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Cross The T

Phone: +61 419 796 211



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25.01.2022 Cross the T provides legal advice and business consultancy services in a responsive, flexible and affordable manner. Contact us today at: www.crossthet.com.au or email to: [email protected] #crossthetlegal #professionalservices #smallbusiness #smallbusinesstips #melbournelawyer #businessconsultancy #commerciallawyer #businesslaw



24.01.2022 Those of you who know me well know that I take great pride in nurturing and understanding the business owners that I work with, to empower them with legal confidence, so that they have a voice and can focus on what they do best.

22.01.2022 Do you know what your working capital is? If you’re a #businessowner, in today’s #economy it’s important to keep a track of this ratio. So how can you determine what your working capital ratio is? We have developed a checklist to help you keep a track of it.... Download here: https://crossthet.hubspotpagebuilder.com/working-capital-bo #WorkingCapital #Checklist #BusinessPlanning #Cashflow #Management #FinancialPlanning #BusinessAdvisory

21.01.2022 Cross the T has new digs at Waters Edge Business Centre! We are so happy with our office space, allowing us to continue to provide our services to our clients. Once COVID restrictions lift, we'd love to have you along for a coffee and a chat!



19.01.2022 Every single one of us has something to offer. I am a strong believer that we should be using our strengths, experience, expertise and knowledge to not only benefit ourselves and our own businesses, but to also benefit others. I am so proud to share my knowledge and skill set on a range of fronts including supporting fellow small-business owners, supporting my local council (@Melton City Council) and as a board member of a new charitable entity which is setting out to raise b...oth awareness and much needed funding for mental health (official launch to follow shortly). My husband and business partner, Barry White, also sits on that board, he assists the ever impressive @Friend in Me not-for-profit that supports kids with additional/different needs and their families and he also sits on our kids' school council. What do you do to make a difference to those around you? Can you be doing more? We are all blessed with differing skills, knowledge, experience and networks - I encourage everyone to put them to good use.

18.01.2022 Your working capital is the money you have leftover after you have paid all of your short term liabilities. Negative working capital can often result from a poor cash flow. Boost your working capital and download free checklist here: ... https://crossthet.hubspotpagebuilder.com/working-capital-bo #WorkingCapital #Checklist #BusinessPlanning #Cashflow #Management #FinancialPlanning #BusinessAdvisory

15.01.2022 How do you measure the SUCCESS of your business? Is it profit or is it if you have investors knocking at the door..regardless of whether your business is a success yet, it is imperative that you FOCUS ON YOUR CASHFLOW & OPTIMISE it. Here are some tips to help optimise YOUR cash flow:... * Debtors - be proactive, call, email & call again. Not getting paid is the number one killer of a good cashflow. * Excessive spending - don’t spend money you don’t have! Simple cost-benefit analysis on all costs will help your cashflow. * Bullish future sales forecasts - accurate cashflow forecasting depends on keeping it real. Future sale forecasting is an art & the only guarantee is that you will be wrong - the aim is to minimise the gap between forecast & reality. * KISS - Keep It Simple Stupid - be sure to keep your invoicing processes simple & make your payment methods as user friendly as possible. The easier it is for your customers to pay you, the more likely you'll be paid (on time!). And remember, a sale is not a true sale until the CASH IS IN THE BANK! Be sure to reach out to Cross the T to arrange your FREE phone consultation to get on top of your finances and cashflow: https://www.crossthet.com.au/consultation/



12.01.2022 I am deep in planning mode for 2021 and would love to hear from you - what topics would you like for me to provide content about? It may be start-up legal issues, contracting concerns within the construction industry, how to write an effective business plan... the options are endless. Let me know your thoughts and I'll get it into the mix for 2021's plan (it's going to be a HUGE year!!!).

10.01.2022 Working capital is the amount of capital that a business can use in its day-day operations. Sometimes a low working capital can mean your business is struggling to grow and a high working capital can also mean your business is not reinvesting. Here’s a checklist we’ve developed to help you manage your working capital. ... Download here: https://crossthet.hubspotpagebuilder.com/working-capital-bo #WorkingCapital #Checklist #BusinessPlanning #Cashflow #Management #FinancialPlanning #BusinessAdvisory

09.01.2022 Get excited..... Cross the T has some exciting news to share... watch this space for our announcement!! Any guesses??

07.01.2022 Cross the T - commercial law made easy. We are here to help you in a flexible, down-to-earth and responsive manner. Don't put your head in the sand, about issues that may impact your business, talk to Cross the T today: https://calendly.com/crossthet/15min-phoneconsultaiton www.crossthet.com.au [email protected] ... #crossthet #melbournelawyer #smallbusiness #commerciallaw #business #businesslaw See more

06.01.2022 Does your finance team have its finger on the financial pulse? To meet continually changing business needs, your finance team needs to continually evolve in these four key areas: 1. Understand your DATA - data can provide insights to your business performance which can deliver business improvements. Make sure that your finance team possesses a strong understanding of data and the analytical skills to achieve useful insights.... 2. Continually develop and gain new skills - do not let your team stagnate! Read, educate, retrain and upskill! 3. Collaboration - continue to communicate and collaborate with your finance team. Build team dynamics that ensure open and clear communication, with a mix of skills and experience that will deliver the best outcomes for your business needs. 4. Be ready to "pivot" - if the past 12 months has taught us anything, it's that businesses need to be ready to embrace new approaches and technologies. This applies equally to your finance team: be agile! If your finance team needs help to put its finger on the financial pulse, be sure to reach out to Barry White ([email protected]) to arrange a free, no-obligation consultation: https://lnkd.in/gakrNJ4 #smallbusinesshelp #finance #smallbusinessowner #professionalservices #smallbusinesstips



05.01.2022 I received the most gorgeous bunch of flowers from a happy client yesterday. I have been helping this client through some difficult times recently and while the flowers are indeed GORGEOUS, it is my client’s sentiments that truly warm my heart. It is knowing that I’ve helped someone when they needed it most that makes me so very proud to do what I do. ... [email protected] www.crossthet.com.au #melbournelawyer #happyclient #thisismywhy #mywhy

04.01.2022 I'm looking forward to presenting my popular "Legal Essentials" session for start-ups and small business owners this coming Wednesday evening. Be sure to register and get along - I promise that the session is engaging, interactive, fun and informative. https://www.eventbrite.com.au/e/legal-essentials-for-start-

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