Court of the true testamentary intentions, a "statutory will" may be created. If your loved one has lost capacity and their current will no longer reflects their wishes, the Court has the power to make, alter or revoke a will. For the court to step in with this power the person without testamentary capacity must be alive and the person who is asking the court for help... needs to show that the proposed will is, or most likely will be, what the testator would have wanted had they still had testamentary capacity. There may be any number of reasons why distribution of the estate under the current will would not be what the testator wanted. Contact our estate litigation team today if you have concerns for a loved one's testamentary capacity and whether their will needs to be updated. #australia #brisbane #queensland #goldcoast #law #lawyer #legal #lawyers #lawfirm #attorney #estatemyth #mythbusting
08.01.2022 Our firm is ideally suited to providing insolvency advice to individuals, companies and insolvency practitioners. Derek Cronin commenced practice in insolvency at the beginning of 1996 and Stacy Miller commenced practice in 2003. From that time they have assisted external administrators, liquidators, and official receivers in all areas of insolvency disputes including: -advising on security interests... -proceedings for unfair preferences and voidable transactions -preparation of deeds of company arrangement and advice in respect of proxy disputes and the conduct of meetings of creditors -proceedings to enforce the rights and interests of the company and the administrator/liquidator -public examinations including the conduct and attendance at the public examination -applications for the removal of a liquidator and applications for the resignation and/or retirement of a liquidator. _ Brisbane & Gold Coast (07) 5592 6633 [email protected] https://buff.ly/39UxyZU
08.01.2022 Our team of lawyers is led by partners who have complementary strengths and a passionate commitment to the delivery of quality, pragmatic and commercial legal advice. _ Brisbane & Gold Coast (07) 5592 6633... [email protected] https://buff.ly/39UxyZU See more
08.01.2022 Feedback from our colleagues in the industry is just as important to us as feedback from our clients. Chelsey Grbcic recently received some glowing feedback from Counsel instructed on a matter by Chelsey for the first time.
08.01.2022 Our Partner, Stacy Miller, has been recognised amongst Australia’s top female legal professionals in the Lawyers Weekly Women in Law Awards 2020. Stacy was nominated and has been shortlisted as a finalist in the category "Partner of the Year: SME Law The Women in Law Awards is regarded as one of the legal profession’s most prestigious accolades. The awards pinpoint professional development and innovation, showcasing the individuals and firms who are leading the way in the in...dustry. Award recipients represent a true cross-section of the legal industry, recognising the contributions of the profession’s most senior ranks through to its rising stars. The whole team at Cronin Miller congratulate Stacy for what has been a busy and successful year!
08.01.2022 Happy Fathers Day from the team at Cronin Miller Litigation. #HappyFathersDay
07.01.2022 We are forever saying that there are new developments and updates happening almost daily, so it may come as no surprise that JobKeeper 2.0 has already undergone a bit of a makeover! Just 2 weeks from the release of JobKeeper 2.0, the package has been revisited again with the consequence that eligibility will be based on single quarters, rather than both the June and September quarters and start dates for eligible employees has been revised. What this means is that business ar...e required to show actual decline in turnover for the September quarter alone (and not both June and September). There is an additional $15 billion associated with this revisit to JobKeeper 2.0 bringing the reported cost of the total package to $101 billion. Note there are no changes to the original JobKeeper which has an end date of 27 September 2020 and these changes only apply to the extended programme announced in July. For more information head to the Treasurys fact sheet via the link in comments:
07.01.2022 Belinda Ewens is one of Cronin Miller Litigation's cornerstone employees, having been with the firm for over 8 years. Belinda commenced as a legal secretary, drawing on her experience working in law firms on the Gold Coast and in the United Kingdom during her legal career and has for the past several years taken on the role of paralegal and looks after the firm's debt recovery practice and estate administration division whilst also offering administrative support to Stacy and... two of the firm's senior associates. Clients of the firm who are lucky enough to deal with Belinda directly value the high level of service that she provides and both the administrative team, and our lawyers, at Cronin Miller Litigation recognise and appreciate her as a valuable team player. In her spare time, Belinda enjoys spending time outdoors with her husband and two young boys. __ Brisbane & Gold Coast (07) 5592 6633 [email protected] www.croninmiller.com.au #australia #brisbane #queensland #goldcoast #law #lawyer #legal #lawyers #lawfirm #attorney
06.01.2022 Monday morning staff meeting.
06.01.2022 The crew will be at this fantastic breakfast next week! The annual Great Debate is always a fun morning and this years topic of Are soft skills the mark of a successful leader? promises to be entertaining! Cronin Miller is a proud platinum sponsor of this breakfast. Grab your ticket before it is too late!
06.01.2022 Derek in the GCB again today. Media tart or media savvy? You be the judge.
06.01.2022 #australia #brisbane #queensland #goldcoast #law #lawyer #legal #lawyers #lawfirm #attorney __ Brisbane & Gold Coast... (07) 5592 6633 [email protected] www.croninmiller.com.au See more
05.01.2022 If you are owed money you want to recover it for the least amount of money and in the shortest possible time. Our philosophy is to provide you with advice that will assist you in achieving that goal. We specialise in the recovery of debts in a broad range of areas and can assist in: -preparation of letters of demand and statutory demands... -preparation of subcontractors charges and payment claims under the BIF Act -delivery of notices to tenants and relevant notices under the Retail Shop Leases Act -notices of default under the provisions of lease agreements and franchise agreements -the commencement of proceedings in all Courts _ Brisbane & Gold Coast (07) 5592 6633 [email protected] https://buff.ly/39UxyZU
05.01.2022 However you may choose to celebrate this long weekend, enjoy! We will re-open at 8am on Tuesday, 23 April
04.01.2022 Company directors today have significant obligations imposed upon them by virtue of the provisions of the Corporations Act. From time to time there are questions concerning directors responsibilities and we are able to provide efficient advice in relation to various matters concerning the Corporations Act. One matter which may arise from time to time for directors and officeholders is whether a company is insolvent (and whether a company is able to pay its debts as and when ...they fall due). There are a number of options which are available to directors of companies in these circumstances and we are able to provide specialist advice in relation to external administration processes such as voluntary administrations and liquidations. _ Brisbane & Gold Coast (07) 5592 6633 [email protected] https://buff.ly/39UxyZU
04.01.2022 Our friends over at The MBA Partnership are hiring! Check them out and start smashing those 2020 goals!
03.01.2022 In September, the Federal Govt announced the extension of the temporary relief measures ushered in by the Coronavirus Economic Response Package Omnibus Act 2020 (CERPO) which included the temporary relief for directors from personal liability for trading whilst insolvent. However, there are limitations on the application of the new protections, and therefore the ability of directors to avail themselves of the relief from insolvent trading claims. Head over to our website and read the full article - https://croninmiller.com.au//clarifications-on-safe-harb/
03.01.2022 Our friends over at YPGC have been busily working away to bring us all something new and interesting! Nice pivot YP Gold Coast!
02.01.2022 This week we looked at JobKeeper 2.0 in light of the economic update from treasurer, Mr Frydenberg last Thursday. More updates to come as we come closer to the wind down of govt grants and moratoriums put in place by state and federal governments for businesses struggling through the pandemic. https://croninmiller.com.au//covid-19-governments-updated/
02.01.2022 They say Bankrupts cannot travel overseas. Today, were telling you thats definitely just a #Myth. Heres another BUSTED #BankruptcyMyth
01.01.2022 On this ANZAC Day 2020, and always, thank you for your service. Lest we forget.
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