Davey & Associates in Mount Pleasant, Western Australia | Mortgage brokers

Davey & Associates

Locality: Mount Pleasant, Western Australia

Phone: +61 433 727 064

Address: Suite C14 Level 1, 1 The Esplanade 6153 Mount Pleasant, WA, Australia

Website: http://www.davey-associates.com.au

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24.01.2022 The Reserve Bank of Australia decided to once again reduce the official cash rate, this time to 1% in a concentrated effort to boost household spending and the economy in general. If you wish to read the Reserve Bank report, it can be viewed by clicking the link here. In making the decision to lower rates again this month the RBA has signalled its focus on supporting employment growth as it looks to restore inflation to within its target range and provide further stimulus to ...the economy. Interest rates are already at historic lows, and if lenders respond to the RBAs move by slashing their interest rates, there is an even more compelling case for you to review your lending options now. There may be different rates available from our wide panel of lenders and I’m always available to ensure you have the right financial solution for your current and future circumstances. Do you have any questions about your mortgage? If you’d like to arrange a time to schedule a Mortgage Makeover, click the below link to book an appointment or send us a PM. A simple click could save you thousands! I look forward to speaking with you soon! https://davey-associates.com.au/contact/

23.01.2022 The Reserve Bank of Australia decided to once again leave the official cash rate unchanged at 1.5% for the 27th consecutive time. Rates remain on hold while the RBA assesses domestic factors including slow economic growth, falling house prices and low wages growth in parallel with global stock market falls resulting from concerns about a possible trade war between the USA & China. With lenders increasing rates independently of the RBA, it is important to review your lending o...ptions regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and I’m always available to ensure you have the right financial solution for your current and future circumstances. Do you have any questions about your mortgage? If you’d like to arrange a time to catch up, click below to book an appointment or send us a PM. A simple click could save you thousands! https://davey-associates.com.au/contact/

23.01.2022 As widely anticipated, in the final rate announcement for 2018, the Reserve Bank of Australia decided to once again leave the official cash rate unchanged at 1.5% for a 28th month in a row. If you wish to read the Reserve Bank report, it can be viewed by clicking the link here. The RBA continues to balance the positive parts of the economy including strong infrastructure spending, increased export earnings and 5% unemployment with some of the negative economic indicators such... as a turn in the housing cycle, decreased consumer spending, tighter credit conditions, weak wages growth, below target inflation and share market volatility. With lenders now increasing rates independently of the RBA, it is important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and I’m always available to ensure you have the right financial solution for your current and future circumstances. Do you have any questions about your mortgage? If you’d like to arrange a time to catch up, click below to book an appointment or send us a PM. A simple click could save you thousands! I look forward to speaking with you soon! https://davey-associates.com.au/contact/

19.01.2022 In welcome news, the State Government has today announced it will provide a 75% reduction in stamp duty for off-the-plan apartment purchases, effective immediately. To put it in perspective, a $500,000 purchase previously incurred a stamp duty payment of $17,765. Under this new policy, that figure is reduced to just $4,441. For a $800,000 purchase price, the duty payable will change from nearly $32,316 to just over $8,000 at $8,079. This significant policy decision should s...timulate the property market, particularly for those seeking to sell their existing family home to downsize to an apartment or the First Home Buyer. For more information about these changes, read the full article here: https://www.propertycouncil.com.au//Property_Council_WA_wi If you require any advice or assistance about how these changes may affect you, please call me on 0433 727 064 or get in touch at [email protected]

18.01.2022 Do you want it to be even harder to get your home loan? Each year more than half a million Australians take out a mortgage with the help of a mortgage broker.... Possible legislation change threatens the mortgage broking industry, which could see all Australians having less access to smaller lenders and even less access to credit. As competition and choice declines, bank power and the risk of higher interest rates increases. Without mortgage brokers, finding a home loan will be harder and could become more expensive for home buyers. PROTECT COMPETITION, SIGN OUR PETITION AT brokerbehindyou.com.au

15.01.2022 Merry Christmas & Happy New Year! We would like to take this opportunity to thank you for the support this year and to wish you and your loves ones, a Merry Christmas and prosperous New Year! Hopefully, you will get time to relax, recharge and enjoy the company of family and friends over the holiday period.... Full Staffing Levels: Davey & Associates will be operating on full staffing levels until: Friday 3rd December 2019, reopening our doors on Monday 20th January 2020. Reduced Staffing Levels: Davey & Associates will be operating on reduced staffing levels from: Saturday 4th January 2020 through to Sunday 19th January 2020. We will still be operating over the Christmas and New Year period, however, it will be on a restricted basis. During this time, we'll have full access to emails, be available by phone and by special appointment only. We want to ensure that we can assist you as quickly as possible, to help you avoid any unnecessary delays and to meet all settlement requirements over the Christmas period. We will be closed for the public holidays on December 25, 26 and January 1. Please direct any urgent enquiries to the relevant contact points below. I look forward to working with you in 2020! Warmly Lachlan Davey M: +61 433 727 064 E: [email protected]

13.01.2022 The RBA has decided to leave the official cash rate unchanged at 1.5% for the 29th consecutive time. If you wish to read the Reserve Bank report, it can be viewed by clicking the link here. With speculation mounting that a date for the federal election is close to being announced and that tonight’s federal budget will bring with it tax cuts, the Reserve Bank has again left rates on hold. Supporting the case are strong employment figures & continued low global interest rates, ...offsetting continued concerns around falls in housing prices. With lenders continuing to review rates independently of the RBA, it is important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and I’m always available to ensure you have the right financial solution for your current and future circumstances. Do you have any questions about your mortgage? If you’d like to arrange a time to schedule a Mortgage Makeover, click the below link to book an appointment or send us a PM. A simple click could save you thousands! I look forward to speaking with you soon! https://davey-associates.com.au/contact/

12.01.2022 The RBA has decided to leave the official cash rate unchanged at 1.5% for the 28th consecutive time. If you wish to read the Reserve Bank report, it can be viewed by clicking the link here. Following its February meeting, the RBA said the case for the next rate move to be a decrease was now almost equal to the case for an increase and that it would continue to watch the economy closely for signs around its key objectives of decreasing unemployment and increasing inflation. It... will also be watching property markets, particularly in Sydney and Melbourne, very closely as prices continue to fall. With lenders continuing to review rates independently of the RBA, it is important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and I’m always available to ensure you have the right financial solution for your current and future circumstances. Do you have any questions about your mortgage? If you’d like to arrange a time to schedule a Mortgage Makeover, click the below link to book an appointment or send us a PM. A simple click could save you thousands! I look forward to speaking with you soon! https://davey-associates.com.au/contact/

11.01.2022 With the uncertainty of the federal election behind it, the RBA has decided to reduce the official cash rate to a new record low of 1.25% as it tries to stimulate household spending and the economy. If you wish to read the Reserve Bank report, it can be viewed by clicking the link here. In making this decision the RBA has taken into account inflation being below its target range of 2-3%, continued pressure on house prices, evidence of rising levels of mortgage stress, a borro...wing squeeze in response to the Banking Royal Commission, slow wages growth and continued concerns around the level of under employment. With lenders still continuing to review rates independently of the RBA, it is important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and I’m always available to ensure you have the right financial solution for your current and future circumstances. Do you have any questions about your mortgage? If you’d like to arrange a time to schedule a Mortgage Makeover, click the below link to book an appointment or send us a PM. A simple click could save you thousands! I look forward to speaking with you soon! https://davey-associates.com.au/contact/

09.01.2022 The RBA has decided to leave the official cash rate unchanged at 1.5% for the 30th consecutive meeting. Only twice before has the RBA elected to drop rates during an election campaign and on both those occasions the incumbent governing party lost the election. Despite inflation falling below its target range of 2-3%, continued falls in house prices, concerns around rising home loan arrears levels, a borrowing squeeze in response to the Banking Royal Commission and slow wages ...growth it appears the RBA has elected to allow the federal election to run its course before intervening. With lenders still continuing to review rates independently of the RBA, it is important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and I’m always available to ensure you have the right financial solution for your current and future circumstances. Do you have any questions about your mortgage? If you’d like to arrange a time to schedule a Mortgage Makeover, click the below link to book an appointment or send us a PM. A simple click could save you thousands! I look forward to speaking with you soon! https://davey-associates.com.au/contact/

06.01.2022 As financial markets digest the finding of the Banking Royal Commission, the Reserve Bank of Australia has made its rate announcement of 2019. The RBA has decided to leave the official cash rate unchanged at 1.5% for the 27th consecutive time. If you wish to read the Reserve Bank report, it can be viewed by clicking the link here. The RBA continues to balance the worrying parts of the economy Inflation dipping below its target range of 2-3%, falling house prices, a borrowin...g squeeze in response to the Royal Commission, slow wages growth and negative consumer and small business sentiment with the more positive aspects of strong infrastructure spending, increased export earnings and stable employment figures. With lenders continuing to review rates independently of the RBA, it is important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and I’m always available to ensure you have the right financial solution for your current and future circumstances. Do you have any questions about your mortgage? If you’d like to arrange a time to schedule a Mortgage Makeover, click the below link to book an appointment or send us a PM. A simple click could save you thousands! I look forward to speaking with you soon! https://davey-associates.com.au/contact/